Last updated: May 20, 2026
Bottom line
Vermont utility help is real, but it is not one single program. Start with Vermont Fuel Assistance for heat, MyBenefits for state benefit applications, your utility company for payment plans and discounts, and Community Action if you have a heating emergency.
If you are a single mother and the bill is already past due, call the utility before the shutoff date. Ask for a payment plan, ask if you qualify for an energy discount, and then call 2-1-1 or your local Community Action Agency for local help. Keep notes of every call.
Urgent help if service may be shut off
If you have a disconnect notice, low fuel, no heat, or a child at home in unsafe temperatures, act the same day.
- Call your electric, gas, water, fuel, or propane company and ask for a payment plan in writing.
- Call Vermont 211 for local fuel, utility, and faith-based emergency funds.
- For a heating crisis during the fuel season, ask your local Community Action Agency about Crisis Fuel Assistance.
- If the utility will not work with you, file a consumer complaint with the Vermont Department of Public Service.
- If a public benefit was denied or cut off, contact VTLawHelp fair hearings or Vermont Legal Aid.
This guide is general information. It is not legal advice or a promise that any program will pay your bill.
Where to start
Start with the bill that can harm your household first. In Vermont, that is usually heat, electric service, gas service, or water. If you rent and utilities are included in rent, also check Vermont housing help because a rent crisis can also become a utility crisis.
If the bill is not past due yet
Apply for seasonal fuel help, ask about budget billing, and look into energy discounts before winter bills rise.
If you have a shutoff notice
Call the company first. Then call Community Action, Vermont 211, and the Department of Public Service if you cannot get a fair plan.
If your home wastes heat
Ask about weatherization. It may not fix this month’s bill, but it can lower future bills.
For a wider benefit plan, use Vermont single mother help, then add food, child care, health care, and transportation support if those bills are keeping you from paying utilities.
Quick help table
| Problem | Best first call | What to ask | Reality check |
|---|---|---|---|
| Heating bill | DCF or MyBenefits | Seasonal Fuel Assistance | Benefits depend on rules, funding, fuel type, and household details. |
| No heat or very low fuel | Community Action | Crisis Fuel help | Crisis Fuel is limited and usually tied to the heating season. |
| Electric bill | Your utility | Payment plan, budget billing, discount | You may need proof of income or proof of another benefit. |
| Natural gas bill | Vermont Gas or DCF | Energy Assistance discount | Only Vermont Gas residential customers can use that discount. |
| Water bill | Town, water provider, 211 | Local hardship help | Vermont’s emergency water programs from COVID have ended. |
| Phone or internet | Lifeline or 211 | Phone or broadband discount | ACP ended, but Lifeline still exists for eligible households. |
Vermont Fuel Assistance for heating bills
Vermont Fuel Assistance is the state’s LIHEAP program. It helps eligible households pay part of home heating costs. It may help if you own or rent, and it may still help when heat is included in rent. The state says the program can pay a fuel supplier, issue benefits for wood or pellets, or issue benefits to households with heat included in rent.
The income limit for seasonal Fuel Assistance is tied to 185% of the federal poverty guidelines. The exact income number changes by household size and year, so check the current limit before you decide you are over income.
You can start with help with bills for a national overview, but for Vermont you should use the state application path. Apply through MyBenefits when available, call DCF at 1-800-479-6151 if you need help, or ask for a paper application. If you already receive Vermont SNAP help, Reach Up, or other benefits, have that information ready because it may make verification easier.
Tip
Do not wait until your tank is almost empty. If you use oil, propane, kerosene, wood, pellets, or another delivered fuel, call your dealer and ask what account number DCF or Community Action will need.
Crisis Fuel Assistance
Crisis Fuel Assistance is for heating emergencies. Vermont’s crisis rules say the program may help households at risk of being without heat. It can involve fuel delivery, overdue bill help, electric service needed to run heat, natural gas, furnace repair, or related emergency help.
Crisis Fuel is not the same as a guaranteed cash payment. The state rules say crisis help is not an entitlement, and the program can be limited by funding and rules. For the 2024 rules, the income limit is up to 200% of the federal poverty guidelines. A household must also meet residency and status rules and have a real heating emergency.
Apply through Community Action. The five agencies cover the state, and the energy assistance page can help you find your region. During busy cold weeks, phone lines can be slow. Leave a clear message with your name, town, fuel type, shutoff date if any, and the safest way to reach you.
| Situation | What to bring or send | Ask for |
|---|---|---|
| Low fuel | Fuel company name, account number, tank level, bill | Crisis fuel screening |
| Electric disconnect | Disconnect notice, account number, amount due | Help if electricity runs heat |
| Broken furnace | Repair estimate, landlord contact if renting | Furnace repair review |
| No heat after hours | Household details and medical risks | After-hours crisis options |
Utility discounts and payment plans
Discount programs lower future bills. They may not erase the whole past-due balance, but they can make a payment plan easier to keep.
- Green Mountain Power: The GMP Energy Assistance program gives eligible customers a 25% monthly discount on certain charges. GMP says eligibility is verified through DCF, and customers must re-enroll each year.
- Burlington Electric: The BED assistance page says accepted customers can receive a bill credit. Burlington Electric may use proof from Fuel Assistance, 3SquaresVT, Vermont Gas assistance, Section 8, or another income method.
- Vermont Gas: The Vermont Gas form says eligible residential customers can receive a 20% discount and must include a recent gas bill.
- Other utilities: Ask your electric co-op, town water office, fuel dealer, or propane company about budget billing, hardship funds, arrears plans, and medical certificate rules.
Ask about payment plans even if you are applying for help. A pending application may not stop collection by itself. If you need help with other costs so you can keep up with the plan, look at Vermont TANF help, Vermont WIC benefits, and Vermont child care help.
Shutoff protections and complaints
Vermont has rules for residential gas, electric, and water disconnection. These rules cover notice, delinquency, repayment plans, special protections, and how utilities must handle some shutoff steps. The rule text is technical, so use it as a backup and call for help if you are not sure what it means.
If you receive a shutoff notice, call the utility and ask for the exact amount needed to stop shutoff, the lowest payment plan they can offer, and whether a medical certificate, winter rule, or age-related rule applies. If someone in the household has a serious health issue that would be made unsafe by loss of service, ask the utility what medical certificate process it uses. Do not wait until the morning of disconnection.
For rules, see Vermont’s disconnection rule. For help with a utility dispute, contact the Department of Public Service Consumer Affairs. The Public Utility Commission says people are strongly encouraged to begin with Consumer Affairs before filing with the Commission.
Common mistakes to avoid
- Do not ignore a notice because you applied for help.
- Do not promise a payment you know you cannot make.
- Do not send original documents unless the office requires it.
- Do not assume water help is still available through old COVID programs.
- Do not rely on social media posts about grants. Use official or local sources.
Lower future bills with weatherization
Weatherization can help if your home is drafty, hard to heat, or using too much energy. The state Weatherization Assistance Program is a free program for income-eligible households. Vermont’s program says owner-occupied homes and rental homes can be weatherized when the occupant is eligible.
The process can include an application, efficiency coaching, an energy audit, heating system checks, air sealing, insulation, and a final inspection. This is not same-day help for a shutoff notice. It is a longer fix that may make next winter easier.
Start with Vermont weatherization or call your local weatherization provider. You can also ask Efficiency Vermont about free services, renter energy kits, appliance help, rebates, and language support. If you live in a rural area and transportation is a barrier, also check rural mother support.
Water, phone, and internet help
Water and sewer help is more local now. Vermont Rural Water says the past COVID-era water and sewer bill programs, including LIHWAP, have ended. If you have a water bill problem, call your town, fire district, private water provider, or landlord first. Then call 2-1-1 to ask about local funds.
For phone and internet, be careful with old pages that still talk about the Affordable Connectivity Program. ACP ended in 2024. The federal Lifeline program still exists for eligible households and can be used for phone service or broadband. You may qualify through income or a benefit such as SNAP, Medicaid, SSI, Federal Public Housing Assistance, or Veterans Pension and Survivors Benefit.
Use Lifeline eligibility and USAC Lifeline to check current rules. For device, internet, or online application help, see Vermont tech help.
Documents and information to gather
Programs may ask for different proof. Gather what you have before calling, but still call even if you are missing something. Ask what can be used instead.
| Proof | Examples | Why it matters |
|---|---|---|
| Identity | Photo ID, case number, birth records | Shows who is applying |
| Household | Names, ages, school records | Programs count household size |
| Income | Pay stubs, benefit letters, child support | Most programs have income rules |
| Utility account | Bill, account number, shutoff notice | Needed for payment or discount |
| Housing | Lease, landlord name, rent details | Needed if heat is in rent |
| Safety or medical issue | Clinician contact, safe phone number | May matter for urgent handling |
Backup options if one program cannot help
If the first office says no, ask why. It may be because the program is out of season, the bill type is not covered, the account is not in your name, the household is over income, or documents are missing.
- Ask your utility for a lower plan, budget billing, or a supervisor review.
- Ask 2-1-1 about local churches, town funds, and small nonprofit funds.
- Ask Community Action if another fund can help when Crisis Fuel cannot.
- If a benefits denial affects food, rent, or child care too, add Vermont emergency help and Vermont community support to your plan.
- If transportation keeps you from getting to an office, check Vermont transportation help.
What to do if you are denied, delayed, or ignored
Ask for the denial or decision in writing. Ask what rule was used and what proof would change the decision. If the issue is a utility company, use the Department of Public Service first, then the Public Utility Commission if needed. If the issue is DCF or a public benefit, ask about appeal rights or a fair hearing.
Legal help may be useful if you face shutoff, unsafe housing, a denied benefit, or a landlord-utility problem. Start with Vermont legal help. If utility loss would affect medical care, pregnancy, postpartum recovery, or a child’s health, also look at Vermont health care help.
If there is abuse, stalking, or control over utilities, phones, money, or transportation, use a safe device and contact a trained advocate. Vermont safety resources can help you find safer support.
Phone scripts you can use
Calling the utility
Hello, my name is [name]. I am calling about account [number]. I have a shutoff notice or past-due bill. I am a parent with children at home. What is the lowest payment needed to stop disconnection, and can you put a payment plan in writing?
Calling Community Action
Hello, I live in [town]. I need help with heat or a utility shutoff. My fuel type is [type], and my shutoff date or fuel level is [date or level]. Can you screen me for Crisis Fuel or any local emergency fund?
Calling DCF
Hello, I want to apply for Fuel Assistance and check whether I can use MyBenefits or need a paper form. Can you tell me what documents I need for my household and how to send them?
Calling Consumer Affairs
Hello, I tried to make a payment plan with [utility]. I believe the plan is not workable or the shutoff notice may be wrong. Can you help me understand my options and open a complaint if needed?
Resumen en español
Si necesita ayuda con calefacción, electricidad, gas, agua, teléfono o internet en Vermont, empiece con DCF, MyBenefits, su compañÃa de servicios y 2-1-1. Si tiene aviso de corte, llame a la compañÃa el mismo dÃa y pida un plan de pago por escrito. Para una emergencia de calefacción, llame a Community Action. Guarde copias de facturas, avisos, ingresos y números de cuenta. Si le niegan ayuda, pida la decisión por escrito y pregunte por apelación o ayuda legal.
FAQ
Can single mothers in Vermont get help with electric bills?
Yes, some households can get help through utility payment plans, Green Mountain Power or Burlington Electric discounts, Community Action, Vermont 211, and state fuel programs when electricity is tied to heating. Eligibility and funding vary.
Does Vermont Fuel Assistance pay my whole heating bill?
Usually no. Fuel Assistance helps pay part of eligible heating costs. The amount and timing depend on program rules, fuel type, household details, prices, and available funding.
Is Crisis Fuel Assistance open all year?
Crisis Fuel is usually tied to Vermont’s heating season and program deadlines. If it is outside the season, call Community Action or 2-1-1 to ask about other funds or next steps.
What if I rent and heat is included in rent?
You may still be able to apply for Fuel Assistance if you meet the rules. You may need rent or landlord information. Also check housing help if rent is behind.
Can I get help with water bills in Vermont?
There is no current statewide LIHWAP water bill program like the temporary COVID program. Call your water provider, town, landlord if you rent, and Vermont 211 for local options.
What should I do if my utility will not give a payment plan?
Ask for the reason in writing, keep call notes, and contact the Vermont Department of Public Service Consumer Affairs. If needed, ask Vermont Legal Aid or VTLawHelp about your rights.
About this guide
This guide uses official federal, state, local, and other high-trust nonprofit and community sources mentioned in the article.
A Single Mother is independent and is not a government agency, benefits office, lender, law firm, medical provider, or tax advisor.
Program rules, funding, local availability, and eligibility can change. Always confirm details with the official program before you apply or make decisions.
Verification: Last verified May 20, 2026, next review August 20, 2026.
Corrections: If you see something wrong or outdated, email suggestions@asinglemother.org.
Disclaimer: This article is for general information only. It is not legal, financial, medical, tax, immigration, disability, safety, or government-agency advice.