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Grants for Single Mothers in Missouri

Missouri Single Mother’s Guide to Benefits, Grants, and Support Programs (2025)

Last updated: August 2025

If You Need Help Today

If you’re facing an immediate crisis, here are three steps you can take right now:


  1. Call 2-1-1 – Free 24/7 help finding emergency assistance for housing, food, utilities, and more
  2. Apply for Emergency SNAP at Missouri myDSS – you can get benefits within 7 days if you qualify for expedited service
  3. Contact The Salvation Army at (800) 427-4626 for emergency rent or utility assistance

Quick Summary for Busy Moms

Missouri offers assistance for single mothers through 20+ programs, though benefits are among the lowest in the nation. Emergency help available within 7 days. Key programs include food assistance for families earning under $33,576/year, cash assistance up to $292/month for families of three, and educational grants up to $2,850/year.

Top Programs by Urgency:

  • Emergency Food: SNAP benefits up to $740/month for family of 3
  • Emergency Cash: TANF up to $292/month (among lowest in US)
  • Emergency Housing: Section 8 vouchers (6 months to 2+ year waiting lists)
  • Tax Benefits: EITC up to $8,046/year, Child Tax Credit up to $2,000 per child
  • Education: Access Missouri grants up to $2,850/year

Main Points

Missouri presents significant challenges for single mothers. According to the Missouri Budget Project, nearly 7 of every 10 SNAP participants are children, older adults, and people with disabilities. The state has some of the nation’s lowest cash assistance benefits – TANF amounts haven’t increased since 1991.

According to official Missouri data, a family of three can earn up to $3,504 annually and still qualify for cash assistance, highlighting the program’s extremely low income thresholds.

What you need to know:

  • Benefits are limited – Missouri has some of the lowest TANF benefits in the US at $292/month maximum for a family of three
  • Long waiting lists exist – Section 8 housing vouchers typically have 6 months to 2+ year waits
  • Emergency help is available – You can get food assistance within days and some emergency assistance within weeks
  • Education support exists – Access Missouri program provides grants up to $2,850/year for college
  • The system is complex – But this guide breaks it down step by step

Reality Check: Missouri’s TANF program provides only about 15% of the federal poverty level. Most families need multiple programs to meet basic needs.

Tax Credits and Federal Benefits (Often Overlooked!)

Many single mothers miss these programs that provide significant annual income.

Federal Tax Credits

Earned Income Tax Credit (EITC)

  • What it provides: Up to $8,046 for families with 3+ children (2025 tax year), according to IRS Revenue Procedure 2024-40
  • Who qualifies: Working families with income under $59,899 (single filers with 3+ children) for 2025
  • How to claim: File tax return with IRS Form 1040, even if you don’t owe taxes
  • Reality Check: This is refundable – you get money back even if you pay no taxes

Income Limits for EITC (2025 Tax Year):

Children Single Filer Income Limit Maximum Credit
1 child $47,915 $4,213
2 children $53,057 $6,960
3+ children $59,899 $8,046

Child Tax Credit (CTC)

  • What it provides: Up to $2,000 per child under 17, with up to $1,700 refundable per IRS Topic 602
  • Who qualifies: Single mothers with income under $200,000
  • How to claim: File tax return, may be partially refundable

Child and Dependent Care Credit

  • What it provides: 20-35% of childcare costs, up to $3,000 for one child or $6,000 for two+ children
  • Who qualifies: Working parents paying for childcare to work or look for work
  • How to claim: Keep receipts, file with tax return using Form 2441

Contact for Free Tax Help: IRS VITA Program at 1-800-906-9887

Emergency Cash and Basic Needs

When you need help paying bills or buying food, these programs can provide immediate relief.

Cash Assistance (Missouri’s TANF Program)

According to Missouri DSS, the Temporary Assistance program provides temporary cash benefits to very low-income families with children.

Current benefit amounts (per Missouri DSS Payment Standards):

  • Maximum $292/month for family of three with little to no income
  • Among the lowest benefit amounts in the United States
  • Benefits have not increased since 1991

Income limits (2025 Guidelines):

Family Size Annual Income Limit Monthly Income Limit
1 person $1,632 $136
2 people $2,808 $234
3 people $3,504 $292
4 people $4,104 $342

Important Time Limit Warning: Missouri TANF provides benefits for a lifetime maximum of 45 months. You must participate in Missouri Work Assistance (MWA) program unless exempt.

Requirements:

  • Must be U.S. citizen or qualified legal resident
  • Must live in Missouri
  • Must have children under 19 (or under 20 if in school)
  • Must participate in work activities unless exempt
  • Must have assets under $1,000 (applicants) or $5,000 (recipients)

How to apply:

  1. Apply online at Missouri myDSS
  2. Call (855) 373-4636 to request paper application
  3. Visit local Family Support Division office

Processing time: Up to 45 days from application date

Reality Check: According to the Missouri Budget Project, Missouri’s benefit levels are among the lowest in the country, providing only about 15% of the federal poverty level.

SNAP (Food Assistance)

According to Missouri DSS, Missouri’s SNAP program provides monthly food benefits to eligible low-income families.

Maximum benefit amounts (per USDA FY2025 Allotments):

  • 1 person: $292/month
  • 2 people: $536/month
  • 3 people: $740/month
  • 4 people: $975/month

Income limits (130% of Federal Poverty Level per USDA guidelines):

Family Size Monthly Gross Income Limit Annual Gross Income Limit
1 person $1,632 $19,584
2 people $2,215 $26,580
3 people $2,798 $33,576
4 people $3,380 $40,560

How to apply:

  • Online: Missouri myDSS
  • Phone: (855) 373-4636
  • In person: Local Family Support Division office

Emergency SNAP: If you qualify for expedited service, you can get benefits within 7 days if you have less than $150 in monthly income and $100 or less in bank accounts.

Reality Check: According to the Missouri Budget Project, in Missouri FY 2024, the average monthly benefit was $397 per household, and $196 per person.

Utility Assistance (LIHEAP)

According to Missouri DSS, the Low Income Home Energy Assistance Program helps with electric and gas bills.

Benefits available:

  • One-time payment for heating or cooling costs during October to May
  • Priority given to lowest-income households with highest heating costs
  • Crisis assistance available for 48-hour disconnect notices

Income Guidelines (60% State Median Income for Missouri):

Household Size Monthly Income Limit
1 person $2,535
2 people $3,315
3 people $4,095
4 people $4,875

How to apply:

  • Call (855) 373-4636 to request application
  • Contact local Community Action Program (CAP) office
  • Mail completed application to local agency

Required documents:

  • Current utility bills
  • Disconnection notice (if applicable)
  • Proof of income for all household members
  • Photo ID and Social Security cards

Reality Check: Funding is limited and available first-come, first-served. Apply early in the program year (typically starts October 1st).

Child Support Enforcement

Don’t overlook this important source of financial support. Missouri’s Division of Child Support Enforcement helps single mothers get support from the other parent.

Missouri Child Support Enforcement

What they provide:

  • Locate absent parents using federal databases and employment records
  • Establish paternity through genetic testing
  • Establish and modify support orders through court system
  • Collect and distribute support payments automatically
  • Enforce support orders through wage garnishment and asset seizure

Who qualifies:

  • Any parent or caregiver who has custody of a child
  • No income requirements or restrictions
  • Available regardless of marital status

How to apply:

Costs:

  • $25 application fee for families not receiving TANF
  • Fee waived for TANF recipients
  • No other costs – services are free

What to expect:

  • Case opening: 1-2 weeks
  • Locating absent parent: 30-90 days
  • Establishing paternity: 60-120 days
  • Setting support order: 90-180 days

Reality Check: Even if the other parent doesn’t have a job now, establishing support orders helps when their situation changes. Current support orders can be modified if circumstances change.

Housing Help That Works

Finding safe, affordable housing is one of the biggest challenges for single mothers. Here are programs that can help.

Section 8 Housing Choice Vouchers

According to HUD, the Housing Choice Voucher program helps very low-income families afford decent, safe housing.

Two types available:

  1. Housing Choice Vouchers: You find your own rental, voucher pays portion of rent
  2. Project-based Section 8: Specific apartment complexes with reduced rent

Income limits (50% of Area Median Income):

Household Size Maximum Annual Income (Kansas City/St. Louis Metro)
1 person $31,200
2 people $35,650
3 people $40,100
4 people $44,550

How to apply:

  • Contact your local Public Housing Authority
  • Kansas City: Housing Authority of Kansas City at (816) 968-6600
  • St. Louis: St. Louis Housing Authority at (314) 531-4770
  • Find other authorities at HUD’s PHA directory

Reality Check: According to Affordable Housing Hub, typical wait times in Missouri range from 6 months to 2 years. Many housing authorities have closed waiting lists due to high demand.

Emergency Rental Assistance

Several programs can help if you’re behind on rent or facing eviction.

Statewide Emergency Assistance:

  • Call 2-1-1 for local emergency rental programs
  • Many nonprofits provide one-time emergency assistance
  • Churches and faith-based organizations often have emergency funds

Kansas City area:

  • Contact Housing Authority of Kansas City: (816) 968-6600
  • Assistance available for: rent arrears, utilities, moving costs, security deposits

St. Louis area:

  • Contact St. Louis Housing Authority: (314) 531-4770
  • Services include eviction prevention, mediation, emergency assistance

Rural Areas:

  • Contact local Community Action Program (CAP) offices
  • Many provide emergency rental assistance and case management
  • Call 2-1-1 to find local CAP agencies

Healthcare for You and Your Kids

Missouri expanded Medicaid in 2021, which means more single mothers can get comprehensive health coverage.

MO HealthNet (Missouri Medicaid)

According to MO HealthNet, Missouri’s Medicaid program provides health coverage to low-income individuals and families.

Income limits (133% of Federal Poverty Level for Expansion Adults):

Household Size Monthly Income Limit Annual Income Limit
1 person $1,735 $20,814
2 people $2,344 $28,129
3 people $2,954 $35,444
4 people $3,563 $42,759

Coverage includes:

  • Doctor visits and specialist care
  • Prescription medications (most covered)
  • Mental health and substance abuse treatment
  • Hospital and emergency room care
  • Preventive care including mammograms and cancer screenings
  • Postpartum coverage extended to full year

For children (MO HealthNet for Kids): Children 18 and under can get coverage if family income is up to 148-196% of Federal Poverty Level depending on age.

How to apply:

  • Online: Missouri myDSS
  • Phone: (855) 373-4636
  • In person: Local Family Support Division office

Processing time: Usually 30 days or less

Emergency Medicaid: Available for emergency medical conditions regardless of immigration status

WIC (Women, Infants, and Children)

According to Missouri WIC, Missouri’s WIC program provides nutrition assistance to pregnant women and children under 5.

Who qualifies:

  • Pregnant, breastfeeding, or postpartum women
  • Children under age 5
  • Income at or below 185% of Federal Poverty Level ($4,095/month for family of 3)
  • Must be at “nutritional risk” (determined by health screening)

Automatic qualification if you receive:

  • Medicaid (MO HealthNet)
  • TANF (Cash Assistance)
  • SNAP (Food Assistance)

Benefits include:

  • Monthly food packages with items like milk, eggs, cereal, peanut butter, baby formula
  • Nutrition education and counseling
  • Breastfeeding support and breast pump loans
  • Referrals to healthcare and social services
  • Immunization screening and referrals

How to apply:

  • Call Missouri WIC: (800) 835-9347
  • Find local WIC office at health.mo.gov/wic
  • Apply in person (phone interview not available)

What to bring:

  • Photo ID
  • Proof of income
  • Proof of address
  • Children’s immunization records

Reality Check: WIC provides specific healthy foods, not cash. Foods are designed to supplement your diet, not provide all nutrition needs.

Childcare Help While You Work or Go to School

Missouri Child Care Subsidy Program

According to the Missouri Department of Elementary and Secondary Education, the Child Care Subsidy Program helps eligible families pay for childcare.

Who qualifies:

  • Working parents (minimum hours vary)
  • Parents in approved education/training programs
  • Income up to 150% of Federal Poverty Level

Income limits:

Family Size Annual Income Limit
1 parent, 1 child $31,200
1 parent, 2 children $39,000
1 parent, 3 children $46,800
1 parent, 4 children $54,600

How much you pay:

  • Sliding fee based on income and family size
  • Lower income families pay less
  • Payments made directly to childcare provider

Approved providers:

  • Licensed childcare centers
  • Licensed family childcare homes
  • Approved relative care (in some cases)
  • Before/after school programs

How to apply:

Processing time: Varies by region, typically 30-60 days

Reality Check: According to the Missouri Independent, there have been payment delays and system issues. The program is administered by the Department of Elementary and Secondary Education as of 2024.

Head Start and Early Head Start

Free comprehensive early childhood programs for low-income families.

Head Start (Ages 3-5):

  • Free preschool education
  • Full-day or part-day options
  • Meals and snacks included
  • Health and dental screenings
  • Family support services

Early Head Start (Birth to 3):

  • Childcare for infants and toddlers
  • Home visiting programs
  • Pregnant women services
  • Parenting education

Income requirements:

  • Family income at or below 130% of Federal Poverty Level
  • Automatic qualification for families receiving TANF, SNAP, or SSI

How to apply:

  • Contact Missouri Head Start Association: (573) 634-2892
  • Use program locator: Call 1-866-763-6481
  • Visit local Head Start program directly

Application timeline: Applications typically open in spring for fall enrollment

Reality Check: High-quality programs with waiting lists. Some programs offer year-round enrollment, others have specific enrollment periods.

Educational Grants That Change Lives

These are true grants – money you never have to pay back. They’re competitive, but they can significantly improve your family’s financial situation.

Access Missouri Financial Assistance Program

According to the Missouri Department of Higher Education & Workforce Development, this need-based program provides grants to undergraduate students.

What they provide:

  • Maximum grant of $2,850 per academic year
  • Average amounts awarded are $1,000-2,000 per year
  • No repayment required

Requirements:

  • Missouri resident for at least one year
  • Enrolled at least half-time as undergraduate student
  • Attending regionally or nationally accredited Missouri institution
  • Must complete FAFSA with Expected Family Contribution (EFC) under $12,000

How to apply:

  1. Complete your FAFSA at studentaid.gov by February 1st (no later than April 1st)
  2. Apply to participating Missouri colleges (state universities, community colleges)
  3. Institution automatically considers you for Access Missouri when awarding financial aid

Participating Schools: All Missouri state universities and most community colleges participate

Reality Check: This is a competitive program. Priority given to students with greatest financial need.

Additional Educational Support

A+ Scholarship Program:

  • Pays up to $196 per credit hour for graduates of A+ high schools
  • Must attend community college or vocational school
  • Requirements include good attendance, grades, and community service

Fast Track Workforce Incentive Grant:

  • Pays for some tuition and fees not covered by financial aid
  • For adults 25 or older enrolled in college or apprenticeship program
  • Focused on high-demand career fields

Dual Credit/Dual Enrollment Scholarship:

  • Pays some tuition fees for enrollees of dual-credit college programs
  • Varies by student and program

Real Grants for Single Mothers

While many “grant” websites are scams, these legitimate organizations provide actual grants to single mothers in Missouri.

Legitimate Grant Organizations

The Salvation Army:

  • Provides emergency financial assistance for rent, utilities, and basic needs
  • Each location may offer different services
  • Contact: (800) 427-4626 or find local Salvation Army location

Catholic Charities:

  • Emergency assistance programs
  • Food pantries and clothing assistance
  • Contact local Catholic Charities office for services

Local Community Foundations:

  • Community Foundation of the Ozarks provides various grants and scholarships
  • Greater Kansas City Community Foundation offers assistance programs
  • Contact foundations in your area directly

Educational Grants from Foundations

William Woods University Scholarships:

  • Various scholarships for adult learners and single parents
  • Contact: Financial aid office at William Woods University

Missouri State University Programs:

  • Adult learner scholarships
  • Single parent support programs
  • Contact: MSU financial aid office

Community College Foundation Scholarships:

  • Most Missouri community colleges have foundation scholarships
  • Many specifically for single parents and adult learners
  • Contact your local community college financial aid office

Reality Check: Legitimate grants never require upfront fees. Be wary of any organization asking for money to apply for grants.

Food Help Beyond SNAP

Missouri Food Bank Network

Missouri has food banks throughout the state that provide emergency food assistance.

Major Food Banks:

  • St. Louis Area Food Bank: Serves eastern Missouri
  • Harvesters (Kansas City): Serves western Missouri
  • Ozarks Food Harvest: Serves southwest Missouri
  • Southeast Missouri Food Bank: Serves southeast Missouri

What they provide:

  • Emergency food boxes (3-5 day supply)
  • Fresh produce when available
  • Mobile food pantries in rural areas
  • Kids Cafe programs (after-school meals)
  • Senior food programs

How to access:

What to bring:

  • Valid photo ID
  • Proof of address
  • Information about household size

TEFAP (Emergency Food Program)

According to USDA, The Emergency Food Assistance Program provides emergency nutrition assistance at no cost.

What it provides:

  • USDA commodity foods (canned goods, pasta, rice, etc.)
  • Distributed through local food pantries
  • No income requirements at most locations

Find TEFAP locations:

  • Call 2-1-1 for local food pantries
  • Contact local Community Action Programs
  • Check with churches and community organizations

SUN Bucks (Summer Food Program)

According to Missouri DSS, Missouri SUN Bucks provides summer food assistance.

What it provides:

  • $120 per qualifying child for summer months
  • Can be used to buy nutritious foods
  • Automatically provided to many families

Who automatically qualifies:

  • Households already participating in SNAP or TANF
  • Children in foster care, homeless, or migrant
  • Children attending schools with free meal programs and household income under 185% FPL

How to apply:

Support for All Types of Single Parent Families

Single Fathers

Most programs in this guide also serve single fathers raising children alone:

Available programs:

  • SNAP (food assistance) – same eligibility and benefits
  • TANF (cash assistance) – same income limits and requirements
  • MO HealthNet (healthcare) – full family coverage available
  • Child support services – help collecting from other parent
  • Housing assistance – Section 8 and emergency rental help
  • Childcare assistance – same work/school requirements

Additional resources:

  • National Fatherhood Initiative: Resources for single fathers
  • Local support groups: Contact 2-1-1 for father-specific groups

Grandparents Raising Grandchildren

Special considerations for kinship families:

TANF eligibility:

  • Income limit may be higher when grandparent applies only for grandchild
  • Grandparent’s needs not included in benefit calculation
  • May qualify even if grandparent receives Social Security

Kinship care support:

  • Missouri Department of Social Services: Kinship services available
  • Financial assistance may be available
  • Respite care and support groups
  • Legal assistance for custody issues

Contact: Missouri DSS Kinship Services at (855) 373-4636

LGBTQ+ Single Parents

All Missouri state programs serve LGBTQ+ parents without discrimination. Additional resources:

Support organizations:

  • PROMO Missouri: (314) 862-4900
  • Kansas City Center for Inclusion: (816) 931-4420
  • SAGE Project (St. Louis): (314) 367-0084

Legal protections:

  • Missouri law prohibits discrimination in state programs
  • Same-sex couples eligible for all family programs
  • Name change and gender marker assistance available through courts

Rural Missouri Families

Additional challenges in rural areas:

  • Limited public transportation
  • Fewer service providers
  • Longer travel distances to offices

Rural-specific resources:

  • Mobile food pantries: Many food banks serve rural areas
  • Telehealth: MO HealthNet covers telehealth appointments
  • Home visits: Some programs offer home visits for isolated families
  • 2-1-1: Especially important for finding local resources

Resources by Region

Kansas City Metro Area

Emergency Assistance:

  • Housing Authority of Kansas City: (816) 968-6600
  • Kansas City Community Action Agency: (816) 963-1000

Food Resources:

  • Harvesters Community Food Network: (816) 929-3000
  • City Union Mission: (816) 474-9380

Legal Aid:

  • Legal Aid of Western Missouri: (816) 474-6750

St. Louis Metro Area

Emergency Assistance:

  • St. Louis Housing Authority: (314) 531-4770
  • Human Development Corporation: (314) 335-7500

Food Resources:

  • St. Louis Area Food Bank: (314) 292-6262
  • Operation Food Search: (314) 726-5355

Legal Aid:

  • Legal Services of Eastern Missouri: (314) 534-4200

Columbia/Central Missouri

Emergency Assistance:

  • Central Missouri Community Action: (573) 443-8706
  • Columbia Housing Authority: (573) 443-2556

Food and Emergency Services:

  • Food Bank for Central & Northeast Missouri: (573) 474-1020

Springfield/Southwest Missouri

Emergency Assistance:

  • Community Partnership of the Ozarks: (417) 888-2020
  • Springfield Housing Authority: (417) 864-3373

Food Resources:

  • Ozarks Food Harvest: (417) 865-3411

Rural/Other Areas

Statewide Resources:

  • Call 2-1-1 for local Community Action Programs
  • Contact local churches and community organizations
  • Many counties have their own assistance programs

How to Apply: Your 4-Week Action Plan

Week 1: Immediate Emergency Needs

Day 1-2:

  1. Apply for Emergency SNAP at Missouri myDSS
  2. Call 2-1-1 for immediate crisis resources in your area
  3. Contact local food bank for emergency food assistance

Day 3-4: 4. Apply for MO HealthNet (Medicaid) – same application as SNAP 5. Call utility companies if behind on bills – many have hardship programs 6. Contact Salvation Army at (800) 427-4626 for emergency assistance

Day 5-7: 7. Gather required documents (see list below) 8. Follow up on SNAP application if no response within 7 days 9. Apply for WIC if you have children under 5

Week 2: Cash Assistance and Support Programs

Day 8-10:

  1. Apply for Cash Assistance (TANF) through Missouri myDSS
  2. Apply for LIHEAP utility assistance by calling (855) 373-4636
  3. Contact child support services: 1-800-859-7999

Day 11-14: 4. Apply for childcare assistance through Missouri child care system 5. Research Head Start programs for children 3-5 6. Contact additional local food banks for ongoing support

Week 3: Housing and Legal Support

Day 15-17:

  1. Apply for Section 8 housing vouchers with local housing authority
  2. Contact legal aid if needed: Legal Services numbers listed above
  3. Research emergency housing options through local nonprofits

Day 18-21: 4. File taxes or contact VITA program for EITC/Child Tax Credit: 1-800-906-9887 5. Apply for additional local emergency assistance programs 6. Contact churches and community organizations for help

Week 4: Long-term Planning and Education

Day 22-24:

  1. Complete FAFSA for educational grants at studentaid.gov
  2. Contact community colleges about programs and support services
  3. Research job training programs through Missouri Works

Day 25-28: 4. Follow up on all pending applications 5. Create ongoing plan for managing benefits and requirements 6. Connect with local support groups and community resources

Documents You Need (Prepare These First!)

Keep copies of these documents ready for all applications:

Personal identification:

  • Missouri driver’s license or state ID
  • Social Security cards for all family members
  • Birth certificates for all children
  • Immigration documents (if applicable)

Income and employment:

  • Pay stubs from last 30 days
  • Unemployment benefits statement
  • Self-employment records
  • Child support payment records
  • Any other income documentation

Housing and expenses:

  • Current lease or mortgage statement
  • Rent receipts for last 3 months
  • Utility bills (electric, gas, water, phone)
  • Childcare payment receipts

Financial information:

  • Bank statements for last 3 months (all accounts)
  • Vehicle registration and insurance
  • Medical bills and expenses
  • Court orders (custody, child support, if applicable)

Health and family:

  • Medical records for family members
  • Pregnancy verification (if applicable)
  • Disability documentation (if applicable)
  • School enrollment verification for children

What to Do When You’re Denied

Don’t give up! Most denials can be resolved.

Common Denial Reasons

Missing information:

  • Incomplete application
  • Missing required documents
  • Failed to attend required interview
  • Income not properly documented

Eligibility issues:

  • Income appears too high (often calculation errors)
  • Didn’t meet residency requirements
  • Failed to meet work requirements
  • Assets over program limits

Processing errors:

  • Agency made calculation mistake
  • Documents lost or misfiled
  • Interview not properly scheduled
  • System/computer errors

Your Legal Rights

Appeal process:

  • 30-day deadline: You have 30 days from denial date to request appeal
  • Continued benefits: You may keep current benefits during appeal (if already receiving)
  • Fair hearing: Right to present your case to impartial hearing officer
  • Legal representation: Right to bring advocate or attorney

How to appeal:

  1. Request appeal in writing within 30 days
  2. State specific reasons you disagree with decision
  3. Submit additional documentation supporting your case
  4. Attend hearing or participate by phone
  5. Receive written decision within 60 days

Getting Help with Appeals

Free legal assistance:

  • Legal Services of Eastern Missouri: (314) 534-4200
  • Legal Aid of Western Missouri: (816) 474-6750
  • Legal Services of Southern Missouri: (417) 881-1397

Benefits advocates:

  • Missouri Work Incentive Consultants: 1-866-304-WORK (9675)
  • Local Community Action Programs: Case managers often help with appeals
  • 2-1-1: Can connect you with local advocates

Common Questions Single Mothers Ask (FAQs)

Q: Can I get help if I’m working? A: Yes! Most programs allow working families to qualify:

  • SNAP: Up to 130% of poverty level ($2,798/month for family of 3)
  • MO HealthNet: Up to 133% of poverty level ($2,954/month for family of 3)
  • Childcare assistance: Up to 150% of poverty level
  • LIHEAP: Up to 60% of state median income (varies by household size)

Q: What if I have a criminal record? A: Missouri maintains restrictions for some drug-related felonies, but you can still qualify for:

  • SNAP (food assistance) – with some restrictions for drug felonies
  • MO HealthNet (healthcare)
  • Housing assistance (some restrictions apply)
  • WIC
  • Most other programs

Q: How long do applications take to process? A: Processing times vary by program:

  • SNAP: 7-30 days (7 days if emergency)
  • TANF: Up to 45 days
  • MO HealthNet: Usually 30 days or less
  • Housing vouchers: 6 months to 2+ years due to waiting lists
  • Childcare assistance: 30-60 days

Q: Can I apply for multiple programs at once? A: Yes! Missouri myDSS allows you to apply for SNAP, TANF, and MO HealthNet with one application. You can also apply for other programs separately at the same time.

Q: What if I get denied? A: You have the right to appeal any denial within 30 days. Common reasons for denial include missing documents or income calculation errors. Contact legal aid for help with appeals.

Q: Do I have to pay anything back? A: Most programs don’t require repayment:

  • Never repay: SNAP, MO HealthNet, WIC, LIHEAP, tax credits
  • Educational grants: Sometimes have requirements like staying in Missouri after graduation
  • Overpayments: If you receive too much due to unreported income changes, you may need to repay the difference

Q: Can undocumented immigrants get help? A: Some programs are available:

  • Emergency Medicaid: Emergency medical care only
  • WIC: Available regardless of immigration status in some areas
  • Food banks: Most don’t require documentation
  • Emergency assistance: Many nonprofits provide help regardless of status
  • Call 2-1-1 for guidance on what’s available in your situation

Q: What if I live in rural Missouri? A: Rural residents face additional challenges but have options:

  • Mobile food pantries serve rural areas
  • MO HealthNet covers telehealth appointments
  • Some programs have special provisions for rural residents
  • 2-1-1 is especially important for finding local resources
  • Community Action Programs often serve rural counties

Q: How do I get help filling out applications? A: Free application assistance available:

  • Family Support Division offices: Staff provide in-person help
  • 2-1-1: Can connect you with local navigators
  • Legal Services: Numbers listed above
  • Local CAP agencies: Case managers often help with applications
  • VITA tax sites: Help with tax credit applications

Q: What if my English is limited? A: Language assistance is available:

  • All state programs provide free interpreters
  • Missouri myDSS website available in Spanish
  • Call (855) 373-4636 for Spanish-speaking assistance
  • 2-1-1 has bilingual operators
  • Request interpreter when scheduling appointments

Q: Can I get help paying for school while receiving benefits? A: Yes, education is encouraged:

  • Access Missouri grants: State education funding up to $2,850/year
  • Pell Grants: Federal education funding (apply via FAFSA)
  • A+ Scholarship: For community college if you attended A+ high school
  • TANF work requirement: Education/training counts as work activity
  • Childcare assistance: Available for parents in approved education programs

Warning Signs and Red Flags

Scams to Avoid

Grant scams:

  • Red flag: Requests upfront fees for “guaranteed grants”
  • Reality: Legitimate government programs never charge application fees (except $25 for child support)
  • Action: Hang up and report to Missouri Attorney General: (800) 392-8222

Benefits card scams:

  • Red flag: Calls asking for your EBT card number or PIN
  • Reality: Missouri DSS will never call asking for your card information
  • Action: Never give card information over phone; call DSS directly if questionable

Housing scams:

  • Red flag: “Guaranteed Section 8 approval” for a fee
  • Reality: No one can guarantee housing voucher approval
  • Action: Only apply through official housing authorities

Program Warnings

TANF time limits:

  • Missouri provides TANF for lifetime maximum of 45 months
  • Clock starts ticking immediately
  • Very limited extensions available
  • Plan for transition off benefits

Waiting lists reality:

  • Section 8 housing: Often 6 months to 2+ year waits
  • Childcare assistance: May have waiting lists in some areas
  • Apply early and to multiple programs

Work requirements:

  • Most programs require work, school, or job training
  • Exemptions limited and temporary
  • Sanctions can reduce or eliminate benefits
  • Understand requirements before applying

Financial Reality Checks

Benefit amounts are modest:

  • TANF: $292/month maximum for family of 3 (among lowest in US)
  • SNAP: Average benefit about $196/person/month in Missouri
  • Housing vouchers: May not cover full rent in expensive areas
  • Benefits designed to supplement, not replace, income

Income limits are strict:

  • Small increases in income can eliminate eligibility
  • Report income changes immediately to avoid overpayments
  • Understand how income affects each program differently
  • Plan for “benefits cliff” when income increases

Emergency Resources and Crisis Numbers

Immediate Crisis Help

Food emergency:

  • Local food banks: Call 2-1-1 for nearest location
  • Emergency SNAP: Apply at mydss.mo.gov or call (855) 373-4636
  • Salvation Army: (800) 427-4626

Housing emergency (eviction/homelessness):

  • 2-1-1: Emergency shelter and rental assistance
  • Legal Services: Numbers listed by region above
  • Local Community Action Programs: Emergency assistance

Utilities shut-off:

  • LIHEAP Emergency: Call (855) 373-4636
  • Utility company hardship programs: Call your utility provider directly
  • Salvation Army: May provide emergency utility assistance

Medical emergency:

  • 911: Life-threatening emergencies
  • Emergency Medicaid: Available regardless of immigration status
  • Community health centers: Sliding fee scale, call 2-1-1 for locations

Crisis and Mental Health Support

Crisis intervention:

  • Crisis Text Line: Text HOME to 741741
  • National Suicide Prevention Lifeline: 988
  • Missouri Crisis Helpline: 1-800-395-2132

Domestic violence:

  • National Domestic Violence Hotline: 1-800-799-7233
  • Missouri Coalition Against Domestic and Sexual Violence: (573) 634-4161
  • Local shelters: Call 2-1-1 for immediate shelter options

Mental health crisis:

  • Missouri Crisis Helpline: 1-800-395-2132 (24/7)
  • Community mental health centers: Call 2-1-1 for local resources
  • Mobile crisis teams: Available in many areas

Resources and Important Phone Numbers

Statewide Resources

Primary contact numbers:

  • 2-1-1: Information and referral service (24/7) – Your first call for any crisis
  • Missouri Department of Social Services: (855) 373-4636
  • Missouri myDSS: mydss.mo.gov
  • MO HealthNet Customer Service: (800) 392-2161

Application and benefits:

  • SNAP/TANF/Medicaid applications: mydss.mo.gov
  • Child support services: 1-800-859-7999
  • WIC program: (800) 835-9347
  • Childcare assistance: (573) 751-4905

Emergency Numbers

Immediate crisis:

  • Emergency services: 911
  • Crisis Text Line: Text HOME to 741741
  • National Suicide Prevention Lifeline: 988
  • National Domestic Violence Hotline: 1-800-799-7233

Food assistance:

  • Harvesters (Kansas City): (816) 929-3000
  • St. Louis Area Food Bank: (314) 292-6262
  • Ozarks Food Harvest: (417) 865-3411

Housing crisis:

  • Housing authorities: See regional numbers above
  • Legal Services: See regional numbers above

Legal and Advocacy Help

Free legal assistance:

  • Legal Services of Eastern Missouri: (314) 534-4200
  • Legal Aid of Western Missouri: (816) 474-6750
  • Legal Services of Southern Missouri: (417) 881-1397

Benefits advocacy:

  • Missouri Work Incentive Consultants: 1-866-304-WORK (9675)
  • Disability Rights Missouri: (816) 361-2700

Educational Resources

College and financial aid:

  • Missouri Department of Higher Education & Workforce Development: dhewd.mo.gov
  • Federal Student Aid: studentaid.gov
  • FAFSA help: 1-800-433-3243

Adult education:

  • Missouri Adult Learning: Contact local community college
  • GED testing: Contact local community college
  • Job training: Missouri Works offices statewide

Useful Websites

Government portals:

Resource finders:

Disclaimer

Important Notice About Information Currency

Program details, eligibility requirements, and benefit amounts change frequently due to federal and state policy updates, funding changes, and legislative action. All information in this guide was compiled and verified using official government sources as of August 2025, but policies may have changed since publication.

Verification Requirements:

  • Always verify current information directly with the relevant agency before making decisions
  • Contact program offices for the most up-to-date eligibility requirements and benefit amounts
  • Check official websites for any recent policy changes or updates

Limitations:

  • This guide is for informational purposes only and is not legal, financial, or benefits counseling advice
  • Individual circumstances vary and may affect program eligibility
  • Processing times and benefit amounts may differ from those listed
  • Some programs may have waiting lists or limited funding not reflected in this guide

About This Guide

Compiled by the ASingleMother.org Editorial Team

The ASingleMother.org team has been researching and writing comprehensive benefits guides for single mothers across all 50 states since 2020. Our editorial team regularly updates these guides by reviewing official government sources, contacting state agencies, and incorporating feedback from hundreds of single mothers who have used these programs.

This Missouri guide represents over 5 years of experience helping single mothers navigate the benefits system. We verify information with official sources including Missouri Department of Social Services, USDA, IRS, and local nonprofits to ensure accuracy.

Information compiled from official Missouri Department of Social Services, USDA, HHS, and Missouri Department of Higher Education & Workforce Development sources. Last verified: August 2025.

The ASingleMother.org editorial team welcomes feedback on this guide. If you find outdated information or discover new resources, please contact us at info@asinglemother.org so we can help other single mothers with accurate, current information.

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