The Ultimate Guide to TANF for Single Mothers in North Dakota

Last updated: August 2025

Quick help (do this first)

• Apply online now at the official North Dakota portal: Apply for Help – North Dakota Health and Human Services (HHS) — one application covers TANF, SNAP, Child Care Assistance, and health coverage.
• If you prefer in person or by mail, find your local Human Service Zone office (county social services): Find your Human Service Zone office (official directory). This page lists addresses and contacts by county/region.
• If you are fleeing domestic violence, tell the worker right away. TANF has “good cause” rules so you don’t have to pursue child support if it puts you at risk. See: North Dakota HHS – Child Support: Safety and good cause information.
• If you need help with job search or training to meet TANF work rules, connect with Job Service North Dakota and bring your job plan to your TANF worker.
• If you need immediate help with rent, utilities, or gas to get to work while your TANF is pending, also contact your local Community Action agency: Community Action Partnership of North Dakota – Agency finder.
• For live referrals 24/7 (shelter, food, help near you), dial 2-1-1 or visit North Dakota 211 for service lookup.

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TANF in North Dakota: What it is and how it helps

Most important action: file an application as soon as you think you might be eligible. Benefits can only start from your application date, not when you first needed help. Use the state portal: Apply for Help – ND HHS.

Temporary Assistance for Needy Families (TANF) is North Dakota’s cash assistance program for families with low income that include a minor child (or a pregnant person in late pregnancy). TANF can provide monthly cash assistance and support services (like help with child care and work activities) while you work toward steady income.

Official program pages and legal sources:

• North Dakota HHS TANF overview: Temporary Assistance for Needy Families (official program page) — program basics, who qualifies, how to apply.
• Federal TANF program overview and rules: U.S. Department of Health & Human Services, ACF – TANF.
• Child Support cooperation and safety exceptions: North Dakota HHS – Child Support.
• Find local Human Service Zone offices: Official HSZ directory.

Reality check:

• TANF cash amounts are modest. You may still need SNAP, WIC, LIHEAP, and local charities to cover basics.
• You will likely have work activity requirements unless you qualify for an exemption.
• You must report changes and may need to cooperate with Child Support unless it’s unsafe.

What to do if this doesn’t work:

• If you’re turned down or your case stalls, ask for a written notice and how to appeal. You can also reapply anytime if your situation changes. For urgent needs, apply for SNAP and check Community Action agencies: CAPND agency finder.

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TANF at a glance (North Dakota)

Note on amounts: North Dakota posts current TANF payment standards and income rules in official materials. Always verify the latest figures directly before you budget. See: ND HHS – TANF overview. If your worker gives different numbers, ask for the policy citation.

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Who qualifies (eligibility rules you’ll actually use)

Most important action: use the online screener and apply now even if you’re not 100% sure. Start date matters: Apply for Help – ND HHS.

Common eligibility points for North Dakota TANF (verify details with your worker and official policy):

• Residency: You must live in North Dakota and intend to stay.
  Source: ND HHS – TANF overview.
• Household: You must be pregnant or caring for a dependent child under 18 (or 19 if still in high school, if state rules allow—confirm with your worker).
  Source: ND HHS – TANF overview.
• Income and resources: Your countable income must be below TANF need/payment standards, and you must meet the resource limit. The state applies certain “disregards” to earned income.
  Source: ND HHS – TANF overview.
• Citizenship/immigration: U.S. citizens and certain qualified non‑citizens may qualify. Non‑citizen rules are complex—ask the local office.
  Source: ACF TANF basics.
• Work participation: Most single parents must participate in work activities unless exempt for reasons such as caring for a very young baby or a medical condition.
  Source: ACF TANF work participation.
• Child support cooperation: Usually required, unless “good cause” applies due to domestic violence or safety risks.
  Source: ND HHS – Child Support (good cause).
• Time limit: Federal TANF sets a 60‑month lifetime limit for families with an adult receiving assistance, with some exceptions/hardship extensions controlled by state policy.
  Source: ACF TANF basics.

What to do if this doesn’t work:

• If your income is just over the TANF limit, ask about TANF Diversion (short‑term help) and Child Care Assistance while you work toward stability. See: ND HHS – TANF and Apply for Help portal.
• Apply for SNAP in the same portal to help immediately with food.

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How to apply in North Dakota (step‑by‑step)

Most important action: start the application today at Apply for Help – ND HHS.

• Create an account, select TANF, and answer the questions. Upload documents as you go to avoid delays.
  Source: Apply for Help – ND HHS.
• If you prefer paper or in person, contact your Human Service Zone office: Find your HSZ office.
• You may be scheduled for an interview (phone or in person). Keep your phone on and voicemail set up.
• Ask about work participation and child care right away so you can plan your schedule and avoid sanctions later.
  Source: ND HHS – TANF overview.
• If family safety is an issue, tell the worker at the first contact (you can request good cause for child support and ask about the Family Violence Option).
  Source: ND HHS – Child Support (good cause).

What to do if this doesn’t work:

• If the portal isn’t working or you can’t upload documents, submit what you have and bring or mail copies to your local HSZ office from the directory: HSZ office finder.
• If you miss a call/interview, call back immediately and ask to reschedule to keep your application moving.

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Documents checklist (bring these to speed things up)

What to do if this doesn’t work:

• If you can’t get a document quickly, tell your worker and ask what substitutes are acceptable (e.g., employer letter if pay stubs are delayed). Turn in what you have; don’t wait to apply.
• If a third party won’t cooperate (e.g., landlord won’t give a letter), ask the worker to help verify directly.

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How much TANF pays in North Dakota

Most important action: look up the current payment standard for your household size before you budget. North Dakota updates amounts through official policy. See the state’s TANF program page for the current table: ND HHS – TANF overview (payment standards link).

Notes to understand your amount:

• TANF uses a payment standard for your household size.
• The state subtracts countable income after certain disregards from that standard to set your monthly grant.
• Rules differ for earned vs. unearned income.

Because North Dakota updates policy over time, always check the current table on the official site above or ask your worker for the written “payment standard” table for your household.

What to do if this doesn’t work:

• If your amount seems wrong, ask for an explanation in writing that shows the income counted and disregards used. You can request a supervisor review or file an appeal (see Appeals section below).

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Income and resource limits

Most important action: ask your worker how your earnings will be counted and what’s excluded. This prevents surprises.

Key points:

• North Dakota applies earned income disregards to encourage work; some income may be partially excluded.
• There is a resource limit (certain assets may be exempt, like one primary vehicle up to a set value).
• Exact limits and exclusions are posted in official TANF policy and can change.
  Source: ND HHS – TANF overview.

What to do if this doesn’t work:

• If you’re just over the limit, ask about TANF Diversion or other supports like Child Care Assistance while you stabilize income: Apply for Help – ND HHS.
• Consider SNAP (separate rules) so food is covered while you work on cash flow.

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Work participation in North Dakota TANF

Most important action: talk with your TANF worker about your Employment Plan as soon as you apply so your hours and activities are set correctly.

North Dakota follows federal TANF work participation rules. Typical weekly hour expectations (final decision is by your TANF worker according to your household situation):

Countable activities usually include: unsubsidized or subsidized employment, job search/Job Readiness, work experience, vocational training, education tied to employment, community service.
Source: ACF TANF work participation and ND program practice.

Sanctions (reality check):

• If you don’t meet your plan without good cause, your benefit can be reduced or closed.
• If problems come up (child sick, car broke down), contact your worker immediately to adjust your plan before a sanction is issued.

What to do if this doesn’t work:

• Ask for a good‑cause review and provide proof (doctor’s note, school note, repair bill).
• Ask for help with barriers (transportation, child care, mental health) and referrals to Job Service North Dakota.

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Child support cooperation and safety

Most important action: tell your worker right away if pursuing child support could put you or your child at risk.

Basics:

• TANF usually requires cooperation with Child Support to locate the other parent and set support.
• You typically assign your right to current child support to the state while on TANF.
• If it’s unsafe, you can request “good cause” and avoid cooperation. Share any police reports, protection orders, or shelter letters if you have them (not required to have all – talk to your worker).
  Sources: ND HHS – Child Support; ACF TANF basics.

What to do if this doesn’t work:

• If you’re denied good cause, ask how to appeal and what additional proof would help.
• Ask about temporary deferral while you gather documents with help from a domestic violence advocate (call 2-1-1 to find one nearby).

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TANF Diversion (short‑term help to avoid going on TANF long‑term)

Most important action: if you have a job offer or short‑term crisis that a one‑time payment would fix (car repair, work boots, childcare deposit), ask your worker about TANF Diversion.

What to know:

• Diversion can give short‑term help instead of monthly TANF.
• The state sets amount limits and rules, which can change.
• Using Diversion may count toward time limits differently than regular TANF—ask for the policy in writing.
  Source: ND HHS – TANF overview.

What to do if this doesn’t work:

• If you don’t qualify for Diversion, proceed with a regular TANF application and also seek help from Community Action agencies: CAPND agency finder.

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Child care, transportation, and other supports while on TANF

Most important action: request child care help as soon as you set a work/education schedule; don’t wait until you’re sanctioned for missing hours due to lack of care.

• Child Care Assistance Program (CCAP): Helps pay child care while you work or attend training. Apply through the same portal. Copays and income thresholds are posted by ND HHS and change over time.
  Source: ND HHS – Child Care Assistance and Apply for Help – ND HHS.
• Transportation: Ask your TANF worker about help with bus passes, gas cards, or mileage reimbursement when it’s part of your Employment Plan (availability varies; confirm in writing).
• Work gear/fees: If a small cost keeps you from starting work (ID fee, boots, tools), ask whether TANF support services or Diversion can help.

What to do if this doesn’t work:

• If CCAP isn’t approved yet, ask your provider about a temporary hardship discount and get a written note for your TANF worker.
• If transportation is a barrier, ask for remote activities (if allowed) or adjusted hours until repairs or rides are set up.

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Timelines: how long things take

Most important action: submit a complete application and verifications quickly to avoid delays.

• Application decision: TANF cases are typically processed within about 30–45 days, depending on how quickly verifications are received and scheduled interviews are completed.
  Source: Federal TANF administration practices, with state implementation; confirm with your HSZ office: HSZ directory.
• Start date: Benefits generally begin from your application date if approved (not when you first needed help).
  Source: ND HHS – TANF overview.
• Child care approvals: Timelines vary; ask your worker what to expect and how to protect your spot while pending.
  Source: ND HHS – Child Care Assistance.

What to do if this doesn’t work:

• If your case stalls, call or message your worker through the portal, and ask what’s missing.
• If you can’t reach your worker, contact the local HSZ front desk from the directory to leave a message or request a supervisor callback: HSZ office finder.

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Real‑world examples

• Fargo example: You were cut to part‑time and can’t cover rent. You apply online on a Friday and upload your last 4 pay stubs. On Monday, your worker calls for an interview. You discuss adding Job Service classes and ask for Child Care Assistance because your schedule is changing. You get a decision within the month and a start date from your application day.
  Sources: Apply for Help – ND HHS; Job Service ND; ND HHS – Child Care Assistance.
• Minot example: Your car breaks down right before you start a new job. You ask about TANF Diversion to repair the car so you can keep the job instead of going on ongoing TANF. The worker reviews Diversion rules and requests a repair estimate.
  Source: ND HHS – TANF overview (Diversion).

What to do if this doesn’t work:

• If Diversion is denied or amounts won’t cover the repair, ask about help from Community Action and local charities (see Local Organizations below) while you proceed with a standard TANF application.

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Common mistakes to avoid

• Not applying because you’re “not sure” you qualify. File now; you can always withdraw later.
• Missing the interview call because your voicemail is full. Keep your phone on, voicemail set up, and add your worker’s number to contacts.
• Waiting to upload documents. Upload as soon as you can or hand them in at your HSZ office.
• Not telling your worker about safety concerns. Speak up early to request “good cause” on child support if needed.
• Skipping work activities without calling. If something goes wrong (sick child, car issue), ask for a temporary change so you’re not sanctioned.
• Ignoring a denial notice. Appeal rights are time‑limited — read the notice and act quickly.

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If you’re denied, sanctioned, or disagree with your amount (Appeals)

Most important action: read your notice and file your appeal on time.

Your notice will list the appeal deadline and how to file with North Dakota HHS. Appeal processes are governed by state rules and federal TANF oversight.
Sources: ND HHS – TANF overview; ACF TANF basics.

What to do if this doesn’t work:

• If you miss the deadline, reapply if your situation has changed, and ask whether “good cause” can excuse a late appeal in your circumstance.

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Local organizations, charities, and support groups (use these alongside TANF)

Most important action: call 2-1-1 to get a personalized list of agencies near you.

• Community Action agencies statewide (rent, utilities, case management): Community Action Partnership of North Dakota – Agency finder.
• Salvation Army (multiple ND cities; emergency help varies by location): The Salvation Army – North Dakota locations. Use the location search to find your local unit.
• Catholic Charities North Dakota (counseling and family support programs): Catholic Charities ND.
• North Dakota 211 (referrals to shelters, food, and crisis services): Dial 2-1-1 or search North Dakota 211 online.
• YWCA Cass Clay (Fargo/Moorhead) – shelter and supportive services: YWCA Cass Clay.
• Red River Valley Community Action (Grand Forks region): RRVCA.
• Domestic violence advocacy (statewide network via 211): Dial 2-1-1 and ask for domestic violence services closest to you.

What to do if this doesn’t work:

• If one agency is out of funds, ask for a “warm handoff” to the next agency, or check another county’s Community Action if you can travel.

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Diverse communities: specific tips and state resources

Most important action: tell your TANF worker about your specific needs or barriers—language access, disability, veteran status, tribal affiliation—so supports can be lined up early.

• LGBTQ+ single mothers
  • Ask your worker about inclusive providers for counseling, childcare, and shelters.
  • If discrimination occurs, document it and ask for a supervisor review.
  • For broader advocacy, contact 211 for local LGBTQ‑friendly services.
• Single mothers with disabilities or with disabled children
  • Request reasonable accommodations (e.g., different meeting formats or adjusted work hours).
  • Ask about SSI/SSDI referrals and how that income affects TANF.
  • If your child has special needs, ask about developmental services and how child care can accommodate.
    Sources: ND HHS – Disability Services and Apply for Help.
• Veteran single mothers
  • Ask about coordination with VA benefits.
  • Connect with Job Service ND – Veterans Services for priority job assistance.
  • If you receive VA benefits, discuss how they are counted for TANF.
• Immigrant/refugee single moms
  • TANF eligibility depends on immigration status; some family members may qualify even if others don’t.
  • Ask for language interpreter services at no cost.
    Sources: ACF TANF basics on immigrant eligibility.
• Tribal‑specific resources
  • If you’re a tribal citizen, ask your worker about tribal TANF or tribal assistance programs that may operate in your area.
  • Check with your tribal social services for emergency help and child care supports.
    Sources: U.S. ACF – Tribal TANF overview.
• Rural single moms
  • If transportation is a barrier, ask for remote interviews or phone appointments when available.
  • Ask your worker to schedule work activities around available daycare and bus routes.
• Single fathers
  • If you’re the custodial parent, you may qualify for TANF under the same rules. Apply through the same portal: Apply for Help – ND HHS.
• Language access
  • You have the right to an interpreter at no cost when dealing with North Dakota HHS. Tell your worker your preferred language during the application.
    Source: ND HHS – Civil Rights/Language Access.

What to do if this doesn’t work:

• If you feel you were treated unfairly or denied language access, ask for a civil rights complaint process and a supervisor review at your local HSZ office.

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Resources by region (how to get local help fast)

Most important action: use the official directory to find your nearest Human Service Zone office for in‑person help: HSZ office finder.

Note: For exact addresses and phone numbers, click into your county at the official HSZ directory.

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Frequently asked questions (city‑specific)

• Fargo, ND: Where do I apply for TANF if I live in Fargo?
  • Apply online at Apply for Help – ND HHS. For in‑person help, use the HSZ office finder and select Cass County for address/hours. Ask your worker about Child Care Assistance if you’re working in Fargo’s service sector.
• Bismarck, ND: How fast can I get a decision?
  • TANF decisions are typically issued within about 30–45 days once verifications are received. If you have a short‑term need to keep a job (like car repair), ask about TANF Diversion. Sources: ND HHS – TANF overview.
• Grand Forks, ND: Can I get help with rent or utilities while TANF is pending?
  • TANF cash may not arrive immediately. Also apply with Red River Valley Community Action: RRVCA and dial 2-1-1 for local emergency funds. Apply for SNAP in the same portal to cover food now. Sources: Apply for Help – ND HHS; RRVCA.
• Minot, ND: What if child care is my main barrier?
  • Ask your TANF worker to align your Employment Plan with Child Care Assistance approvals. Apply for CCAP through the same portal. Source: ND HHS – Child Care Assistance.
• Williston, ND: I work variable oilfield shifts. Can TANF work hours be flexible?
  • Tell your worker about variable shifts. Your Employment Plan can include job search or training hours around your work, and child care help may be available if you qualify. Source: ACF TANF work participation and ND practice via HSZ offices.

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TANF plus other key programs (apply together)

Most important action: submit one application for multiple benefits here: Apply for Help – ND HHS.

Note: Each program has its own rules and amounts. Use the official pages above for current figures.

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What to do if your situation changes

Most important action: report changes that affect eligibility or work hours as soon as possible through the portal or your HSZ office.

Changes to report (examples):

• New job, change in pay or hours
• Move to a new address
• A household member moves in or out
• Child care starts or ends
• Safety concerns that affect child support cooperation

Why this matters:

• Reporting quickly prevents overpayments, sanctions, or closures.

What to do if this doesn’t work:

• If you can’t get through by phone, use the messages feature in the online portal or take documents to the front desk at your HSZ office: HSZ office finder.

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Practical tips to keep your case smooth

• Keep a simple folder (paper or digital) for pay stubs, letters, and receipts.
• Set calendar reminders for due dates and meetings.
• If you can’t attend a meeting, call ahead to reschedule and keep proof of the call.
• Ask your worker to confirm important decisions in writing or through the portal.
• If you get a confusing notice, bring it to the HSZ front desk and ask for help understanding what’s needed.

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Quick reference: where to click and who to contact

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What to do if this doesn’t work (Plan B roundup)

• Try again through another channel: If online isn’t working, apply in person or by mail via your HSZ office: HSZ office finder.
• Seek immediate help from Community Action, Salvation Army, and 211 while TANF is pending:
  • CAPND agency finder
  • The Salvation Army – North Dakota locations
  • Dial 2-1-1 for the nearest agency with funds.
• Ask for a supervisor review if you’re stuck. If denied, read your notice carefully and appeal by the listed deadline.
• Reapply if your situation changes (reduced hours, new baby, moved counties).

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About This Guide

Compiled by the ASingleMother.org Editorial Team

This guide uses official sources from North Dakota Health and Human Services, U.S. HHS/ACF, and established nonprofits. This guide is produced based on our Editorial Standards using only official sources, regularly updated and monitored, but not affiliated with any government agency and not a substitute for official agency guidance. Individual eligibility outcomes cannot be guaranteed.

Last verified August 2025, next review April 2026.

Please note that despite our careful verification process, errors may still occur – email info@asinglemother.org with corrections and we respond within 48 hours.

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Disclaimer

Program details, payment standards, and income limits can change at any time. Always verify the latest eligibility rules, dollar amounts, and application steps directly with North Dakota Health and Human Services and your Human Service Zone office:

• Apply or renew: Apply for Help – ND HHS
• TANF program basics (official): ND HHS – TANF overview
• Find your local Human Service Zone: Official HSZ directory

If you receive a notice with instructions or deadlines, follow the notice. If you need legal advice, contact a qualified attorney or legal aid organization.

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