Education Grants for Single Mothers in Michigan
Michigan Education Grants for Single Mothers: The 2025 No‑Fluff Guide
Last updated: September 2025
This guide is written for single moms in Michigan who need real, immediate help paying for college or job training—without sugarcoating the hard parts. Every dollar figure, deadline, and eligibility rule below links to an official source. Where a number changes year‑to‑year, we tell you exactly where to check the current amount.
Quick help (start here)
- File the FAFSA now if you haven’t. It unlocks federal and Michigan grants. Use the “Get started” at StudentAid.gov and list a Michigan school. For 2026–27, FAFSA opens by October 1, 2025. If you’re starting this fall, use the 2025–26 FAFSA. Call 1‑800‑433‑3243 for FAFSA help. (ed.gov)
- If you’re 25+, apply for Michigan Reconnect to make your in‑district community college tuition‑free. It’s a last‑dollar scholarship layered on top of Pell. Apply online; support line 888‑447‑2687. (michigan.gov)
- Recent grads (Class of 2023+): claim the Michigan Achievement Scholarship. It’s up to 5,500/year∗∗atuniversities,atuition‑freeCommunityCollegeGuarantee(plus∗∗5,500/year** at universities, a tuition‑free Community College Guarantee (plus **1,000 Pell bonus), or up to $2,000/year for career training. Start via MiSSG; help line 888‑447‑2687. (michigan.gov)
- If you ever had Medicaid as a teen, check the Tuition Incentive Program (TIP). Phase I covers community‑college tuition (private/tribal per‑credit benchmark 135∗∗for2025‑26;feesupto∗∗135** for 2025‑26; fees up to **450/term). Phase II adds 500/semester∗∗ata4‑yearschool(max∗∗500/semester** at a 4‑year school (max **2,000). (michigan.gov)
- Call MI Student Aid with questions: 888‑447‑2687 (M–F, 8:00–4:45 ET). They can see your state‑aid status in MiSSG. (michigan.gov)
- Need child care to stay in school? Look at U‑M’s Child Care Subsidy (up to 8,730/term∗∗for3+kids),MSU’sChildCareGrant(∗∗8,730/term** for 3+ kids), MSU’s Child Care Grant (**1,000/semester per child), and Wayne State’s CCAMPIS‑supported slots. Also check Michigan’s child care subsidy and Tri‑Share (now up to 400% FPL). Helplines below. (finaid.umich.edu, finaid.msu.edu, education.wayne.edu, michigan.gov)
Quick Reference Cheat Sheet
| Program | Max amount (typical) | Who it’s for | Key deadline(s) | Where to apply / learn more |
|---|---|---|---|---|
| Federal Pell Grant (2025–26) | Up to $7,395/year | Undergrads with financial need | Federal FAFSA window; college priority varies | Federal Pell overview and 2025–26 max/min (fsapartners.ed.gov) |
| FSEOG | Up to $4,000/year (campus‑based) | Pell‑eligible students with exceptional need | Limited campus funds—apply early | FSEOG basics (fsapartners.ed.gov) |
| TEACH Grant | Up to $3,772/year after sequestration | Future teachers in high‑need fields (service obligation) | Ongoing; check campus deadlines | Sequester‑adjusted TEACH amounts (fsapartners.ed.gov) |
| Michigan Achievement Scholarship—University route | Up to 5,500/year∗∗(max∗∗5,500/year** (max **27,500/5yrs) | Recent MI HS grads (Class of 2023+) meeting SAI rules | FAFSA each year; enroll within 15 months | MAS college/university details (michigan.gov) |
| Michigan Achievement Scholarship—Community College Guarantee | In‑district tuition, contact hours, mandatory fees + $1,000 Pell bonus | Recent grads, full‑time at CC/tribal college | FAFSA annually; enroll within 15 months | Community College Guarantee (michigan.gov) |
| Michigan Achievement Skills Scholarship | Up to 2,000/year∗∗(max∗∗2,000/year** (max **4,000) | Recent grads in eligible career training | Apply in MiSSG; programs vary | Skills scholarship (michigan.gov) |
| Michigan Reconnect (25+) | In‑district CC tuition/fees (last‑dollar) | MI residents 25+ without a degree | Rolling; FAFSA needed | Reconnect—how it works (michigan.gov) |
| Tuition Incentive Program (TIP) Phase I | CC tuition; private/tribal per‑credit 135(2025–26)∗∗;feesupto∗∗135 (2025–26)**; fees up to **450/term | Identified as Medicaid‑eligible in youth | Start within 4 yrs of HS grad; 10‑yr usage window | TIP Phase I rules and rates (michigan.gov) |
| TIP Phase II | 500/semester∗∗(max∗∗500/semester** (max **2,000) | After 56 credits/certificate/associate | Must finish within 30 months of Phase I completion | TIP Phase II (michigan.gov) |
| Michigan Competitive Scholarship (legacy) | Up to $1,500/year | First undergrad; HS grads before 2023 | FAFSA by July 1 | MCS details (michigan.gov) |
| Children of Veterans Tuition Grant | Up to $2,800/year (full‑time) | Children of MI vets killed/disabled/MIA | 2025–26 app due July 15, 2026 | CVTG program (michigan.gov) |
| Police/Fire Survivors Tuition Grant | Tuition waiver (public colleges) | Spouses/children of MI police/fire killed LOD | 2025–26 app due July 15, 2026 | Survivor Tuition Grant (michigan.gov) |
| Michigan Indian Tuition Waiver | Tuition waived at public colleges | Enrolled citizens with ¼+ blood quantum; MI resident | Rolling | MITW eligibility & application (michigan.gov) |
| Fostering Futures Scholarship | Varies by need; max $3,000 (2024–25); 2025–26 open | Students who experienced MI foster care age 13+ | 2025–26 priority by Dec 31, 2025 | Fostering Futures (michigan.gov) |
| MI Future Educator Fellowship | Up to 10,000/year∗∗(max∗∗10,000/year** (max **30,000) + service obligation | Junior+ in approved teacher program | 2025–26 app due June 15, 2026 | MFE Fellowship (michigan.gov) |
| MI Future Educator Stipend | Up to $9,600/semester (student teaching) | Full‑time student teachers | 2025–26 apps: windows by term | MFE Stipend (michigan.gov) |
What we found missing in other articles (and fixed here)
- Outdated figures for Pell, Michigan Achievement Scholarship, and TIP. We use 2025–26 official amounts and link every number. (fsapartners.ed.gov, michigan.gov)
- Little to no coverage of the Community College Guarantee’s $1,000 Pell bonus or exact TIP per‑credit/fee caps. Both are included with sources. (michigan.gov)
- Missing campus‑based child care funding for student parents with actual dollar caps (U‑M, MSU, WSU). We added those and state child care help details. (finaid.umich.edu, finaid.msu.edu, education.wayne.edu, michigan.gov)
- No phone numbers. We include MI Student Aid (888‑447‑2687), FAFSA (1‑800‑433‑3243), Michigan Works! (800‑285‑WORKS), Great Start (877‑614‑7328), and 2‑1‑1 backups. (michigan.gov, michiganworks.org, unitedwaysem.org, uwmich.org)
First move: file the FAFSA (free federal application)
The FAFSA is your gatekeeper to Pell, FSEOG, TEACH, and every Michigan state grant, including the Michigan Achievement Scholarship. If you’ll be in school in 2026–27, the form will be available by October 1, 2025 (the U.S. Department of Education certified the on‑time launch). For 2025–26 enrollment, the form is already open. Call 1‑800‑433‑3243 if you get stuck. (ed.gov)
What you need (fastest path):
- Your FSA ID (create at StudentAid.gov).
- Social Security number (or A‑Number if eligible noncitizen), 2023 tax info for the 2025–26 FAFSA, and every contributor’s email to invite them to sign.
- List at least one Michigan college so MI Student Aid can match your record.
Timeline reality check:
- FAFSA submission: 30–45 minutes. Processing typically 3–14 days after full submission. Schools need more time to package aid—expect a few weeks. If your household changed (divorce, job loss), ask the aid office for a “professional judgment” review.
Federal grants you can use at Michigan schools
Federal Pell Grant (largest federal grant)
- Amount: up to $7,395 for 2025–26. Amount depends on your Student Aid Index, family size, and enrollment intensity. (fsapartners.ed.gov)
- How to apply: FAFSA only. No separate form.
- Documents: FAFSA inputs + any school verification if selected.
- Timelines: On your award notice once the school receives/processes your FAFSA.
What to do if this doesn’t work:
- If your Pell is low but your income fell, ask for a special‑circumstances review. Also look at the Michigan Achievement Scholarship and tuition‑free university pledges below.
Federal Supplemental Educational Opportunity Grant (FSEOG)
- Amount: up to $4,000/year (more for approved study‑abroad). Funds are limited and awarded first to Pell recipients with the most need. (fsapartners.ed.gov)
- How to apply: FAFSA; then the campus awards until funds run out.
- Tip: File early and reply quickly to any document requests.
What to do if this doesn’t work:
- Ask about emergency grants on your campus and state options below.
TEACH Grant (teaching majors only—serious warning)
- Amount: statutory 4,000∗∗,butsequestrationreducesthemaxto∗∗4,000**, but sequestration reduces the max to **3,772 for disbursements from 10/1/2025–9/30/2026. (fsapartners.ed.gov)
- Strings attached: If you don’t teach four years in a high‑need field at a low‑income school, the grant turns into a federal loan with interest.
- Apply/renew: FAFSA + TEACH counseling and agreement each year.
What to do if this doesn’t work:
- Consider the MI Future Educator Fellowship (10,000/year∗∗,service‑obligationinMichigan)ortheStudentTeachingStipend(∗∗10,000/year**, service‑obligation in Michigan) or the Student Teaching Stipend (**9,600/semester) for your teaching semester. (michigan.gov)
Michigan state grants and scholarships that work well for single mothers
Start each of these by filing the FAFSA. Then set up your MiSSG account to track eligibility and fix issues quickly. MI Student Aid helpline: 888‑447‑2687 (M–F). (michigan.gov)
Michigan Achievement Scholarship (MAS) — three paths
- University route: Up to 5,500/year∗∗(max∗∗5,500/year** (max **27,500 over five years) for recent HS grads (Class of 2023+) who meet the Student Aid Index requirement and enroll full‑time. (michigan.gov)
- Community College Guarantee (new): Covers in‑district tuition, contact hours, and mandatory fees for recent grads enrolling full‑time within 15 months of graduation—no income cap—and gives Pell recipients an extra $1,000. (michigan.gov)
- Career training: Up to $2,000/year for up to two years in approved programs. Apply in MiSSG. (michigan.gov)
How to apply:
- FAFSA + school enrollment; for career training, complete the brief Skills Scholarship application in MiSSG.
Required docs:
- FAFSA confirmation; proof of Michigan residency and HS graduation as needed.
Timelines:
- University/CC awards typically show on your aid offer once FAFSA data arrives and your college packages aid. Career training scholarships are approved after you submit the MiSSG application and enroll.
What to do if this doesn’t work:
- If you’re 25+, pair (or pivot to) Michigan Reconnect (below). If you’re out of district for your CC, ask about residency changes or district sponsorships to avoid out‑of‑district charges the Guarantee doesn’t fully cover. (michigan.gov)
Michigan Reconnect (tuition‑free community college for adults 25+)
- What it covers: Last‑dollar coverage of in‑district community college tuition/fees (discount if out‑of‑district). You must be 25+, MI resident 1+ year, no prior degree, and in a Pell‑eligible program. FAFSA required. Apply online; help line 888‑447‑2687. (michigan.gov)
Timelines:
- Application takes minutes. Aid posts after your FAFSA is processed and you enroll in eligible credits.
What to do if this doesn’t work:
- If you’re 21–24, note that the temporary expansion closed for new applicants; ask your CC about similar local “free college” or Promise programs. (michigan.gov)
Tuition Incentive Program (TIP) — if you had Medicaid as a teen
- Who qualifies: Students identified by MDHHS as having had Medicaid for 24 months in a 36‑month window between ages 9 and HS graduation. FAFSA required. (michigan.gov)
- Phase I (certificate/associate level): Pays in‑district CC tuition; at private/tribal schools pays the statewide per‑credit benchmark (135in2025–26∗∗)andcoversmandatoryfeesupto∗∗135 in 2025–26**) and covers mandatory fees up to **450/term. Must start within 4 years of graduation; 10‑year usage window. (michigan.gov)
- Phase II (after 56 transferable credits/degree): 500/semester∗∗upto∗∗500/semester** up to **2,000 at 4‑year institutions; must finish within 30 months of completing Phase I requirements. (michigan.gov)
What to do if this doesn’t work:
- If you weren’t flagged for TIP but think you qualify, call MI Student Aid (888‑447‑2687) and your aid office to review TIP status in MiSSG. (michigan.gov)
Michigan Competitive Scholarship (legacy)
- Amount: Up to $1,500/year for undergrads who graduated before 2023 and met the qualifying SAT/ACT score and need rules. FAFSA by July 1 each year. (michigan.gov)
What to do if this doesn’t work:
- If you graduated in 2023 or later, focus on the Michigan Achievement Scholarship and your university’s tuition‑free pledge (below).
Children of Veterans Tuition Grant (CVTG)
- Amounts: 2,800/year∗∗(full‑time),proratedfor¾‑time(∗∗2,800/year** (full‑time), prorated for ¾‑time (**2,100) and half‑time ($1,400), for children of qualified MI veterans who died, became totally and permanently disabled, or are MIA due to service. 2025‑26 application deadline July 15, 2026. (michigan.gov)
- Covers: Tuition and fees at eligible MI colleges.
What to do if this doesn’t work:
- Call the Michigan Veterans Affairs Agency (800‑642‑4838) about federal GI Bill transfer options, VR&E (Chapter 31), or emergency help. Amounts vary—use the VA Comparison Tool for current rates. (michigan.gov)
Police Officer’s & Fire Fighter’s Survivor Tuition Grant
- Benefit: Full tuition waiver at Michigan public community colleges and universities for eligible surviving spouses and children of police/fire killed in the line of duty. Apply once via MiSSG; 2025‑26 deadline July 15, 2026. (michigan.gov)
What to do if this doesn’t work:
- Ask your campus if other institutional survivor or public‑service waivers exist and check 2‑1‑1 for local scholarship funds.
Michigan Indian Tuition Waiver (MITW)
- Benefit: Tuition waived at Michigan public colleges for eligible students who are enrolled citizens of U.S. federally recognized tribes with ¼+ blood quantum, and MI residency (12 months). Processed by MiLEAP. (michigan.gov)
- Note: Statute requires public colleges/universities to waive tuition; other costs (fees, books, housing) aren’t covered. (legislature.michigan.gov)
What to do if this doesn’t work:
- Pair MITW with Pell/MAS/TIP and your university’s tuition pledge. MSU also operates a Native American Tuition Advantage that may eliminate remaining tuition for some students. (msutoday.msu.edu)
Fostering Futures Scholarship (for students with foster care experience)
- Amount: Need‑based; MI lists up to $3,000 for 2024–25. The 2025–26 application is open now; priority consideration by December 31, 2025; funds are first‑come, first‑served. (michigan.gov)
- How to apply: In the MiSSG Student Portal or by phone at 888‑447‑2687.
What to do if this doesn’t work:
- Ask your school about campus‑based “Fostering Success” supports and emergency aid funds.
MI Future Educator Fellowship and Stipend (for future teachers)
- Fellowship: Up to 10,000/year∗∗(max∗∗10,000/year** (max **30,000) for juniors+ admitted to approved teacher‑prep programs; you sign a Michigan teaching service agreement. 2025–26 app deadline June 15, 2026. (michigan.gov)
- Stipend: $9,600/semester while student teaching; see term‑specific application windows. Paid directly and doesn’t reduce other aid. (michigan.gov)
What to do if this doesn’t work:
- Pair with Pell, MAS, and campus grants. Your district may also have “Grow Your Own” support (not stackable with the Fellowship—check rules). (michigan.gov)
Free‑tuition “guarantees” at Michigan universities (stack with state/federal aid)
These pledges can zero out tuition for qualifying Michigan residents after grants are applied. They are especially helpful if your Pell/MAS doesn’t fully cover tuition.
| University pledge | Core income/eligibility (2025–26) | Notes |
|---|---|---|
| University of Michigan — Go Blue Guarantee | Free tuition for in‑state undergrads with family income ≤ 125,000∗∗andassets≤∗∗125,000** and assets ≤ **125,000 (effective Fall 2025) | Four years of tuition and mandatory fees if you meet continuing criteria. (finaid.umich.edu) |
| Michigan State University — Spartan Tuition Advantage | Tuition covered for new in‑state freshmen who are Pell‑eligible with household income ≤ $65,000 (SAI ≤ 12,000) | Up to 18 credits/term for eight consecutive semesters. (finaid.msu.edu) |
| Wayne State University — Wayne State Guarantee | Tuition/standard fees covered for Pell‑eligible MI residents and most families with income ≤ 80,000** & assets ≤ **50,000 | For incoming first‑years; renews up to four years. (wayne.edu) |
For a statewide snapshot of other tuition‑free pledges (CMU Tuition Advantage, EMU Eagle Guarantee, GVSU Grand Valley Pledge, WMU Bronco Promise, others), see MASU’s list. Then call your aid office to confirm the fine print. (masu.org)
What to do if this doesn’t work:
- If you’re transfer/returning, some pledges exclude transfers; ask about equivalent awards for transfers, or use Michigan Reconnect (if at a CC) plus MAS and campus grants.
Child care while you study (and where to find real dollars)
You can’t finish school if you can’t find safe, affordable care. Here’s where to look—starting with state help, then campus programs.
- Michigan Child Care Subsidy (CDC): If you’re working or in school and under the income limits (example thresholds: family of 2 ≤ 40,872∗∗,3≤∗∗40,872**, 3 ≤ **51,648, 4 ≤ $62,400), you may qualify for low/no‑cost licensed care. Apply in MI Bridges. For help finding care and eligibility, call Great Start to Quality at 877‑614‑7328. (michigan.gov)
- MI Tri‑Share Child Care: Costs are split 1/3 state, 1/3 employer, 1/3 you. As of May 2025, income eligibility expanded to 400% FPL (about $128,600 for a family of 4). Ask HR if your employer participates or call your Regional Facilitator via the program page. (michigan.gov)
- Campus child care funds (examples below). Availability can change if federal CCAMPIS grants are reduced or end—confirm with your campus each term. (washingtonpost.com)
Student‑parent child care funding in Michigan (selected)
| Campus program | Typical max | Who qualifies | How to apply |
|---|---|---|---|
| U‑M Ann Arbor Child Care Subsidy | Up to 4,516/term∗∗(1child),∗∗4,516/term** (1 child), **6,621/term (2), $8,730/term (3+) for 2025–26 | U‑M students with financial need using licensed care | FAFSA + U‑M Child Care Subsidy app; OFA help 734‑763‑6600 (finaid.umich.edu) |
| MSU Child Care Grant | $1,000/semester per child | MSU students with demonstrated need using licensed care | FAFSA + MSU Child Care Grant forms; awards about 3 weeks into term (finaid.msu.edu) |
| Wayne State Early Childhood Center (CCAMPIS) | Full‑day child care free for eligible Pell‑eligible undergrad parents (as slots allow) | WSU undergrads, Pell‑eligible, min 6 credits | Contact ECC; confirm CCAMPIS slot status each year (education.wayne.edu) |
Note: Some campuses have ended programs when CCAMPIS funding lapsed; always check current status with your school. (wmich.edu)
What to do if this doesn’t work:
- Apply for the state CDC subsidy first (often the fastest path to ongoing support). Ask your campus for backup child‑care vouchers or short‑term emergency funds.
How to stack aid the smart way (and avoid billing surprises)
- Start with the FAFSA and list your Michigan school.
- Accept Pell and state grants (MAS, TIP, CVTG, etc.).
- Add a tuition pledge (Go Blue, Spartan Tuition Advantage, Wayne State Guarantee) if you qualify.
- For CC students: layer Reconnect or the Community College Guarantee with Pell; watch out for out‑of‑district charges. (michigan.gov)
- If your aid doesn’t cover books/transportation, ask about emergency micro‑grants and payment plans before considering loans.
Step‑by‑step: Applying without losing weeks
- Make your FSA ID and each contributor’s FSA ID.
- File FAFSA; add your school’s code; sign and submit.
- Create your MiSSG account to see Michigan aid in real time.
- If you’re 25+, submit Michigan Reconnect. If you’re a recent grad, make sure you’re on track for MAS eligibility. (michigan.gov)
- Submit any verification items your school requests (pay attention to deadlines in your portal).
- Register for the right number of credits to keep your funding (full‑time for MAS/pledges; halftime+ for Pell/TIP minimums).
Realistic timeline:
- Week 1–2: FAFSA submitted and processed; MiSSG account set up.
- Week 2–4: Aid offer posts; you accept grants; campus verifies documents.
- 5–10 business days after the term begins: Most grants disburse if you’re enrolled and clear any holds.
Common mistakes to avoid
- Submitting FAFSA late or forgetting to sign it (no signature = no processing).
- Enrolling less than full‑time when your award requires full‑time (e.g., MAS Community College Guarantee). (michigan.gov)
- Ignoring “out‑of‑district” community college status; it can add costs the Guarantee doesn’t fully cover—ask how to establish in‑district residency. (michigan.gov)
- Missing TIP usage windows (must start within 4 years of HS graduation; 10‑year limit). (michigan.gov)
- Taking classes outside your program when aid requires program applicability (TIP Phase I covers only program courses). (michigan.gov)
Quick Reference: Michigan contacts you may actually need
- MI Student Aid (program questions, MiSSG issues): 888‑447‑2687, weekdays. (michigan.gov)
- FAFSA help: 1‑800‑433‑3243 (1‑800‑4‑FED‑AID). (ed.gov)
- Michigan Works! (training funds, job help): 800‑285‑WORKS (9675) or use the locator. (michiganworks.org)
- Child care finder & subsidy help: Great Start to Quality 877‑614‑7328. (unitedwaysem.org)
- Michigan Veterans Affairs Agency (education & benefits): 800‑642‑4838. (michigan.gov)
- 2‑1‑1 statewide (food, rent, utility help that keeps you in school): Dial 211 or 1‑844‑875‑9211. (uwmich.org)
Local Promise/tuition‑free programs (check if you qualify)
Some city‑based “Promise” scholarships make CC or university pathways free if you graduated from the local high school system—useful if you’re returning to school as a parent.
- Detroit Promise (run by Detroit Regional Chamber): Tuition‑free paths at many Michigan colleges for eligible Detroit grads. (detroitchamber.com)
- Kalamazoo Promise: Up to 100% of in‑state tuition and mandatory fees at listed schools; benefit percentage depends on years in KPS. Time limit usually 10 years from graduation. (kalamazoopromise.com)
- Grand Rapids Promise Zone (GRCC): Up to 72 attempted credits at GRCC plus books/supplies and campus funds; eligibility tied to city residency and high school attendance. (grcc.edu, grpromisezone.com)
- Lansing Promise: Up to 10,000∗∗atLCC,upto∗∗10,000** at LCC, up to **20,000 toward a bachelor’s at select universities. (lansingpromise.org)
What to do if this doesn’t work:
- Use MAS/Reconnect plus your university’s pledge. Many moms qualify for free‑tuition combinations once everything is layered properly. (michigan.gov)
Application checklist (print this)
- FSA ID for you (and contributor if required).
- 2023 federal tax info/W‑2s (for 2025–26 FAFSA); proof of non‑filing if applicable.
- List of Michigan colleges to receive FAFSA.
- Documents for state programs (e.g., proof of residency, veteran documents for CVTG, tribal enrollment and blood quantum for MITW). (michigan.gov)
- Child care: provider license number, cost estimates, and proof of work/school hours for CDC subsidy. (michigan.gov)
Real‑world examples
- Detroit mom, 29, starting an associate degree in nursing at her in‑district community college, 25+, no degree: stacks Pell ($7,395 max), Michigan Reconnect (covers remaining in‑district tuition/fees), and the CDC child care subsidy (income‑tested). Result: tuition/fees covered; child care reduced to affordable copay. (michigan.gov, fsapartners.ed.gov)
- Grand Rapids mom, 22, Class of 2023, full‑time at GRCC: uses Community College Guarantee (tuition/fees covered in‑district), Pell (for living costs), Promise Zone (books/supplies), and CCAMPIS slot if available. (michigan.gov, grcc.edu)
- Future teacher in Lansing, 34, finishing a bachelor’s: MI Future Educator Fellowship (10,000/year∗∗)+StudentTeachingStipend(∗∗10,000/year**) + Student Teaching Stipend (**9,600/semester) + Pell + MAS, with a service obligation to teach in Michigan after graduation. (michigan.gov)
Timelines you can plan around (2025–26 and 2026–27)
| Milestone | When |
|---|---|
| 2025–26 FAFSA: open; awards processing ongoing | Now through spring 2026 (school priority deadlines vary) |
| 2026–27 FAFSA: official launch by Oct 1, 2025 | Plan to file in October for first‑come campus funds |
| Fostering Futures 2025–26 priority deadline | Dec 31, 2025 |
| MI Future Educator Fellowship 2025–26 deadline | June 15, 2026 |
| Police/Fire Survivors & CVTG 2025–26 deadline | July 15, 2026 |
Sources: U.S. Dept. of Education FAFSA launch certification; MI Student Aid program pages for state deadlines. (ed.gov, michigan.gov)
Diverse communities: tailored notes and resources
- LGBTQ+ single mothers: ask your campus LGBT Resource Center about emergency funds and housing/lactation spaces; use 2‑1‑1 for local supportive services. Dial 211 or 1‑844‑875‑9211. (uwmich.org)
- Single mothers with disabilities or with disabled children: speak to your school’s disability office about accommodations that keep you at full‑time status (required for some awards). For child care, CDC subsidy rules allow school as an approved activity. (michigan.gov)
- Veteran single mothers: call the MVAA at 800‑642‑4838 to maximize GI Bill, VR&E, or state programs alongside CVTG. The Detroit VA Regional Office can also help in person. (michigan.gov, va.gov)
- Immigrant/refugee single moms: many state programs allow “U.S. citizen, permanent resident, or approved refugee” (check each page). If you’re ineligible for federal aid, ask your campus about institutional grants and Promise programs with alternate verification. (michigan.gov)
- Tribal citizens: apply for the Michigan Indian Tuition Waiver plus your school’s Native student supports (e.g., MSU Native American Tuition Advantage). (michigan.gov, msutoday.msu.edu)
- Rural single moms: consider online/hybrid options plus local Michigan Works! training funds and childcare through CDC/Tri‑Share to make travel manageable. 800‑285‑WORKS. (michiganworks.org)
- Single fathers: all programs above are gender‑neutral unless specified; the same FAFSA/state rules apply.
- Language access: 2‑1‑1 offers support in 180+ languages; your college can usually arrange interpreters for financial aid appointments. Dial 211 or 1‑844‑875‑9211. (uwmich.org)
Where to get in‑person help by region
- Detroit tri‑county (Wayne/Oakland/Macomb): Connect4Care Kids line 313‑395‑3776 for child‑care navigation; 2‑1‑1 is available 24/7 if you need other resources. (unitedwaysem.org)
- West Michigan (Kent/Grand Rapids): Grand Rapids Promise Zone office can help grads navigate GRCC funding; pair with Great Start to Quality (877‑614‑7328) for care. (grpromisezone.com, unitedwaysem.org)
- Statewide workforce/tuition help: Find your local Michigan Works! office or call 800‑285‑WORKS (9675) to ask about WIOA training funds and supportive services (bus passes, work gear, etc.). (michiganworks.org)
FAQs (Michigan‑specific)
- What’s the max Pell Grant for 2025–26?
- Up to $7,395. Your exact amount depends on your Student Aid Index, family size, and enrollment intensity. (fsapartners.ed.gov)
- Is the Michigan Achievement Scholarship income‑based?
- For the university route, yes (based on SAI/need rules). The Community College Guarantee has no income requirement and covers in‑district tuition/fees if you enroll full‑time within 15 months of graduation; Pell recipients get an extra $1,000. (michigan.gov)
- I’m 27 with no degree. Can I still go tuition‑free?
- Likely yes at your in‑district community college via Michigan Reconnect (last‑dollar). Pair it with Pell for books and transportation. (michigan.gov)
- How much does TIP actually pay?
- At CCs it covers in‑district tuition; at private/tribal colleges pays a benchmark 135/creditin2025–26∗∗,withfeesupto∗∗135/credit in 2025–26**, with fees up to **450/term; Phase II pays 500/semester∗∗(max∗∗500/semester** (max **2,000) at 4‑year schools. (michigan.gov)
- I need child care to attend classes. What are my options?
- Start with the state CDC subsidy (see income thresholds), Great Start to Quality (877‑614‑7328), and ask your campus about child‑care grants like U‑M’s subsidy or MSU’s grant. Consider Tri‑Share if your employer participates (eligibility up to 400% FPL). (michigan.gov, finaid.umich.edu, finaid.msu.edu)
- Are there tuition‑free programs at universities beyond state aid?
- Yes. U‑M’s Go Blue Guarantee (income ≤ 125,000∗∗),MSU’sSpartanTuitionAdvantage(≤∗∗125,000**), MSU’s Spartan Tuition Advantage (≤ **65,000 and Pell‑eligible), and Wayne State’s Guarantee (≤ $80,000 or Pell). Each has conditions; check the campus page. (finaid.umich.edu, finaid.msu.edu, wayne.edu)
- Do I have to be full‑time?
- Many programs (MAS Community College Guarantee, tuition pledges) require full‑time. Pell and some state grants allow half‑time, but amounts drop. Always confirm with your aid office. (michigan.gov)
- When should I file FAFSA for 2026–27?
- File in October 2025 (the Department confirmed an on‑time launch) to maximize campus‑based funds like FSEOG and work‑study. (ed.gov)
- I’m a foster care alum. How fast should I apply?
- Apply now in MiSSG; Fostering Futures is first‑come and prioritizes apps in by December 31, 2025 for 2025–26. (michigan.gov)
- Who can I call if I’m stuck?
- MI Student Aid 888‑447‑2687; FAFSA 1‑800‑433‑3243; Michigan Works! 800‑285‑WORKS; 2‑1‑1 for non‑tuition emergencies. (michigan.gov, michiganworks.org)
Quick‑glance tables you can screenshot
Grants and waivers at a glance
| Program | Core benefit | Key rules |
|---|---|---|
| Pell | Up to $7,395 | FAFSA; undergrad; amount based on SAI/enrollment intensity. (fsapartners.ed.gov) |
| FSEOG | Up to $4,000 | Campus‑based; limited funds; Pell‑first priority. (fsapartners.ed.gov) |
| MAS (University) | Up to $5,500/yr | Class of 2023+; SAI rules; full‑time. (michigan.gov) |
| MAS (CC Guarantee) | Tuition/fees + $1,000 Pell bonus | Class of 2023+; enroll full‑time within 15 months; in‑district covers best. (michigan.gov) |
| TIP I/II | CC tuition + 135/credit∗∗benchatprivates;∗∗135/credit** bench at privates; **500/sem at 4‑yrs | Medicaid eligibility in youth; usage windows. (michigan.gov) |
| Reconnect | CC in‑district tuition/fees | 25+, no prior degree, MI resident; last‑dollar. (michigan.gov) |
| CVTG | Up to $2,800/yr | Child of qualifying MI veteran. (michigan.gov) |
| Police/Fire Survivor | Tuition waiver (public) | Surviving spouse/child of officer/firefighter killed LOD. (michigan.gov) |
| MITW | Tuition waived (public) | Enrolled tribal citizen, ¼+ blood quantum, MI resident. (michigan.gov) |
University tuition‑free pledges (MI residents)
| Campus | Income cut‑off (typical) | Coverage |
|---|---|---|
| U‑M (Go Blue) | ≤ 125,000** income & ≤ **125,000 assets | Tuition/mandatory fees up to 4 years. (finaid.umich.edu) |
| MSU (Spartan Tuition Advantage) | ≤ $65,000 & Pell‑eligible | Up to 18 credits/term, 8 semesters. (finaid.msu.edu) |
| Wayne State Guarantee | ≤ 80,000** & ≤ **50,000 assets or Pell | Tuition & standard fees, up to 4 years. (wayne.edu) |
Child care supports for student parents
| Support | What it covers | Where to start |
|---|---|---|
| CDC Subsidy | Sliding‑scale or free licensed child care (income‑tested) | Apply via MI Bridges; help 877‑614‑7328. (michigan.gov) |
| MI Tri‑Share | 1/3 state, 1/3 employer, 1/3 you (up to 400% FPL) | Ask employer or regional hub. (michigan.gov) |
| U‑M Subsidy | Up to $8,730/term (3+ kids) | FAFSA + U‑M app. (finaid.umich.edu) |
| MSU Grant | $1,000/semester per child | FAFSA + MSU forms. (finaid.msu.edu) |
| WSU ECC (CCAMPIS) | Full‑day child care for Pell‑eligible undergrads (as available) | Contact WSU Early Childhood Center. (education.wayne.edu) |
If you hit a wall (Plan B list)
- Call MI Student Aid (888‑447‑2687) and ask them to look at your MiSSG record while you’re on the line. They can spot what’s blocking your award. (michigan.gov)
- Visit Michigan Works! for WIOA training money, testing vouchers, and supportive services like gas cards. 800‑285‑WORKS. (michiganworks.org)
- Dial 211 for emergency help that keeps you enrolled: rent/utility shut‑off prevention, food, car repair, diapers, and legal help. (unitedwaysem.org)
- Ask your aid office for an income appeal if you had a recent job loss or custody change.
About This Guide
Compiled by the ASingleMother.org Editorial Team
This guide uses official sources from Michigan Department of Human Services, USDA, HUD, and established nonprofits.
This guide is produced based on our Editorial Standards using only official sources, regularly updated and monitored, but not affiliated with any government agency and not a substitute for official agency guidance. Individual eligibility outcomes cannot be guaranteed.
Last verified September 2025, next review April 2026.
Please note that despite our careful verification process, errors may still occur – email info@asinglemother.org with corrections and we respond within 72 hours.
Editorial standards reference: ASingleMother.org Editorial Policy (our sourcing, verification, and update schedule).
Disclaimer
- Program rules and dollar amounts change. Always verify amounts and eligibility with the official agency or your college before you enroll or sign contracts.
- Security note: Do not email Social Security numbers, bank info, or tax documents to unknown senders. Use only official portals (StudentAid.gov, Michigan.gov, your school’s secure site). Keep your FSA ID private and enable multi‑factor authentication.
- This guide is informational and not legal advice. It does not guarantee funding or outcomes.
Sources cited (selected)
- Pell Grant maximum for 2025–26: U.S. Dept. of Education Dear Colleague Letter. (fsapartners.ed.gov)
- FSEOG policy and caps: FSA Handbook 2024–25. (fsapartners.ed.gov)
- TEACH sequestration amounts: FSA Electronic Announcement (FY26). (fsapartners.ed.gov)
- Michigan Achievement Scholarship (CC Guarantee, University, Skills): MI Student Aid official pages. (michigan.gov)
- Tuition Incentive Program rates and limits: MI Student Aid TIP Phase I & II. (michigan.gov)
- Reconnect eligibility: Michigan.gov/Reconnect. (michigan.gov)
- CVTG amounts; Police/Fire Survivor Tuition Grant: MI Student Aid. (michigan.gov)
- MITW: MiLEAP page and statute. (michigan.gov, legislature.michigan.gov)
- Fostering Futures deadlines/amount: MI Student Aid. (michigan.gov)
- University tuition pledges: U‑M Go Blue Guarantee, MSU Spartan Tuition Advantage, Wayne State Guarantee (official pages). (finaid.umich.edu, finaid.msu.edu, wayne.edu)
- Child care resources: MI Kids Matter income examples, Tri‑Share expansion to 400% FPL (MiLEAP). Campus child‑care program caps at U‑M, MSU, WSU. (michigan.gov, finaid.umich.edu, finaid.msu.edu, education.wayne.edu)
- FAFSA 2026–27 launch confirmation: U.S. Dept. of Education press release (Aug 27, 2025). (ed.gov)
If a link is temporarily down, call the phone number listed next to the program. MI Student Aid can confirm eligibility and deadlines by phone at 888‑447‑2687. (michigan.gov)
— End of guide —
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