Housing Assistance in South Dakota

Living in the State of South Dakota is more beneficial than other states economically considering housing, health, transportation, and utility services. It is also known as one of the best states in terms of well-being and happiness. However, job opportunities and ice-cold winters may not be easy on everyone. Particularly single mothers may have financial challenges in affording their household. There is a wide range of local, federal, and state-based programs that provide benefits for single mothers.

Salvation Army of South Dakota

This is an international non-governmental organization that aims to help people who are in need of housing assistance. The Salvation Army of South Dakota provides emergency temporary or permanent housing. Single mothers may look into their programs. To learn more and apply, please visit https://centralusa.salvationarmy.org/siouxfalls/ or call 605 338 6649.

South Dakota Housing Development Authority (SDHDA)

The South Dakota Housing Development Authority has been functioning by the South Dakota General Assembly since 1973. The mission of this program is to ensure that every resident having financial difficulties can have a decent and low-cost house for their family. DHHSA provides fixed-rate mortgage loans or cash assistance for low or moderate-income people who will purchase their first home. If you are looking for an affordable and safe home, DHHSA offers the Governor’s House Program. In addition to these services, single moms troubling to pay their rents can apply for rental assistance support. To get more information https://www.sdhda.org/ or dial 605 773 3181.

Family Homeless Prevention and Assistance Program (FHPAP)

FHPAP is a federally funded rent assistance program for families in financial hardship. Single mothers who are not able to afford their rent may apply for this program. Your total household income must be under 200 percent of the federal poverty guideline. Find out more information at https://www.co.dakota.mn.us/Government/publiccommittees/AffordableHousing/Documents/AffordableHousingCoalitionBylaws.pdf#search=FHPAP

Weatherization Assistance Program

This program is sponsored by the federal government to provide energy assistance for low or moderate-income residents of South Dakota. To be qualified for this program, applicants must prove that they are in financial need and eligible for LIHEAP. The waiting period can be long, hence it is better to apply early. Single mothers are considered a priority group. To find out more https://dss.sd.gov/economicassistance/energyassistance/weatherization.aspx or by phone at 605 896 4105.

Lifeline Program

Lifeline is one of the popular federally funded programs that are intended to help low and moderate-income individuals with their phone bills. Single moms can get a $7.25 monthly discount on their phone bills. To learn more about eligibility requirements, please visit the link https://puc.sd.gov/lifeline/.

Habitat for Humanity

This is a highly effective non-profit organization that has been serving low and moderate-income families all around the world. Its mission is to provide housing assistance. Single mothers who are planning to be a landlord can apply for this organization to get an affordable mortgage. Habitat of Humanity has three eligibility requirements

  • You must provide you need financial assistance
  • You must be willing to partner with Habitat.
  • You must follow the affordable payment plan.

To get more information, please follow the link https://www.habitat.org/local/affiliate-by-state.

CAP Agency Housing Units

Community Action Partnership is a local community agency that assists housing, energy, health, and education assistance for the low and moderate-income residents of South Dakota. Those who are struggling with forced eviction or at the risk of becoming homeless can apply for housing assistance. Since the housing assistance is limited, it would be wise to apply as soon as possible. Besides, CAP Agency offers an Energy Assistance Program for individuals who are seeking utility grants. It offers specific cash assistance based on household size and the total household income. You can find more information at https://www.capagency.org/ or dial 952 496 2125/651 322 3500.

South Dakota Low Income Energy Assistance

This federal energy program provides cash support for low and moderate residents of South Dakota. Single moms can benefit from LIHEAP. The eligibility is based on the household size and the total household income. To see more information and apply, please visit https://dss.sd.gov/economicassistance/energyassistance/lowincome.aspx.

GROW South Dakota

GROW South Dakota is a statewide non-governmental organization that has been serving since 1966. It provides housing and financial support for low-income families. Some of their programs are Home Mortgage Loans, Down Payment/Closing Cost Assistance, USDA 502 Direct Loans, and Home Ownership Education & Housing Counseling. These programs can be very useful for single mothers who are in financial hardship. To learn more, please follow this link https://www.growsd.org/housing/grow-south-dakota-home-ownership-programs or by phone at 605 698 7654.

South Dakota Native Homeownership Coalition

This is a local community organization that aims to help native residents of South Dakota with their housing needs. It provides housing assistance and affordable mortgage plans for low-income individuals. To get more information, please contact https://www.sdnativehomeownershipcoalition.org/ or call 605 455 2500.

Access to Justice-State Bar of South Dakota

Access to Justice is a non-profit organization that provides legal assistance for low and moderate-income residents. Single moms who are facing forced eviction, having legal problems with their landlords, or want to learn about their legal rights can consider applying for Access to Justice. Those who have a legal case but are not able to afford an attorney may also consult them. If you are eligible, you may have free legal assistance. To learn more, please visit https://www.statebarofsouthdakota.com/page/access-to-justice or by calling 605 224 7554.