Menu
oklahoma

Grants for Single Mothers in Oklahoma

Oklahoma Single Mother’s Guide to Benefits, Grants, and Support Programs (2025)

Last updated: August 2025

If You Need Help Today

If you’re facing an immediate crisis, here are three steps you can take right now:


  1. Call 2-1-1 – Free 24/7 help finding emergency assistance for housing, food, utilities, and more
  2. Contact Regional Food Bank of Oklahoma at (405) 972-1111 for emergency food assistance
  3. Apply for Emergency SNAP at OKDHSLive.org – you can get benefits within 1-3 days if you qualify for expedited service

Quick Summary for Busy Moms

Oklahoma offers assistance for single mothers through 30+ programs. Emergency help available within 1-3 days. Key programs include food assistance for families earning under $2,798/month, educational grants up to $2,400/year, and emergency housing support.

Top Programs by Urgency:

  • Emergency Food: SNAP benefits up to $768/month for family of 3
  • Emergency Cash: TANF provides temporary assistance based on family size
  • Emergency Housing: Tribal emergency assistance and local programs
  • Tax Benefits: EITC up to $8,046/year, Child Tax Credit up to $2,000 per child
  • Education: Oklahoma Single Parent Scholarship up to $2,400/year

Main Points

According to the Oklahoma Single Parent Scholarship Program, Oklahoma has high rates of families headed by single parents and extremely high rates of childhood poverty in those families, especially those headed by single mothers. The Oklahoma Single Parent Scholarship Program (OSPSP) has awarded almost $300,000 in scholarships to 100+ single parents attending 10 colleges across central Oklahoma.

What you need to know:

  • Real grants exist – Programs like the Oklahoma Single Parent Scholarship provide up to $2,400 per year
  • Emergency help is available – You can get food assistance within days and utility help within weeks
  • Tax credits provide major help – EITC and Child Tax Credit can provide thousands annually
  • Long-term support matters – Education and job training programs can change your family’s future
  • The system is complex – But this guide breaks it down step by step

Reality Check: Some programs have strict requirements and waiting lists. Oklahoma cut cash benefits without later restoring them, so these benefits are below their 1996 levels even without adjusting for inflation. Apply for multiple programs and don’t get discouraged if the first one doesn’t work out.

Tax Credits and Federal Benefits (Often Overlooked!)

Many single mothers miss these programs that provide significant annual income.

Federal Tax Credits

Earned Income Tax Credit (EITC)

  • What it provides: Up to $8,046 for families with 3+ children (2025 tax year), according to IRS Revenue Procedure 2024-40
  • Who qualifies: Working families with income under $59,899 (single filers with 3+ children) for 2025
  • How to claim: File tax return with IRS Form 1040, even if you don’t owe taxes
  • Reality Check: In 2021, Oklahoma reversed its decision and restored refundability of the credit. Qualifying taxpayers could now claim the credit to offset any taxes they owe, and use the credit to claim cash refund beyond their tax liability.

Income Limits for EITC (2025 Tax Year):

Children Single Filer Income Limit Maximum Credit
1 child $47,915 $4,213
2 children $53,057 $6,960
3+ children $59,899 $8,046

Child Tax Credit (CTC)

  • What it provides: Up to $2,000 per child under 17, with up to $1,700 refundable per IRS Topic 602
  • Who qualifies: Single mothers with income under $200,000
  • How to claim: File tax return, may be partially refundable

Child and Dependent Care Credit

  • What it provides: 20-35% of childcare costs, up to $3,000 for one child or $6,000 for two+ children
  • Who qualifies: Working parents paying for childcare to work or look for work
  • How to claim: Keep receipts, file with tax return using Form 2441

Contact for Free Tax Help: IRS VITA Program at 1-800-906-9887

Educational Grants That Change Lives

These are true grants – money you never have to pay back.

Oklahoma Single Parent Scholarship (Top Choice)

The Oklahoma Single Parent Scholarship Program is on a mission to help low-income single parents fulfill their dreams of self-sufficiency through post-secondary education.

What they cover:

  • Up to $2,400 per year for eligible students
  • Scholarship continues throughout program if requirements are met
  • Available for both full-time and part-time students in specific health programs

Requirements:

  • Custodial parent of at least one child under the age of 18 (single-parent household without assistance from a “significant other”)
  • Minimum 2.0 GPA
  • Resident of Oklahoma
  • Completed at least one semester at a nonprofit college or university in Cleveland, Grady, Logan, Payne, or Oklahoma counties, Oklahoma
  • Must be Pell Grant eligible

How to apply:

Reality Check: This program serves specific counties in central Oklahoma and has competitive admissions with annual application deadlines.

Oklahoma Tuition Aid Grants (OTAG)

Oklahoma Tuition Aid Grants (OTAG) is a grant offered by the Oklahoma State Regents for Higher Education to residents of Oklahoma who attend Oklahoma’s public and private colleges and universities.

Benefits:

  • The current maximum annual award is the lesser of 75 percent of enrollment costs or up to $1,500 for students attending public colleges, universities or career technology centers, and $2,000 for students attending eligible private colleges or universities.
  • No repayment required

Requirements:

  • Oklahoma resident for at least one year
  • Enrolled at least half-time as undergraduate student
  • Attending regionally or nationally accredited Oklahoma institution
  • Must be eligible for federal Pell Grant (substantial financial need)

How to apply:

  • Application is made through the Free Application for Federal Student Aid (FAFSA)
  • Complete FAFSA at studentaid.gov by March 1st
  • Institution automatically considers you for OTAG when awarding financial aid

Oklahoma Promise

Oklahoma PROMISE allows students in the 8th through 10th grades whose parents earning less than $60,000 in income apply for free college tuition.

Benefits:

  • Covers tuition at Oklahoma public colleges and universities
  • Available for students whose parents meet income requirements during 8th-10th grade

Requirements:

  • Student must be in 8th, 9th, or 10th grade when applying
  • Family income under $60,000 annually
  • Maintain required GPA and course requirements

How to apply:

Emergency Cash and Basic Needs

When you need help paying bills or buying food, these programs can provide immediate relief.

Cash Assistance (Oklahoma’s TANF Program)

According to Oklahoma DHS, the Temporary Assistance for Needy Families program provides temporary cash assistance to eligible families.

Current requirements:

  • U.S. Citizen or legal alien
  • Have responsibility for a minor child living in the home
  • Meet income standard(s) shown on Appendix C-1 Schedule IX
  • Social Security number for all members included in TANF benefit

Income limits (185% of State Standard of Need):

Family Size Monthly Income Limit
1 person Varies by situation
2 people Varies by situation
3 people Contact DHS for current limits
4 people Contact DHS for current limits

Important Warning: Oklahoma’s TANF eligibility rules do not at the present adequately support work, protect children, or promote self-sufficiency, because income limits are too low and restrictions too great for most working families to qualify for benefits.

How to apply:

  • Apply online at OKDHSLive.org
  • Call (405) 521-3431 for assistance
  • Visit local DHS Human Service Center

Processing time: Up to 45 days from application date

Reality Check: Four states — Arizona, Hawai’i, Idaho, and Oklahoma — cut cash benefits without later restoring them, so these benefits are below their 1996 levels even without adjusting for inflation.

SNAP (Food Assistance)

According to Oklahoma DHS, SNAP helps low-income families buy nutritious food with Electronic Benefits Transfer (EBT) cards.

Maximum benefit amounts (per USDA FY2025 Allotments):

  • 1 person: $292/month
  • 2 people: $536/month
  • 3 people: $768/month
  • 4 people: $975/month

Income limits (130% of Federal Poverty Level):

Family Size Monthly Gross Income Limit Annual Gross Income Limit
1 person $1,580 $18,960
2 people $2,137 $25,640
3 people $2,694 $32,320
4 people $3,250 $39,000

Special rules: There is no gross income limit in Oklahoma for households with a household member who is 60 or older or has a disability.

How to apply:

  • The easiest way to apply is to apply online at www.OKDHSLIVE.ORG
  • Phone: (405) 521-3431
  • In person: Local DHS office

Emergency SNAP: If you qualify for expedited service, you can get benefits within 1-3 days if you have less than $150 in monthly income and $100 or less in bank accounts.

Reality Check: The minimum benefit for households of one or two people is $23. For larger households, there is no official minimum benefit.

Utility Assistance (LIHEAP)

Low Income Home Energy Assistance Program helps with electric and gas bills.

Benefits available:

  • Up to several hundred dollars per year for regular LIHEAP benefits
  • Additional emergency assistance for crisis situations
  • Priority for households with elderly (60+), disabled, or children under 6

How to apply:

  • Contact local Community Action Program (CAP) office
  • Call statewide hotline for assistance
  • Apply early in the program year (typically starts October 1st)

Reality Check: Funding is limited and available first-come, first-served.

Child Support Enforcement

Don’t overlook this important source of financial support. Oklahoma’s Division of Child Support Services helps single mothers get support from the other parent.

Oklahoma Child Support Services

What they provide:

  • Locate absent parents using federal databases and employment records
  • Establish paternity through genetic testing
  • Establish and modify support orders through court system
  • Collect and distribute support payments automatically
  • Enforce support orders through wage garnishment and asset seizure

Who qualifies:

  • Any parent or caregiver who has custody of a child
  • No income requirements or restrictions
  • Available regardless of marital status

How to apply:

Costs:

  • $25 application fee for families not receiving TANF
  • Fee waived for TANF recipients
  • No other costs – services are free

Reality Check: In Oklahoma, 7% of TANF families received child support in 2009, compared to 9% nationally. Oklahoma child support receipts were higher however, with an average of $304 monthly in Oklahoma and $228 nationally.

Healthcare for You and Your Kids

Oklahoma expanded Medicaid, which means more single mothers can get comprehensive health coverage.

SoonerCare (Oklahoma Medicaid)

According to OHCA, Oklahoma’s Medicaid program provides health coverage to low-income individuals and families.

Income limits (138% of Federal Poverty Level for adults):

Household Size Monthly Income Limit Annual Income Limit
1 person $1,732 $20,783
2 people $2,339 $28,067
3 people $2,946 $35,351
4 people $3,553 $42,635

For children and pregnant women (210% of Federal Poverty Level):

  • Children 18 and under can get coverage if family income is up to 210% of Federal Poverty Level
  • The Medicaid income limit for pregnant women is 210% of the federal poverty level

Coverage includes:

  • Doctor visits and specialist care
  • Prescription medications (most covered)
  • Mental health and substance abuse treatment
  • Hospital and emergency room care
  • Preventive care including mammograms and cancer screenings

How to apply:

  • Online: OKDHSLive.org
  • Phone: 1-800-987-7767
  • In person: Local DHS office

Processing time: Usually 30 days or less

WIC (Women, Infants, and Children)

According to Oklahoma State Department of Health, WIC provides nutrition assistance to pregnant women and children under 5.

Who qualifies:

  • Women who are pregnant, breastfeeding, or have recently given birth
  • Children under age 5
  • Income at or below 185% of the federal poverty level
  • Must be at “nutritional risk” (determined by health screening)

Automatic qualification if you receive:

  • If you receive Medicaid, SNAP or TANF, you are automatically eligible for WIC benefits

Benefits include:

  • Monthly food packages with items like milk, eggs, cereal, peanut butter, baby formula
  • Nutrition education and counseling
  • Breastfeeding support and breast pump loans
  • Referrals to healthcare and social services

How to apply:

  • Use the online WIC enrollment request tool to get started on applying for WIC services
  • Find local WIC office through state website
  • Apply in person (phone interview not available)

Reality Check: WIC provides specific healthy foods, not cash. Foods are designed to supplement your diet, not provide all nutrition needs.

Childcare Help While You Work or Go to School

Oklahoma Child Care Assistance Program (CCAP)

According to Oklahoma DHS, the Child Care and Development Block Grant helps parents who meet income requirements pay for licensed child care.

Who qualifies:

  • Parents who meet income requirements pay for licensed child care while they are at work, in training or getting an education
  • Working parents (minimum hours vary)
  • Parents in approved education/training programs
  • Child care may be approved from birth to age 13. Children with disabilities may qualify up to age 19

How much you pay:

  • Families may have a copayment for the child care services they receive based on their income, the number of family members and the number of family members needing child care
  • Payments made directly to childcare provider

Approved providers:

  • Licensed childcare centers (must be at least 2-star rated)
  • Licensed family childcare homes
  • Approved relative care (in some cases)
  • Before/after school programs

How to apply:

  • Apply online at www.okdhslive.org
  • Phone: (405) 521-3431
  • In person: Local DHS office

Processing time: If you are eligible, your worker must approve your application within 2 working days of completing an interview and receiving all necessary verification from you

Reality Check: Waiting lists are common, especially in urban areas. Apply as early as possible, even before you start work or school.

Head Start and Early Head Start

Free comprehensive early childhood programs for low-income families.

Head Start (Ages 3-5):

  • Free preschool education
  • Full-day or part-day options
  • Meals and snacks included
  • Health and dental screenings
  • Family support services

Early Head Start (Birth to 3):

  • Childcare for infants and toddlers
  • Home visiting programs
  • Pregnant women services
  • Parenting education

Income requirements:

  • Family income at or below 130% of Federal Poverty Level
  • Automatic qualification for families receiving TANF, SNAP, or SSI

How to apply:

  • Contact local Head Start programs directly
  • Visit program websites for local enrollment
  • Applications typically open in spring for fall enrollment

Reality Check: High-quality programs with waiting lists. Some programs offer year-round enrollment, others have specific enrollment periods.

Housing Help That Works

Finding safe, affordable housing is one of the biggest challenges for single mothers.

Emergency Housing Assistance

Several programs can help if you’re behind on rent or facing eviction.

Oklahoma Housing Finance Agency (OHFA):

  • The Oklahoma Housing Finance Agency (OHFA) offers a rental assistance program for low-income families struggling to pay their rent
  • Contact OHFA directly for current programs

Emergency Assistance:

  • Call 2-1-1 for local emergency rental programs
  • Many nonprofits provide one-time emergency assistance
  • Churches and faith-based organizations often have emergency funds

Section 8 Housing Choice Vouchers

According to HUD, the Housing Choice Voucher program helps very low-income families afford decent, safe housing.

Two types available:

  1. Housing Choice Vouchers: You find your own rental, voucher pays portion of rent
  2. Project-based Section 8: Specific apartment complexes with reduced rent

How to apply:

  • Contact your local Public Housing Authority
  • Visit HUD’s PHA directory to find local authorities
  • Oklahoma City Housing Authority: (405) 239-7551
  • Tulsa Housing Authority: (918) 582-7921

Reality Check: Most housing authorities have waiting lists of 1-3 years. Apply as soon as possible and to multiple authorities if eligible.

Faith-Based Housing Programs

Bethel Foundation USA provides transitional housing for single moms who desire faith-based support

What they provide:

  • Obtain temporary housing to create a better home for your children
  • Complete classes to earn your GED
  • Prepare paperwork to get you accepted into college or vocational schools
  • Apply for financial aid, scholarships and grants to pay for your higher education expenses

Contact: Bethel Foundation USA: (405) 286-3700

Reality Check: This is a faith-based program with specific requirements. Families must commit to program requirements and Christian-based programming.

Real Grants for Single Mothers (Beyond Government Programs)

These are actual grant programs that provide money you don’t have to pay back.

Helping Hands for Single Moms (National)

What they provide:

  • Monthly scholarship payments (amounts vary by need)
  • Emergency assistance: auto repairs, rent help, medical/dental care
  • Technology support: laptops, repairs, software
  • Holiday assistance and family support
  • Scholarship continues until graduation if requirements are met

Requirements:

  • Must maintain good grades (typically 2.5+ GPA)
  • Must take minimum credit hours (usually 6+ per semester)
  • Must participate in program meetings and activities
  • Must meet income requirements

Contact: Search “Helping Hands for Single Moms” for current application information

Local Scholarship Opportunities

Oklahoma-specific scholarships:

  • Contact local community foundations
  • Check with Oklahoma colleges for single parent scholarships
  • Contact United Way chapters for local grants

Corporate grants:

  • Many Oklahoma-based companies offer educational grants
  • Check with local employers for tuition assistance programs

Reality Check: These programs are highly competitive and have specific requirements. Apply early and to multiple programs to increase your chances.

Support for All Types of Single Parent Families

Single Fathers

Most programs in this guide also serve single fathers raising children alone:

Available programs:

  • SNAP (food assistance) – same eligibility and benefits
  • TANF (cash assistance) – same income limits and requirements
  • SoonerCare (healthcare) – full family coverage available
  • Child support services – help collecting from other parent
  • Housing assistance – Section 8 and emergency rental help
  • Childcare assistance – same work/school requirements

Grandparents Raising Grandchildren

Special considerations for kinship families:

TANF eligibility:

  • Income limit increases when grandparent applies only for grandchild
  • Grandparent’s needs not included in benefit calculation
  • May qualify even if grandparent receives Social Security

Kinship care support:

  • Contact Oklahoma DHS for kinship services
  • Financial assistance may be available
  • Respite care and support groups
  • Legal assistance for custody issues

LGBTQ+ Single Parents

All Oklahoma state programs serve LGBTQ+ parents without discrimination.

Legal protections:

  • Oklahoma law prohibits discrimination in state programs
  • Same-sex couples eligible for all family programs
  • Contact local LGBTQ+ organizations for additional support

Native American Families

Tribal assistance programs: Many Oklahoma tribes operate their own assistance programs:

Cherokee Nation: Cherokee Nation Family Assistance offers a variety of services and continues to develop and expand programs that provide critical services to families, elders and veterans that promote family unity and self-sufficiency

Choctaw Nation: Assists tribal members in crisis situations or emergencies and is dedicated to improving members’ quality of life

Services often include:

  • LIHEAP, food distribution, burial assistance, child support
  • Emergency Housing program provides one-time assistance to ensure that families remain safe and self-sufficient
  • General Assistance program provides financial assistance to eligible families in order to meet basic needs

Tribal Child Support: There are ten tribal child support programs serving members of nearly every Tribal Nation in Oklahoma

Important: You cannot receive both state and tribal assistance simultaneously for the same services.

Rural Oklahoma Families

Additional challenges in rural areas:

  • Limited public transportation
  • Fewer service providers
  • Longer travel distances to offices

Rural-specific resources:

  • Mobile services through some tribal programs
  • Telehealth through SoonerCare
  • 2-1-1 especially important for finding local resources
  • USDA Rural Development programs for housing

Resources by Region

Oklahoma City Metro Area

Educational programs:

  • Contact community colleges for scholarship opportunities
  • Oklahoma City Community College has support services for single parents

Emergency assistance:

  • Regional Food Bank of Oklahoma – Visit this website to find a food pantry near you
  • Salvation Army – Community meal

Support services:

  • Parent Promise offers home-based parental support and education, especially targeting single parents. You can reach them at (405) 232-2500
  • Sunbeam Family Services in Oklahoma City offers a variety of support services including early childhood education, counseling, and family support programs. Contact Sunbeam Family Services at (405) 528-7721

Tulsa Area

Educational programs:

  • Tulsa Community College support services
  • Contact local scholarships and grants

Emergency assistance:

  • Food Bank of Eastern Oklahoma
  • Community Service Council

Rural Areas

Tribal resources:

  • The Choctaw Nation WIC Program serves participants within the Choctaw Nation’s reservation boundaries
  • The Special Supplemental Nutrition Program for Women, Infants, and Children (WIC) provides federal grants to states for supplemental foods, health care referrals, and nutrition education for low-income pregnant, breastfeeding, and non-breastfeeding postpartum women, and to infants and children up to age 5

Mobile services:

  • Many tribal programs offer mobile services
  • Some WIC offices provide home visits
  • 2-1-1 essential for finding local resources

How to Apply: Your 4-Week Action Plan

Week 1: Immediate Emergency Needs

Day 1-2:

  1. Apply for Emergency SNAP at OKDHSLive.org
  2. Call 2-1-1 for immediate crisis resources in your area
  3. Contact Regional Food Bank at (405) 972-1111 for emergency food

Day 3-4: 4. Apply for SoonerCare (Medicaid) – same application as SNAP 5. Call utility companies if behind on bills – many have hardship programs 6. Contact local churches/nonprofits for emergency assistance

Day 5-7: 7. Gather required documents (see list below) 8. Follow up on SNAP application if no response within 3 days 9. Apply for WIC if you have children under 5

Week 2: Cash Assistance and Support Programs

Day 8-10:

  1. Apply for Cash Assistance (TANF) through OKDHSLive.org
  2. Apply for LIHEAP utility assistance through local CAP office
  3. Contact child support services: 1-800-882-4151

Day 11-14: 4. Apply for childcare assistance if working or in school 5. Research Head Start programs for children 3-5 6. Contact local food banks beyond Regional Food Bank for ongoing support

Week 3: Housing and Long-term Support

Day 15-17:

  1. Apply for Section 8 housing vouchers with local housing authority
  2. Contact emergency housing programs if facing eviction
  3. Research faith-based housing options like Bethel Foundation

Day 18-21: 4. File taxes or contact VITA program for EITC/Child Tax Credit: 1-800-906-9887 5. Contact tribal services if you have Native American heritage 6. Apply for additional local emergency assistance programs

Week 4: Long-term Planning and Education

Day 22-24:

  1. Research Oklahoma Single Parent Scholarship program
  2. Complete FAFSA for educational grants at studentaid.gov
  3. Contact community colleges about programs and support services

Day 25-28: 4. Apply to educational grant programs if pursuing education 5. Follow up on all pending applications 6. Create ongoing plan for managing benefits and requirements

Documents You Need (Prepare These First!)

Keep copies of these documents ready for all applications:

Personal identification:

  • Oklahoma driver’s license or state ID
  • Social Security cards for all family members
  • Birth certificates for all children
  • Immigration documents (if applicable)

Income and employment:

  • Pay stubs from last 30 days
  • Unemployment benefits statement
  • Self-employment records
  • Child support payment records
  • Any other income documentation

Housing and expenses:

  • Current lease or mortgage statement
  • Rent receipts for last 3 months
  • Utility bills (electric, gas, water, phone)
  • Childcare payment receipts

Financial information:

  • Bank statements for last 3 months (all accounts)
  • Vehicle registration and insurance
  • Medical bills and expenses
  • Court orders (custody, child support, if applicable)

Health and family:

  • Medical records for family members
  • Pregnancy verification (if applicable)
  • Disability documentation (if applicable)
  • School enrollment verification for children

What to Do When You’re Denied

Don’t give up! Most denials can be resolved.

Common Denial Reasons

Missing information:

  • Incomplete application
  • Missing required documents
  • Failed to attend required interview
  • Income not properly documented

Eligibility issues:

  • Income appears too high (often calculation errors)
  • Didn’t meet residency requirements
  • Failed to meet work requirements
  • Assets over program limits

Processing errors:

  • Agency made calculation mistake
  • Documents lost or misfiled
  • Interview not properly scheduled
  • System/computer errors

Your Legal Rights

Appeal process:

  • 30-day deadline: You have 30 days from denial date to request appeal
  • Continued benefits: You may keep current benefits during appeal (if already receiving)
  • Fair hearing: Right to present your case to impartial hearing officer
  • Legal representation: Right to bring advocate or attorney

How to appeal:

  1. Request appeal in writing within 30 days
  2. State specific reasons you disagree with decision
  3. Submit additional documentation supporting your case
  4. Attend hearing or participate by phone
  5. Receive written decision within 60 days

Getting Help with Appeals

Free legal assistance:

  • Legal Aid Services of Oklahoma: Contact local office
  • Oklahoma Legal Aid: (866) 637-5341
  • Local legal aid societies: Search by county

Benefits advocates:

  • Local Community Action Programs: Case managers often help with appeals
  • 2-1-1: Can connect you with local advocates

Common Questions Single Mothers Ask (FAQs)

Q: Can I get help if I’m working? A: Yes! Most programs allow working families to qualify:

  • SNAP: Up to 130% of poverty level ($2,694/month for family of 3)
  • SoonerCare: Up to 138% of poverty level for adults, 210% for children
  • Childcare assistance: Available for working parents
  • LIHEAP: Available for working families within income limits

Q: What if I have a criminal record? A: You can still qualify for most programs:

  • SNAP (food assistance)
  • SoonerCare (healthcare)
  • Housing assistance
  • WIC
  • Most other programs
  • TANF may have restrictions for certain felony convictions

Q: How long do applications take to process? A: Processing times vary by program:

  • SNAP: 1-30 days (1-3 days if emergency)
  • TANF: Up to 45 days
  • SoonerCare: Usually 30 days or less
  • Housing vouchers: Months to years due to waiting lists
  • Childcare assistance: Within 2 working days if eligible

Q: Can I apply for multiple programs at once? A: Yes! OKDHSLive.org allows you to apply for SNAP, TANF, and SoonerCare with one application. You can also apply for other programs separately at the same time.

Q: What if I get denied? A: You have the right to appeal any denial within 30 days. Common reasons for denial include missing documents or income calculation errors. Contact local legal aid for help with appeals.

Q: Do I have to pay anything back? A: Most programs don’t require repayment:

  • Never repay: SNAP, SoonerCare, WIC, LIHEAP, tax credits
  • Educational grants: Sometimes have requirements like staying in Oklahoma after graduation
  • Overpayments: If you receive too much due to unreported income changes, you may need to repay the difference

Q: Can undocumented immigrants get help? A: Some programs are available:

  • Emergency Medicaid: Emergency medical care only
  • WIC: Available in some areas without documentation requirements
  • Food banks: Most don’t require documentation
  • Emergency assistance: Many nonprofits provide help regardless of status
  • Call 2-1-1 for guidance on what’s available in your situation

Q: What if I live in rural Oklahoma? A: Rural residents face additional challenges but have options:

  • Many tribal programs serve rural areas
  • SoonerCare covers telehealth appointments
  • Some WIC offices provide home visits
  • 2-1-1 is especially important for finding local resources
  • USDA Rural Development programs provide housing assistance

Q: How do I get help filling out applications? A: Free application assistance available:

  • DHS offices: Staff provide in-person help
  • 2-1-1: Can connect you with local navigators
  • Local legal aid: Often help with applications
  • Local CAP agencies: Case managers often help with applications
  • VITA tax sites: Help with tax credit applications

Q: What if my English is limited? A: Language assistance is available:

  • All state programs should provide interpreters
  • Request interpreter when scheduling appointments
  • 2-1-1 may have bilingual operators
  • Bring a trusted friend or family member to translate

Q: Can I get help paying for school while receiving benefits? A: Yes, education is encouraged:

  • Oklahoma Single Parent Scholarship: Up to $2,400/year
  • Pell Grants: Federal education funding (apply via FAFSA)
  • OTAG: State education grants up to $1,500-2,000/year
  • TANF work requirement: Education/training may count as work activity
  • Childcare assistance: Available for parents in approved education programs

Q: What about tribal assistance if I’m Native American? A: Oklahoma has extensive tribal programs:

  • Cherokee Nation: Family assistance programs including LIHEAP, food distribution, emergency housing
  • Choctaw Nation: Emergency services up to $600 per year, WIC, health services
  • Other tribes: Most Oklahoma tribes have assistance programs
  • Important: You cannot receive both state and tribal assistance for the same services
  • Contact your tribal government directly for eligibility and programs

Warning Signs and Red Flags

Scams to Avoid

Grant scams:

  • Red flag: Requests upfront fees for “guaranteed grants”
  • Reality: Legitimate government programs never charge application fees (except small fees for some services)
  • Action: Hang up and report to Oklahoma Attorney General

Benefits card scams:

  • Red flag: Calls asking for your EBT card number or PIN
  • Reality: DHS will never call asking for your card information
  • Action: Never give card information over phone; call DHS directly if questionable

Housing scams:

  • Red flag: “Guaranteed Section 8 approval” for a fee
  • Reality: No one can guarantee housing voucher approval
  • Action: Only apply through official housing authorities

Program Warnings

TANF limitations:

  • Oklahoma has very restrictive TANF eligibility
  • Income limits are extremely low
  • Work requirements are strict
  • Plan for transition off benefits

Waiting lists reality:

  • Section 8 housing: Often 1-3 year waits
  • Childcare assistance: May have waiting lists in urban areas
  • Head Start: More demand than spaces in many areas
  • Apply early and to multiple programs

Income limits are strict:

  • Small increases in income can eliminate eligibility
  • Report income changes immediately to avoid overpayments
  • Understand how income affects each program differently
  • Plan for “benefits cliff” when income increases

Emergency Resources and Crisis Numbers

Immediate Crisis Help

Food emergency:

  • Regional Food Bank of Oklahoma: (405) 972-1111
  • 2-1-1: Find local food pantries and soup kitchens
  • Emergency SNAP: Apply at OKDHSLive.org or call (405) 521-3431

Housing emergency (eviction/homelessness):

  • 2-1-1: Emergency shelter and rental assistance
  • Local Salvation Army: Check for emergency housing programs
  • Faith-based organizations: Many provide emergency housing assistance

Utilities shut-off:

  • LIHEAP Emergency: Contact local CAP office
  • Utility company hardship programs: Call your utility provider directly
  • Salvation Army: May provide emergency utility assistance

Medical emergency:

  • 911: Life-threatening emergencies
  • Emergency Medicaid: Available regardless of immigration status
  • Community health centers: Sliding fee scale, call 2-1-1 for locations

Crisis and Mental Health Support

Crisis intervention:

  • Crisis Text Line: Text HOME to 741741
  • National Suicide Prevention Lifeline: 988
  • Oklahoma Mental Health Crisis Line: Contact through 2-1-1

Domestic violence:

  • National Domestic Violence Hotline: 1-800-799-7233
  • Oklahoma Coalition Against Domestic Violence and Sexual Assault: (405) 524-0700
  • Local shelters: Call 2-1-1 for immediate shelter options

Tribal crisis support:

  • Cherokee Nation: Contact family assistance programs
  • Choctaw Nation: Tribal Victim Assistance Program provides comprehensive services to victims of crime
  • Other tribes: Contact your tribal government for crisis services

Legal Emergencies

Eviction and landlord issues:

  • Legal Aid Services of Oklahoma: Contact local office
  • Oklahoma Bar Association: Lawyer referral service
  • Tenant rights information: Available through legal aid

Family law and custody:

  • Legal Aid Services: Family law assistance
  • Oklahoma Department of Human Services: Child support services
  • Local family courts: Self-help centers available

Resources and Important Phone Numbers

Statewide Resources

Primary contact numbers:

  • 2-1-1: Information and referral service (24/7) – Your first call for any crisis
  • Oklahoma Department of Human Services: (405) 521-3431
  • OKDHSLive.org: Online application portal
  • SoonerCare Customer Service: 1-800-987-7767

Application and benefits:

  • SNAP/TANF/Medicaid applications: OKDHSLive.org
  • Child support services: 1-800-882-4151
  • WIC program: Contact local health department
  • Head Start locator: Contact local programs directly

Emergency Numbers

Immediate crisis:

  • Emergency services: 911
  • Crisis Text Line: Text HOME to 741741
  • National Suicide Prevention Lifeline: 988
  • National Domestic Violence Hotline: 1-800-799-7233

Food assistance:

  • Regional Food Bank of Oklahoma: (405) 972-1111
  • Local food pantries: Call 2-1-1 for locations

Housing crisis:

  • Emergency housing: Call 2-1-1
  • Faith-based housing: Bethel Foundation USA: (405) 286-3700

Educational Resources

College and financial aid:

  • Oklahoma State Regents for Higher Education: 800-858-1840
  • Federal Student Aid: studentaid.gov
  • FAFSA help: 1-800-433-3243

Adult education:

  • Oklahoma Department of Career and Technology Education: Contact local campus
  • GED testing: Contact local community college
  • Adult education programs: Available through career tech centers

Tribal Resources

Major Tribal Nations in Oklahoma:

  • Cherokee Nation: (918) 453-5000
  • Choctaw Nation: (800) 522-6170
  • Muscogee Creek Nation: (918) 732-7720
  • Chickasaw Nation: (580) 436-2603
  • Seminole Nation: (405) 257-7200

Tribal services contact:

  • Each tribe has specific eligibility requirements
  • Contact your tribal government directly for programs
  • Tribal child support programs available through most tribes

Useful Websites

Government portals:

Resource finders:

Educational resources:

Disclaimer

Important Notice About Information Currency

Program details, eligibility requirements, and benefit amounts change frequently due to federal and state policy updates, funding changes, and legislative action. All information in this guide was compiled and verified using official government sources as of August 2025, but policies may have changed since publication.

Verification Requirements:

  • Always verify current information directly with the relevant agency before making decisions
  • Contact program offices for the most up-to-date eligibility requirements and benefit amounts
  • Check official websites for any recent policy changes or updates

Limitations:

  • This guide is for informational purposes only and is not legal, financial, or benefits counseling advice
  • Individual circumstances vary and may affect program eligibility
  • Processing times and benefit amounts may differ from those listed
  • Some programs may have waiting lists or limited funding not reflected in this guide

About This Guide

Compiled by the ASingleMother.org Editorial Team

The ASingleMother.org team has been researching and writing comprehensive benefits guides for single mothers across all 50 states since 2020. Our editorial team regularly updates these guides by reviewing official government sources, contacting state agencies, and incorporating feedback from hundreds of single mothers who have used these programs.

This Oklahoma guide represents over 5 years of experience helping single mothers navigate the benefits system. We verify information with official sources including Oklahoma Department of Human Services, USDA, IRS, and local nonprofits to ensure accuracy.

Information compiled from official Oklahoma Department of Human Services, USDA, HHS, and Oklahoma State Regents sources. Last verified: August 2025.

The ASingleMother.org editorial team welcomes feedback on this guide. If you find outdated information or discover new resources, please contact us at info@asinglemother.org so we can help other single mothers with accurate, current information.

🏛️More Oklahoma Resources for Single Mothers

Explore all assistance programs in 34 categories available in Oklahoma

Related Posts