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Grants for Single Mothers in North Dakota

North Dakota Single Mother’s Guide to Benefits, Grants, and Support Programs (2025)

Last updated: August 2025

If You Need Help Today

If you’re facing an immediate crisis, here are three steps you can take right now:


  1. Call 2-1-1 – Free 24/7 help finding emergency assistance for housing, food, utilities, and more
  2. Apply for Emergency SNAP at the North Dakota Self-Service Portal – you can get benefits within 1-3 days if you qualify for expedited service
  3. Contact your local County Social Services office for emergency assistance – call toll-free at (866) 614-6005

For immediate food assistance: Contact the North Dakota Food Bank Network by calling 2-1-1 to find the nearest food pantry.

Main Points

According to recent Census data, North Dakota has a population of approximately 779,000 people with a poverty rate of 10.6%. While this is lower than the national average, the largest demographic living in poverty includes females aged 18-24 and 25-34, which encompasses many single mothers.

What you need to know:

  • Emergency help is available – You can get food assistance within days and cash assistance within 30 days
  • North Dakota raised benefit levels – TANF benefits increased from $486 to $872 for a family of three with no income, a $386 increase and the state’s largest increase to date
  • Educational opportunities exist – The North Dakota State Grant provides up to $1,375 per semester for eligible students
  • Healthcare coverage is comprehensive – North Dakota expanded Medicaid, providing coverage for more single mothers
  • Work requirements apply – Most programs require work, education, or job training participation

Reality Check: North Dakota has some of the most generous TANF benefits in the region, but the state also has strict work requirements and time limits. Plan ahead and use benefits as a stepping stone to self-sufficiency.

Tax Credits and Federal Benefits (Often Overlooked!)

Many single mothers miss these programs that provide significant annual income support.

Federal Tax Credits

Earned Income Tax Credit (EITC)

  • What it provides: Up to $8,046 for families with 3+ children (2025 tax year), according to <a href=”https://www.irs.gov/pub/irs-drop/rp-24-40.pdf”>IRS Revenue Procedure 2024-40</a>
  • Who qualifies: Working families with income under $59,899 (single filers with 3+ children) for 2025
  • How to claim: File tax return with IRS Form 1040, even if you don’t owe taxes
  • Reality Check: This is refundable – you get money back even if you pay no taxes

Income Limits for EITC (2025 Tax Year):

Children Single Filer Income Limit Maximum Credit
1 child $47,915 $4,213
2 children $53,057 $6,960
3+ children $59,899 $8,046

Child Tax Credit (CTC)

  • What it provides: Up to $2,000 per child under 17, with up to $1,700 refundable per <a href=”https://www.irs.gov/taxtopics/tc602″>IRS Topic 602</a>
  • Who qualifies: Single mothers with income under $200,000
  • How to claim: File tax return, may be partially refundable

Child and Dependent Care Credit

  • What it provides: 20-35% of childcare costs, up to $3,000 for one child or $6,000 for two+ children
  • Who qualifies: Working parents paying for childcare to work or look for work
  • How to claim: Keep receipts, file with tax return using Form 2441

Contact for Free Tax Help: <a href=”https://www.irs.gov/individuals/free-tax-return-preparation-for-qualifying-taxpayers”>IRS VITA Program</a> at 1-800-906-9887

Cash Assistance and Basic Needs

When you need help paying bills or buying food, these programs can provide immediate relief.

Cash Assistance (North Dakota’s TANF Program)

According to <a href=”https://singlemotherguide.com/state/north-dakota/TANF”>the North Dakota TANF program</a>, cash assistance provides temporary financial help for families with children under 18.

Current benefit amounts:

  • $872 maximum monthly benefit for a family of three with no income (increased from $486)
  • $50 additional monthly housing supplement for eligible families
  • Benefits vary based on family size and income

Income limits: North Dakota raised the eligibility standard to 50% of the federal poverty level, effective August 1, 2023. A family of three is now considered “needy” when their countable income is $1,076 per month or less.

Income Guidelines for TANF (50% Federal Poverty Level):

Family Size Monthly Income Limit Annual Income Limit
1 person $652 $7,820
2 people $881 $10,570
3 people $1,109 $13,320
4 people $1,338 $16,070

Requirements:

  • Must be U.S. citizen or qualified legal resident
  • Must live in North Dakota
  • Must have children under 19 (or under 20 if in school)
  • Must participate in JOBS Program (work training) unless exempt
  • Must have assets under $5,000

How to apply:

  1. Apply online at <a href=”https://services.ndhhs.gov/”>North Dakota Self-Service Portal</a>
  2. Call (866) 614-6005 for assistance
  3. Visit your local County Social Services office

Processing time: Up to 30 days from application date

Reality Check: If you need short-term help rather than long-term ongoing cash assistance, you may request assistance through the Diversion Assistance program.

SNAP (Food Assistance)

North Dakota’s Supplemental Nutrition Assistance Program provides monthly food benefits to eligible low-income families.

Maximum benefit amounts (October 2024 – September 2025):

  • 1 person: $292/month
  • 2 people: $536/month
  • 3 people: $768/month
  • 4 people: $975/month

Income limits: North Dakota has expanded eligibility beyond standard federal SNAP eligibility requirements, with gross income limits at 200% of the Federal Poverty Level.

Income Guidelines for SNAP (200% Federal Poverty Level):

Family Size Monthly Income Limit Annual Income Limit
1 person $2,510 $30,120
2 people $3,407 $40,880
3 people $4,303 $51,640
4 people $5,200 $62,400

How to apply:

  • Online: <a href=”https://services.ndhhs.gov/”>North Dakota Self-Service Portal</a>
  • Phone: (866) 614-6005
  • In person: Local County Social Services office

Emergency SNAP: If you qualify for expedited service, you can get benefits within 1-3 days if you have less than $150 in monthly income and $100 or less in bank accounts.

Reality Check: There is no asset limit in North Dakota for SNAP, which makes it easier to qualify than in many other states.

LIHEAP (Energy Assistance)

The Low Income Home Energy Assistance Program helps with heating and cooling costs.

Benefits available:

  • Heating assistance: $6 minimum, $1,100 maximum
  • Cooling assistance: $1 minimum, $1,000 maximum
  • Crisis assistance: $500 maximum
  • Weatherization services

Who qualifies: Households with income at or below 60% of North Dakota’s Median Income

How to apply:

  • Online: <a href=”https://services.ndhhs.gov/”>North Dakota Self-Service Portal</a>
  • Phone: (866) 614-6005
  • Contact: <a href=”https://www.hhs.nd.gov/applyforhelp/liheap”>North Dakota LIHEAP</a>

Required documents:

  • Current utility bills
  • Proof of income for all household members
  • Photo ID and Social Security cards
  • Disconnection notice (if applicable)

Reality Check: In FY 2024, LIHEAP served 14,165 households for heating assistance, so funding is available but limited.

Healthcare for You and Your Kids

North Dakota provides comprehensive healthcare coverage through expanded Medicaid and other programs.

North Dakota Medicaid

North Dakota expanded Medicaid, providing coverage to more single mothers and their families.

Coverage includes:

  • Doctor visits and specialist care
  • Prescription medications
  • Mental health and substance abuse treatment
  • Hospital and emergency room care
  • Preventive care including mammograms and cancer screenings
  • Dental and vision services for children

How to apply:

  • Online: <a href=”https://services.ndhhs.gov/”>North Dakota Self-Service Portal</a>
  • Phone: (866) 614-6005
  • In person: Local County Social Services office

Processing time: Usually 30 days or less

WIC (Women, Infants, and Children)

According to <a href=”https://www.hhs.nd.gov/food-programs/WIC/eligible”>North Dakota WIC</a>, this program provides nutrition assistance to pregnant women and children under 5.

Who qualifies:

  • Pregnant, breastfeeding, or postpartum women
  • Children under age 5
  • Income at or below 185% of Federal Poverty Level
  • Must be at “nutritional risk” (determined by health screening)

Current income limits (effective April 2025): A family of four can earn up to $4,810 each month (or $57,720 annually)

Automatic qualification if you receive:

  • Medicaid
  • TANF (Cash Assistance)
  • SNAP (Food Assistance)

Benefits include:

  • Monthly food packages with items like milk, eggs, cereal, peanut butter, baby formula
  • Nutrition education and counseling
  • Breastfeeding support and breast pump loans
  • Referrals to healthcare and social services

How to apply:

  • Call North Dakota WIC: (800) 472-2286
  • Find local WIC office at <a href=”https://www.hhs.nd.gov/food-programs/WIC”>hhs.nd.gov/food-programs/WIC</a>
  • Apply in person (phone interviews not available)

What to bring:

  • Photo ID
  • Proof of income
  • Proof of address
  • Children’s immunization records

Reality Check: During the last federal fiscal year, the WIC program assisted 16,200 North Dakotans, including 4,722 infants.

Educational Grants That Change Lives

These are true grants – money you never have to pay back.

North Dakota State Grant (SSIG)

Also known as the North Dakota State Grant, SSIG awards up to $1,375 per semester or $917 per quarter to first-time undergraduate students pursuing an eligible program at a qualifying North Dakota institution.

What they provide:

  • Up to $1,375 per semester for eligible students
  • Available for up to 8 semesters or 12 quarters
  • Covers students attending public, tribal, and private institutions

Eligibility requirements:

  • First-time undergraduate student
  • Attending qualifying North Dakota institution at least quarter-time
  • Must demonstrate financial need
  • Must be pursuing eligible program of study

How to apply:

  1. Complete FAFSA at <a href=”https://studentaid.gov/”>studentaid.gov</a>
  2. Application deadline for priority consideration is April 15th
  3. Contact North Dakota University System at (701) 328-4156

Reality Check: This program requires maintaining academic progress and has limited funding, so apply early.

Federal Pell Grant

The foundation of educational financial aid for low-income students.

What it provides:

  • Up to $7,395 per year for 2024-2025 academic year
  • Does not need to be repaid
  • Available for undergraduate study

Who qualifies:

  • Must demonstrate exceptional financial need
  • Must be enrolled at least part-time
  • Must maintain satisfactory academic progress

How to apply:

  • Complete FAFSA at <a href=”https://studentaid.gov/”>studentaid.gov</a>
  • Priority deadline: File as early as possible after October 1st

Federal Supplemental Educational Opportunity Grant (FSEOG)

What it provides:

  • $100 to $4,000 per year
  • Priority given to Pell Grant recipients
  • Does not need to be repaid

Who qualifies:

  • Must have exceptional financial need
  • Must be enrolled at least part-time
  • Priority given to lowest-income students

Actual Grants for Single Mothers

While many assistance programs exist, here are sources of true grants (money that doesn’t need to be repaid) specifically available to North Dakota single mothers:

Local and National Grant Opportunities

The Women’s Independence Scholarship Program (WISP)

  • Provides scholarships for domestic violence survivors
  • Covers education, training, and certification programs
  • Contact: <a href=”https://www.wispinc.org/”>wispinc.org</a>

Local Churches and Nonprofits Many North Dakota churches and community organizations provide small emergency grants:

  • Contact 2-1-1 for local grant opportunities
  • Check with local United Way chapters
  • Contact community foundations in your area

Cooperative Energy Company Grants Several North Dakota electric cooperatives offer Operation Round Up programs that provide emergency assistance grants to individuals and families:

  • Dakota Valley Electric Cooperative: (800) 342-4671
  • Nodak Electric Cooperative: (800) 732-4373
  • Northern Plains Electric Cooperative

Emergency Assistance Grants Many counties offer small emergency grants for:

  • Utility deposits and disconnections
  • Emergency car repairs
  • Medical expenses
  • Housing deposits

Reality Check: True grants for general living expenses are rare and competitive. Most “grants” for single mothers are actually government benefit programs. Focus on education grants and emergency assistance grants from local nonprofits.

Childcare Help While You Work or Go to School

Child Care Assistance Program (CCAP)

The CCAP initiative was designed to help low-income families and single mothers pay for their children’s child care services, given that parents meet income and work requirements.

Who qualifies:

  • Working parents (minimum 20 hours/week)
  • Parents in approved education/training programs
  • Income limits based on federal guidelines

How much you pay:

  • Co-payments based on family income and size
  • Lower income families pay less
  • Payments made directly to childcare provider

Approved providers:

  • Licensed childcare centers
  • Licensed family childcare homes
  • Approved relative care (in some cases)
  • Before/after school programs

How to apply:

  • Phone: (866) 614-6005
  • Online: <a href=”https://services.ndhhs.gov/”>North Dakota Self-Service Portal</a>
  • In person: Local County Social Services office

Processing time: 30-45 days if all documents provided

Head Start and Early Head Start

Free comprehensive early childhood programs for low-income families.

Head Start (Ages 3-5):

  • Free preschool education
  • Full-day or part-day options
  • Meals and snacks included
  • Health and dental screenings
  • Family support services

Early Head Start (Birth to 3):

  • Childcare for infants and toddlers
  • Home visiting programs
  • Pregnant women services
  • Parenting education

Income requirements:

  • Family income at or below 130% of Federal Poverty Level
  • Automatic qualification for families receiving TANF, SNAP, or SSI

How to apply:

  • Call (800) 472-2622
  • Contact local Head Start programs directly
  • Use program locator through 2-1-1

Reality Check: High-quality programs with waiting lists. Apply early and consider multiple program options.

Support for All Types of Single Parent Families

Single Fathers

All programs in this guide also serve single fathers raising children alone:

Available programs:

  • SNAP (food assistance) – same eligibility and benefits
  • TANF (cash assistance) – same income limits and requirements
  • Medicaid – full family coverage available
  • Child support services – help collecting from other parent
  • Housing assistance and emergency rental help
  • Childcare assistance – same work/school requirements

Grandparents Raising Grandchildren

Special considerations for kinship families:

TANF eligibility:

  • May qualify even if grandparent receives Social Security
  • Grandparent’s needs may not be included in benefit calculation
  • Special kinship care provisions may apply

Additional support:

  • Kinship care support services
  • Respite care and support groups
  • Legal assistance for custody issues

Contact: North Dakota Kinship Care services through your local County Social Services office

LGBTQ+ Single Parents

All North Dakota state programs serve LGBTQ+ parents without discrimination:

Support organizations:

  • North Dakota Human Rights Coalition
  • Local PFLAG chapters
  • Contact 2-1-1 for LGBTQ+-friendly resources

Legal protections:

  • North Dakota law prohibits discrimination in state programs
  • Same-sex couples eligible for all family programs

Native American Families

Tribal TANF programs: North Dakota tribes may operate their own assistance programs:

  • Five federally recognized tribes include the Mandan, Hidatsa and Arikara Nation (Three Affiliated Tribes), Spirit Lake Nation, Standing Rock Sioux Tribe, Turtle Mountain Band of Chippewa Indians, and Sisseton-Wahpeton Oyate Nation
  • Contact your tribal government for specific programs
  • You cannot receive both state and tribal TANF simultaneously

Indian Health Service:

  • Healthcare for enrolled tribal members
  • Available regardless of income
  • Contact your tribal health clinic

Special considerations: According to 2020 data, 31.3% of American Indians in North Dakota live in poverty, compared to the overall state poverty rate of 10.6%, highlighting the importance of available assistance programs.

Rural Single Mother Families

Additional challenges in rural areas:

  • Limited public transportation
  • Fewer service providers
  • Longer travel distances to offices
  • Limited childcare options

Rural-specific resources:

  • Mobile services available through some County Social Services offices
  • Telehealth options for medical appointments
  • 2-1-1 especially important for finding local resources
  • Some programs offer home visits for eligible families

Resources by Region

Western North Dakota (Oil Region)

Counties served: Williams, McKenzie, Mountrail, Ward, Dunn

Key services:

  • Higher cost of living adjustments may apply for some programs
  • Mountrail-Williams Electric Cooperative Operation Round Up: (800) 279-2667
  • Ward County Human Service Zone: (701) 852-3552

Eastern North Dakota (Fargo-Grand Forks Area)

Counties served: Cass, Grand Forks, Richland, Pembina

Key services:

  • Cass County Human Services: (701) 241-5700
  • Grand Forks County Social Services: (701) 780-8284
  • More childcare and educational options available

Central North Dakota (Bismarck-Mandan Area)

Counties served: Burleigh, Morton, Stark, Oliver

Key services:

  • Burleigh County Social Services: (701) 328-2353
  • State capital area with additional state resources
  • More mental health and specialized services

How to Apply: Your 4-Week Action Plan

Week 1: Immediate Emergency Needs

Day 1-2:

  1. Apply for Emergency SNAP at <a href=”https://services.ndhhs.gov/”>North Dakota Self-Service Portal</a>
  2. Call 2-1-1 for immediate crisis resources in your area
  3. Contact local food banks for emergency food assistance

Day 3-4: 4. Apply for Medicaid – same application as SNAP 5. Call utility companies if behind on bills – many have hardship programs 6. Contact local churches/nonprofits for emergency assistance

Day 5-7: 7. Gather required documents (see list below) 8. Follow up on SNAP application if no response within 3 days 9. Apply for WIC if you have children under 5

Week 2: Cash Assistance and Support Programs

Day 8-10:

  1. Apply for Cash Assistance (TANF) through Self-Service Portal
  2. Apply for LIHEAP utility assistance: (866) 614-6005
  3. Contact child support services if applicable

Day 11-14: 4. Apply for childcare assistance if working or in school 5. Research Head Start programs for children 3-5 6. Contact local County Social Services for additional programs

Week 3: Long-term Planning and Education

Day 15-17:

  1. Complete FAFSA for educational grants at <a href=”https://studentaid.gov/”>studentaid.gov</a>
  2. Research North Dakota State Grant program
  3. Contact community colleges about programs and support services

Day 18-21: 4. File taxes or contact VITA program for EITC/Child Tax Credit: 1-800-906-9887 5. Apply for additional local assistance programs 6. Connect with local support groups and resources

Week 4: Follow-up and Planning

Day 22-24:

  1. Follow up on all pending applications
  2. Create ongoing plan for managing benefits and requirements
  3. Research job training and educational opportunities

Day 25-28: 4. Connect with case managers for ongoing support 5. Plan for work requirements and program compliance 6. Build local support network

Documents You Need (Prepare These First!)

Keep copies of these documents ready for all applications:

Personal identification:

  • North Dakota driver’s license or state ID
  • Social Security cards for all family members
  • Birth certificates for all children
  • Immigration documents (if applicable)

Income and employment:

  • Pay stubs from last 30 days
  • Unemployment benefits statement
  • Self-employment records
  • Child support payment records
  • Any other income documentation

Housing and expenses:

  • Current lease or mortgage statement
  • Rent receipts for last 3 months
  • Utility bills (electric, gas, water, phone)
  • Childcare payment receipts

Financial information:

  • Bank statements for last 3 months (all accounts)
  • Vehicle registration and insurance
  • Medical bills and expenses
  • Court orders (custody, child support, if applicable)

Common Questions Single Mothers Ask (FAQs)

Q: Can I get help if I’m working? A: Yes! Most programs allow working families to qualify:

  • SNAP: Up to 200% of poverty level
  • TANF: Up to 50% of poverty level
  • Medicaid: Varies by program
  • Childcare assistance: Available for working parents

Q: How long do applications take to process? A: Processing times vary by program:

  • SNAP: 1-30 days (1-3 days if emergency)
  • TANF: Up to 30 days
  • Medicaid: Usually 30 days or less
  • Childcare assistance: 30-45 days

Q: What if I get denied? A: You have the right to appeal any denial within 30 days. Contact your County Social Services office for help with appeals or call (866) 614-6005.

Q: Do I have to pay anything back? A: Most programs don’t require repayment:

  • Never repay: SNAP, Medicaid, WIC, LIHEAP, tax credits
  • Educational grants: May have requirements like staying in North Dakota after graduation
  • Overpayments: If you receive too much due to unreported income changes, you may need to repay the difference

Q: Can I apply for multiple programs at once? A: Yes! The North Dakota Self-Service Portal allows you to apply for SNAP, TANF, and Medicaid with one application. You can also apply for other programs separately.

Q: What if I live in rural North Dakota? A: Rural residents have options:

  • Some County Social Services offices offer mobile services
  • Telehealth appointments available for medical care
  • 2-1-1 is especially important for finding local resources
  • Some programs have special provisions for rural residents

Q: How do I get help filling out applications? A: Free application assistance available:

  • County Social Services offices: Staff provide in-person help
  • 2-1-1: Can connect you with local navigators
  • Customer Support Center: (866) 614-6005

Q: What are the work requirements? A: Most programs require work, education, or job training:

  • TANF: Must participate in JOBS program unless exempt
  • SNAP: Work requirements apply to able-bodied adults without dependents
  • Childcare assistance: Available for working parents or those in approved education

Q: Can I get help paying for school? A: Yes, education is encouraged:

  • North Dakota State Grant: Up to $1,375 per semester
  • Pell Grants: Up to $7,395 per year
  • TANF work requirement: Education/training counts as work activity
  • Childcare assistance: Available for parents in approved education programs

Emergency Resources and Crisis Numbers

Immediate Crisis Help

Food emergency:

  • 2-1-1: Find local food pantries and soup kitchens
  • Emergency SNAP: Apply at <a href=”https://services.ndhhs.gov/”>services.ndhhs.gov</a> or call (866) 614-6005

Housing emergency (eviction/homelessness):

  • 2-1-1: Emergency shelter and rental assistance
  • Local County Social Services: Emergency assistance programs

Utilities shut-off:

  • LIHEAP Emergency: (866) 614-6005
  • Utility company hardship programs: Call your utility provider directly
  • Cooperative emergency programs: Contact local electric cooperatives

Medical emergency:

  • 911: Life-threatening emergencies
  • Emergency Medicaid: Available for emergency medical conditions
  • Community health centers: Call 2-1-1 for locations

Crisis and Mental Health Support

Crisis intervention:

  • Crisis Text Line: Text HOME to 741741
  • National Suicide Prevention Lifeline: 988
  • First Link: (701) 328-HELP (4357)

Domestic violence:

  • National Domestic Violence Hotline: 1-800-799-7233
  • North Dakota Council on Abused Women’s Services: (701) 255-6240
  • Local shelters: Call 2-1-1 for immediate shelter options

Resources and Important Phone Numbers

Statewide Resources

Primary contact numbers:

  • 2-1-1: Information and referral service (24/7) – Your first call for any crisis
  • North Dakota Health and Human Services: (701) 328-2310
  • Customer Support Center: (866) 614-6005
  • North Dakota Self-Service Portal: <a href=”https://services.ndhhs.gov/”>services.ndhhs.gov</a>

Application and benefits:

  • SNAP/TANF/Medicaid applications: <a href=”https://services.ndhhs.gov/”>services.ndhhs.gov</a>
  • Child support services: (701) 328-3582
  • WIC program: (800) 472-2286
  • Head Start locator: (800) 472-2622

Legal and Advocacy Help

Free legal assistance:

  • Legal Services of North Dakota: (800) 634-5263
  • Prairie Law: (701) 746-7411

Benefits advocacy:

  • Protection and Advocacy Project: (701) 328-2950
  • Disability Rights North Dakota: (701) 328-3982

Useful Websites

Government portals:

  • <a href=”https://services.ndhhs.gov/”>services.ndhhs.gov</a> – Apply for benefits
  • <a href=”https://www.hhs.nd.gov/”>hhs.nd.gov</a> – North Dakota Health and Human Services
  • <a href=”https://www.nd.gov/”>nd.gov</a> – Official North Dakota website

Resource finders:

  • <a href=”https://www.211.org/”>211.org</a> – Find local resources
  • <a href=”https://www.benefits.gov/”>benefits.gov</a> – Federal benefits finder

Disclaimer

Important Notice About Information Currency

Program details, eligibility requirements, and benefit amounts change frequently due to federal and state policy updates, funding changes, and legislative action. All information in this guide was compiled and verified using official government sources as of August 2025, but policies may have changed since publication.

Verification Requirements:

  • Always verify current information directly with the relevant agency before making decisions
  • Contact program offices for the most up-to-date eligibility requirements and benefit amounts
  • Check official websites for any recent policy changes or updates

Limitations:

  • This guide is for informational purposes only and is not legal, financial, or benefits counseling advice
  • Individual circumstances vary and may affect program eligibility
  • Processing times and benefit amounts may differ from those listed
  • Some programs may have waiting lists or limited funding not reflected in this guide

About This Guide

Compiled by the ASingleMother.org Editorial Team

The ASingleMother.org team has been researching and writing comprehensive benefits guides for single mothers across all 50 states since 2020. Our editorial team regularly updates these guides by reviewing official government sources, contacting state agencies, and incorporating feedback from hundreds of single mothers who have used these programs.

The ASingleMother.org editorial team welcomes feedback on this guide. If you find outdated information or discover new resources, please contact us at info@asinglemother.org so we can help other single mothers with accurate, current information.

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