Last updated: May 20, 2026
Bottom line
If you are a single mother in Arkansas and need health coverage, start with Access Arkansas because it is the state portal for Medicaid, ARKids, TEFRA, SNAP, and TEA. One application can help DHS check several health care paths for your family.
The main health coverage paths are ARHOME for many adults, ARKids A or ARKids B for children, pregnancy Medicaid, Presumptive Eligibility for Pregnant Women, TEFRA for some children with disabilities, WIC, community health centers, and Marketplace coverage. If you are not sure which one fits, apply anyway or call the Access Arkansas helpline at 1-855-372-1084.
This guide is for general information only. It is not medical advice, legal advice, or a promise that you will qualify. Program rules and local provider availability can change.
Urgent help
- Medical emergency: Call 911 or go to the nearest emergency room.
- Mental health crisis: Call or text 988. The 988 Lifeline is open 24 hours a day.
- Pregnant and uninsured: Ask your clinic, local health unit, or DHS about PE-PW coverage so prenatal care can start while DHS reviews the full Medicaid application.
- No food or formula: Call 211 or use Arkansas 211 to ask for food pantries, baby supplies, transportation help, and local crisis aid.
- Coverage cut off or denied: Do not wait. Arkansas DHS has a File an Appeal page, and Medicaid appeals often have short deadlines.
Where to start
Use this order if you are overwhelmed.
1. Apply or renew
Use Access Arkansas to apply, upload documents, read notices, and report changes. Keep checking your account after you apply because DHS may ask for proof.
2. Get care while waiting
If you are pregnant, ask about PE-PW. If you need a doctor now and do not have coverage yet, search for a community health center or call 211.
3. Fix provider problems
If you have Medicaid or ARKids but cannot find a doctor or dentist, call ConnectCare. If you need a ride, call the NET helpline.
For a broader state benefits overview, see the ASMOM Arkansas help guide. For a national Medicaid overview, use our Medicaid guide before you compare programs.
Quick reference
| If you need… | Start here | Reality check |
|---|---|---|
| Medicaid, ARHOME, ARKids, or TEFRA | Apply through Access Arkansas | DHS may ask for proof. Read all notices. |
| Coverage for children | Use the ARKids program or the state portal | ARKids A and B have different cost rules. |
| Pregnancy care right away | Ask a clinic about PE-PW | PE-PW is temporary and limited. |
| Food, formula, or breastfeeding help | Call a local health unit about WIC | WIC is not cash. It provides approved foods and support. |
| A doctor or dentist | Call ConnectCare at 1-800-275-1131 | Ask if the provider accepts new Medicaid patients. |
| A ride to covered care | Use Arkansas Medicaid NET | Regular rides usually need advance notice. |
| Help over Medicaid limits | Use Marketplace help | Plans, costs, and enrollment windows vary. |
Medicaid, ARHOME, and ARKids in Arkansas
Arkansas Medicaid helps pay for medically needed care for people who meet state rules. DHS says eligibility depends on income, resources, Arkansas residency, and the coverage category. For adults, many single mothers are checked for ARHOME, the adult Medicaid expansion program. ARHOME uses Medicaid dollars to buy private plan coverage through approved carriers, while you are still covered by Medicaid.
Children are usually checked for ARKids A or ARKids B. ARKids A has no charge for covered services. ARKids B has copays for some services and has an annual out-of-pocket limit. If your child is uninsured, apply even if you are unsure. DHS uses the family information to decide which coverage type fits.
The income numbers below come from the Arkansas DHS Medicaid chart. They are monthly figures listed by DHS as of this update. The chart includes income disregards and other details, so use these as a screening guide, not as a final decision.
| Family size | ARHOME 138% FPL | ARKids A | ARKids B | Pregnant women |
|---|---|---|---|---|
| 1 | $1,835.40 | $1,888.60 | $2,806.30 | $2,779.70 |
| 2 | $2,488.60 | $2,560.73 | $3,805.03 | $3,768.97 |
| 3 | $3,141.80 | $3,232.87 | $4,803.77 | $4,758.23 |
| 4 | $3,795.00 | $3,905.00 | $5,802.50 | $5,747.50 |
| 5 | $4,448.20 | $4,577.13 | $6,801.23 | $6,736.77 |
Tip
A pregnant applicant’s household size can include the expected baby or babies. If you are pregnant, do not decide on your own that you are over income. Apply and let DHS decide.
For children with disabilities or high medical needs, ask DHS about TEFRA Medicaid. TEFRA can help some children under 19 receive care at home instead of in an institution. Some families pay a sliding-scale premium. Our disability help page can help you think through related supports in Arkansas.
Pregnancy, postpartum, and newborn care
If you are pregnant and uninsured, ask your clinic or local health unit about PE-PW before you put off care. Arkansas DHS says PE-PW can cover prenatal doctor visits, prenatal lab tests, pregnancy-related prescriptions, and emergency room prenatal visits while the full application is reviewed. It does not cover labor and delivery if you are admitted to the hospital, so you still need to finish the full Medicaid application.
Arkansas pregnancy Medicaid uses 209% of the federal poverty level, and DHS counts expected babies in the household size. The DHS quick chart also says pregnancy coverage ends at the 60th day postpartum. Before that date, ask DHS whether you qualify for another Medicaid category, ARHOME, Marketplace coverage, employer coverage, or another option.
The Arkansas Department of Health has pregnancy resources and says local health units can help with maternity, WIC, and related services. The ARK MOMS phone number is 855-275-6667.
For more help with pregnancy and baby needs, the ASMOM WIC guide may help you plan food, breastfeeding, and referrals before your appointment.
WIC and local health units
WIC is not health insurance, but it can make a big difference if you are pregnant, postpartum, breastfeeding, or caring for a child under 5. Arkansas WIC helps with approved foods, nutrition education, breastfeeding support, and referrals. Some families who get Medicaid, ARKids, SNAP, or TEA may be income-eligible for WIC, but you still need to contact WIC or a local health unit.
The Arkansas Department of Health posted the following WIC income limits effective July 1, 2025. These are gross income limits and can change each year.
| Household size | Monthly WIC limit | Weekly WIC limit |
|---|---|---|
| 1 | $2,413 | $557 |
| 2 | $3,261 | $753 |
| 3 | $4,109 | $949 |
| 4 | $4,957 | $1,144 |
| 5 | $5,805 | $1,340 |
| 6 | $6,653 | $1,536 |
To find a county clinic, use the ADH health units page or call ADH at 1-800-462-0599. If breastfeeding is part of your plan, Arkansas WIC also has a breastfeeding helpline at 1-800-445-6175.
If your food budget is short, WIC may not be enough by itself. See our SNAP help guide and call 211 for local pantries while benefits are pending.
Clinics, doctors, dental care, and prescriptions
If you already have Medicaid or ARKids but cannot find care, start with ConnectCare. ConnectCare helps Medicaid and ARKids First families find or change a primary care provider and can connect families with Spanish and Marshallese bilingual help. Ask whether the provider is accepting new Medicaid patients before you schedule.
You can also use the Arkansas Medicaid provider search to look for medical, dental, pharmacy, hospital, physician, and therapy providers. Provider lists can change, so call the office before you go.
For dental care, Arkansas moved Medicaid dental services back to fee-for-service beginning November 1, 2024. The DHS dental site has dental updates for providers and beneficiaries. If you cannot find a dentist, call ConnectCare and ask for the next available Medicaid or ARKids dental office near your ZIP code.
If you do not have insurance or cannot find a provider who takes your plan, check the HRSA health center locator. Federally funded health centers offer primary care and other services, and fees may be based on income. You can also use our ASMOM healthcare help guide and dental help guide when you need broader options.
Watch out
Discount cards, medical bill negotiation companies, and short-term plans are not the same as Medicaid or full health insurance. Before you pay anyone, ask what is covered, what is excluded, and whether your doctor accepts it.
Rides to care, Marketplace plans, and hospital bills
Arkansas Medicaid’s Non-Emergency Transportation program, often called NET, can help eligible Medicaid and ARKids First members get rides to covered care. DHS says regular appointment changes and multiple appointments need 72 hours’ notice. For questions or problems, call the NET helpline at 1-888-987-1200 and have your Medicaid or ARKids number ready.
If you are over Medicaid limits, losing postpartum coverage, or waiting for a decision, check Marketplace options. You can preview plans through HealthCare.gov plans. For free Arkansas enrollment help, call My Arkansas HelpLine at 1-844-355-3262. A baby, loss of coverage, move, marriage, divorce, or other life change may open a special enrollment period.
If you already have hospital bills, ask the hospital for its financial assistance or charity care application. Nonprofit hospitals must have written financial assistance policies, but each hospital has its own process. Ask for an itemized bill, apply in writing, and keep copies.
Health problems often come with other bills. If rent, utilities, transportation, or child care are blocking care, use ASMOM’s Arkansas emergency help, housing help, and local resource guide to find next steps.
What to do if Medicaid is denied, delayed, or closed
First, read the notice carefully. Look for the date on the letter, the reason for the action, what proof is missing, and the deadline. If the decision seems wrong, do not rely on a phone call only. Ask how to upload proof or request an appeal in writing.
For Medicaid or health care denials, DHS says the Office of Appeals and Hearings must receive your hearing request within 30 calendar days from the date on the Notice of Action. If Medicaid or ARKids will not pay for a service, the DHS appeal page explains how to request a hearing. If the problem is about a doctor or service, ask your provider for the medical records, denial letter, and prior authorization notes.
If you need legal help with a benefits appeal, start with our Arkansas legal help page before the appeal deadline. Legal aid may not be able to take every case, so contact them early.
Backup options while you wait
- Ask your clinic whether it has a sliding-fee program.
- Call 211 for local clinics, prescription help, transportation, diapers, or food.
- Ask the hospital billing office for financial assistance.
- Check Marketplace coverage if you lost Medicaid or pregnancy coverage.
- Ask DHS whether your child may qualify under ARKids, TEFRA, or another category.
Documents and information to gather
You do not have to be perfect before you apply. Apply first if you need care, then respond quickly if DHS asks for proof. Still, having these items ready can reduce delays.
| Item | Examples | Why it matters |
|---|---|---|
| Identity | Driver license, state ID, school ID, birth certificate | Shows who is applying. |
| Arkansas address | Lease, utility bill, shelter letter, mail from an agency | Shows state residency. |
| Income | Pay stubs, child support, unemployment, benefit letters | DHS uses gross income for many programs. |
| Household details | Names, birth dates, Social Security numbers if available | Helps DHS place each person in the right category. |
| Pregnancy proof | Clinic note or due date if available | May help pregnancy Medicaid and WIC. |
| Medical need | Doctor notes, prescriptions, denial letters, bills | Useful for appeals, TEFRA, or prior authorization problems. |
If dental bills or Medicaid dental limits are part of the problem, ASMOM’s Medicaid dental article can help you ask better questions before you agree to care.
Common mistakes to avoid
- Ignoring letters: DHS deadlines can be short. Open mail and Access Arkansas messages right away.
- Stopping after a denial: You may be able to appeal, add proof, or apply under a different category.
- Waiting until after birth: If you are pregnant, apply now and ask about PE-PW.
- Not calling the provider: A provider list can be out of date. Confirm the office accepts your plan before the visit.
- Missing ride notice: For regular NET rides, call early and write down the broker name and confirmation number.
- Paying full hospital bills too fast: Ask for financial assistance before setting up a payment plan you cannot afford.
Phone scripts
Calling Access Arkansas
“Hi, I am a single parent and I need to apply for health coverage for myself and my children. Can you tell me if my case is missing any documents, how to upload them, and what deadline I need to meet?”
Calling a clinic while uninsured
“Hi, I do not have health insurance right now. Do you offer a sliding fee, charity care, or help applying for Medicaid? If I am pregnant, can you screen me for PE-PW?”
Calling ConnectCare
“Hi, I have Medicaid or ARKids. I need help finding a doctor or dentist near my ZIP code who accepts new patients. Can you also tell me what to do if the first office cannot see me soon?”
Calling after a denial
“Hi, I received a notice dated [date]. I do not understand the reason for the denial or closure. What proof is missing, how do I submit it, and how do I request an appeal before the deadline?”
Resumen en español
Si usted es madre soltera en Arkansas y necesita seguro médico, empiece en Access Arkansas o llame al 1-855-372-1084. Puede solicitar Medicaid, ARHOME, ARKids, TEFRA y otros beneficios. Si está embarazada y no tiene seguro, pregunte por PE-PW para cuidado prenatal mientras revisan su solicitud completa. Para WIC, llame a su unidad local de salud. Para encontrar doctor o dentista con Medicaid, llame a ConnectCare al 1-800-275-1131. Si le niegan o cierran Medicaid, lea la carta y pida una apelación rápido porque hay fechas límite.
FAQ
Can a single mother get Medicaid in Arkansas?
Yes, some single mothers qualify through ARHOME, pregnancy Medicaid, parent or caretaker categories, disability categories, or other Medicaid paths. Children may qualify for ARKids A or ARKids B. Apply through Access Arkansas so DHS can check the correct category.
What is ARHOME?
ARHOME is Arkansas’s Medicaid expansion program for many adults ages 19 to 64 who meet income and other rules. It uses Medicaid dollars to provide coverage through approved private health plans.
Does Arkansas have Medicaid for children?
Yes. Arkansas uses ARKids A and ARKids B for children. ARKids A has no charge for covered services. ARKids B has copays for some services and an annual family cost limit.
What if I am pregnant and uninsured?
Apply for pregnancy Medicaid and ask your clinic or local health unit about PE-PW. PE-PW can cover limited prenatal care while DHS reviews your full application, but it does not replace full Medicaid coverage.
Can Medicaid help with rides to the doctor?
Medicaid’s NET program can help eligible members get rides to covered appointments. Regular rides need advance notice, and the NET helpline is 1-888-987-1200.
What should I do if Medicaid is denied or closed?
Read the notice, gather proof, and act before the deadline. DHS says many health care appeals must be received within 30 calendar days from the date on the Notice of Action.
About this guide
This guide uses official federal, state, local, and other high-trust nonprofit and community sources mentioned in the article.
A Single Mother is independent and is not a government agency, benefits office, lender, law firm, medical provider, or tax advisor.
Program rules, funding, local availability, and eligibility can change. Always confirm details with the official program before you apply or make decisions.
Verification: Last verified May 20, 2026, next review August 20, 2026.
Corrections: If you see something wrong or outdated, email suggestions@asinglemother.org with corrections.
Disclaimer: This article is for general information only. It is not legal, financial, medical, tax, immigration, disability, safety, or government-agency advice.