Last Updated on December 20, 2022 by Meghan
Life presents various difficulties now and then. One of the difficulties that people face is financial hardship. Several groups can struggle financially more than others. Single mothers are one of these groups. They are in charge of financial management for their household. However, sometimes things may not go through as expected. Single moms may need housing, rent, utility, or other sorts of assistance to afford their families. There are many governmental, state-based, and charitable organizations that assist a wide range of support for single mothers. If you are a single mother living in the State of North Carolina, there may be available programs for you. Keep reading the article and find out which one helpful for you.
North Carolina Home Protection Program and Loan Fund
North Carolina Home Protection Program and Loan Fund are funded by the North Carolina Housing Finance Agency. This program mainly helps people who are not employed and facing foreclosure in their homes. This organization believes that the number of residents who lost their jobs and homes has been increasing during the last couple of years. They can help with mortgage payments or provide cash support based on your circumstances.
- You must be a landlord.
- You must not have a job and prove that it was not your own intention to lose your job.
- You must be facing foreclosure in your home.
This program has eight local housing counseling offices in North Carolina. Single mothers who are not employed and about to lose their homes can apply for this program. To find out the nearest local office near you, please visit https://www.nchfa.com/news/home-protection-pilot-program-and-loan-fund.
The Salvation Army Housing Assistance
The Salvation Army has been working for low and moderate-income families in North Carolina since 1887. Their services are financed by the U.S. Department of Housing and Urban Development. This organization offers safe and healthy shelters, clothing, and other essential needs of families. Single moms looking for housing assistance may consider applying to the Salvation Army. If you are eligible, apart from providing a low-cost house for your family, they expect you to join their workshops. Their mission is to make sure that you can live on your own. If you are interested in any of their programs, please follow the link https://www.salvationarmycarolinas.org/programs/shelter.
Legal Aid of North Carolina
Legal Aid of North Carolina is a civil legal advocacy office in North Carolina. Their main goal is to make sure that everyone is equal in front of the law regardless of their financial condition. If you are not able to afford an attorney for your legal case, they can help you with that. You may consult the Legal Aid of North Carolina if you have any legal questions. You can apply online through this link https://www.legalaidnc.org/get-help/apply-online or dial 866 219 5262.
The Weatherization Assistance Program in North Carolina
This program is sponsored by the federal government and aims to improve energy efficiency for low-income residents. Single mothers in need of utility support can apply for this program. You can save energy, spend less money and get an education about energy efficiency. You can be either a landlord or a renter to be qualified. To apply, please follow the link https://deq.nc.gov/about/divisions/energy-mineral-land-resources/weatherization-assistance-program or contact 877 623 6748.
North Carolina Housing Coalition
North Carolina Housing Coalition is a local organization offering housing assistance for low-income people. Single mothers having low or moderate income can apply for this benefit. Based on your financial situation they can offer rental assistance. If you are about to lose your home, they can make sure that you will live in a safe and decent house with your family. To find out more, please visit https://nchousing.org/.
Lifeline and Link-Up Programs in North Carolina
Lifeline and Link-Up Programs are federally funded ones that aim to help low-income residents of North Carolina. People who cannot afford their phone bills can get in touch with them. If you are eligible for these programs, you can have approximately a $10 discount each month on your phone bill. Single mothers may get in touch with their service providers to learn if they are eligible. To learn more, visit https://www.ncdhhs.gov/divisions/social-services/other-programs/lifeline-and-link-programs.
The Low Income Energy Assistance North Carolina
LIHEAP offers cash support one-time only. Low-income residents of North Carolina may consider getting this benefit to get rid of some part of their heating/energy bills.
- You must be a U.S. citizen or there must be someone in your household who is a U.S. citizen.
- You must prove that you are facing financial hardship.
- Your reserves must be under $2,250.
To read more, visit https://www.ncdhhs.gov/assistance/low-income-services/low-income-energy-assistances.
North Carolina Work First Benefit Diversion
The Work First Benefit Diversion is a program that is funded by the federal government. The main goal is to provide cash support for low-income residents of North Carolina. Single mothers who are not employed and struggling with financial problems can get in touch with this program. You can either get a one-time payment or for up to three months depending on your financial situation. For more details, check https://www.ncdhhs.gov/divisions/social-services/work-first-family-assistance/work-first-benefit-diversion.
The Camillus House is a local non-governmental organization founded to reduce homelessness. Single mothers are one of the prioritized groups for the Camillus House. They offer emergency housing, transitional housing, and permanent housing by evaluating your application. If you are at the risk of becoming homeless or already homeless, please visit https://www.camillus.org/services/the-continuum-of-housing/.
HUD’s Family Unification Program
The Family Unification Program in North Carolina was created by the HUD. Their mission is to fight against homelessness. Hence, they provide decent and affordable housing for young people in financial need. Young single mothers may apply for this program. When you are accepted, you can either get free housing support or pay very small amounts of rent each month based on your financial situation. Please visit https://www.nchcw.org/pricing-services to get more information.
CoAbode Single Mothers House Sharing
CoAbode Single Mothers House Sharing is one of the most efficient non-governmental organizations in North Carolina. It was created particularly for single moms who are looking for a safe and affordable house. This program finds another available single mother for you to live with. It means that single mothers help each other out. They start to live together and share their financial expenses. You should keep in mind that you will be living with another family when you are accepted for this program. Hence, it is better to go through all the details about this option. To find out more, visit http://www.coabode.org/programs/program/1.
Carolina’s Vision House
Carolina’s Vision House is another local organization in North Carolina. Single mothers who lost their home and having financial problems can apply to this institution. You should know that your income must be under 30 percent of the median revenue of the area. When you are accepted, you can live with your family in Carolina’s Vision Houses for up to two years. If you cannot find a decent home or cannot afford it at the end of two years, they will reevaluate your case. Please read more at http://www.visionhomes1.com/ or call 910 323 8222.
Mercy Housing’s mission is to provide low-cost and safe housing for low-income residents of North Carolina. If you require affordable and secure housing you can take your chance. Please contact 303 830 3300 or for more information https://www.mercyhousing.org/.
Bridge of Hope Church in North Carolina
Main goal of this organization is to end homelessness. They provide permanent housing, particularly for women and children. Therefore, single mothers who need permanent housing can more likely have housing support from this organization. Besides if you are eligible, they can help you to find a job and become an independent single mother. You can learn more about the eligibility criteria at https://www.bridgeofhope.church/home.
YWCA Central Carolinas
The YWCA promotes various programs for women in need. They are intended to fight against racism and empower women within the scope of peace, justice, freedom, and dignity. Single mothers who are looking for financial support or job training can get in touch with this institution. If you are interested in their wide array of programs, please check out their website https://ywcacentralcarolinas.org/.