Last updated: July 15, 2026
Bottom line
Reach Up is Vermont’s Temporary Assistance for Needy Families program. It may provide monthly cash assistance, case management, work or school support, and referrals. Start with the official Reach Up page, then apply through Vermont’s benefits system.
Reach Up is not a grant that every applicant receives. The Department for Children and Families (DCF) reviews your household, children, income, housing, and other facts. As of July 1, 2026, Vermont no longer uses an asset limit to decide initial or continuing Reach Up eligibility. Income and some lump-sum payments can still affect a case.
This page explains the Vermont process. ASMOM’s national TANF guide explains the federal program, while the Vermont help guide covers food, housing, health care, child care, and other support.
If you need urgent help
Do not wait for a Reach Up decision if your family lacks food, safe shelter, or heat. Call DCF Economic Services at 800-479-6151 and explain the urgent need.
- Call 211 or search Vermont 211 for food shelves, emergency housing contacts, fuel help, transportation, and local services.
- Apply for 3SquaresVT while Reach Up is pending. ASMOM’s Vermont SNAP guide explains the food-benefit process.
- If abuse, stalking, or threats are involved, contact the Vermont Network or a local advocate before sharing information that could affect your safety.
- If there is immediate danger, call 911.
Where to start
I need monthly cash help
Apply for Reach Up. Save your application date, confirmation details, and copies of every paper you send.
I need help today
Call DCF and 211. Ask about food, emergency housing, fuel, utilities, and other programs while the case is reviewed.
I have a work barrier
Tell your worker about child care, transportation, health, pregnancy, disability, school, or safety problems before you miss a required step.
I received a notice
Read it right away. Check the reason, effective date, missing proof, and fair-hearing deadline.
Quick reference
| Need | Best first step | Reality check |
|---|---|---|
| Monthly cash assistance | Apply for Reach Up. | The amount depends on DCF’s household budget. |
| Food while waiting | Apply for 3SquaresVT. | Food and cash benefits use different rules. |
| Child care for work or school | Ask about CCFAP. | A provider opening is not guaranteed. |
| Short-term job barrier | Ask about Reach First. | DCF decides whether the short-term track fits. |
| Support after starting work | Ask about Reach Ahead. | Eligibility and the 24-month limit still apply. |
| Denied or reduced benefits | Request a fair hearing. | Act within the deadline on the notice. |
What Reach Up does
Reach Up helps eligible Vermont families with minor children meet basic needs and work toward steadier income. It may include a monthly cash payment, a case manager, a Family Development Plan, and support for approved work, education, or training activities.
A Family Development Plan is a written plan made with your worker. It may include work, job search, training, adult education, treatment, school, or steps to solve a barrier. The plan should reflect your family’s actual needs and your ability to take part.
Important 2026 change: no asset limit
Vermont Act 136 removed the Reach Up asset test. The official asset rule memo says that, starting July 1, 2026, Reach Up no longer evaluates resources to decide eligibility.
This means savings, a vehicle, or other property are no longer measured against the old $9,000 asset limit. DCF may still ask about income, household members, and lump-sum payments because those facts can affect the benefit budget. Answer the application fully and ask how a specific payment will be treated.
Who may qualify
You may qualify if you live in Vermont, have a dependent child in your care, and meet the program’s financial and household rules. Parents, some relatives caring for children, and other eligible caretakers may apply. Single fathers and two-parent families may also apply.
Some pregnant people without a child already in the home may qualify near the due date. Vermont rules also allow earlier eligibility in certain high-risk, minor-parent, or disability situations. Call DCF and explain the due date and household facts rather than assuming pregnancy does or does not qualify.
DCF reviews income, child support, household members, custody, and other facts. Vermont does not use one simple income cutoff because deductions and the household formula affect the result.
Do not deny yourself
Working part time, living with relatives, receiving child support, or having changing work hours does not automatically block Reach Up. Apply and let DCF complete the budget.
Reach Up program tracks
Vermont has several related programs. Ask DCF which one matches your current situation.
| Program | What it may provide | Practical question |
|---|---|---|
| Reach Up | Ongoing cash assistance, a family plan, case management, and approved supports. | What must I do, and what help is available? |
| Reach First | Short-term help when DCF expects the family may need assistance for four months or less. | Can Reach First solve a job-start barrier? |
| PSE | Cash and supports tied to an approved college or post-secondary plan. | Does my program meet the PSE program rules? |
| Reach Ahead | Work support, child care subsidy, coaching, and a food benefit after Reach Up or PSE closes. | Will I be enrolled when I start working? |
The current Reach Ahead guide says eligible families can receive support for up to 24 months. The food benefit is $50 a month for the first 12 months and $5 a month for the next 12 months. Families may also receive job-retention help, coaching, and the maximum available child care subsidy.
How to apply for Reach Up
You may apply online through Vermont MyBenefits. You may also call DCF at 800-479-6151 to request a mailed application or ask for help. The DCF application page explains the available filing paths.
- Submit an application as soon as you need help.
- Save the application date and confirmation details.
- Complete the required interview.
- Send requested proof by the deadline.
- Keep screenshots, mailing proof, and copies.
- Read every DCF notice.
A basic signed application with your name and address can establish an application. DCF must generally decide the application within 30 days. If approved, the benefit effective date is the approval date or day 30 after the application, whichever comes first. The first month may be prorated, so benefits do not simply begin on the filing date.
If online access is difficult, use the official district office list. Ask for an interpreter, disability accommodation, or another safe way to complete the interview when needed.
How Reach Up benefits are figured
Reach Up does not pay one flat amount. DCF starts with a basic-needs standard, adds a housing standard and any allowed special housing amount, multiplies the result by 49.6%, then subtracts the household’s countable net income.
| Calculation part | Current amount | What it means |
|---|---|---|
| Basic need: 1 person | $644 | Starting standard for one assistance-group member. |
| Basic need: 2 people | $942 | Starting standard for two members. |
| Basic need: 3 people | $1,236 | Starting standard for three members. |
| Basic need: 4 people | $1,478 | Starting standard for four members. |
| Housing standard | $450 in Chittenden County; $400 elsewhere | Added before the funding percentage is applied. |
| Special housing amount | Up to $90 | May apply when allowed housing costs are above the standard. |
| Funding percentage | 49.6% | Used to find the maximum benefit before countable income. |
The official benefit calculation guide gives the current standards and formula. These figures are not promised payment amounts. Earned-income deductions, child support paid, unearned income, household size, and the first-month proration can change the result.
If the amount looks wrong, ask DCF for the budget or a clear explanation of the math. Compare the income, household members, housing location, and deductions with your current records.
Documents and information to gather
Do not wait for every paper before applying. File first, then provide the proof DCF requests. ASMOM’s documents checklist can help you organize papers for Reach Up and related programs.
| Type of proof | Examples | Helpful step |
|---|---|---|
| Identity | State ID, driver license, school ID, passport, or another accepted record | Ask what substitute is allowed if an ID is missing. |
| Children and household | Birth records, school records, custody papers, household names, and birth dates | Explain shared custody or temporary living arrangements. |
| Income | Pay stubs, employer statement, unemployment, child support, or self-employment records | Show when hours or income changed. |
| Housing | Lease, landlord note, shelter letter, mortgage statement, and utility bills | Make sure the amount and address are clear. |
| Plan barriers | Child care waitlist, school schedule, medical note, repair estimate, or bus information | Tell the worker before the barrier causes a missed activity. |
| Safety concern | Your statement, advocate letter, court paper, or another record | Ask how to share information safely. |
Work plans, supports, and time rules
Many adults in Reach Up must take part in work, job search, education, training, treatment, or another approved activity. Some people may qualify for an exemption, deferral, or different plan because of pregnancy, health, disability, caregiving, domestic violence, or another serious barrier.
Ask about the child care assistance program before a job, class, or required activity begins. ASMOM’s Vermont child care guide gives more state-specific steps.
If transportation is the problem, ask the case manager about approved mileage, bus help, car repairs, remote meetings, or another option before paying a cost. ASMOM’s transportation help guide covers other paths.
Vermont’s 60-month rule is not an automatic lifetime cutoff. After 60 countable months, a household may continue receiving Reach Up when it follows the required case-management plan or has good cause. Some months may not count, including certain periods involving inability to work, care of a baby under age 1, domestic violence, or care of an ill or disabled household member. Review the current Reach Up time rules with your worker.
Child support, safety, and good cause
When the other parent is absent, a Reach Up application may lead to a child-support case. The Office of Child Support can help establish or enforce support, but the process may need to change when there is a safety risk.
If cooperation could put you or your child at risk, tell your Reach Up worker and ask about a child-support waiver or good-cause protection before moving forward. Do not share a new address or contact detail if you are unsure how it will be protected.
ASMOM’s Vermont safety guide lists confidential local starting points. The Vermont child support guide explains the broader state process. This article is general information, not legal or safety advice.
Payments, EBT, and reporting changes
Reach Up cash may be issued through Vermont EBT or direct deposit, depending on the case setup. Use the official Vermont EBT page for card, PIN, replacement, and account information.
Keep your address, phone number, and payment information current. Ask DCF which changes you must report and when. Work income, household members, child custody, housing, and other facts can change the benefit.
Never give your EBT PIN to a caller. Report a lost card or strange transaction through the official card-help path.
If Reach Up is denied, delayed, reduced, or closed
Read the notice right away. It should explain the decision, effective date, and fair-hearing rights. If the issue is missing proof or a missed interview, submit the item quickly and ask whether DCF can correct or reopen the case.
Vermont Reach Up rules generally allow 90 days from the mailing date of the notice to request a fair hearing. If you ask before the adverse action takes effect and request continued benefits, assistance may continue while the appeal is pending. You may have to repay benefits if the final decision supports DCF, so ask how continued benefits work in your case.
The Human Services Board handles benefit appeals. You may also call DCF at 800-479-6151 for fair-hearing instructions. ASMOM’s benefits problem guide explains how to organize notices, proof, and call notes.
For legal information, use VTLawHelp and ASMOM’s Vermont legal help guide. An appeal gives you a review; it does not promise that the decision will change.
Other Vermont help while you wait
Reach Up may not cover every bill. Check other programs that fit your need:
- Vermont housing help covers shelter, rental help, and housing searches.
- Vermont utility help covers fuel, power, and shutoff assistance.
- Vermont emergency help covers short-term crisis paths.
- Community Action help explains what local agencies may offer.
Regional Community Action agencies
| Region | Agency | What to ask about |
|---|---|---|
| Chittenden, Addison, Franklin, Grand Isle | CVOEO | Food, fuel, housing, forms, and family programs |
| Central Vermont | Capstone | Basic needs, housing, food, Head Start, and coaching |
| Rutland and Bennington | BROC | Fuel, housing, food, and emergency referrals |
| Windham and Windsor | SEVCA | Utilities, housing stability, food, and family support |
| Northeast Kingdom | NEKCA | Food, housing, Head Start, and local referrals |
Funding, hours, and local services can change. Call the agency serving your town before traveling or sending documents.
Common mistakes to avoid
- Waiting to apply because you are unsure about eligibility.
- Assuming the old $9,000 asset limit still applies.
- Missing an interview and not calling back.
- Ignoring a notice because the wording is confusing.
- Not telling the worker about child care, transportation, health, or safety barriers.
- Paying for a work item before support is approved.
- Assuming benefits must end automatically at 60 months.
- Throwing away upload, mail, or call records.
Phone scripts
Call DCF to apply
“Hi, I want to apply for Reach Up. I also need to know whether I should apply for food, child care, fuel, or emergency help. What is the next step, and what proof should I gather?”
Check a delayed case
“Hi, I applied on [date]. Is my interview complete? Is anything missing? What is the deadline, and how can I keep proof that DCF received my documents?”
Report a plan barrier
“Hi, I cannot complete part of my Family Development Plan because of [child care, transportation, health, disability, pregnancy, or safety]. Can we review the plan and discuss support, good cause, or a deferral?”
Ask about an appeal
“Hi, I received a Reach Up notice dated [date]. Please explain the decision, the fair-hearing deadline, and whether I can submit more proof or request continued benefits while the appeal is pending.”
Resumen en español
Reach Up es el programa de TANF en Vermont. Puede ayudar a familias elegibles con niños con dinero mensual, un plan familiar, apoyo para trabajo o estudios, cuidado infantil y otras referencias.
Puede solicitar por MyBenefits o llamar a DCF al 800-479-6151. Desde el 1 de julio de 2026, Reach Up ya no tiene un límite de bienes o ahorros. Los ingresos, el hogar y otros datos todavía afectan la decisión.
Si necesita comida, vivienda, calefacción o ayuda urgente, llame al 211. Si recibe una carta de negación, reducción o cierre, lea la fecha límite. En general, hay 90 días desde la fecha de envío del aviso para pedir una audiencia.
FAQ
Is Reach Up Vermont’s TANF program?
Yes. Reach Up is Vermont’s main TANF cash-assistance and case-management program for eligible families with dependent children.
Does Reach Up have an asset limit?
No. Vermont removed the Reach Up asset test on July 1, 2026. Income, household facts, and some lump-sum payments can still affect eligibility or the benefit.
Can I receive Reach Up while working?
Maybe. Working does not automatically block Reach Up. DCF applies income deductions and calculates the benefit using your household budget.
How much does Vermont Reach Up pay?
There is no flat amount. DCF uses family size, housing standards, countable income, deductions, and a 49.6% funding factor to calculate the payment.
Can a pregnant person apply?
Some pregnant people may qualify near the due date or earlier in limited situations. Call DCF and explain the pregnancy and household facts.
Does Reach Up end after 60 months?
Not automatically. After 60 countable months, continued help depends on participation, good cause, exemptions, and the household’s current case.
What if child support cooperation is unsafe?
Tell the Reach Up worker and ask about a child-support waiver or good-cause protection. A local advocate may help with safer communication.
What if DCF denies or closes my case?
Read the notice and act before the deadline. You may submit missing proof, ask for an explanation, or request a fair hearing.
About this guide
This guide uses official federal, state, local, and other high-trust nonprofit and community sources mentioned in the article.
A Single Mother is independent and is not a government agency, benefits office, lender, law firm, medical provider, or tax advisor.
Program rules, funding, local availability, and eligibility can change. Always confirm details with the official program before you apply or make decisions.
Verification: Last verified July 15, 2026, next review October 15, 2026.
Corrections: If you see something wrong or outdated, email suggestions@asinglemother.org.
Disclaimer: This article is for general information only. It is not legal, financial, medical, tax, immigration, disability, safety, or government-agency advice.
Last updated: July 15, 2026
Next review date: October 15, 2026