Last updated: June 21, 2026
Bottom line
New Hampshire single mothers have two main health coverage paths. Use NH EASY for Medicaid, CHIP, cash, SNAP, and child care applications. Use HealthCare.gov for Marketplace plans if Medicaid or CHIP does not fit.
If you need care before coverage is fixed, call a community health center, ask a hospital about financial help, or call 211 for local health, food, housing, and utility referrals. For a medical emergency, call 911 or go to the nearest emergency room.
This guide is about finding coverage and care. It is not medical, legal, tax, immigration, disability, or government-agency advice. Program rules can change, and New Hampshire DHHS makes the final decision on Medicaid and CHIP eligibility.
Urgent help if you need care now
- Life-threatening emergency: call 911 or go to an emergency room.
- Mental health or substance use crisis: call or text 988, or call/text New Hampshire Rapid Response at 1-833-710-6477. You can also use Rapid Response chat.
- No insurance and sick child: use the health center finder. Ask for a sliding-fee appointment and help applying for Medicaid or CHIP.
- Need local help: call 211 or search 211 NH for health care, food, housing, utilities, transportation, and crisis supports.
- Pregnant and uninsured: apply through NH EASY right away and ask about pregnancy Medicaid, WIC, prenatal care, and postpartum coverage.
Where to start
Start with the person who needs care first. If your child is uninsured, apply for your child even if you think your own income is too high. New Hampshire uses different rules for adults, children, pregnancy, disability, Medicare, and long-term care.
If Medicaid may fit
Apply through NH EASY or the state application page. You can apply for medical help and other benefits at the same time.
If income is higher
Check Marketplace plans. New Hampshire uses the federal Marketplace, and free local enrollment help is available through navigators.
If care cannot wait
Call a community health center, urgent care, clinic, or hospital financial counselor. Ask about sliding fees and help applying for coverage.
If a notice arrived
Open it right away. A notice may have a short deadline to send proof, renew coverage, appeal, or choose a plan.
For a wider state starting point, see ASMOM New Hampshire help. For national coverage basics, see ASMOM’s Medicaid guide.
Quick reference
| Need | Best first step | Reality check |
|---|---|---|
| Apply for Medicaid or CHIP | Use NH EASY or ask DHHS for help applying. | DHHS may ask for income, identity, residency, or other proof. |
| Compare Marketplace plans | Start at HealthCare.gov or ask a navigator. | Outside open enrollment, you usually need a special enrollment reason. |
| Find low-cost care | Use a community health center. | Call first. Dental, behavioral health, and pharmacy services vary by site. |
| Dental care | Use Medicaid dental if enrolled, or ask a clinic. | Provider availability can be limited in some areas. |
| Ride to covered care | Ask Medicaid or your health plan about transportation. | Non-emergency rides usually need advance notice. |
Medicaid and CHIP in New Hampshire
New Hampshire Medicaid is the main public health coverage program for residents who meet state and federal rules. DHHS says medical assistance can include children, pregnant people, parents and caretaker relatives, adults ages 19 through 64 through Granite Advantage, people with disabilities, some non-citizens, and other groups. The official Medicaid eligibility page is the best starting point.
NH EASY lets you apply for Medical Assistance, SNAP, cash, child care, Medicare Savings Programs, and long-term care assistance. If you cannot apply online, use the state application page or contact DHHS. DHHS lists the Customer Service Center at 1-844-ASK-DHHS or 1-844-275-3447.
Adults: Granite Advantage
Many low-income adults ages 19 through 64 use Granite Advantage. It is for adults who are not pregnant, are not enrolled in another Medicaid group, and are not receiving Medicare Part A or Part B. The policy uses a 133% federal poverty level limit, and Medicaid rules may include a small MAGI income disregard. Because tax household rules and deductions can matter, do not self-deny.
Children and CHIP
Children may qualify even when a parent does not. New Hampshire’s children’s Medicaid rules cover eligible children under 19 through Children’s Medicaid and Expanded Children’s Medicaid. Expanded Children’s Medicaid is New Hampshire’s CHIP path for children above the regular child limit and up to the higher state limit.
Pregnancy and postpartum
Pregnant applicants should tell DHHS about the pregnancy when applying. New Hampshire pregnancy Medicaid rules use a higher income limit than adult Medicaid. State policy also allows 12 months of postpartum Medicaid for people who were eligible and enrolled while pregnant. The state’s postpartum rule explains the change from 60 days to 12 months.
Pregnancy can also connect you to WIC, family planning, community health centers, and hospital financial assistance. For broader next steps, use ASMOM pregnancy help.
Simple income screen
The table below uses 2026 federal poverty guideline amounts for the 48 contiguous states and common New Hampshire Medicaid percentages. It is only a rough monthly screen. DHHS makes the final decision, and programs may count income differently.
| Household size | Adult screen near 138% FPL | Pregnant or child screen near 196% FPL | Expanded child screen near 318% FPL |
|---|---|---|---|
| 1 | $1,835/month | $2,607/month | $4,229/month |
| 2 | $2,489/month | $3,535/month | $5,735/month |
| 3 | $3,142/month | $4,462/month | $7,240/month |
| 4 | $3,795/month | $5,390/month | $8,745/month |
| 5 | $4,448/month | $6,318/month | $10,250/month |
| 6 | $5,101/month | $7,245/month | $11,755/month |
The federal government posts yearly poverty guidelines. If your household is larger than 6, your income changes each month, or someone in the home is disabled, pregnant, or has Medicare, ask DHHS to screen the case instead of relying only on this table.
After Medicaid approval
Approval is not the last step. You may need to choose a plan, find doctors, set up dental care, ask about rides, and keep renewals on time.
Plans and doctors
Most New Hampshire Medicaid members get care through managed care. The state Medicaid plans page explains the health plans and member services. Before choosing, ask whether your doctor, dentist, hospital, pharmacy, and child’s specialists are in the plan network.
Dental care
New Hampshire Medicaid uses the New Hampshire Smiles dental program. The state New Hampshire Smiles page explains how to find adult dental providers through DentaQuest. Children have Medicaid dental coverage too, but the process may run through the child’s health plan.
For more help, see ASMOM dental help.
Transportation
New Hampshire Medicaid covers emergency and non-emergency transportation to covered services when you have no other way to get there. The state Medicaid rides page explains the benefit. If you are in a Medicaid health plan, call the number on your plan card. For other ride ideas, use ASMOM transportation help.
Renewals
Open every DHHS letter. A renewal notice may ask you to confirm income, address, household size, or other facts. If you moved, update your address in NH EASY or with DHHS so you do not miss notices.
If Medicaid does not fit
If DHHS says you do not qualify for Medicaid or CHIP, check the Marketplace. New Hampshire uses the federal Marketplace, and the New Hampshire Insurance Department points residents to the state Marketplace page. Depending on your income and household, a Marketplace plan may come with premium tax credits or lower out-of-pocket costs.
Outside open enrollment, you usually need a special enrollment reason, such as losing coverage, moving, marriage, birth, adoption, or certain income changes. HealthCare.gov explains special enrollment. Free local help is available through NH Navigator and HealthCare.gov’s local help tool.
If you need care without coverage, federally funded health centers can help. HRSA says health centers provide care whether or not you have insurance and use a sliding fee scale based on ability to pay. Use the health center finder and call the site before going. Ask whether it offers medical, dental, behavioral health, pharmacy, or help applying for coverage.
If food, child care, or other basics are affecting health, these pages may help: ASMOM SNAP in NH, WIC in NH, child care help, and emergency help.
Special health programs to know
| Program | What it may help with | Where to start |
|---|---|---|
| WIC | Food benefits, nutrition support, breastfeeding help, and referrals for pregnant women, new mothers, babies, and young children. | Check WIC eligibility. |
| Family planning | Birth control, STI testing, pregnancy testing, referrals, and related preventive care. | Use DHHS family planning. |
| Breast and Cervical Cancer Program | Screening and diagnostic services for eligible New Hampshire residents who meet age, income, and insurance rules. | Review the BCCP page. |
| Disability-related care | Different Medicaid rules, services, appeals, and disability programs may apply. | Use ASMOM disability help. |
Documents to gather before you apply
You do not need every paper before you start, but having basics nearby can prevent delays. Use ASMOM’s documents checklist if you want one place to track papers.
| Document or detail | Why it matters | Tip |
|---|---|---|
| Photo ID | Helps confirm who is applying. | Ask DHHS what else works if you do not have one. |
| Social Security numbers | Often needed for people applying, if available. | Do not guess numbers. |
| New Hampshire address | Shows state residency. | A shelter letter, school record, lease, or mail may help. |
| Income proof | Medicaid and Marketplace help use income rules. | Gather pay stubs, unemployment, child support, or self-employment records. |
| Pregnancy proof | Needed when applying as pregnant. | Ask your clinic what verification it can provide. |
| Medical bills | May help if asking about retroactive coverage or financial aid. | Keep bills from the last few months. |
Do not guess on purpose
If you do not know an answer, say that. A wrong guess can slow the case. If a document is hard to get, ask DHHS what else they can accept.
If coverage is denied, delayed, or closed
A denial is not always the end. Read the notice first. It should say why DHHS denied, reduced, or ended coverage and what deadline applies if you want to appeal. The DHHS appeals page explains administrative hearings.
| Problem | What to ask | Next step |
|---|---|---|
| Denied for income | “What income did you count?” | Check pay stubs and ask about current income if hours changed. |
| Missing proof | “What document is missing?” | Upload or deliver proof and keep a copy or screenshot. |
| Child denied | “Was my child screened for all child groups?” | Ask about Children’s Medicaid and Expanded Children’s Medicaid. |
| Service denied | “Is this a plan appeal?” | Read the plan notice and ask about state hearing rights. |
| Coverage closed | “Can this be reopened?” | Ask what deadline applies and whether paperwork can fix it. |
For legal problems tied to benefits, see ASMOM legal help. For benefit notices and deadlines, use ASMOM’s benefits problem guide.
Common mistakes to avoid
- Waiting because you are unsure. If you may qualify, apply and let DHHS screen you.
- Only applying for yourself. Children may qualify even if you do not.
- Missing mail. Update your address and check NH EASY messages.
- Choosing a plan too fast. Ask whether your doctor, dentist, hospital, pharmacy, and specialists are in network.
- Paying for bad leads. Free Marketplace help is available through official navigator services.
- Ignoring medical bills. Ask about Medicaid, hospital financial help, and payment plans before bills go to collections.
Backup options while you wait
- Ask the hospital or clinic for financial assistance before you agree to a payment plan.
- Use a community health center for primary care, dental, behavioral health, and pharmacy referrals when available.
- Ask WIC, SNAP, and child care offices about related benefits that may help your budget while medical coverage is pending.
- Call 211 for local nonprofit help, transportation, diapers, food, housing, and crisis support.
- If pregnancy, birth, or newborn needs are part of the problem, check ASMOM baby gear help.
Phone scripts
Calling DHHS
“Hi, I am a New Hampshire parent applying for health coverage for myself and my child. Can you tell me what documents you need, whether my child should be screened for Children’s Medicaid or Expanded Children’s Medicaid, and how I can check my application status?”
Calling a clinic
“Hi, I do not have active insurance right now. Do you offer sliding-fee appointments? Can someone help me apply for Medicaid or Marketplace coverage? I also need to know the cost before the visit.”
Calling a Medicaid plan
“Hi, I am a new Medicaid member. I need help finding a primary care doctor, a dentist, and transportation to an appointment. Can you check which providers are taking new patients near me?”
Calling about a denial
“Hi, I received a notice that my coverage was denied, reduced, or closed. I need help understanding the reason, the proof you need, and the deadline to appeal. Can you explain the next step?”
Resumen en español
Si usted es madre soltera en New Hampshire y necesita seguro médico, empiece con NH EASY para Medicaid o CHIP. Sus hijos pueden calificar aunque usted no califique. Si no califica para Medicaid, revise HealthCare.gov y pida ayuda gratis de un navegador.
Si necesita atenciĂłn ahora, llame a una clĂnica comunitaria y pregunte por una tarifa segĂşn sus ingresos. Para una crisis de salud mental o uso de sustancias, llame o mande texto al 988, o llame al 1-833-710-6477 en New Hampshire.
Abra todas las cartas de DHHS. Si le niegan o cierran cobertura, revise la fecha lĂmite, pregunte quĂ© prueba falta y pida ayuda antes de perder el plazo.
FAQ
Where do I apply for Medicaid in New Hampshire?
Apply online through NH EASY. You can also use the DHHS application page for paper forms or ask DHHS for help if you cannot apply online.
Can my child qualify if I do not?
Yes, it is possible. New Hampshire has Medicaid and Expanded Children’s Medicaid rules for children under 19, and those income limits can be higher than adult limits.
Does New Hampshire Medicaid cover dental care?
Yes. New Hampshire Medicaid includes dental coverage through New Hampshire Smiles. Children and adults have dental benefits, but providers and plan steps can vary.
What if my income is too high for Medicaid?
Check Marketplace coverage through HealthCare.gov. You may qualify for help lowering premiums or out-of-pocket costs, depending on your household, income, and enrollment timing.
Can Medicaid help with rides to appointments?
Medicaid can help with transportation to covered medical services when you have no other way to get there. The process depends on your Medicaid plan or fee-for-service status.
What can I do if Medicaid is denied or closed?
Read the notice, save every page, ask DHHS what proof or rule caused the decision, and watch the appeal deadline. You may be able to request a hearing.
About this guide
This guide uses official federal, state, local, and other high-trust nonprofit and community sources mentioned in the article.
A Single Mother is independent and is not a government agency, benefits office, lender, law firm, medical provider, or tax advisor.
Program rules, funding, local availability, and eligibility can change. Always confirm details with the official program before you apply or make decisions.
Verification: Last verified June 21, 2026, next review September 21, 2026.
Corrections: If you see something wrong or outdated, email suggestions@asinglemother.org.
Disclaimer: This article is for general information only. It is not legal, financial, medical, tax, immigration, disability, safety, or government-agency advice.