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Assistance for Disabled Single Mothers in New Jersey

Last Updated on September 22, 2025 by Rachel

Assistance for Disabled Single Mothers in New Jersey (2025)

Last updated: September 2025


— This guide is for New Jersey single moms who live with disabilities. It focuses on disability‑specific cash, care, housing, transport, legal, and health supports in New Jersey. It does not repeat general benefits open to everyone.

If You Only Do 3 Things — Emergency Actions to Take

Quick Help Box — Save These Contacts

At‑a‑Glance: Disability‑Specific Help You Can Use

Program What it does Who it’s for in NJ Where to start
SSI + NJ State Supplement Monthly disability income plus NJ add‑on Disabled single moms with very low income/resources SSA 2025 SSI; NJ supplement POMS (ssa.gov)
NJ WorkAbility Medicaid buy‑in with higher income, no asset cap Working moms with disabilities (16+) NJ WorkAbility (nj.gov)
PASP Hire your own aides up to 40 hrs/wk while working, in school, or volunteering Adults with permanent physical disability, 20+ hrs/mo activity PASP & county coordinators (nj.gov)
PPP (self‑directed PCA) Turn your PCA hours into a budget; hire people you trust NJ FamilyCare members who qualify for PCA PPP (DMAHS) (nj.gov)
MLTSS (Medicaid) Long‑term supports at home, respite, home mods Moms who meet nursing‑facility level of care MLTSS overview; DDS MLTSS steps (nj.gov)
PAAD + Lifeline + HAAAD Co‑pays 5/5/7, 225utilitycredit,upto225 utility credit, up to 1,000 hearing aid reimbursement Disabled adults on SSDI/SSI meeting income limits PAAD; Lifeline; HAAAD (nj.gov)
Access Link + Reduced Fare ADA paratransit and 50%+ fare discount Riders with disabilities statewide Access Link; Reduced Fare (njtransit.com)
NJ ABLE (529A) Save up to IRS limit without losing SSI/Medicaid People whose disability onset was before age 26 NJ ABLE (nj.gov)
DDD adult services Individual budgets (Supports/Community Care) for adults with developmental disabilities Moms 21+ with DD, Medicaid‑eligible DDD eligibility; Apply (nj.gov)
Mainstream housing vouchers HCV set‑aside for non‑elderly disabled Non‑elderly disabled renters via PHAs HUD Mainstream; HUD NJ office (hud.gov)

How to Stop a Utility Shutoff in New Jersey Today

Start by asking your utility for shutoff protection under state programs. Keep notes with dates and names. Use email or the online chat if offered to create a paper trail.

  • Ask for Winter Termination Program protection immediately and explain which category applies (SSI, PAAD, Lifeline, USF, TANF/GA, or documented hardship like illness or job loss). The protection runs November 15–March 15 and covers electric, gas, water, and sewer. Confirm that the account is flagged and ask for a confirmation number or email. See DCA WTP details and BPU WTP overview for the official rules. (nj.gov)
  • Ask about 2025 REAP credits. Many households who were WTP‑eligible Nov 15, 2024–Mar 15, 2025 receive seven automatic 25billcredits(total25 bill credits (total 175) starting August 1, 2025. Nothing to apply for—utilities identify eligible customers from WTP files. See BPU REAP 2025 page and the Board’s 2025 relief notices. (nj.gov)
  • Use disability‑specific help like the Lifeline utility credit ($225/year) and PAAD (which also qualifies you for WTP). Check status and income limits before applying. See Lifeline Utility Assistance and PAAD program pages for 2025 numbers. (nj.gov)
  • If you use life‑sustaining equipment, tell your utility and ask to be coded for medical critical care. Utilities will work with you to prevent shutoffs where equipment like ventilators or dialysis machines is in use. The state disability hub’s energy page summarizes this option and links to applications. (nj.gov)

Expected timelines: Same day flagging for WTP if you call during business hours; 1–2 bill cycles to see Lifeline credits; August–February for REAP monthly credits.

What to do if this doesn’t work: Call the BPU Customer Assistance line 1-800-624-0241 and file an informal complaint; ask for a supervisor at your utility; and contact your mayor’s office constituent services. If your disability affects communication, request reasonable accommodation by phone or email and ask for written responses. The NJ Disability Information Hub can also call with you. (nj.gov)

Disability Income You Can Add: SSI, NJ’s State Supplement, and SSDI

Apply right away if work is not possible for at least 12 months. File online or by phone and protect your filing date.

  • Supplemental Security Income (SSI): For adults with low income/resources who are aged, blind, or disabled. As of January 2025, the federal SSI benefit rate is 967/monthforanindividualand967/month for an individual and 1,450/month for a couple. New Jersey adds an Optional State Supplement based on your living arrangement. For example, an individual in independent living (code A) gets a 150.05statesupplementforatotal150.05 state supplement for a total 1,117.05. There are other categories (B, C, I) with different add‑ons. See SSA’s 2025 page and New Jersey POMS tables for exact amounts and codes. SSI 2025 rates and NJ supplement codes/amounts have the official numbers. (ssa.gov)
  • Social Security Disability Insurance (SSDI): For people who paid into Social Security. Children of SSDI recipients may qualify for auxiliary benefits, which can help if you’re the only adult in the home. Start at ssa.gov or call 1-800-772-1213 for help.
  • Appeals help: Ask about free or low‑cost representation from Community Health Law Project or Disability Rights New Jersey. If you’re homeless or at risk, ask local agencies whether a caseworker trained in SOAR (SSI/SSDI Outreach, Access, and Recovery) can prepare a medical summary and coordinate records. (chlp.org)

Expected timelines: initial SSI/SSDI decisions in 3–6 months; reconsiderations 2–4 months; hearings 8–14 months depending on office. Ask SSA to flag “dire need” if you face eviction, shutoff, or no medication.

What to do if this doesn’t work: File appeals on time; contact SOAR NJ leads if homeless or couch‑surfing; ask CHLP about emergency motions and dire need designations; and call SSA weekly to confirm documents are scanned into your file. (soarworks.samhsa.gov)

Working While Disabled: Keep Medicaid with NJ WorkAbility

Action first: If you’re working or can work part‑time, apply for NJ WorkAbility to keep full Medicaid—even with higher income and no asset test.

  • Current rules (2025): Open to age 16+ with a disability determination. Spouse’s income isn’t counted. No asset limit. No income limit, but if your countable income exceeds 250% of FPL, you pay a sliding monthly premium by tier. For 2025, no premium below 39,125incountableannualincome;39,125 in countable annual income; 185 at 251–350% FPL; 370at351–450370 at 351–450%; 555 at 451–550%; $740 at 551–650%. See the state’s 2025 premium chart. NJ WorkAbility 2025 lists each tier. (nj.gov)
  • How to apply: Use the application on the NJ WorkAbility page or apply through NJ FamilyCare. Ask DVRS for benefits counseling so you know how earnings affect SSI/SSDI. DVRS can also help with training and job supports. (nj.gov)
  • Timeline: 30–45 days for processing if all docs are complete; 60+ days if verifications are missing. Keep paystubs, bank statements, and proof of disability handy.

What to do if this doesn’t work: Ask for reasonable accommodation to submit documents by phone/email if fatigue or mobility limits you; escalate through your Medicaid plan supervisor; and request help from the NJ Disability Information Hub to troubleshoot a stalled application. (nj.gov)

In‑Home Help You Control: PASP, PPP, and MLTSS

Start where you are: If you don’t have Medicaid, try PASP. If you have Medicaid and get PCA hours, ask for PPP. If you need a higher level of care, ask your plan for an MLTSS assessment.

  • Personal Assistance Services Program (PASP): A state program for adults with permanent physical disabilities who live in the community and can self‑direct. You must be working, in school, in vocational training, or actively volunteering at least 20 hours/month. You manage a cash budget (up to 40 personal‑assistant hours/week), hire and schedule your workers, and buy approved items like supplies or minor home supports in your cash management plan. Contact your county PASP coordinator first. PASP overview and county directory shows eligibility and how to apply. (nj.gov)
  • Personal Preference Program (PPP): If you’re on NJ FamilyCare and approved for Personal Care Assistant services, PPP lets you self‑direct those hours and hire people you trust rather than using an agency. Ask your Medicaid MCO care manager for a PCA assessment and PPP referral. PPP page includes FI contacts and multilingual forms. (nj.gov)
  • Managed Long Term Services & Supports (MLTSS): For adults who meet nursing facility level of care and financial eligibility, MLTSS can cover more—respite, home/vehicle modifications, meals, personal emergency response systems, and residential options—with care coordination through your MCO. Start by calling your plan or the ADRC for a clinical screen. MLTSS explained and DDS MLTSS how‑to outline coverage and steps. (nj.gov)
  • Realistic timelines: PASP intake to services can take 4–8 weeks; PPP enrollment often takes 30–60 days; MLTSS assessments can take 45–90 days depending on level‑of‑care review.

What to do if this doesn’t work: Ask your plan for an expedited reassessment if you’re unsafe at home; copy the plan’s Member Services on your request; and contact DDS live assistance for help navigating MLTSS or PASP when you hit a wall. (nj.gov)

Meds, Medicare, Hearing Aids, and Phone/Internet

  • PAAD (Pharmaceutical Assistance to the Aged & Disabled): Cuts co‑pays to 5forgenericsand5 for generics and 7 for brands. 2025 income limits: 53,446(single)/53,446 (single) / 60,690 (married). Enroll through NJSave; PAAD will cover your basic Part D premium if you’re Medicare‑eligible. PAAD 2025 eligibility and the PAAD program page list current numbers. (nj.gov)
  • Lifeline Utility Assistance: 225annualcredit,availableifyoumeetPAADrulesorgetSSI.TheSpecialUtilitySupplementprovidesupto225 annual credit, available if you meet PAAD rules or get SSI. The Special Utility Supplement provides up to 18.75/month within SSI payment. Lifeline details explain how the benefit is paid. (nj.gov)
  • Hearing Aid Assistance to the Aged & Disabled (HAAAD): Up to 500perhearingaid(max500 per hearing aid (max 1,000) with 2025 income limits aligned to PAAD. Call 1-800-792-9745 and review HAAAD rules. (nj.gov)
  • Medicare Savings Programs & Part D LIS: If you’re on Medicare with limited income, NJ can pay your Part B premium and reduce drug costs. See Get Help Paying Medicare Costs for 2025 limits and SHIP counseling. (nj.gov)
  • Phone/Internet: The federal ACP ended funding in spring 2024; ask about carriers’ low‑income plans and the Lifeline phone/internet discount. See the FCC’s ACP wind‑down and Lifeline program pages for current status. (fcc.gov)

What to do if this doesn’t work: Call the PAAD hotline, ask SHIP counselors to compare Medicare plans that honor PAAD/LIS, and use the Disability Information Hub if you need documents in large print or help in Spanish. (nj.gov)

Transportation: Door‑to‑Door Rides and Lower Fares

  • Access Link (ADA Paratransit): For riders who cannot use fixed‑route buses or trains due to disability. Apply by phone; certification is Monday–Friday 8:30 a.m.–5:00 p.m. Reservations accept next‑day and future bookings. Phone 973-491-4224; TTY 1-800-955-6765; review the Access Link and Q&A page. (njtransit.com)
  • Reduced Fare Program: People with disabilities save 50%+ on buses, rail, and light rail at any time. Apply online or with a doctor‑certified paper form. Info and applications at Reduced Fare, or call 973-491-7112. Personal assistants ride free with proper ID. (njtransit.com)

What to do if this doesn’t work: Use your county paratransit for local medical trips (ask your County Office for the Disabled via the Ombudsman’s county listing), and use NJ FamilyCare’s Modivcare for medical rides if your plan covers it. (nj.gov)

Assistive Technology, Vision, and Hearing Supports

What to do if this doesn’t work: Ask ATAC for a “device match” after trials; call DDHH for an interpreter or CART referral for medical/legal visits; and ask CBVI for an urgent travel training if your vision loss affects school runs or medical care. (nj.gov)

Housing Help for Non‑Elderly Adults with Disabilities

  • Mainstream Vouchers: Public Housing Authorities can issue Housing Choice Vouchers targeted to non‑elderly disabled adults. PHAs may use separate waiting lists and preferences based on disability referrals. Contact your local PHA and ask about “Mainstream HCV.” See HUD Mainstream overview and HUD NJ Newark field office for PHA contacts. (hud.gov)
  • Supportive housing for developmental disabilities: If you have a qualifying developmental disability and Medicaid, request DDD enrollment (Supports Program or Community Care Program). DDD budgets can fund support services that help you keep a lease. Start with DDD eligibility and the regional offices. (nj.gov)
  • Plan B: If waitlists are closed, ask HUD‑approved counselors to help search subsidized “Section 811” or project‑based units. Start at HUD Rental Help NJ and HUD NJ page, and call the HUD counseling line 1-800-569-4287. (hud.gov)

Job Training, Reasonable Accommodation, and Short‑Term Disability

  • DVRS: Get an intake with the Division of Vocational Rehabilitation Services for training, job coaching, and benefits counseling. Ask for transportation and equipment supports that may help you work. Phone 1-866-871-7867. (nj.gov)
  • Court or agency appointments: If you need accommodation, use the Judiciary’s online e‑ADA request before hearings. See NJ Courts ADA Title II and the local ADA coordinator directory. (njcourts.gov)
  • Temporary Disability Insurance (TDI): For recent wage earners out of work due to non‑work disability (including complicated pregnancy or post‑surgery recovery). In 2025, TDI pays 85% of average weekly wage up to $1,081/week. File online and include your doctor’s certification. See MyLeaveBenefits (TDI) and the 2025 benefits press release. (nj.gov)

What to do if this doesn’t work: For job issues, ask DVRS for a Client Assistance Program referral; for denied TDI claims, appeal within the deadline listed in your notice and ask your doctor for more detailed work‑restriction notes. (nj.gov)

If Your Child Has a Disability: Where to Call Now

  • Children’s System of Care (CSOC) via PerformCare: Single point of entry for behavioral health, intellectual/developmental disability services, and substance‑use treatment through age 20. Call 1-877-652-7624 (24/7; TTY 1-866-896-6975). Mobile Response can come to your home within an hour in crises. Learn more at PerformCare NJ and DCF CSOC page. (performcarenj.org)
  • Catastrophic Illness in Children Relief Fund (CICRF): Reimburses out‑of‑pocket costs in a 12‑month period when expenses exceed 10% of family income (+15% over $100,000), for expenses within the past seven years. Info line 1-800-335-FUND (3863). See CICRF eligibility and contact page. (nj.gov)

What to do if this doesn’t work: Ask your CSOC Care Management Organization to help gather CICRF documents; appeal CSOC denials and request a new assessment if needs have changed; and contact CHLP for education/Medicaid advocacy if a device or nursing is denied. (chlp.org)

Diverse Communities — Tailored Notes and Resources

  • LGBTQ+ single mothers: Ask for inclusive providers and language access up front. The Disability Information Hub can connect you with DVRS counselors and MCOs experienced with LGBTQ+ clients, and NJ Courts ADA can arrange CART or interpreters for name‑change or custody matters. Tip: Request privacy on pronouns in records and ask your DVRS counselor to note your accommodation preferences. (nj.gov)
  • Veteran single mothers: Claim state property tax relief if you’re 100% disabled from service, or seek the $250 veteran deduction. Apply with your local assessor using the D.V.S.S.E. and DD‑214. Check 100% Disabled Veteran Property Tax Exemption and the Division of Taxation veteran benefits page. For VA healthcare and benefits, use 1-800-827-1000 and ask for MST‑informed clinicians when needed. (nj.gov)
  • Immigrant and refugee single moms: Do not avoid disability programs out of fear. Many programs do not count against public‑charge rules (e.g., Medicaid for disability, disability services, school services). The BPU assistance page notes USF and PAGE access even if someone in the home lacks an SSN. Ask DDHH for interpreters; the Disability Information Hub offers LanguageLine in many languages. (nj.gov)
  • Tribal‑specific resources: If you’re enrolled in a federally recognized tribe and live in NJ, you can still use IHS/Urban Indian Health resources in nearby regions and may have eligibility for tribal housing or scholarships. Start at Indian Health Service — Find Health Care and ask your tribe’s social services office for disability benefits letters to support SSI/MLTSS.
  • Rural single moms: Plan for longer ride times. Use Access Link for scheduled trips and your county paratransit for local medical visits. If you have Medicaid, ask your MCO to arrange non‑emergency medical transport. The Reduced Fare card cuts costs if you can use regular transit. (njtransit.com)
  • Single fathers: These disability programs are gender‑neutral. Fathers with disabilities can apply for PASP, WorkAbility, and MLTSS, and can ask courts for ADA accommodations in child‑support or custody matters through NJ Courts ADA Title II.
  • Language access: Request large print, Braille, ASL, or translated forms. PerformCare offers free interpretation and alternative formats; DDHH provides CART and interpreters; and the courts offer e‑ADA requests. See PerformCare accessibility, DDHH services, and e‑ADA. (p1.performcarenj.org)

How to Apply Without Burning Out — Steps and Checklists

Documents you’ll likely need: photo ID, Social Security card, proof of NJ residency (lease, bill), income proof (paystubs/award letters), bank statements, medical records, and childcare or rent proofs (if asked).

  • SSI/SSDI: Start online, then fax or upload medical releases. Ask your doctors to list specific functional limits (e.g., “cannot lift >10 lbs” or “needs to lie down 2 hours mid‑day”). Use SSA’s SSI page and save your confirmation number. (ssa.gov)
  • WorkAbility/Medicaid: Apply via NJ FamilyCare or DDS program link; submit earned income proofs and disability determination. The WorkAbility page explains premium tiers. (nj.gov)
  • PASP: Email your county PASP coordinator for an application and assessment. Bring a list of tasks you need help with, your work/school/volunteer schedule, and your back‑up plan. Details at PASP. (nj.gov)
  • PPP: Call your MCO care manager and ask for a PCA assessment for PPP, then choose self‑direction. Forms and FI contacts are on the PPP page. (nj.gov)
  • Access Link: Call to schedule the phone interview and functional assessment. If you have variable conditions, ask for conditional eligibility. Use Access Link. (njtransit.com)

County and Regional Resources You Should Know

Common Mistakes to Avoid

  • Missing deadlines: Bold every calendar—SSI/SSDI appeals have tight windows; utility protections require you to call each winter for WTP recertification. Use the BPU assistance page to check dates. (nj.gov)
  • Sending medical records without function details: Ask your doctor to write limits in plain language (how long you can sit/stand, how often you’d be off‑task). SSI/SSDI reviewers rely on function. Use SOAR guides as a model for strong medical summaries. (soarworks.samhsa.gov)
  • Not asking for accommodations: If fatigue, pain, or cognitive limits make phone or in‑person tasks hard, request accommodations from agencies and courts. File an e‑ADA request before hearings. (njcourts.gov)

Reality Check

  • Funding changes happen: Utility, housing, and disability programs change mid‑year. Always call to confirm availability before you spend time on an application. The NJ BPU newsroom and DCA portal post updates. (nj.gov)
  • Waitlists are normal: Mainstream vouchers and DDD Community Care can have long waits; ask about local preferences and request “imminent risk of homelessness” reviews when applicable. See DDD program details and HUD NJ Rental Help. (nj.gov)
  • Overpayments are real: If Social Security overpays you, set up a repayment plan right away to avoid high withholding. Keep copies of every change report.

Quick Reference Cheat Sheet

Need Who to call What to ask for
Stop shutoff Your utility + BPU Assistance WTP protection; confirm REAP eligibility; payment plan. (nj.gov)
In‑home help Medicaid plan or PASP county coordinator PCA assessment + PPP; or PASP intake. (nj.gov)
Health & Rx PAAD/Lifeline NJSave application; Medicare plan help. (nj.gov)
Work with benefits DVRS Benefits counseling; job coaching. (nj.gov)
SSI appeal help CHLP / DRNJ Intake for SSI/SSDI and Medicaid issues. (chlp.org)

Application Checklist You Can Screenshot

  • Photo ID and Social Security Card
  • Proof of NJ address (lease, utility bill, mail to you)
  • Income proof (last 4–8 paystubs, SSDI/SSI letters)
  • Bank statements (last 2–3 months)
  • Medical records or release forms (doctor names, dates)
  • School/work/volunteer schedule (for PASP eligibility)
  • List of medications, devices, and daily‑living help you need
  • Child’s documents, if applying for CSOC or CICRF (diagnoses, IEP, bills)
  • Accommodation request notes (if you need large print, ASL, or extra time)

If Your Application Gets Denied

  • SSI/SSDI: File reconsideration within the deadline. Ask your primary doctor for a functional capacity letter. Consider representation from CHLP or a SOAR‑trained caseworker if you’re homeless. (chlp.org)
  • WorkAbility/Medicaid: Ask for a fair hearing and keep benefits pending if eligible; request an MCO case conference. The Disability Information Hub can coach you on wording and timelines. (nj.gov)
  • PASP/PPP: Ask the county or FI for the reason in writing and request a reassessment. Cite your work/school/volunteer obligations and safety risks. See PASP FAQs and PPP contacts. (nj.gov)
  • Utilities: Escalate to the utility’s executive customer service and then file a complaint with BPU Customer Assistance. Document every call. (nj.gov)

Tables You Can Use

SSI + NJ State Supplement: 2025 Highlights

Living arrangement (SSA code) 2025 Federal SSI NJ State Supplement 2025 Total
Independent living (A) $967 $150.05 $1,117.05
Individual special arrangement (C) $967 $152.99 $1,119.99
Couple independent (A) $1,450 $618.35 $2,068.35
Special couple (I) $1,450 $738.35 $2,188.35

Source: SSA SSI 2025 and SSA POMS NJ 2025. (ssa.gov)

NJ WorkAbility: 2025 Premium Tiers

Tier Countable income Monthly premium
None Under 250% FPL (<$39,125) $0
Tier 1 251–350% FPL $185
Tier 2 351–450% FPL $370
Tier 3 451–550% FPL $555
Tier 4 551–650% FPL $740

Source: NJ WorkAbility 2025 chart. (nj.gov)

Utility Protections & Credits (2025)

Program When Who How
Winter Termination Program Nov 15–Mar 15 SSI, PAAD, Lifeline, USF, TANF/GA, hardship Call your utility; ask to be coded under WTP
REAP bill credits Aug 2025–Feb 2026 Prior WTP‑eligible households (Nov 15, 2024–Mar 15, 2025) Automatic; no application
Lifeline Utility Credit Year‑round PAAD‑eligible or SSI Apply via NJSave or Lifeline form

See DCA WTP, BPU REAP 2025, and Lifeline. (nj.gov)

Transportation Quick Guide

Need Program Steps
Door‑to‑door rides Access Link Call 973-491-4224 for certification; TTY 1-800-955-6765
Lower fares Reduced Fare Program Apply online; doctor section for disability

(njtransit.com)

Working but Out Sick for a Few Weeks?

Program Max weekly benefit 2025 Key rule
Temporary Disability Insurance (TDI) $1,081 85% of average weekly wage; doctor certification

See MyLeaveBenefits TDI and 2025 benefit update. (nj.gov)

FAQs (New Jersey, 2025)

  1. How fast can I get help if the power company posts a shutoff notice: Call your utility today and ask for WTP protection if you receive SSI, PAAD, Lifeline, USF, TANF/GA, or have a qualifying hardship. Then call the BPU Customer Assistance line if the shutoff isn’t paused. Ask about REAP credits if you were WTP‑eligible last winter. (nj.gov)
  2. Can I work part‑time and keep Medicaid: Yes—NJ WorkAbility lets many working adults with disabilities keep Medicaid with no asset cap. Premiums start only when countable income passes 250% FPL. See the 2025 tier chart on the WorkAbility page. (nj.gov)
  3. I need help bathing and lifting at home—who hires the aide: With PPP (Medicaid), you can self‑direct and hire someone you trust. Without Medicaid, apply for PASP if you work, study, or volunteer 20+ hours/month. Start at PPP or PASP. (nj.gov)
  4. What does NJ add to SSI in 2025: For individuals in standard independent living, NJ adds about 150.05∗∗tothefederalSSI,totaling∗∗150.05** to the federal SSI, totaling **1,117.05/month; couples have different amounts. See SSA POMS NJ 2025 for all categories. (secure.ssa.gov)
  5. How do I get paratransit to daycare and work: Apply for Access Link and request conditional eligibility if you can sometimes use the bus but not always. For medical rides, ask your Medicaid plan. Start at Access Link. (njtransit.com)
  6. My child has autism and big behaviors—who do I call: Call PerformCare 1-877-652-7624 for Children’s System of Care. Mobile Response can come to your home; CSOC also handles developmental disability services under 21. See PerformCare. (performcarenj.org)
  7. I am blind/low vision and need work: Contact CBVI for VR and independent living services and DVRS for job training. See CBVI and DVRS. (nj.gov)
  8. My hearing loss makes phones impossible: Apply for DDHH’s Equipment Distribution Program for captioned or amplified phones and visual alerts. See EDP details. (nj.gov)
  9. Can the court give me accommodations for child‑support hearings: Yes. Submit an e‑ADA request to the courts for ASL, CART, modified schedules, or other help. See NJ Courts ADA page. (njcourts.gov)
  10. As a 100% disabled veteran, do I get property tax relief: Yes, many homeowners get a full property tax exemption; others get a $250 deduction. Apply with your municipal assessor. See Disabled Veteran Property Tax Exemption. (nj.gov)

Spanish Summary / Resumen en Español

Esta sección en español se generó con herramientas de traducción por IA. Revise toda la información con las oficinas oficiales antes de aplicar.

  • Corte los apagones: Llame a su empresa de servicios y pida la protección de invierno (WTP) si recibe SSI, PAAD, Lifeline, USF, TANF/GA o tiene una dificultad económica. Vea Asistencia del BPU y pregunte sobre los créditos REAP de $175 en 2025. (nj.gov)
  • Ingresos por discapacidad: Solicite SSI/SSDI ahora para asegurar la fecha de presentación. En 2025, el SSI federal es $967/mes (persona sola); NJ añade un suplemento estatal. Vea SSI 2025 y POMS NJ 2025. (ssa.gov)
  • Ayuda en casa y Medicaid: Si trabaja, pida NJ WorkAbility (Medicaid sin límite de activos). Si tiene Medicaid, pida PPP (cuidado autodirigido). Si necesita más apoyo, pida la evaluación MLTSS. Vea WorkAbility y PPP. (nj.gov)
  • Medicinas y servicios auditivos: PAAD baja copagos; Lifeline da 225alan~oparaluzygas;∗∗HAAAD∗∗reembolsahasta225 al año para luz y gas; **HAAAD** reembolsa hasta 1,000 para audífonos. Vea PAAD, Lifeline y HAAAD. (nj.gov)
  • Transporte accesible: Access Link 973-491-4224 y Tarifa Reducida de NJ TRANSIT. Vea Access Link y Tarifa Reducida. (njtransit.com)

About This Guide

Compiled by the ASingleMother.org Editorial Team.

This guide uses official sources including:

Last verified September 2025, next review April January 2026.

This guide is produced based on our Editorial Standards using only official sources, regularly updated and monitored, but not affiliated with any government agency and not a substitute for official agency guidance. Individual eligibility outcomes cannot be guaranteed. Please note that despite our careful verification process, errors may still occur — email info@asinglemother.org with corrections and we respond within 72 hours.

Disclaimer

Important: Eligibility and amounts can change mid‑year. Always confirm with the agency before applying. Nothing here is legal advice. For legal help about disability rights, contact Disability Rights New Jersey or the Community Health Law Project. (disabilityrightsnj.org)

What to do if this guide doesn’t solve your problem

Final tip

Keep a one‑page “go bag”: photo ID, Social Security number, Medicaid or Medicare card, latest utility bill, and your doctor list. Share copies with a trusted friend. That single page will save you hours when you’re asked for proof “right now.”

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