Assistance and Benefits for Veteran Single Mothers in Kentucky
Assistance and Benefits for Veteran Single Mothers in Kentucky
Last updated: September 2025
This guide is a practical hub focused on veteran-only programs, benefits, and grants in Kentucky. It does not rehash general benefits like SNAP or TANF. Every program and phone number here points you to veteran-eligible help first, via the U.S. Department of Veterans Affairs (VA) and the Kentucky Department of Veterans Affairs (KDVA), plus trusted Kentucky nonprofits.
If You Only Do 3 Things – Emergency Actions to Take
- Call the 24/7 hotline for housing and utility crisis help through VA homeless programs (including SSVF rapid help for rent, utilities, and deposits): 1-877-424-3838. Ask for the Homeless Coordinator and tell them you’re a veteran single parent in Kentucky. You can also start through the online Homeless Veteran Chat if talking is hard. See details at the National Call Center for Homeless Veterans and Homeless Housing Resources. (va.gov)
- Contact the Women Veterans Call Center and ask them to connect you to the Women Veterans Program Manager (WVPM) at your local VA in Louisville or Lexington for fast care coordination (primary care, mental health, maternity, IPV safety planning): 1-855-829-6636 (Mon–Fri 8:00 a.m.–10:00 p.m. ET; Sat 8:00 a.m.–6:30 p.m. ET). You can also chat or text. Start at Women Veterans Health and WVCC. (womenshealth.va.gov)
- Call Volunteers of America Mid-States SSVF nearest to you for same-day screening for rent/utility arrears, deposits, and landlord mediation; if lines are busy, leave a message and call the VA homeless hotline above to create a backup referral. Find office numbers by region on VOA’s Veterans Services page and SSVF-KY page. (voamid.org)
Quick Help Box (keep these handy)
- VA health/benefits navigation: Women Veterans Call Center 1-855-829-6636; see Women Veterans Health and the WVPM Locator for direct local contacts. (womenshealth.va.gov)
- Housing/utility shutoff prevention: National Call Center for Homeless Veterans 1-877-424-3838; see VA Housing Assistance for ways to connect to SSVF and HUD-VASH. (va.gov)
- Lexington VA Medical Center (main line): 1-859-233-4511; find clinics and numbers at VA Lexington Health Care and Contact Us. (va.gov)
- Louisville (Robley Rex) VA Medical Center (main line): 1-502-287-4000 or toll-free 1-800-376-8387; see VA Louisville Contact Us and Location page. (va.gov)
- Kentucky VA education waiver for your kids: KDVA Tuition Waiver Coordinator 1-502-503-7911; read program rules and download the application from Kentucky Tuition Waiver and KDVA Education Benefits. (veterans.ky.gov)
Who This Guide Is For
You served. You’re raising kids. You live in Kentucky. This hub is for veteran single mothers, including Guard/Reserve veterans and medically retired women veterans. It links to Kentucky-specific veteran offices, federal VA programs, and nonprofits that can deliver help fast. For state veteran services and local outreach, keep the KDVA homepage and KDVA Women Veterans page bookmarked. (veterans.ky.gov)
How to Stop Utility Shutoff in Kentucky Today
Start here to keep lights, water, and heat on using veteran-only channels that can pay vendors directly.
- Call SSVF first. Say “I’m a veteran single mom in Kentucky with an active shutoff notice.” SSVF can pay past-due utilities, deposits, or connection fees when needed to keep you housed. Use Volunteers of America Mid-States SSVF regional numbers, and if you cannot reach them quickly, call 1-877-424-3838 to ask VA to send an SSVF referral. Read the SSVF program page and Supportive Services details so you know what to ask for. (old.voamid.org)
- If you must travel to VA to fix the problem (paperwork, social work, or a same‑day appointment), you may be eligible for Beneficiary Travel reimbursement for mileage, tolls, or special-mode transport. Check the current VA mileage rate and filing instructions and set up direct deposit for faster payment. (va.gov)
- Document your shutoff risk. Keep the termination notice and any disconnection texts or emails. Ask your provider for a “hold” while SSVF processes a vendor payment. If you’re near Lexington or Louisville, call the hospital operator and ask for the Homeless Program social worker to fax vendor-pay confirmation to the utility. Use VA Lexington Contact Us or VA Louisville Contact Us for routing. (va.gov)
What to do if this doesn’t work: Ask the VA Homeless Coordinator to triage you into emergency prevention (same-day SSVF screening) via the National Call Center for Homeless Veterans; ask about SSVF “shallow subsidy” or Emergency Housing Assistance if that’s available in your county. Review VA’s Housing Resources page so you can use their language (prevention, rapid rehousing, shallow subsidy). (va.gov)
Housing Stability Programs Focused on Veterans
Fast, veteran-specific help beats general assistance when you’re facing eviction or homelessness.
- Supportive Services for Veteran Families (SSVF). SSVF funds Kentucky nonprofits like Volunteers of America Mid-States to do landlord mediation, pay deposits/arrears, and provide short-term help so your family stays housed. This is built for very low-income veteran families; ask for a same-day screening. Read the national SSVF page and VOA’s Kentucky SSVF page for scope and phone numbers. (va.gov)
- HUD-VASH (for chronic homelessness + disability). If you qualify for a housing voucher with long-term case management, HUD-VASH can be a good fit. Start by asking your local VA medical center social worker about HUD-VASH availability, or call the National Call Center for Homeless Veterans to be routed. Review VA Housing Assistance for pathways to HUD-VASH. (va.gov)
- Grant and Per Diem (GPD) and Transitional options. If you need a temporary roof while you secure a lease, ask VA about GPD in Louisville and surrounding counties; many sites serve women and families. The VA homeless site and call center can route you to GPD partners. (va.gov)
- Kentucky VETT vouchers. Kentucky Housing Corporation’s Veterans Emerging Towards Transition (VETT) preference reserves Housing Choice Vouchers for eligible homeless veterans in 87 counties. Call KHC HCV at 1-877-552-7368 and ask about “VETT voucher openings,” and keep a copy of your DD214. Read KHC Veterans Programs and KHC Contact Us. (kyhousing.org)
What to do if this doesn’t work: If one door is closed, have the VA Homeless Coordinator create a multi‑option plan: SSVF prevention now, a backup GPD bed for 5–10 nights if needed, and a HUD-VASH application in motion. Keep calling the hotline (1-877-424-3838) if your situation changes. Use the VA Homeless Housing page to confirm program names during calls. (va.gov)
Quick Table: Veteran Housing Tools in Kentucky
| Program | Who Qualifies | What It Pays For | How Fast | Where to Start |
|---|---|---|---|---|
| SSVF (VA-funded, local nonprofits) | Veteran family, very low income, at risk or homeless | Rent arrears, deposits, utilities, stabilization case management | Same day screening; payments vary by documentation | VA SSVF overview, VOA Mid-States SSVF (va.gov) |
| HUD-VASH | Homeless veteran with disability, needs long-term case management | Voucher + case management | Waitlist varies by metro | VA Housing Assistance (va.gov) |
| GPD (transitional) | Homeless veteran needing short-term housing | Bed + case mgmt to permanent housing | Often 1–7 days | VA Homeless Programs (GPD), National Call Center (va.gov) |
| VETT vouchers (KHC) | Homeless veteran; HCV counties KHC serves | Housing Choice Voucher (priority) | Depends on openings | KHC Veterans Programs, KHC Contact (kyhousing.org) |
Cash and Emergency Grants for Kentucky Veterans
These are veteran-only or veteran-focused resources that can keep you stable while you seek steady income or VA decisions.
- USA Cares (Louisville-based). Post‑9/11 veterans can apply for crisis help with rent, utilities, or car payment to prevent job loss and homelessness. Headquarters is in Louisville; call 1-800-773-0387 and use the online portal for assistance requests. Review USA Cares contact and “Get Assistance” pages for current intake status. (usacares.org)
- KDVA Veterans Program Trust Fund (VPTF) – project grants. The VPTF funds veteran‑serving projects statewide; it does not typically cut one‑off emergency checks to individuals, but programs it supports (e.g., clinics) may benefit your family. See the VPTF application deadlines and KDVA homepage for broader state supports that tie back to veterans. (veterans.ky.gov)
- Salvation Army GPD (Louisville) for transitional housing plus case management that connects to VA benefits; call 1-502-671-4904 and ask specifically about veteran slots funded by the VA GPD Office. See Louisville Veteran Services and verify space. (southernusa.salvationarmy.org)
What to do if this doesn’t work: Ask your SSVF case manager to submit a “vendor payment” for the exact bill that’s pushing you into crisis. If you’re turned down anywhere, ask for a written reason and a “warm handoff” to another veteran grant partner. Use the VA Homeless Call Center to track alternate providers in your county. (va.gov)
Healthcare for Women Veterans in Kentucky (including pregnancy and postpartum)
- Women’s health access. Call the Women Veterans Call Center at 1-855-829-6636 for a warm handoff to your local WVPM in Lexington or Louisville who can fast‑track primary care, OB‑GYN, mental health, and MST counseling. Use Women Veterans Health Home and Women Veterans FAQs to confirm services and hours. (womenshealth.va.gov)
- Maternity care. VA covers prenatal care, labor/delivery through community providers, and newborn care on the date of birth plus the first 7 days. Ask for a Maternity Care Coordinator as soon as you have a positive test. Read Maternity Care and Women Veterans FAQs for the 7‑day newborn coverage rule. (womenshealth.va.gov)
- Where to get seen locally. Use VA Lexington Health Care and VA Louisville Health Care to find clinics and the Women Veteran Care pages to email WVPMs if phones are busy. If you live 50+ miles away, ask about the Lexington VA Fisher House for no‑cost lodging during treatment; see Lexington Fisher House information. (va.gov)
What to do if this doesn’t work: Call the facility and ask for the Patient Advocate or the Women Veterans Program Manager. If you still can’t get traction, escalate via the Women Veterans Call Center. Keep notes of names and times. Use the VA Lexington Contact Directory or VA Louisville Contact Us to get through. (va.gov)
Table: Women Veterans Care – Kentucky Contacts
| Service | How to Access | Notes |
|---|---|---|
| Women Veterans Call Center (WVCC) | 1-855-829-6636; chat/text; see Women Veterans Call Center page | Hours: Mon–Fri 8 a.m.–10 p.m. ET; Sat 8 a.m.–6:30 p.m. ET. (womenshealth.va.gov) |
| Lexington VA Women Veteran Care | Start at Women Veteran Care page; main line 1-859-233-4511 | Ask for the WVPM or Maternity Care Coordinator. (va.gov) |
| Louisville (Robley Rex) Women Veteran Care | See VA Louisville Women Veteran Care; main line 1-502-287-4000 | Ask for the WVPM; confirm gynecology at Robley Rex and Newburg. (va.gov) |
| Lexington VA Fisher House | See Lexington Fisher House page | Free lodging for families traveling for VA-authorized care. (va.gov) |
VA Disability Compensation: Add Your Kids and Maximize Your Rate
- Add dependents once you hit 30%+. If your combined VA rating is 30% or higher, you can add children for extra monthly pay. Use the “View or change dependents” tool and VA Form 21‑686c to add kids, and VA Form 21‑674 if a child is 18–23 in school. Read current VA rates and the dependent rules page. (va.gov)
- Know 2025 pay levels. Current VA compensation rates (effective Dec 1, 2024) show the exact monthly amounts for veterans with children; review the tables and “added amounts” for extra kids under 18 or in school. Use the Current VA Rates page for the exact figures. (va.gov)
- If your rating is still pending: Ask your WVPM or Patient Advocate to coordinate documentation needed for your claim, especially maternity, women’s mental health, or MST records. Use Women Veterans Health pages for service connections related to pregnancy complications, PTSD, or other conditions. (va.gov)
What to do if this doesn’t work: Call KDVA to schedule a free appointment with an accredited Veterans Benefits Representative near you (they can file and track dependent claims). Use KDVA “Contact Us About Veterans Benefits.” If your pay looks wrong, ask a VSO to audit your award letter line by line. (veterans.ky.gov)
VA Pension and Aid & Attendance (A&A) for Low-Income Veterans
If you’re a wartime veteran with limited income and you’re disabled or over age 65, Pension and A&A can raise your monthly income.
- Check your MAPR (income limit). The current “Veteran with one dependent” MAPR is listed on the VA Pension Rates page; A&A and Housebound MAPRs are higher. Review “Current Pension Rates for Veterans” to see whether your income is under the limit. (va.gov)
- A&A Add‑On. If you need help with activities of daily living (ADLs), A&A may increase your pension. Use the same VA Pension page for the A&A MAPRs and ask a KDVA representative to help complete the forms. (va.gov)
What to do if this doesn’t work: If Pension is not a fit, ask a VSO to screen you for Disability Compensation based on service‑connected conditions, which does not count your income. Use KDVA’s benefits contact page or a DAV service office for no‑cost representation. (veterans.ky.gov)
Education and Career Tools Built for Veterans (and Your Kids)
- Post‑9/11 GI Bill (Chapter 33). Your monthly housing allowance (MHA) equals the DoD BAH rate for an E‑5 with dependents at your school’s ZIP code. For 2025–26, VA uses 2025 BAH rates in its calculation. Use the GI Bill rates page and the Choosing a School resources to estimate your MHA and confirm your program is approved. (va.gov)
- VR&E (Chapter 31). If service-connected conditions make it hard to keep a job, VR&E can fund training, credentials, and support. The FY25 subsistence allowance is higher if you have dependents; check the current monthly amounts and ask your VR&E counselor about the Post‑9/11 BAH option. See VR&E FY25 Rates and Subsistence Allowance page. (benefits.va.gov)
- Kentucky Tuition Waiver for your kids. If you are 100% service‑connected, or you meet other eligibility categories, dependents may get tuition waived at Kentucky public colleges. Call 1-502-503-7911 (KDVA Tuition Waiver Coordinator) and apply only after acceptance at a state‑funded school. Read KDVA’s Tuition Waiver page for timelines and documents. (veterans.ky.gov)
- DEA (Chapter 35) for dependents. If you are P&T or other criteria apply, your child may also receive a monthly stipend under DEA. See 2024–2025 Chapter 35 rates for full‑, ¾‑, and half‑time enrollments. (va.gov)
What to do if this doesn’t work: Use the GI Bill Comparison Tool to check school flags and contact the Principles of Excellence hotline (GI Bill: 1-888-442-4551) if a school is mishandling your benefits. If you’re job hunting, ask your VAMC about VR&E orientation dates. (va.gov)
Table: Education and Training Snapshot
| Benefit | Who It Helps | Key Money Piece | Where to Start |
|---|---|---|---|
| Post‑9/11 GI Bill (Ch 33) | Veteran student | MHA = E‑5 with dependents BAH at campus ZIP (2025 rates for AY 2025–26) | Chapter 33 rates, Choosing a School (va.gov) |
| VR&E (Ch 31) | Veteran with service‑connected employment barrier | FY25 subsistence allowance with dependent boosts | FY25 VR&E rates (benefits.va.gov) |
| KY Tuition Waiver | Children/spouse of eligible KY veteran | Tuition waived at public institutions | KDVA Tuition Waiver (veterans.ky.gov) |
| DEA (Ch 35) | Dependents/spouse (if you qualify) | Monthly stipend (see 2024–25 rates) | Chapter 35 rates (va.gov) |
Transportation, Travel Pay, and Lodging While You Get Care
- Free rides through DAV. The Disabled American Veterans Transportation Network can get you to VA appointments at no cost; contact the Hospital Service Coordinator for your VAMC using the DAV transportation page. If you need claims help, DAV can also assist. (dav.org)
- Beneficiary Travel. If you drive yourself, VA reimburses 41.5 cents/mile for eligible trips. File your claim within 30 days; use VA Form 10‑3542 or the online BTSSS. Check the 2025 mobile-app updates that allow “mileage-only” claims from your phone. See Travel Reimbursement and VA News updates on mobile claims. (va.gov)
- Fisher House (Lexington). If your child or support person needs to stay nearby while you get care, ask social work for a Fisher House referral. Eligibility generally starts at 50+ miles from the facility, with some flexibility. See VA Lexington Fisher House details. (va.gov)
What to do if this doesn’t work: Ask the VAMC’s “Veteran Transportation Service” or social work to arrange a wheelchair van or special‑mode transport if medically justified. See VA’s travel benefits page for special mode criteria and deductibles. (va.gov)
Legal Help That Knows Veterans’ Issues
- Legal Aid Society – Veterans Legal Assistance Program. Free civil legal help for veterans, including housing, benefits access, family law, and expungement; call the Veterans’ Hotline at 1-844-268-0838. See Legal Aid Programs and Contact page. (yourlegalaid.org)
- AppalReD Volunteer Lawyers for Veterans (statewide). Connects low‑income veterans with pro bono attorneys for cases like eviction, custody, and debt. See the program overview and intake number (1‑844‑268‑0838). (ardfky.org)
- KDVA legal resources. KDVA’s Office of Veterans Legal Services (OVLS) supports KDVA programs and links to statewide legal resources. Use KDVA’s Legal Resources page for a starting map and referrals. (veterans.ky.gov)
What to do if this doesn’t work: Ask your VAMC social worker to schedule you into any on‑site “Veterans Legal Clinic” hours (Robley Rex often hosts these pop-ups). Watch the VA Louisville events page. (va.gov)
Diverse Communities: Tailored Veteran Supports
- LGBTQ+ single mothers: Ask your VA for the LGBTQ+ Veteran Care Coordinator (VCC) to ensure respectful, inclusive care and quick navigation. See the VA LGBTQ+ Health program and Women Veterans LGBTQ+ topic page. If you face discrimination, report it to the Patient Advocate and your VCC. (patientcare.va.gov)
- Single mothers with disabilities or disabled children: If you need help with ADLs, ask a VSO to screen you for Pension + Aid & Attendance or higher Schedular/SMC under Compensation. Use Current Pension Rates and Current Compensation Rates to check thresholds; ask VR&E about flexible training plans if your condition limits work. (va.gov)
- Veteran single mothers (all eras): Use the Women Veterans Call Center to cut through VA phone trees and get to your WVPM fast. Ask specifically for maternity coordination, MST counseling, IPV support, and mental health access. Review Women Veterans Health and Post‑Pregnancy Care. (womenshealth.va.gov)
- Immigrant/refugee single moms who are veterans: VA care is based on service and discharge, not citizenship. Ask the WVCC to help you enroll and to schedule interpreters. Use Women’s Health “How to find services” and contact the VA facility to ask for language access. (va.gov)
- Tribal‑affiliated families: If you or your kids are tribal citizens living in Kentucky, contact VA’s Office of Tribal Government Relations (OTGR) for navigation and benefits access in coordination with IHS and tribal resources. See OTGR contact info and Intergovernmental Affairs. (department.va.gov)
- Rural single moms with limited access: Use Beneficiary Travel reimbursements to offset mileage, and ask for telehealth plus DAV rides if broadband or transportation is limited. See VA travel reimbursement and DAV medical transportation details. (va.gov)
- Single fathers: Most of these benefits are gender‑neutral. Fathers can use WVCC for navigation too; they’ll connect you with the WVPM who coordinates women’s health but also routes any veteran to the right clinic. Start at Women Veterans Health if you hit dead ends elsewhere. (womenshealth.va.gov)
- Language and accessibility: Ask VA for interpreters, large‑print letters, or TTY. WVCC hours and TTY are listed on Women Veterans Health; use Beneficiary Travel pages for readable forms and mobile app filing. (womenshealth.va.gov)
Resources by Region (Kentucky)
- Louisville/Jefferson County: Robley Rex VAMC main 1-502-287-4000 (toll‑free 1-800-376-8387). Ask for the Women Veterans Program Manager and Homeless Program social worker. For transitional beds and veteran case management, call Salvation Army Louisville (Veterans Program) at 1-502-671-4904. See VA Louisville Contact Us and Veteran Services at Salvation Army. (va.gov)
- Lexington/Fayette County: Lexington VA main 1-859-233-4511. Ask for the WVPM and the Homeless Program. If traveling from 50+ miles, ask social work about the Lexington VA Fisher House for family lodging. See VA Lexington Health Care and the Fisher House page. (va.gov)
- Northern Kentucky (Covington/Boone/Kenton/Campbell): Use Volunteers of America Mid‑States SSVF (Elizabethtown or Louisville office can route) and ask the VA hotline (1‑877‑424‑3838) for a Homeless Coordinator in Cincinnati VAMC’s catchment if that’s closer. Review VOA Veterans Services and the Homeless Call Center info. (voamid.org)
- Western Kentucky (Owensboro/Bowling Green/Paducah): Call VOA SSVF offices in Owensboro (1-270-297-4242) or Bowling Green (1-270-282-0595); mention eviction or shutoff risk for faster screening. See the SSVF-KY page for addresses. (old.voamid.org)
- Eastern Kentucky (Ashland/Middlesboro/Grayson): Contact VOA SSVF Eastern Kentucky (1-606-474-0200) or Middlesboro (1-606-302-5151) offices first; ask for prevention funds before you fall behind again. See SSVF-KY office list. (old.voamid.org)
Local Organizations, Charities, Churches, and Support Groups
- Active Heroes (Shepherdsville/Louisville): Free retreat cabins for military families, outdoor therapy, and peer support. Call 1-502-277-9280 or visit the Guardian/Contact pages; VA News has covered their veteran-family supports. (activeheroes.org)
- Veterans Club, Inc. (KY): Veteran‑run nonprofit with peer programs, housing initiatives, and equine mentoring; see Veterans Club “About Us” for Kentucky programs and contact. (veteransclubinc.org)
- Legal Aid Society Veterans Program: Free civil legal help; Veterans’ Hotline 1-844-268-0838 (housing, benefits, custody). See Programs and Contact pages. (yourlegalaid.org)
Common Mistakes to Avoid
- Waiting until eviction court: SSVF can often pay arrears only if your unit is sustainable; call when you receive the first “Pay or Quit.” Use the VA homeless hotline if you can’t reach a grantee. See VA Homeless Call Center and SSVF program pages. (va.gov)
- Not adding dependents on your VA award: You’ll leave money on the table if you don’t file VA Form 21‑686c when you hit 30%+. Confirm on VA’s “View or change dependents” page and current rates. (va.gov)
- Using unofficial websites: For mortgage help or tuition waivers, only use official .gov or KDVA pages. Kentucky warns about fake KHA sites; confirm at Team Kentucky HAF and KDVA Education. (teamkyhaf.ky.gov)
Reality Check
- Funding is not endless. SSVF and voucher slots vary by region and time of year; shallow subsidies and deposit funds can run out. Confirm availability with the VA hotline and your local grantee before you move or sign a lease. See SSVF program overview and VA Housing pages for how funds flow. (va.gov)
- Healthcare scheduling can take time. WVPMs try to fast‑track care, but specialty OB‑GYN or mental health may still take 10–15 business days for a first appointment. Use the WVCC to troubleshoot. See Women Veterans Health and WVCC. (womenshealth.va.gov)
- Legal outcomes depend on your facts. Even with great representation, custody or eviction results depend on the record. Have all documents, orders, and payment proofs ready before your first legal consult. Start at Legal Aid Society’s contact portal. (yourlegalaid.org)
Quick Reference Cheat Sheet
| Need | Who to Call | Link |
|---|---|---|
| Emergency housing/utility help | 1-877-424-3838 (National Call Center) | VA Homeless Call Center (va.gov) |
| Women’s health/maternity/IPV navigation | 1-855-829-6636 (WVCC) | Women Veterans Health (womenshealth.va.gov) |
| Lexington VA (care/access) | 1-859-233-4511 | VA Lexington Health Care (va.gov) |
| Louisville VA (care/access) | 1-502-287-4000 | VA Louisville Health Care (va.gov) |
| Kentucky Tuition Waiver | 1-502-503-7911 | KDVA Tuition Waiver (veterans.ky.gov) |
| Travel reimbursement | File via VA app/BTSSS | Travel Pay & Mileage (va.gov) |
Application Checklist (print/screenshot and check off)
- Proof you’re a veteran: DD214 (download from milConnect or request via VA if missing). Use VA “Request your records” or KDVA records help. (va.gov)
- ID and Social Security numbers: Yours and your kids’. Keep copies ready for SSVF and VA dependents forms. See VA Add/Change Dependents. (va.gov)
- Housing documents: Lease, ledger, eviction/shutoff notices. Have a landlord contact ready for SSVF. Read SSVF Supportive Services. (va.gov)
- Income proof: Recent pay stubs, award letters, child support statements. Needed for SSVF and Pension screening. See VA Pension Rates. (va.gov)
- School proof for older children: For kids 18–23 in school, bring enrollment/credit load to file VA Form 21‑674. See VA Form 21‑674 page. (va.gov)
If Your Application Gets Denied
- Ask for the reason in writing and the exact policy or income standard used. For SSVF denials, ask for a referral to another SSVF grantee or to a GPD partner. Use the VA Call Center to log your case so the next provider sees your notes. (va.gov)
- Appeal or refile with missing documents. For VA decisions, ask a VSO (KDVA or DAV) to file a supplemental claim. For tuition waivers, contact KDVA’s coordinator to correct the record. See KDVA Contact page and DAV contact options. (veterans.ky.gov)
- Escalate care problems. Call the Patient Advocate at your VAMC, then the WVCC if needed. Use VA Lexington Contact Us or VA Louisville Contact Us to reach advocates. (va.gov)
Real‑World Examples
- Louisville mom facing shutoff: She called VOA SSVF Louisville on a Monday with a 48‑hour disconnect notice; VOA verified veteran status and issued a vendor payment to LG&E, preventing shutoff, and added two months of stabilization case management. She kept receipts and a MyHealtheVet message thread as proof. Use VOA SSVF (Louisville) and SSVF overview to replicate this path. (old.voamid.org)
- Lexington mom needing postpartum care and travel: WVPM linked her to a community OB, and Lexington Fisher House hosted grandma and her toddler during a follow‑up procedure. She filed mileage via the VA app the same day. See Women Veterans Health, Lexington Fisher House, and Travel Pay. (womenshealth.va.gov)
- Western KY mom switching her son to the KY Tuition Waiver: After acceptance at a state university, the KDVA coordinator processed the waiver in about 30 days; she kept DEA (Chapter 35) for books and living costs. Use KDVA Tuition Waiver and Chapter 35 rates to compare options. (veterans.ky.gov)
Tables You Can Use Quickly
Table: Money Boosters for Veteran Single Moms
| Tool | Why It Matters | Where to Apply/Check |
|---|---|---|
| VA Compensation (add dependents) | Monthly pay rises when you add kids at 30%+ | Add/Change Dependents, Current Rates (va.gov) |
| VA Pension + A&A | Income floor if low income and wartime service | Pension Rates (va.gov) |
| VR&E Subsistence | Monthly stipend while retraining | FY25 VR&E rates (benefits.va.gov) |
| DEA (Ch 35) | Your child’s monthly stipend while in school | DEA Rates (va.gov) |
Table: Crisis Communication Cheats
| Situation | Say This | Who to Call |
|---|---|---|
| Utility shutoff | “I’m a veteran single parent with a shutoff notice—requesting SSVF prevention and vendor payment.” | National Call Center, VOA SSVF (va.gov) |
| Eviction filed | “I need SSVF eviction prevention and legal aid referral.” | VA Homeless Housing, Legal Aid Veterans (va.gov) |
| Pregnancy care gap | “Please connect me to the WVPM and Maternity Care Coordinator today.” | WVCC, Maternity Care (womenshealth.va.gov) |
FAQs (Kentucky, Veteran, and Mom‑Specific)
- How fast can SSVF stop an eviction or shutoff: Many Kentucky grantees can screen you the same day and pay vendors within several business days once paperwork is complete, but timing varies by funding and documentation. Start with the VA Homeless Call Center and confirm the SSVF grantee’s process. See SSVF overview and VA Housing resources. (va.gov)
- Does VA cover newborn care after delivery: Yes—VA covers newborn care on the date of birth plus 7 days if your pregnancy care is authorized through VA. Ask your Maternity Care Coordinator early. See Maternity Care and Women’s Health FAQs. (womenshealth.va.gov)
- Where do I report problems with my care: Call your facility’s Patient Advocate and the Women Veterans Call Center for a second set of eyes. Use VA Lexington Contact Us and Women Veterans Health. (va.gov)
- What if I live far from VA: File for Beneficiary Travel mileage reimbursement, ask about telehealth, and use DAV rides. See Travel Pay and DAV transportation pages. (va.gov)
- How do I add my child to VA disability: Use the “View or change dependents” tool or VA Form 21‑686c; for college‑age kids use VA Form 21‑674. The Current VA Rates page shows exactly how much your payment changes. (va.gov)
- What is the Kentucky Tuition Waiver and who qualifies: Kentucky waives tuition at public colleges for children/spouses of certain disabled or deceased veterans; processing usually takes ~30 days after a student is accepted at a state school. See KDVA Tuition Waiver. (veterans.ky.gov)
- Can my teen use DEA and the Kentucky Tuition Waiver together: Yes—waiver covers tuition; DEA provides a monthly stipend. Check 2024–25 DEA rates and coordinate with the campus VA Certifying Official. (va.gov)
- I’m behind on my VA mortgage—who helps: Call the VA Loan Guaranty Service at 1-877-827-3702 and the Roanoke Regional Loan Center (Kentucky is in their region) at 1-800-933-5499 for loss‑mitigation guidance. See VA Home Loans contact and Roanoke RLC. (benefits.va.gov)
- Is there veteran‑specific domestic violence help: Yes—every VA has an Intimate Partner Violence Assistance Program (IPVAP) coordinator; WVPMs can connect you. The National Domestic Violence Hotline is 1-800-799-7233, and the WVCC will route you to IPV resources. See IPVAP pages and Women Veterans Health resources. (socialwork.va.gov)
- Who can help me choose a safe school: Use VA’s Choosing a School hub and the GI Bill Comparison Tool to check Principles of Excellence; call 1-888-442-4551 with school questions. See Principles of Excellence and Choosing a School. (va.gov)
About safety, mental health, and crisis lines
For any crisis, dial 988 then press 1, text 838255, or chat online at VeteransCrisisLine.net. You can also ask your WVPM or IPVAP Coordinator for confidential support. Use Veterans Crisis resources, Women Veterans Health, and IPVAP pages for safe planning. (womenshealth.va.gov)
About county differences
Voucher availability, SSVF funding, and GPD beds vary across counties. Rural areas may have more Beneficiary Travel reliance and longer lead times for specialty care. Always verify with your local VAMC (Lexington or Louisville) and the National Call Center for Homeless Veterans. See VA Lexington/Louisville pages and the Homeless Call Center info. (va.gov)
Spanish summary / Resumen en Español
Esta guía se enfoca en programas y beneficios para madres solteras veteranas en Kentucky. Para vivienda y servicios públicos (renta, depósito, facturas), llame al Centro Nacional para Veteranos sin Hogar 1‑877‑424‑3838 y pida una referencia al programa SSVF (apoyo rápido para familias veteranas). Para salud, embarazo y posparto, llame al Women Veterans Call Center 1‑855‑829‑6636 para conectarse con su Women Veterans Program Manager local (Lexington o Louisville). Para viajes médicos, solicite el reembolso de millaje en la app de VA (Beneficiary Travel). Para becas, use el Kentucky Tuition Waiver (coordinadora 1‑502‑503‑7911) y, si aplica, el programa federal DEA (Chapter 35) para un estipendio mensual. Revise estos enlaces oficiales: Veteranos sin Hogar, Salud de Mujeres Veteranas, y Exención de Matrícula de KDVA. Esta traducción fue producida con herramientas de IA y debe verificarse directamente en los sitios oficiales. (va.gov)
About This Guide
Compiled by the ASingleMother.org Editorial Team.
This guide uses official sources including:
- U.S. Department of Veterans Affairs – Women Veterans Health, National Call Center for Homeless Veterans, and Disability & Pension Rates. (womenshealth.va.gov)
- Kentucky Department of Veterans Affairs (KDVA), KDVA Women Veterans, and KDVA Tuition Waiver. (veterans.ky.gov)
- Volunteers of America Mid‑States – SSVF Kentucky and VA SSVF program. (old.voamid.org)
- VA Lexington & Louisville Health Care, VA Louisville Contact, and Lexington VA Fisher House. (va.gov)
- Kentucky Housing Corporation – Veterans Programs (VETT) and KHC Contact. (kyhousing.org)
Last verified September 2025, next review April January 2026.
Please note that despite our careful verification process, errors may still occur – email info@asinglemother.org with corrections and we respond within 72 hours.
Disclaimer
This guide is informational and links to official federal, state, and nonprofit resources. Eligibility and funding change based on laws, budgets, and availability. Always confirm current rules and timelines with the VA, KDVA, or the listed provider before you apply. For personalized legal or medical advice, consult a qualified professional. For immediate safety concerns, call 911 or the Veterans Crisis Line at 988 then press 1.
Learn more:
- https://www.va.gov/homeless/nationalcallcenter.asp/
- Women Veterans Health Care Home
- Veterans Support Services VOA Mid-States
- VA Lexington Health Care | Veterans Affairs
- Contact Us | VA Louisville Health Care | Veterans Affairs
- Kentucky Tuition Waiver – Kentucky Department of Veterans Affairs
- Welcome – Kentucky Department of Veterans Affairs
- Supportive Services for Veterans and Families Program – Kentucky | Volunteers of America
- Reimbursed VA Travel Expenses And Mileage Rate | Veterans Affairs
- Contact Us | VA Lexington Health Care | Veterans Affairs
- Supportive Services for Veteran Families
- VA Housing Assistance | Veterans Affairs
- https://www.va.gov/homeless/dchv.asp/
- Programs – Veteran’s Programs
- Contact Us – USA Cares
- Veterans Program Trust Fund – Kentucky Department of Veterans Affairs
- VETERAN SERVICES – Salvation Army Louisville
- Maternity Care – Women Veterans Health Care
- Women Veterans Call Center – Women Veterans Health Care
- Women Veteran Care | VA Lexington Health Care | Veterans Affairs
- Women Veteran Care | VA Louisville Health Care | Veterans Affairs
- Fisher House | VA Lexington Health Care | Veterans Affairs
- View Or Change Dependents On Your VA Disability Benefits | Veterans Affairs
- Current Veterans Disability Compensation Rates | Veterans Affairs
- Women’s Health Care Needs | Veterans Affairs
- Contact Us About Veterans Benefits – Kentucky Department of Veterans Affairs
- Current Pension Rates For Veterans | Veterans Affairs
- Post-9/11 GI Bill (Chapter 33) Rates | Veterans Affairs
- VR&E Fiscal Year 2025 Subsistence Rates – Veteran Readiness and Employment (VR&E)
- Chapter 35 Rates For Survivors And Dependents | Veterans Affairs
- Principles Of Excellence Program | Veterans Affairs
- Free VA Transportation for Veterans | DAV
- Additional VA Health Benefits Programs – Health Benefits
- Our Programs — legal aid society
- Volunteer Lawyers for Veterans Program | AppalReD Legal Aid
- Legal Resources – Kentucky Department of Veterans Affairs
- Veterans Legal Clinic (Provided by Legal Aid Society) | VA Louisville health care | Veterans Affairs
- VHA LGBTQ+ Health Program – Patient Care Services
- Tribal Government Relations – U.S. Department of Veterans Affairs
- Guardian Program | Active Heroes
- Meet the Team : About Us : Veteran’s Club
- Homeowner Assistance Fund
- Programs and Services
- Contact Us — legal aid society
- Supportive Services
- About VA Form 21-674 | Veterans Affairs
- https://www.va.gov/homeless/housingresources/
- Contact VA Loan Guaranty Service (LGY) – VA Home Loans
- Intimate Partner Violence Assistance Program (IPVAP) – VHA Social Work
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