Assistance for Disabled Single Mothers in Montana
Assistance for Disabled Single Mothers in Montana: 2025 Ultimate Guide
Last updated: September 2025
This guide is written for disabled single moms in Montana. It focuses on disability‑specific benefits, programs, grants, legal rights, and practical steps that actually move things forward. It doesn’t rehash general programs for everyone. Every section starts with the most important action, gives timelines, documents, and Plan B options if the first path stalls. Keep this handy—screenshot the “Quick Help” and “Cheat Sheet.”
If You Only Do 3 Things – Emergency Actions to Take
- Call the Montana Healthcare Programs Member Help Line and request an urgent case review for disability‑related coverage or services; ask for an ADA accommodation if you need help with forms. Call 1-800-362-8312 and, if you can, open or check your case in the online portal at Member Services (Montana DPHHS). Ask about immediate eligibility for in‑home support under Community First Choice/Personal Care. (dphhs.mt.gov)
- Stop any pending utility shutoff by requesting a licensed medical professional’s “medical certification” to your utility right now; then call the Montana Public Service Commission (PSC) Consumer Assistance at 1-800-646-6150 for backup. NorthWestern Energy customers can also call 1-888-467-2669. See the PSC disconnection FAQs and “medical exception” rule. (psc.mt.gov)
- If you must travel for medical care and cost is the barrier, get prior authorization from the Medicaid Transportation Center for mileage, lodging, or a wheelchair van. Call 1-800-292-7114 (or 406-443-6100). You must get approval before the trip. (dphhs.mt.gov)
Quick Help Box – Numbers and Links to Keep Handy
- Montana Public Assistance Helpline (case status, changes, applications): 1-888-706-1535; online at apply.mt.gov. (dphhs.mt.gov)
- Montana 211 (local disability and emergency help, 24/7): dial 2‑1‑1 or visit Montana 211. If 211 doesn’t work on your phone, use the regional numbers listed online. (montana211.org)
- Disability Rights Montana (protection & advocacy, appeals, VR Client Assistance Program): 1-800-245-4743; Disability Rights MT. (disabilityrightsmt.org)
- Non‑Emergency Medical Transportation (Medicaid): 1-800-292-7114; see Medicaid Transportation Services. (dphhs.mt.gov)
- Montana Relay/Accessible Communications (TTY/Caption/711): 1-800-833-8503; dial 711; Montana Accessible Communications. (dphhs.mt.gov)
How to Stop Utility Shutoff in Montana Today
Start here because heat, oxygen, or a working fridge for medication is life‑sustaining.
- Ask your clinician for a “medical exception” letter and send it to your utility today. Under PSC rules, a licensed provider can certify that lack of service would aggravate a condition that threatens health. The certification protects you for up to 180 days and can be renewed. Then call the PSC Consumer Assistance at 1-800-646-6150 to log the medical hardship and get help with a reasonable payment plan. See PSC’s consumer FAQ and ARM 38.5.1411. Also keep NorthWestern Energy’s customer number (1-888-467-2669) handy. (psc.mt.gov)
- Use the winter rules and temperature protections if it’s between Nov 1 and Apr 1 or if freezing weather is forecast. PSC rules provide extra steps before disconnection during cold conditions and for households with disabled members. Call PSC for specifics and help. (psc.mt.gov)
- If water charges are the crisis in Billings, contact the City’s utility billing team and ask for a review and payment options while you stabilize care needs; the city posts updates, FAQs, and the automated payment line (1-406-657-8315). Pair this with 211 to look for local one‑time aid. See the City’s utility updates and resource page. (billingsmt.gov)
What to do if this doesn’t work: Ask your doctor to re‑certify if your condition changes, request a PSC informal complaint, and ask for a supervisor at your utility to set up a longer payment plan. Call 211 to find nonprofits that can help with the first payment under disability hardship. Use Montana 211 and the PSC’s assistance page. (montana211.org)
Disability Cash Benefits and Work Incentives (SSI/SSDI)
- Check if you qualify for SSI. In 2025, the federal SSI rate is $967/month for an individual. Montana does not add a state supplement. You can apply online via your my Social Security account or call your local field office (find offices via SSA) and keep a case file with notes for each call. (ssa.gov)
- Know 2025 disability earnings rules. If you can work some hours, SSA’s Substantial Gainful Activity (SGA) is 1,620/month(1,620/month (2,700 if blind). Trial Work Period months count when you earn $1,160 or more. These amounts matter when you plan part‑time work or VR services. See SSA’s SGA page and Red Book updates. (ssa.gov)
- If you get denied: Appeal by the deadline and ask Disability Rights Montana for guidance, especially if you need accommodations or VR help with evidence. You can track appeals in your SSA account and call Montana’s Disability Determination Services if SSA requests records. See Disability Rights MT and MT Disability Determination Services (DDS). (disabilityrightsmt.org)
Reality check box: Evidence drives decisions. Keep a binder or shared drive with exact dates, provider names, and how symptoms limit work and parenting tasks. SSI/SSDI decisions often take months—keep treatment going and answer letters quickly. See SSA’s 2025 COLA notice and SSI rate details. (ssa.gov)
What to do if this doesn’t work: Re‑file only after you appeal as far as you can; starting over can reset your back‑pay clock. Ask a VR counselor to help gather functional work evidence and consider work incentives like PASS or IRWE via SSA’s pages and Ticket to Work. (ssa.gov)
Health Coverage and In‑Home Support Built for Disability
- Apply for Medicaid categories that fund in‑home help. Start with Member Services and ask about Community First Choice Services and Personal Care Services (CFCS/PCS). CFCS/PCS (formerly CFC/PAS) fund help with daily tasks at home; they’re transitioning names through 2025. Use your Office of Public Assistance (OPA) or the Helpline (1-888-706-1535) for eligibility and screening. (dphhs.mt.gov)
- If you meet nursing‑home level of care but want to stay home, ask for the Big Sky HCBS Waiver. It covers case management, personal assistance, environmental adaptations, respite, and specialized equipment. Expect a waitlist; referrals go through Mountain Pacific Quality Health at 1-800-219-7035. (dphhs.mt.gov)
- If you live with a serious disabling mental illness, ask about the SDMI HCBS Waiver or the state’s Medicaid 1115 Waiver path. These waive institutional care and add supports in the community. Check the waiver page for current terms and maps of services. (dphhs.mt.gov)
- If you’re in a hospital, nursing facility, or institution but could live in the community with help, ask about Money Follows the Person (MFP). MFP can pay for transition items like first month’s rent, deposits, basic furnishings, home modifications, and short‑term supports to get you back home. You can self‑refer. (dphhs.mt.gov)
- When you must travel for care, the Medicaid Transportation Center can pre‑authorize personal mileage, meals/lodging, taxi/bus, or an accessible van based on medical need. Call 1-800-292-7114 before you travel. (dphhs.mt.gov)
Reality check box: Big Sky Waiver slots are limited. Ask for CFCS/PCS first while you wait. If your condition worsens, update your case manager and request a reassessment. Document safety risks at home to prioritize your case. See program pages for current waitlist notices. (dphhs.mt.gov)
What to do if this doesn’t work: Ask your provider to submit a new functional assessment; call Mountain Pacific Quality Health for status; request ADA help from DPHHS if paperwork is a barrier. If denied, appeal via the DPHHS Office of Administrative Hearings and contact Disability Rights Montana for CAP help. (dphhs.mt.gov)
Assistive Technology, ABLE Savings, and Communication Access
- Try, borrow, or finance assistive tech through MonTECH (Montana’s AT program)—free device loans, demos, and an exchange. They also manage low‑interest AT loans (0% up to 1,500;3.51,500; 3.5% up to 50,000) for home/vehicle modifications and devices. Call 406-243-5511 or use the state AT page. (montech.ruralinstitute.umt.edu)
- Open a Montana ABLE account to save for disability expenses without losing SSI/Medicaid. The 2025 annual contribution limit is 19,000,andifyouworkyoumayaddthefederal‑poverty‑guideline“ABLEtoWork”amount(19,000, and if you work you may add the federal‑poverty‑guideline “ABLE to Work” amount (15,650 for the continental U.S. in 2025). Start at Montana ABLE (National ABLE Alliance) and confirm yearly IRS limits. (savewithable.com)
- Set up accessible phone access. Use Montana Relay (dial 711 or 1-800-833-8503) for TTY, Captioned Telephone, Spanish relay, and more. If you need large‑print applications or interpreter services, ask DPHHS for language assistance and reasonable accommodation. (dphhs.mt.gov)
What to do if this doesn’t work: Ask Vocational Rehabilitation and Blind Services (VRBS) to include AT in your employment plan, and request MonTECH’s funding resource help. If you need an ADA accommodation from a state office, put the request in writing and escalate to the program’s ADA coordinator. (dphhs.mt.gov)
Child Care and Parenting Supports Tied to Disability
- If you work or train and qualify for Best Beginnings, ask about the “special needs” support for children with disabilities; if your child qualifies, providers can request a special‑needs assessment and enhanced support. Apply online via Best Beginnings (DPHHS) and ask your local CCR&R (Family Connections or Child Care Resources) for the special‑needs process. (dphhs.mt.gov)
- If your child has special health needs, contact the Family‑to‑Family Health Information Center and the Children’s Special Health Services pages within DPHHS for service navigation, and ask your school about IDEA/504 plans. DPHHS outlines scholarships and special‑needs add‑ons in the family resources. (dphhs.mt.gov)
- Use Medicaid travel if therapy is far. Pre‑authorize trips to specialty care for your child; lodging/meals may be covered. Call 1-800-292-7114. (dphhs.mt.gov)
What to do if this doesn’t work: Ask your CCR&R to escalate a special‑needs rate review; ask your pediatrician or therapist to write detailed care notes for the assessment; and appeal denials in writing. Keep receipts for travel requests and confirm authorizations in advance. (familyconnectionsmt.org)
Housing with Disability Priorities and Legal Protections
- Ask about Section 811 supportive housing (project‑based rental assistance for very low‑income adults with disabilities who qualify for community‑based long‑term services). Montana partners DPHHS with the Department of Commerce; units exist in Kalispell, Missoula, Cut Bank, Shelby, and Ronan. Contact Montana Housing to be referred. (commerce.mt.gov)
- Use your right to reasonable accommodation in public housing or vouchers. You can request policy changes, communication changes, or unit modifications when needed to use housing equally. Montana Housing provides forms and guidance on disability verification and reasonable accommodation. (commerce.mt.gov)
- If you face disability discrimination in housing, contact the Montana Human Rights Bureau (HRB) within 180 days or call Montana Fair Housing for help. HRB: 1-800-542-0807; see the HRB page. Montana Commerce also lists fair housing contacts. (erd.dli.mt.gov)
Reality check box: Most subsidized housing has waitlists. Apply widely and keep your contact info updated. If you’re transitioning out of a facility, ask if Money Follows the Person can fund deposits and basic furnishings. (dphhs.mt.gov)
What to do if this doesn’t work: File an HRB complaint, request an informal hearing with your housing authority, and ask a case manager to send an updated disability verification showing need for a transfer or modification. Use Disability Rights Montana for advice on reasonable accommodations. (disabilityrightsmt.org)
Work, Income, and Keeping Your Health Coverage
- Apply to Vocational Rehabilitation & Blind Services (VRBS) for job coaching, training, and assistive tech tied to work. VRBS must decide eligibility within 60 days and can fund training or job placement when needed. Find your local office by county and call the toll‑free consumer line 1-877-296-1197. (dphhs.mt.gov)
- Consider Medicaid for Workers with Disabilities (MWD) if you’re working. It lets you “buy in” to Medicaid with higher income/resource limits and a low, sliding cost‑share. A worker with disabilities can qualify up to 250% FPL (countable) with resource limits of $15,000 (single) and tribal members exempt from cost shares. Ask OPA to screen you for MWD. (summitilc.org)
- Use federal work incentives to protect benefits while working: SGA/Trial Work Period rules, IRWEs (impairment‑related work expenses), and PASS plans. See SSA’s SGA page and Red Book updates for 2025 thresholds. (ssa.gov)
What to do if this doesn’t work: Ask VRBS to add benefits counseling to your plan; call the DPHHS Member line about MWD premiums; and request an accommodation if you need help completing forms. For disagreements with VR, contact the Client Assistance Program at Disability Rights Montana. (dphhs.mt.gov)
Transportation and Accessible Parking
- Medicaid travel can reimburse mileage and sometimes lodging/meals for covered visits if authorized first. For wheelchair or stretcher vans, the Transportation Center approves specialized transport. Call 1-800-292-7114 early. (dphhs.mt.gov)
- Get a disability parking placard or plate through the Montana Motor Vehicle Division; your provider completes Form MV5. There’s no fee for a placard; permanent plates require standard registration fees. Call MVD at 1-406-444-3933 and review steps online. (mvdmt.gov)
- Campus and city accessibility: MSU posts ADA parking and shuttle details; Great Falls describes on‑street ADA parking rules. If you need a temporary accommodation, call your local parking office and provide your MVD placard info. (montana.edu)
What to do if this doesn’t work: Ask your clinician for updated medical certification; if an office won’t honor ADA parking rules, escalate to the city’s parking supervisor and your school’s ADA coordinator. For DMV issues, cite MCA 49‑4‑304 and MVD’s placard guidance. (law.justia.com)
Service Animals and Your Rights in Montana
- Service animals (dog or miniature horse) trained to assist a person with a disability are allowed in public places and housing without extra fees; you’re liable for damage. Emotional support animals are not “service animals” under Montana’s public accommodation law. See Montana Code sections on rights and definitions. (archive.legmt.gov)
- Misrepresentation is illegal. State law allows investigation of service animal misrepresentation. If you’re harassed or denied access, note the date, ask for a manager, and document. (law.justia.com)
What to do if this doesn’t work: File with the Human Rights Bureau and consider DOJ/ADA guidance. You can show your state code printout if staff are confused; HRB can mediate quickly. (erd.dli.mt.gov)
Food Help That Recognizes Disability Costs (SNAP, disability rules)
- If you receive SNAP, report disability‑related out‑of‑pocket medical expenses (over $35/month) to increase your monthly benefit via the medical deduction. Apply or report changes by phone (1-888-706-1535), at OPA, or online at SNAP DPHHS. Use the 2024–2025 income standards posted by the state for reference. (dphhs.mt.gov)
- Use expedited SNAP if income and resources are very low this week; benefits can be issued within 7 days for qualifying households. Confirm with OPA and bring any proof you have. (dphhs.mt.gov)
What to do if this doesn’t work: Ask an OPA supervisor to review your disability medical costs; call Montana Legal Services at 1-800-666-6899 for appeal advice; use 211 to find stop‑gap food resources while SNAP is recalculated. (mtlsa.org)
Local Organizations, Charities, and Support
- Centers for Independent Living provide peer support, skills training, and help with self‑directed care:
- Summit Independent Living (Missoula, Flathead, Lake, Ravalli and more): 1-800-398-9002. (summitilc.org)
- LIFTT – Living Independently for Today & Tomorrow (Billings/Glendive, 18 eastern counties): 1-406-259-5181. (liftt.org)
- NCILS (Great Falls/Hi‑Line): 1-800-823-6245. (ncils.org)
- Montana Independent Living Project (MILP) (Helena/Bozeman/Butte and more): 1-800-735-6457. (askjan.org)
- Assistive tech and funding: MonTECH device loans and low‑interest AT financing, and the state AT page within DETD. (montech.ruralinstitute.umt.edu)
- IDD day and supported living in Great Falls: Easterseals‑Goodwill programs; call 1-406-771-0026 to discuss eligibility with DDP/waiver case managers. (esgw.org)
What to do if this doesn’t work: Ask a CIL to assign an independent living specialist; if you can’t get through, contact the statewide Independent Living Program line at 1‑877‑296‑1197. (dphhs.mt.gov)
Diverse Communities: Tailored Tips and Contacts
- LGBTQ+ single mothers: Connect with Human Rights Bureau if you face discrimination; ask Disability Rights Montana about appeal support and accommodations in state programs; and use Montana 211 to find affirming providers. Add 711 relay or interpreter if needed. (erd.dli.mt.gov)
- Veteran single mothers: If you have a service‑connected disability, coordinate VA care with Medicaid services; ask VRBS about veterans’ employment coordination; and use Montana Housing’s reasonable accommodation forms when renting. If you need legal help with discharge upgrades or VA appeals, ask MLSA for a referral. (dphhs.mt.gov)
- Immigrant/refugee single moms: Ask DPHHS for free interpreter services and disability accommodations when applying for Medicaid or SNAP; use Montana Accessible Communications if hearing impaired; and seek Fair Housing help if you face language‑based discrimination. (dphhs.mt.gov)
- Tribal‑specific resources: Ask your tribal VR program (e.g., Blackfeet Vocational Rehabilitation) and your tribal health department about disability services and Medicaid transitions. Many enrolled tribal members are exempt from MWD cost‑share. (blackfeetmanpower.com)
- Rural single moms with limited access: Use Medicaid Transportation for long trips; ask MonTECH to mail devices for home trials; and call your regional CIL for phone‑based peer support and self‑advocacy coaching. (dphhs.mt.gov)
- Single fathers: The disability programs above are gender‑neutral; if you have custody, you can apply for Best Beginnings and disability‑specific services; ask HRB if you face sex‑based discrimination in housing or services. (erd.dli.mt.gov)
- Language access: State program pages include language assistance notices; ask for large‑print, audio, or translated forms. Use 711 relay or 1-800-833-8503 for TTY. (dphhs.mt.gov)
Resources by Region
- Billings & Yellowstone County: Start with LIFTT for independent living support; use the City’s Utility Billing Updates page if water/sewer billing issues threaten stability; and call Montana 211 for local funds. (liftt.org)
- Missoula, Ravalli, Flathead: Summit Independent Living supports self‑directed care; Section 811 units exist in Missoula (via Missoula Housing Authority); and you can borrow AT via MonTECH. (summitilc.org)
- Great Falls & the Hi‑Line: NCILS covers 17 counties; check Montana 211 for region‑specific transport and home help; ask VRBS Great Falls for job services. (ncils.org)
- Helena, Bozeman, Butte: MILP serves this region; check Montana Human Rights Bureau in Helena for discrimination help; and talk with VRBS Bozeman/Butte about training. (askjan.org)
Common Mistakes to Avoid
- Sending applications without disability documentation that connects your condition to the service you’re requesting; include specific functional limits tied to tasks. See CFCS/PCS and waiver descriptions to match needs. (dphhs.mt.gov)
- Not asking for ADA accommodations (phone appointments, large print, interpreter, flexible deadlines) when forms are a barrier; state pages include language/ADA notices. (dphhs.mt.gov)
- Missing pre‑authorization for Medicaid travel; call before you go or it won’t be paid. (dphhs.mt.gov)
Reality Check: Delays, Denials, and Funding Gaps
Slots for Big Sky and SDMI waivers are limited, and wait lists exist. Transportation and in‑home hours may be cut if staffing is thin. Document risks, keep a log of calls, and update case managers when your condition changes. Ask your CIL to help you escalate. (dphhs.mt.gov)
Quick Reference Cheat Sheet
| Program | Who it’s for | Key action | Typical timeline | Where to start |
|---|---|---|---|---|
| CFCS/PCS (in‑home care) | Medicaid members with ADL limits | Ask OPA/Member Help Line for screening; request ADA help | Screening and plan can take weeks; ask for urgent if health risk | Member Services (dphhs.mt.gov) |
| Big Sky HCBS Waiver | Adults needing nursing‑home level care but living at home | Call MPQH to refer; keep CFCS while you wait | Waitlists exist—confirm monthly | Big Sky Waiver / 1‑800‑219‑7035 (dphhs.mt.gov) |
| SDMI HCBS Waiver | Adults with serious disabling mental illness | Ask BHDD/VR/OPA about SDMI waiver | Varies; ask about current slot status | SDMI Waiver (dphhs.mt.gov) |
| Medicaid Transportation | Medicaid members traveling for covered care | Call 1‑800‑292‑7114 before travel | Same‑day for urgent; earlier is better | Transportation Services (dphhs.mt.gov) |
| ABLE accounts | Eligible disabled adults (age rules expand in 2026) | Open account; automate deposits | Same day to open | Montana ABLE (savewithable.com) |
Application Checklist (print/screenshot and use this)
- Photo ID: State ID or driver’s license (or tribal ID/passport)
- Proof of Montana residency: Lease, utility, or mail to your name
- Social Security documentation: SSN card or SSA letter; SSA denial/approval if relevant
- Medical records: Diagnoses, medication list, functional limits; provider contact info
- Income proof: Pay stubs, benefit letters, child support order; bank statements if asked
- Disability forms: Physician certifications for parking placards, medical necessity, or medical shutoff protections
- Transportation: Prior authorization number for Medicaid travel
- Communication access: Note if you need large print, interpreter, 711 relay, or phone appointments
Troubleshooting: If Your Application Gets Denied
- Ask for the denial in writing with the exact reason and the rule cited. Then call Disability Rights Montana (1‑800‑245‑4743) to discuss an appeal, and ask the agency for an ADA accommodation with your appeal (phone hearing, extra time). (disabilityrightsmt.org)
- File an appeal through the DPHHS Office of Administrative Hearings. Keep copies and mail/fax on time; you can also request mediation in VR cases. (dphhs.mt.gov)
- Submit better documentation: Ask your provider for a letter that ties your diagnosis to specific functional tasks the program covers (e.g., “needs hands‑on assistance to transfer and bathe”). For housing issues, request a reasonable accommodation form. (commerce.mt.gov)
Question‑Based How‑Tos
How to Stop Utility Shutoff in Montana Today
Get a provider’s medical certification to your utility, call PSC Consumer Assistance (1-800-646-6150), and request a payment plan that fits your disability budget. Use the winter protection window and PSC rules. (psc.mt.gov)
How do I get in‑home help fast if I can’t manage bathing or transfers?
Ask OPA/Member Services to screen you for CFCS/PCS and request an urgent assessment. While you wait, ask your CIL for temporary strategies and equipment suggestions; check MonTECH for loaner devices. (dphhs.mt.gov)
Can I work part‑time and keep health coverage?
Ask about Medicaid for Workers with Disabilities (MWD); it raises income/resource limits with a small cost‑share. Pair with VR and SSA work incentives (SGA/TWP). (summitilc.org)
What if I’m transitioning out of a nursing facility?
Ask about Money Follows the Person for deposits, basic furnishings, ramps, and tech; coordinate an HCBS waiver slot as part of your discharge plan. (dphhs.mt.gov)
How do I get a disability parking placard?
Have your provider complete Form MV5; submit to MVD (no fee for placard). For questions, call 1-406-444-3933. (mvdmt.gov)
Where can I borrow or test assistive devices?
Use MonTECH for free demos/loans and the low‑interest AT loan program for purchases or home/vehicle modifications. (montech.ruralinstitute.umt.edu)
Is there housing that prioritizes disability?
Ask about Section 811 PRA units and submit a referral through Montana Housing/DPHHS; request reasonable accommodations in any rental. (commerce.mt.gov)
Can my service dog go everywhere with me?
Yes, if trained to assist with your disability; landlords cannot charge pet rent for trained service animals. Emotional support animals are covered differently. See Montana Code and HRB if denied access. (archive.legmt.gov)
How do I claim disability expenses in SNAP?
Report out‑of‑pocket medical costs over $35/month to your OPA worker to increase your benefit; use the SNAP page and Helpline to submit changes. (dphhs.mt.gov)
Who helps if I’m discriminated against due to disability?
File with the Human Rights Bureau (1-800-542-0807) within 180 days; get help from Disability Rights Montana and Montana Housing fair housing pages. (erd.dli.mt.gov)
County‑by‑County Variations (What changes)
- Waiver slot availability: Case management teams and provider capacity vary; some counties may have longer waits for personal assistance or respite. Confirm monthly with your case team and MPQH. (dphhs.mt.gov)
- Transportation vendors: Rural counties may have fewer specialized transport options; get prior authorization early and ask about mileage reimbursement to drive yourself. (dphhs.mt.gov)
- CIL coverage areas: Each CIL covers specific counties—call the statewide IL line if you’re not sure which office is yours. (dphhs.mt.gov)
“Billings Water Bill Help” (example of location‑specific steps)
- Use the City’s Utility Billing Updates to review bills and set up a plan; then call Montana 211 to find short‑term assistance funds. If health equipment is at risk, document medical hardship and ask the City for a temporary payment arrangement. (billingsmt.gov)
Tables You Can Use
Disability‑Specific Health and Home Supports in Montana
| Program | What it pays for | Who qualifies | How to start |
|---|---|---|---|
| CFCS/PCS | Personal care, hands‑on help with ADLs at home | Medicaid members meeting functional criteria | DPHHS Member Services (dphhs.mt.gov) |
| Big Sky HCBS Waiver | Case management, homemaker, environmental mods, respite | Nursing‑home level of care at home; Medicaid | Call MPQH 1‑800‑219‑7035; referral form (dphhs.mt.gov) |
| SDMI HCBS Waiver | Community mental‑health supports | Adults with severe disabling mental illness | State BHDD SDMI Waiver page (dphhs.mt.gov) |
| MFP | One‑time transition costs (deposits, basic goods, mods) | Medicaid member leaving institution | MFP referral online/phone (dphhs.mt.gov) |
Money & Work
| Tool | 2025 key numbers | Why it matters | Link |
|---|---|---|---|
| SSI FBR | $967/month (individual) | Sets the baseline for SSI | SSA SSI page (ssa.gov) |
| SGA | 1,620(non‑blind);1,620 (non‑blind); 2,700 (blind) | Earnings threshold for disability | SSA SGA page (ssa.gov) |
| Trial Work Period | $1,160/month counts | Lets you test work while on SSDI | SSA Red Book (ssa.gov) |
| MWD | Up to 250% FPL (countable) with cost‑share | Keep Medicaid while working | MWD overview (summitilc.org) |
Transportation and Access
| Service | What to request | Phone / Link |
|---|---|---|
| Medicaid NEMT | Prior authorization for mileage, hotel, meals, wheelchair van | 1‑800‑292‑7114; Medicaid Transportation page (dphhs.mt.gov) |
| Montana Relay | TTY/Captioned phone; dial 711 | 1‑800‑833‑8503; Accessible Communications page (dphhs.mt.gov) |
| MVD Disability Placard | MV5 form + provider certification | MVD disability plates/placards page (mvdmt.gov) |
Housing
| Option | Eligibility | Where to ask |
|---|---|---|
| Section 811 PRA | 18–62, disabled, extremely low income, eligible for community LTSS | Montana Housing 811 page; property list (commerce.mt.gov) |
| Reasonable Accommodation | Any disability affecting equal housing use | Montana Housing RA forms; HRB intake (commerce.mt.gov) |
Contacts at a Glance
| Need | Who to call / click |
|---|---|
| DPHHS Member Help | 1‑800‑362‑8312; Member Services page (dphhs.mt.gov) |
| OPA Helpline (cases) | 1‑888‑706‑1535; OPA offices page (dphhs.mt.gov) |
| Medicaid Transport | 1‑800‑292‑7114; transport page (dphhs.mt.gov) |
| Disability Rights MT | 1‑800‑245‑4743; contact page (disabilityrightsmt.org) |
| Montana 211 | 2‑1‑1; contact page (montana211.org) |
Spanish summary – Resumen en Español
Esta guía es para madres solteras con discapacidad en Montana. Las acciones más importantes: pida ayuda para cuidados en casa a través de Servicios para Miembros de DPHHS; detenga el corte de servicios públicos con una certificación médica y llame a la Comisión de Servicios Públicos al 1‑800‑646‑6150; y obtenga autorización previa para transporte médico de Medicaid al 1‑800‑292‑7114. Puede abrir una cuenta Montana ABLE para ahorrar sin perder SSI/Medicaid (límite 2025: $19,000; “ABLE to Work” extra si trabaja). Para tecnología de asistencia, use MonTECH. Si tiene problemas legales o necesita una apelación, contacte a Disability Rights Montana al 1‑800‑245‑4743. Para recursos locales marque 211. Esta traducción fue producida con herramientas de IA; confirme la información con las páginas oficiales citadas. (dphhs.mt.gov)
About This Guide
Compiled by the ASingleMother.org Editorial Team.
This guide uses official sources including:
- Montana DPHHS Member Services (Medicaid/transport/OPA numbers and member guide). (dphhs.mt.gov)
- Big Sky HCBS Waiver (DPHHS) and SDMI Waiver. (dphhs.mt.gov)
- Medicaid Transportation Center. (dphhs.mt.gov)
- SSA – SSI/SGA/Red Book 2025, SGA 2025. (ssa.gov)
- Montana ABLE (National ABLE Alliance) and IRS ABLE 2025 limits. (savewithable.com)
- MonTECH – Montana Assistive Technology Program. (montech.ruralinstitute.umt.edu)
- Montana Public Service Commission – Consumer FAQs. (psc.mt.gov)
- Montana Housing – Section 811. (commerce.mt.gov)
- Disability Rights Montana and Human Rights Bureau. (disabilityrightsmt.org)
Last verified September 2025, next review April January 2026.
Please note that despite our careful verification process, errors may still occur – email info@asinglemother.org with corrections and we respond within 72 hours.
Disclaimer
This guide is informational and not legal, medical, or financial advice. Program rules change. Always confirm eligibility, documents, and amounts with the agency or nonprofit listed. If you need legal advice, contact Montana Legal Services Association at 1‑800‑666‑6899 or visit MLSA Apply. Call to confirm current availability before applying; funding, waitlists, and provider capacity vary by county and season. (mtlsa.org)
Learn more:
- Member Services
- FAQ
- Transportation Services
- Office of Public Assistance
- Montana 211
- Contact Us – Disability Rights Montana
- Transportation Services
- Contact Us
- Utility Billing Updates | City of Billings, MT – Official Website
- SSI Benefits | Supplemental Security Income (SSI) | SSA
- Substantial Gainful Activity
- Social Security Announces 2.5 Percent Benefit Increase for 2025 | News | SSA
- https://www.ssa.gov/redbook/eng/whatsnew.htm/
- Community Services
- Big Sky Waiver Program
- Severe Disabling Mental Illness SDMI Home and Community Based HCBS Waiver Program
- Money Follows the Person (MFP)
- Medicaid Programs and Services
- Appeal Rights
- Home – MonTECH
- Home | Montana ABLE
- VRBS Services
- Best Beginnings Child Care Scholarship Program
- Parents and Families
- Accepting Child Care Scholarship Families – Family Connections Montana
- Section 811 Supportive Housing | Montana Department of Commerce
- Housing Choice Voucher Program | Montana Department of Commerce
- Human Rights Bureau
- VRBS Providers
- Montana Medicaid for Workers with Disabilities (MWD) – Summit Independent Living
- Physical Disability Plates and Parking Permit Placards – MT Motor Vehicle Division
- ADA Parking Information – Parking Services | Montana State University
- Montana Code § 49-4-304 (2024) – Disability license plate or placard to be provided and displayed — additional placards allowed — rulemaking required :: 2024 Montana Code Annotated :: U.S. Codes and Statutes :: U.S. Law :: Justia
- https://archive.legmt.gov/bills/mca/title_0490/chapter_0040/part_0020/section_0030/0490-0040-0020-0030.html/
- Montana Code § 49-4-221 (2023) – Misrepresentation of a service animal — complaint — investigation :: 2023 Montana Code Annotated :: US Codes and Statutes :: US Law :: Justia
- SNAP
- Apply for Services – Montana Legal Services Association
- Summit Independent Living – Building Awareness, Advocating Change for People with Disabilities
- LIFTT | Living Independently For Today and Tomorrow
- Contact Us – NCILS, Inc.
- ILC of Montana, Helena
- DISABILITY SERVICES – Easterseals-Goodwill Northern Rocky Mountain Inc.
- Contact Us
- ABLE
- Blackfeet Vocational Rehabilitation (BVR) Program – Blackfeet Manpower
- Contact LIFTT | Living Independently For Today and Tomorrow
- Contact Summit – Summit Independent Living
- About Us – NCILS, Inc.
- Severe Disabling Mental Illness SDMI Home and Community Based HCBS Waiver Program
- SSI Federal Payment Amounts for 2025
- Member Services
🏛️More Montana Resources for Single Mothers
Explore all assistance programs in 34 categories available in Montana
- 📋 Assistance Programs
- 💰 Benefits and Grants
- 👨👩👧 Child Support
- 🌾 Rural Single Mothers Assistance
- 🎖️ Veteran Single Mothers Benefits
- 🦷 Dental Care Assistance
- 🎓 Education Grants
- 📊 EITC and Tax Credits
- 🍎 SNAP and Food Assistance
- 🔧 Job Training
- ⚖️ Legal Help
- 🧠 Mental Health Resources
- 🚗 Transportation Assistance
- 💼 Job Loss Support & Unemployment
- ⚡ Utility Assistance
- 🥛 WIC Benefits
- 🏦 TANF Assistance
- 🏠 Housing Assistance
- 👶 Childcare Assistance
- 🏥 Healthcare Assistance
- 🚨 Emergency Assistance
- 🤝 Community Support
- 🎯 Disability & Special Needs Support
- 🛋️ Free Furniture & Household Items
- 🏫 Afterschool & Summer Programs
- 🍼 Free Baby Gear & Children's Items
- 🎒 Free School Supplies & Backpacks
- 🏡 Home Buyer Down Payment Grants
- 🤱 Postpartum Health & Maternity Support
- 👩💼 Workplace Rights & Pregnancy Protection
- 💼 Business Grants & Assistance
- 🛡️ Domestic Violence Resources & Safety
- 💻 Digital Literacy & Technology Assistance
- 🤱 Free Breast Pumps & Maternity Support
- 📈 Credit Repair & Financial Recovery
