Grants and Financial Assistance for Single Mothers in Arizona (2025)

Arizona Single Mother’s Guide to Benefits, Grants, and Support Programs (2025)

Last updated: August 2025

Quick Summary for Busy Moms

Arizona offers comprehensive assistance for single mothers through 25+ programs. Emergency help available within 1-3 days. Key programs include food assistance for families earning under $4,105/month, educational grants up to $2,500/year, and emergency housing support.

Top Programs by Urgency:

Emergency Food: SNAP benefits up to $768/month for family of 3
Emergency Cash: TANF up to $347/month
Emergency Housing: Rental assistance and Bridge to Hope
Tax Benefits: EITC up to $8,046/year, Child Tax Credit up to $2,000 per child
Education: Pathways program covers 100% tuition + living expenses

If You Need Emergency Help

If you’re facing an immediate crisis, here are three steps you can take right now:

Call 2-1-1 – Free 24/7 help finding emergency assistance for housing, food, utilities, and more
Contact St. Mary’s Food Bank at (602) 344-4124 for emergency food delivery
Apply for Emergency SNAP at Health-e-Arizona Plus – you can get benefits within 1-3 days

Main Points

Being a single mom in Arizona is tough, but you’re not alone. According to the Women’s Foundation for the State of Arizona, there are nearly half a million full-time working women who lack a college degree, including over 70,000 single mothers. Among the five most commonly held occupations for single mothers of young children, none provide a median wage higher than $30,000.

According to the Arizona 2022 Self-Sufficiency Standard, a single mother in Maricopa County with one school-aged child must make $51,519 to meet basic needs such as housing, childcare, and food.

What you need to know:

Real grants exist – Programs like Pathways for Single Moms provide up to 100% of tuition and childcare expenses, plus living stipends
Emergency help is available – You can get food assistance within days and utility help within weeks
Tax credits provide major help – EITC and Child Tax Credit can provide thousands annually
Long-term support matters – Education and job training programs can change your family’s future
The system is complex – But this guide breaks it down step by step

Reality Check: Some programs have long waiting lists or strict requirements. Apply for multiple programs and don’t get discouraged if the first one doesn’t work out.

Tax Credits and Federal Benefits (Often Overlooked!)

Many single mothers miss these programs that provide significant annual income.

Federal Tax Credits

Earned Income Tax Credit (EITC)

What it provides: Up to $8,046 for families with 3+ children (2025 tax year), according to IRS Revenue Procedure 2024-40
Who qualifies: Working families with income under $59,899 (single filers with 3+ children) for 2025
How to claim: File tax return with IRS Form 1040, even if you don’t owe taxes
Reality Check: This is refundable – you get money back even if you pay no taxes

Income Limits for EITC (2025 Tax Year):

Children	Single Filer Income Limit	Maximum Credit
1 child	$47,915	$4,213
2 children	$53,057	$6,960
3+ children	$59,899	$8,046

Child Tax Credit (CTC)

What it provides: Up to $2,000 per child under 17, with up to $1,700 refundable per IRS Topic 602
Who qualifies: Single mothers with income under $200,000
How to claim: File tax return, may be partially refundable

Child and Dependent Care Credit

What it provides: 20-35% of childcare costs, up to $3,000 for one child or $6,000 for two+ children
Who qualifies: Working parents paying for childcare to work or look for work
How to claim: Keep receipts, file with tax return using Form 2441

Contact for Free Tax Help: IRS VITA Program at 1-800-906-9887

Educational Grants That Change Lives

These are true grants – money you never have to pay back. They’re competitive, but they can completely change your life.

Pathways for Single Moms (Top Choice)

According to the Women’s Foundation for the State of Arizona, this program employs a multi-pronged approach that fundamentally shifts the future of low-income families by providing access to educational and economic opportunities.

What they cover:

Up to 100% of tuition and childcare expenses
Monthly stipend for living expenses throughout the program
Equipment, laptops, and supplies for your program
Career support and job placement after graduation

Programs available:

Healthcare (medical assistant, nursing aide, dental assistant)
Construction technology and skilled trades
Information technology and computer skills
Entrepreneurial studies and business development

Eligibility requirements:

Must be single mother
Must meet low-income requirements (typically under 200% FPL)
Must commit to program completion
Must be Arizona resident

How to apply:

Southern Arizona: Contact Pima Community College IBEST programs
Central Arizona: Contact Dress for Success Phoenix at (602) 489-7397
Northern Arizona: Contact Coconino Community College (program expansion available as of 2025)

Program Contact: Joanna Marroquin, Director of Pilot Programs at (520) 849-6095 or jmarroquin@womengiving.org

Reality Check: This program can help you reach the $51,519 income needed for self-sufficiency in Arizona, but it requires significant commitment and has competitive admissions.

Helping Hands for Single Moms

According to their Arizona Gives profile, this organization assists low-income single mom families with comprehensive support during college.

What they provide:

Monthly scholarship payments (amounts vary by need)
Emergency assistance: auto repairs, rent help, medical/dental care
Technology support: laptops, repairs, software
Holiday assistance and family support
Scholarship continues until graduation if requirements are met

Requirements:

Must maintain good grades (typically 2.5+ GPA)
Must take minimum credit hours (usually 6+ per semester)
Must participate in program meetings and activities
Must meet income requirements

Contact: Visit Arizona Gives or search “Helping Hands for Single Moms Arizona” for current application information.

AzLEAP (Arizona Educational Grants)

According to the Arizona Board of Regents, the Arizona Leveraging Educational Assistance Partnership (AzLEAP) provides need-based grants to undergraduate Arizona students.

Benefits:

Maximum AzLEAP award per academic year is $2,500
Average amounts awarded are $1,000 per year
No repayment required

Requirements:

Arizona resident for at least one year
Enrolled at least half-time as undergraduate student
Attending regionally or nationally accredited Arizona institution
Must be eligible for federal Pell Grant (substantial financial need)

How to apply:

Complete your FAFSA at studentaid.gov by March 1st
Apply to participating Arizona colleges (ASU, NAU, U of A, community colleges)
Institution automatically considers you for AzLEAP when awarding financial aid

Participating Schools: All Arizona state universities and most community colleges participate

Emergency Cash and Basic Needs

When you need help paying bills or buying food, these programs can provide immediate relief.

Cash Assistance (Arizona’s TANF Program)

According to Arizona DES, the Cash Assistance program provides temporary cash benefits and supportive services to Arizona’s neediest families with children.

Current benefit amounts (per DES Payment Standards):

$347 maximum monthly benefit for family of three with shelter costs (rent/mortgage)
$278 maximum monthly benefit for family of three without shelter costs
Lower amounts based on family income and size

Income limits (2025 Federal Poverty Guidelines at 130% FPL for most families):

Family Size	Monthly Income Limit (130% FPL)	Annual Income Limit
1 person	$1,697	$20,370
2 people	$2,291	$27,490
3 people	$2,885	$34,610
4 people	$3,479	$41,730

Important Time Limit Warning: According to the Center on Budget and Policy Priorities, Arizona cut its time limit to 12 months, making it the nation’s shortest. However, federal 60-month lifetime limits may also apply. Contact DES directly at (855) 432-7587 for current status.

Requirements:

Must be U.S. citizen or qualified legal resident
Must live in Arizona
Must have children under 19 (or under 20 if in school)
Must participate in Jobs Program (work training) unless exempt
Must have assets under $2,000 (excluding home and one vehicle)

How to apply:

Apply online at Health-e-Arizona Plus
Call (855) 432-7587 to request paper application
Visit local DES office (find yours at des.az.gov/find-your-local-office)

Processing time: Up to 45 days from application date

Reality Check: According to the Arizona Center for Economic Progress, Arizona’s benefit levels are among the lowest in the country at just 15% of the federal poverty level.

SNAP (Food Assistance)

According to Arizona DES, Arizona’s Nutrition Assistance Program (SNAP) provides monthly food benefits to eligible low-income families with children and vulnerable adults.

Maximum benefit amounts (per USDA FY2025 Allotments):

1 person: $292/month
2 people: $536/month
3 people: $768/month
4 people: $975/month

Income limits (185% of Federal Poverty Level per USDA guidelines):

Family Size	Monthly Gross Income Limit	Annual Gross Income Limit
1 person	$2,414	$28,970
2 people	$3,260	$39,110
3 people	$4,108	$49,300
4 people	$4,956	$59,490

How to apply:

Online: Health-e-Arizona Plus
Phone: (855) 432-7587
In person: Local DES office

Emergency SNAP: If you qualify for expedited service, you can get benefits within 1-3 days if you have less than $150 in monthly income and $100 or less in bank accounts.

Reality Check: Most families receive less than the maximum amount based on their income and expenses.

Utility Assistance (LIHEAP)

According to Arizona DES, the Low Income Home Energy Assistance Program helps with electric and gas bills.

Benefits available:

Up to $640 per year in regular LIHEAP benefits
Up to $500 additional for energy crisis situations
Total possible: $1,140 per year per household

Who qualifies:

Income at or below 60% of state median income
Priority for households with elderly (60+), disabled, or children under 6
Must be Arizona resident

Income Guidelines (60% State Median Income for Arizona):

Household Size	Monthly Income Limit
1 person	$3,208
2 people	$4,196
3 people	$5,184
4 people	$6,172

How to apply:

Contact local Community Action Program (CAP) office
Apply online at LIHEAP portal
Call statewide hotline: (866) 494-1981

Required documents:

Current utility bills
Disconnection notice (if applicable)
Proof of income for all household members
Photo ID and Social Security cards

Reality Check: Funding is limited and available first-come, first-served. Apply early in the program year (typically starts October 1st).

Child Support Enforcement

Don’t overlook this important source of financial support. Arizona’s Division of Child Support Services helps single mothers get support from the other parent.

Arizona Child Support Services

What they provide:

Locate absent parents (using federal databases, employment records)
Establish paternity through genetic testing
Establish and modify support orders through court system
Collect and distribute support payments automatically
Enforce support orders through wage garnishment, asset seizure

Who qualifies:

Any parent or caregiver who has custody of a child
No income requirements or restrictions
Available regardless of marital status

How to apply:

Online: Arizona Child Support Portal
Phone: 1-800-882-4151
Visit local DCSS office (find at azdes.gov)

Costs:

$25 application fee for families not receiving TANF
Fee waived for TANF recipients
No other costs – services are free

What to expect:

Case opening: 1-2 weeks
Locating absent parent: 30-90 days
Establishing paternity: 60-120 days
Setting support order: 90-180 days

Reality Check: Even if the other parent doesn’t have a job now, establishing support orders helps when their situation changes. Current support orders can be modified if circumstances change.

Housing Help That Works

Finding safe, affordable housing is one of the biggest challenges for single mothers. Here are programs that can help.

Emergency Rental Assistance

Several programs can help if you’re behind on rent or facing eviction.

Maricopa County (outside Phoenix, Mesa, Glendale):

Contact Community Action Program (CAP) offices throughout Maricopa County
Assistance available for: rent arrears, utilities, moving costs, security deposits
Must be at risk of homelessness, housing instability, or facing financial hardship
Apply through Maricopa County website

Phoenix area:

Call Landlord/Tenant message line: (602) 262-7210
Counselors return calls within 24-48 hours
Services include eviction prevention, mediation, emergency assistance

Statewide Emergency Assistance:

Call 2-1-1 for local emergency rental programs
Many nonprofits provide one-time emergency assistance
Churches and faith-based organizations often have emergency funds

Section 8 Housing Choice Vouchers

According to HUD, the Housing Choice Voucher program helps very low-income families afford decent, safe housing.

Two types available:

Housing Choice Vouchers: You find your own rental, voucher pays portion of rent
Project-based Section 8: Specific apartment complexes with reduced rent

Income limits (30% of Area Median Income):

Household Size	Maximum Annual Income (Phoenix Metro)
1 person	$23,400
2 people	$26,750
3 people	$30,100
4 people	$33,400

How to apply:

Contact your local Public Housing Authority
Phoenix: Phoenix Housing Authority at (602) 262-4444
Tucson: Tucson Housing Authority at (520) 791-4739
Find other authorities at HUD’s PHA directory

Reality Check: Most housing authorities have waiting lists of 1-3 years. Apply as soon as possible and to multiple authorities if eligible.

Bridge to Hope (Emergency Housing)

According to their official website, Bridge to Hope provides transitional housing for homeless single mothers in Phoenix.

What they provide:

Transitional housing for up to 24 months
Case management and life skills training
Job training and education support
Childcare assistance while in program
Mentoring through local church partnerships

Requirements:

Must be homeless and living apart from partner
Must have children under age 10 (maximum 2 children)
Must be drug and alcohol free before entry
Must be willing to work full-time or attend school
Must participate in mentoring and life skills programs

Services included:

Furnished apartment
Utilities included
Case management
Financial planning assistance
Job placement help

Contact:

Phone: (602) 589-5556
Address: 1815 W. Missouri Ave #105, Phoenix, AZ 85015
Website: b2hope.org

Reality Check: This is a faith-based program with specific requirements. Families must commit to regular church attendance and Christian-based programming.

Healthcare for You and Your Kids

Arizona expanded Medicaid, which means more single mothers can get comprehensive health coverage.

AHCCCS (Arizona Medicaid)

According to AHCCCS, Arizona’s Medicaid program provides health coverage to low-income individuals and families.

Income limits (138% of Federal Poverty Level):

Household Size	Monthly Income Limit	Annual Income Limit
1 person	$1,801	$21,597
2 people	$2,433	$29,180
3 people	$3,064	$36,763
4 people	$3,696	$44,346

Coverage includes:

Doctor visits and specialist care
Prescription medications (most covered)
Mental health and substance abuse treatment
Hospital and emergency room care
Preventive care including mammograms and cancer screenings
Postpartum coverage extended to full year (increased from 60 days in 2024)

For children (AHCCCS KidsCare): Children 18 and under can get coverage if family income is up to 205% of Federal Poverty Level:

3-person family: $5,268/month ($63,220/year)
4-person family: $6,364/month ($76,370/year)

How to apply:

Online: Health-e-Arizona Plus
Phone: 1-855-HEA-PLUS (432-7587)
24/7 chat: chat.healthearizonaplus.gov
In person: Local DES office

Processing time: Usually 30 days or less

Emergency Medicaid: Available for emergency medical conditions regardless of immigration status

WIC (Women, Infants, and Children)

According to Arizona DHS, Arizona’s WIC program provides nutrition assistance to pregnant women and children under 5.

Who qualifies:

Pregnant, breastfeeding, or postpartum women
Children under age 5
Income at or below 185% of Federal Poverty Level ($4,108/month for family of 3)
Must be at “nutritional risk” (determined by health screening)

Automatic qualification if you receive:

Medicaid (AHCCCS)
TANF (Cash Assistance)
SNAP (Food Assistance)

Benefits include:

Monthly food packages with items like milk, eggs, cereal, peanut butter, baby formula
Nutrition education and counseling
Breastfeeding support and breast pump loans
Referrals to healthcare and social services
Immunization screening and referrals

How to apply:

Call Arizona WIC: (800) 252-5942
Find local WIC office at azdhs.gov/wic
Apply in person (phone interview not available)

What to bring:

Photo ID
Proof of income
Proof of address
Children’s immunization records

Reality Check: WIC provides specific healthy foods, not cash. Foods are designed to supplement your diet, not provide all nutrition needs.

Childcare Help While You Work or Go to School

DES Child Care Assistance

According to Arizona DES, the Child Care Development Fund helps eligible families pay for childcare.

Who qualifies:

Working parents (minimum 20 hours/week)
Parents in approved education/training programs
Income up to 165% of Federal Poverty Level

Income limits:

Family Size	Monthly Income Limit
1 parent, 1 child	$2,518
1 parent, 2 children	$3,150
1 parent, 3 children	$3,781
1 parent, 4 children	$4,413

How much you pay:

Co-payments range from $15-$200+ per month based on income
Lower income families pay less
Payments made directly to childcare provider

Approved providers:

Licensed childcare centers
Licensed family childcare homes
Approved relative care (in some cases)
Before/after school programs

How to apply:

Online: A-to-Z Arizona portal
Phone: (855) 432-7587
In person: Local DES office

Processing time: 30-45 days if all documents provided

Reality Check: Waiting lists are common, especially in urban areas. Apply as early as possible, even before you start work or school.

Head Start and Early Head Start

Free comprehensive early childhood programs for low-income families.

Head Start (Ages 3-5):

Free preschool education
Full-day or part-day options
Meals and snacks included
Health and dental screenings
Family support services

Early Head Start (Birth to 3):

Childcare for infants and toddlers
Home visiting programs
Pregnant women services
Parenting education

Income requirements:

Family income at or below 130% of Federal Poverty Level
Automatic qualification for families receiving TANF, SNAP, or SSI

Services included:

Educational programming
Nutritious meals
Health and mental health services
Family engagement activities
Transition services to kindergarten

How to apply:

Contact Arizona Head Start Association: (602) 338-0449
Email: azheadstart@azheadstart.org
Use program locator: Call 1-866-763-6481
Visit azheadstart.org for local programs

Application timeline: Applications typically open in spring for fall enrollment

Reality Check: High-quality programs with waiting lists. Some programs offer year-round enrollment, others have specific enrollment periods.

Food Help Beyond SNAP

St. Mary’s Food Bank

According to their official website, St. Mary’s Food Bank is Arizona’s largest hunger-relief organization, partnering with 700+ organizations across the state.

Services available:

Emergency food boxes (3-day supply)
Fresh produce distributions
Mobile food pantries in rural areas
Home delivery for disabled/elderly
Kids Cafe (after-school meals)
Backpack program (weekend food for kids)

Main distribution locations:

Phoenix: 3131 W Thomas Rd, Mon-Fri 7:30 AM – 1:30 PM
Surprise: Mon-Fri 7:30 AM – 1:30 PM
Flagstaff: 5200 E. Cortland Blvd, Suite A15, Tues-Sat 8 AM – 3 PM
Chinle: Our Lady of Fatima Church, Tues-Thurs 10 AM – 2 PM

What to bring:

Valid Arizona photo ID
Proof of address (utility bill, lease, mail)
Information about household size

Contact information:

Food assistance hotline: (602) 344-4124
Home delivery registration: (602) 344-4124
Find food locations: azfoodhelp.org

Special programs:

Senior Box Program: Monthly food for adults 60+
Mobile distributions: Rotating locations in rural areas
Partner agencies: 700+ pantries, soup kitchens, shelters statewide

Reality Check: You must show ID and provide household information. Government commodity programs require proof of Arizona residency. Lines can be long – call ahead for best times.

Community Food Bank of Southern Arizona

Serves Tucson area and five surrounding counties (Pima, Cochise, Graham, Greenlee, Santa Cruz).

Services:

Emergency food boxes
Mobile food pantries
Kids Cafe programs
Senior food programs
Nutrition education

Contact:

Main number: (520) 622-0525
Toll-free: (800) 950-8681
Website: communityfoodbank.org

TEFAP (Emergency Food Program)

According to USDA, The Emergency Food Assistance Program provides emergency nutrition assistance at no cost.

What it provides:

USDA commodity foods (canned goods, pasta, rice, etc.)
Distributed through local food pantries
No income requirements (varies by local pantry)

Find TEFAP locations:

Call 2-1-1 for local food pantries
Visit 211arizona.org
Contact local Community Action Programs

Types of food available:

Canned vegetables and fruits
Grains (rice, pasta, cereal)
Proteins (canned meat, peanut butter)
Dairy products (when available)

Support for All Types of Single Parent Families

Single Fathers

Most programs in this guide also serve single fathers raising children alone:

Available programs:

SNAP (food assistance) – same eligibility and benefits
TANF (cash assistance) – same income limits and requirements
AHCCCS (healthcare) – full family coverage available
Child support services – help collecting from other parent
Housing assistance – Section 8 and emergency rental help
Childcare assistance – same work/school requirements

Additional resources:

National Fatherhood Initiative: Resources for single fathers
Local support groups: Contact 2-1-1 for father-specific groups

Grandparents Raising Grandchildren

Special considerations for kinship families:

TANF eligibility:

Income limit increases to 130% FPL when grandparent applies only for grandchild
Grandparent’s needs not included in benefit calculation
May qualify even if grandparent receives Social Security

Kinship care support:

Arizona DCS Kinship Services: (877) 543-7633
Financial assistance available
Respite care and support groups
Legal assistance for custody issues

Contact: Arizona Kinship Support Services at (877) 543-7633

LGBTQ+ Single Parents

All Arizona state programs serve LGBTQ+ parents without discrimination. Additional resources:

Support organizations:

Equality Arizona: (602) 258-0006
Phoenix Pride Community Center: (602) 265-7283
Southern Arizona Gender Alliance (Tucson): (520) 624-1779

Legal protections:

Arizona law prohibits discrimination in state programs based on sexual orientation or gender identity
Same-sex couples eligible for all family programs
Name change and gender marker assistance available

Native American Families

Tribal TANF programs: Many Arizona tribes operate their own TANF programs with different rules:

Navajo Nation: TANF program separate from state
White Mountain Apache: Tribal TANF available
Tohono O’odham Nation: Tribal assistance programs
Salt River Pima-Maricopa: Community services available

Note: You cannot receive both state and tribal TANF simultaneously

Indian Health Service:

Healthcare for enrolled tribal members
Available regardless of income
Contact your tribal health clinic

Contact your tribal government for specific programs and eligibility requirements.

Rural Arizona Families

Additional challenges in rural areas:

Limited public transportation
Fewer service providers
Longer travel distances to offices

Rural-specific resources:

Mobile food pantries: St. Mary’s serves rural areas
Telehealth: AHCCCS covers telehealth appointments
Home visits: Some WIC offices offer home visits
2-1-1: Especially important for finding local resources

Spanish Language and Accessibility Resources

En Español (In Spanish)

Government services in Spanish:

Health-e-Arizona Plus: Complete website available in Spanish
DES Spanish hotline: (855) 432-7587 (press 2 for Spanish)
AHCCCS en Español: 1-855-HEA-PLUS (432-7587)
WIC en Español: (800) 252-5942
2-1-1 Arizona: Bilingual operators available 24/7

Documents available in Spanish:

SNAP application and materials
TANF application and information
AHCCCS enrollment materials
WIC nutrition education materials

Interpretation services:

Free interpreters available for all DES appointments
Request interpreter when scheduling appointments
Phone interpretation available during calls

Disability Accommodations

Available accommodations:

TTY/TDD services: Available for all state programs
Sign language interpreters: Free for appointments (request in advance)
Alternative formats: Documents available in large print, Braille, audio
Accessible locations: All DES offices are ADA compliant
Home visits: Available for some programs if transportation is barrier
Extended time: Extra time allowed for appointments and paperwork

How to request accommodations:

Call program directly and request accommodation
Ask for ADA coordinator if needed
Accommodations available at no cost

Disability-specific programs:

AHCCCS Freedom to Work: Medicaid for working people with disabilities
Social Security work incentives: Contact Arizona Work Incentive Consultant at 1-866-304-WORK (9675)

Tribal and Rural Community Resources

Community Action Programs (CAP) by County

Maricopa County:

Chicanos Por La Causa: (602) 257-0700
Neighborhood Centers Association: (602) 254-4553

Pima County:

Pima County Community Services: (520) 724-8686
Tucson Urban League: (520) 791-9522

Northern Arizona:

Coconino County Community Services: (928) 679-8060
Northland Family Help Center: (928) 213-4711

Rural Counties:

Call 2-1-1 for local CAP agencies
Many provide LIHEAP, emergency assistance, and case management

Tribal Resources

Major Tribal Nations in Arizona:

Navajo Nation: (928) 871-6000
White Mountain Apache: (928) 338-4346
Tohono O’odham Nation: (520) 383-2028
Salt River Pima-Maricopa: (480) 850-8000
Gila River Indian Community: (520) 562-3311

Tribal services often include:

Tribal TANF programs
Food distribution programs
Housing assistance
Healthcare through Indian Health Service
Educational assistance

Important: Contact your specific tribal government for eligibility and program details.

Programs by Region

Phoenix Metro Area

Pathways for Single Moms:

Contact: Dress for Success Phoenix
Phone: (602) 489-7397
Email: educateher@dressforsuccessphoenix.org

Emergency Housing:

Bridge to Hope: (602) 589-5556
Phoenix Rescue Mission (women/children): (602) 233-3000

Food Resources:

St. Mary’s Food Bank: (602) 344-4124
Andre House: (602) 255-0825

Legal Aid:

Community Legal Services: (602) 258-3434
Volunteer Lawyers Program: (602) 340-7366

Southern Arizona (Tucson Area)

Education Programs:

Pima Community College IBEST: Contact financial aid office
Single Mom Scholars (Interfaith Community Services): (520) 297-6049

Food Resources:

Community Food Bank: (520) 622-0525
Gospel Rescue Mission: (520) 623-9040

Housing Help:

Tucson Housing Authority: (520) 791-4739
Our Family Services: (520) 323-1708

Northern Arizona (Flagstaff Area)

Education:

Coconino Community College: Contact admissions for Pathways expansion
Northern Arizona University financial aid: (928) 523-4951

Food/Emergency:

St. Mary’s Food Bank Flagstaff: Location on E. Cortland Blvd
The Guidance Center: (928) 527-1899

Rural Outreach:

Many services available through mobile programs
2-1-1 essential for finding local resources

How to Apply: Your 4-Week Action Plan

Week 1: Immediate Emergency Needs

Day 1-2:

Apply for Emergency SNAP at Health-e-Arizona Plus
Call 2-1-1 for immediate crisis resources in your area
Contact St. Mary’s Food Bank: (602) 344-4124 for emergency food

Day 3-4: 4. Apply for AHCCCS (Medicaid) – same application as SNAP 5. Call utility companies if behind on bills – many have hardship programs 6. Contact local churches/nonprofits for emergency assistance

Day 5-7: 7. Gather required documents (see list below) 8. Follow up on SNAP application if no response within 3 days 9. Apply for WIC if you have children under 5

Week 2: Cash Assistance and Support Programs

Day 8-10:

Apply for Cash Assistance (TANF) through Health-e-Arizona Plus
Apply for LIHEAP utility assistance through local CAP office
Contact child support services: 1-800-882-4151

Day 11-14: 4. Apply for childcare assistance if working or in school 5. Research Head Start programs for children 3-5 6. Contact local food banks beyond St. Mary’s for ongoing support

Week 3: Housing and Legal Support

Day 15-17:

Apply for Section 8 housing vouchers with local housing authority
Contact landlord/tenant assistance if facing eviction: (602) 262-7210
Research emergency housing options like Bridge to Hope

Day 18-21: 4. File taxes or contact VITA program for EITC/Child Tax Credit: 1-800-906-9887 5. Contact legal aid if needed: Community Legal Services (602) 258-3434 6. Apply for additional local emergency assistance programs

Week 4: Long-term Planning and Education

Day 22-24:

Research Pathways for Single Moms program
Complete FAFSA for educational grants at studentaid.gov
Contact community colleges about programs and support services

Day 25-28: 4. Apply to Helping Hands for Single Moms if pursuing education 5. Follow up on all pending applications 6. Create ongoing plan for managing benefits and requirements

Documents You Need (Prepare These First!)

Keep copies of these documents ready for all applications:

Personal identification:

Arizona driver’s license or state ID
Social Security cards for all family members
Birth certificates for all children
Immigration documents (if applicable)

Income and employment:

Pay stubs from last 30 days
Unemployment benefits statement
Self-employment records
Child support payment records
Any other income documentation

Housing and expenses:

Current lease or mortgage statement
Rent receipts for last 3 months
Utility bills (electric, gas, water, phone)
Childcare payment receipts

Financial information:

Bank statements for last 3 months (all accounts)
Vehicle registration and insurance
Medical bills and expenses
Court orders (custody, child support, if applicable)

Health and family:

Medical records for family members
Pregnancy verification (if applicable)
Disability documentation (if applicable)
School enrollment verification for children

What to Do When You’re Denied

Don’t give up! Most denials can be resolved.

Common Denial Reasons

Missing information:

Incomplete application
Missing required documents
Failed to attend required interview
Income not properly documented

Eligibility issues:

Income appears too high (often calculation errors)
Didn’t meet residency requirements
Failed to meet work requirements
Assets over program limits

Processing errors:

Agency made calculation mistake
Documents lost or misfiled
Interview not properly scheduled
System/computer errors

Your Legal Rights

Appeal process:

30-day deadline: You have 30 days from denial date to request appeal
Continued benefits: You may keep current benefits during appeal (if already receiving)
Fair hearing: Right to present your case to impartial hearing officer
Legal representation: Right to bring advocate or attorney

How to appeal:

Request appeal in writing within 30 days
State specific reasons you disagree with decision
Submit additional documentation supporting your case
Attend hearing or participate by phone
Receive written decision within 60 days

Getting Help with Appeals

Free legal assistance:

Community Legal Services: (602) 258-3434
Arizona Legal Aid: (866) 637-5341
DNA – People’s Legal Services: (520) 623-9465

Benefits advocates:

Arizona Work Incentive Consultants: 1-866-304-WORK (9675)
Local Community Action Programs: Case managers often help with appeals
2-1-1: Can connect you with local advocates

Reapplying After Denial

When to reapply:

If you gathered missing documents
If your income or situation changed
If denial was due to temporary issue
After appeal deadline passes

Improving your chances:

Get help with application: Use navigator services
Double-check all information: Review for accuracy
Submit complete application: Include all required documents
Follow up regularly: Don’t wait – call if you don’t hear back

Appeals Process Step-by-Step

Step 1: Request Appeal (Within 30 Days)

How to request:

Online: Through Health-e-Arizona Plus (for SNAP, TANF, AHCCCS)
Phone: Call the number on your denial letter
In writing: Send letter to address on denial notice
In person: Visit local DES office

What to include:

Your name and case number
Date of denial decision
Specific reasons you disagree
Any new information or documents

Step 2: Prepare for Your Hearing

Gather evidence:

Copy of original application
All documents you submitted
Denial letter with reasons
New documents that support your case
Witness statements (if applicable)

Understand the issues:

Review denial reasons carefully
Identify what needs to be proven
Organize documents by issue
Prepare simple explanation of your situation

Step 3: Attend Your Hearing

Hearing format:

Usually by phone (can request in-person)
Informal proceedings – no strict court rules
You can bring representative or advocate
Hearing usually lasts 30-60 minutes

What to expect:

Hearing officer explains process
Agency presents their case first
You present your evidence and testimony
Hearing officer may ask questions
You can respond to agency’s arguments

Step 4: Receive Decision

Timeline:

Decision issued within 60 days of hearing
Written decision sent by mail
Decision explains reasons and next steps

Possible outcomes:

Appeal granted: Benefits approved or restored
Appeal denied: Original denial upheld
Partial approval: Some benefits approved, others denied
Remand: Case sent back for additional review

Step 5: After the Decision

If you win:

Benefits should start within 10 days
May receive back payments if applicable
Continue to meet ongoing program requirements

If you lose:

May appeal to state court (within 30 days)
Consider reapplying if circumstances change
Seek legal consultation for complex cases

Success Stories and Reality Checks

What Success Looks Like

Maria’s Story (Composite based on typical experiences): “I started with emergency SNAP benefits when my hours were cut. Within 6 months, I was in the Pathways program learning medical assisting. Two years later, I graduated and now make $38,000/year – enough to support my kids without benefits. The program literally changed our lives.”

Key factors in Maria’s success:

Applied for multiple programs simultaneously
Used childcare assistance to attend school
Maintained good grades and program requirements
Utilized career services for job placement

Common Challenges and How to Overcome Them

Challenge: “Too much paperwork and appointments” Solution:

Use Health-e-Arizona Plus to apply for multiple programs at once
Schedule multiple appointments on same day when possible
Keep organized file of all documents
Ask case workers about required vs. optional meetings

Challenge: “Long waiting lists for programs” Solution:

Apply to multiple similar programs (different housing authorities, food banks)
Get on waiting lists early, even before you desperately need help
Stay in contact with programs – sometimes people drop out
Use interim services while waiting (food banks, emergency assistance)

Challenge: “Benefits not enough to live on” Solution:

Combine multiple programs (SNAP + TANF + housing assistance)
Utilize tax credits (EITC can provide thousands annually)
Access free services (WIC, healthcare, childcare)
Plan for education/training to increase income long-term

Challenge: “Transportation to appointments and services” Solution:

Ask about phone interviews when possible
Coordinate multiple appointments on same day
Use 2-1-1 to find transportation assistance
Some agencies provide gas vouchers or bus passes

Realistic Expectations

Timeline for help:

Emergency food: 1-3 days
SNAP benefits: 1-30 days
Cash assistance: 30-45 days
Housing assistance: 6 months to 3+ years
Educational programs: Next enrollment period (may be months)

Benefit amounts reality:

TANF provides minimal assistance ($278-347/month for family of 3)
SNAP covers about 75% of food costs
Housing vouchers have long waiting lists
Educational grants are competitive

Work requirements:

Most programs require work, school, or job training
Exemptions available for some situations (disability, very young children)
Programs provide support but expect participation

Common Questions Single Mothers Ask (FAQs)

Q: Can I get help if I’m working? A: Yes! Most programs allow working families to qualify:

SNAP: Up to 185% of poverty level ($4,108/month for family of 3)
AHCCCS: Up to 138% of poverty level ($3,064/month for family of 3)
Childcare assistance: Up to 165% of poverty level
LIHEAP: Up to 60% of state median income (varies by household size)

Q: What if I have a criminal record? A: According to the Arizona Center for Economic Progress, Arizona maintains a full lifetime ban on people with drug felony convictions from receiving TANF, but you can still qualify for:

SNAP (food assistance)
AHCCCS (healthcare)
Housing assistance
WIC
Most other programs

Q: How long do applications take to process? A: Processing times vary by program:

SNAP: 1-30 days (1-3 days if emergency)
TANF: Up to 45 days
AHCCCS: Usually 30 days or less
Housing vouchers: Months to years due to waiting lists
Childcare assistance: 30-45 days

Q: Can I apply for multiple programs at once? A: Yes! Health-e-Arizona Plus allows you to apply for SNAP, TANF, and AHCCCS with one application. You can also apply for other programs separately at the same time.

Q: What if I get denied? A: You have the right to appeal any denial within 30 days. Common reasons for denial include missing documents or income calculation errors. Contact Community Legal Services at (602) 258-3434 for help with appeals.

Q: Do I have to pay anything back? A: Most programs don’t require repayment:

Never repay: SNAP, AHCCCS, WIC, LIHEAP, tax credits
Educational grants: Sometimes have requirements like staying in Arizona after graduation
Overpayments: If you receive too much due to unreported income changes, you may need to repay the difference

Q: Can undocumented immigrants get help? A: Some programs are available:

Emergency Medicaid: Emergency medical care only
WIC: Available in some areas without documentation requirements
Food banks: Most don’t require documentation
Emergency assistance: Many nonprofits provide help regardless of status
Call 2-1-1 for guidance on what’s available in your situation

Q: What if I live in rural Arizona? A: Rural residents face additional challenges but have options:

Mobile food pantries serve rural areas
AHCCCS covers telehealth appointments
Some WIC offices provide home visits
2-1-1 is especially important for finding local resources
Many programs have special provisions for rural residents

Q: How do I get help filling out applications? A: Free application assistance available:

DES offices: Staff provide in-person help
2-1-1: Can connect you with local navigators
Community Legal Services: (602) 258-3434
Local CAP agencies: Case managers often help with applications
VITA tax sites: Help with tax credit applications

Q: What if my English is limited? A: Language assistance is available:

All state programs provide free interpreters
Health-e-Arizona Plus website available in Spanish
Call (855) 432-7587 and press 2 for Spanish
2-1-1 has bilingual operators
Request interpreter when scheduling appointments

Q: Can I get help paying for school while receiving benefits? A: Yes, education is encouraged:

Pathways for Single Moms: Covers tuition, childcare, and living expenses
Pell Grants: Federal education funding (apply via FAFSA)
AzLEAP: State education grants up to $2,500/year
TANF work requirement: Education/training counts as work activity
Childcare assistance: Available for parents in approved education programs

Warning Signs and Red Flags

Scams to Avoid

Grant scams:

Red flag: Requests upfront fees for “guaranteed grants”
Reality: Legitimate government programs never charge application fees (except $25 for child support)
Action: Hang up and report to Arizona Attorney General: (602) 542-5763

Benefits card scams:

Red flag: Calls asking for your EBT card number or PIN
Reality: DES will never call asking for your card information
Action: Never give card information over phone; call DES directly if questionable

Housing scams:

Red flag: “Guaranteed Section 8 approval” for a fee
Reality: No one can guarantee housing voucher approval
Action: Only apply through official housing authorities

Program Warnings

TANF time limits:

Arizona has nation’s shortest time limit (12 months)
Clock starts ticking immediately
Very limited extensions available
Plan for transition off benefits

Waiting lists reality:

Section 8 housing: Often 1-3 year waits
Childcare assistance: May have waiting lists in urban areas
Head Start: More demand than spaces in many areas
Apply early and to multiple programs

Work requirements:

Most programs require work, school, or job training
Exemptions limited and temporary
Sanctions can reduce or eliminate benefits
Understand requirements before applying

Financial Reality Checks

Benefit amounts are modest:

TANF: $278-347/month for family of 3 (among lowest in US)
SNAP: Average benefit about $260/person/month
Housing vouchers: May not cover full rent in expensive areas
Benefits designed to supplement, not replace, income

Income limits are strict:

Small increases in income can eliminate eligibility
Report income changes immediately to avoid overpayments
Understand how income affects each program differently
Plan for “benefits cliff” when income increases

Geographic challenges:

Rural areas have fewer services and longer travel times
Urban areas may have longer waiting lists
Some programs concentrated in certain regions
Transportation can be major barrier

Emergency Resources and Crisis Numbers

Immediate Crisis Help

Food emergency:

St. Mary’s Food Bank: (602) 344-4124
2-1-1: Find local food pantries and soup kitchens
Emergency SNAP: Apply at healthearizonaplus.gov or call (855) 432-7587

Housing emergency (eviction/homelessness):

Phoenix Landlord/Tenant Line: (602) 262-7210
2-1-1: Emergency shelter and rental assistance
Bridge to Hope: (602) 589-5556 (Phoenix area single mothers)

Utilities shut-off:

LIHEAP Emergency: Contact local CAP office or call (866) 494-1981
Utility company hardship programs: Call your utility provider directly
Salvation Army: May provide emergency utility assistance

Medical emergency:

911: Life-threatening emergencies
Emergency Medicaid: Available regardless of immigration status
Community health centers: Sliding fee scale, call 2-1-1 for locations

Crisis and Mental Health Support

Crisis intervention:

Crisis Text Line: Text HOME to 741741
National Suicide Prevention Lifeline: 988
AHCCCS Crisis Line: 1-800-631-1314

Domestic violence:

National Domestic Violence Hotline: 1-800-799-7233
Arizona Coalition to End Sexual and Domestic Violence: (602) 279-2900
Local shelters: Call 2-1-1 for immediate shelter options

Mental health crisis:

Mercy Care Crisis Line: 1-800-631-1314 (24/7)
Maricopa County Crisis Response Network: (602) 222-9444
Mobile crisis teams: Available through AHCCCS

Legal Emergencies

Eviction and landlord issues:

Community Legal Services: (602) 258-3434
Volunteer Lawyers Program: (602) 340-7366
Tenant rights hotline: (602) 262-7210

Family law and custody:

Conciliation Services: Available through family court
Self-Service Centers: At all superior court locations
DNA – People’s Legal Services: (520) 623-9465

Immigration issues:

Florence Immigrant & Refugee Rights Project: (520) 287-2656
International Rescue Committee: (602) 433-1405

Resources and Important Phone Numbers

Statewide Resources

Primary contact numbers:

2-1-1: Information and referral service (24/7) – Your first call for any crisis
Arizona Department of Economic Security: (602) 542-4791
Health-e-Arizona Plus: (855) 432-7587
AHCCCS Customer Service: (855) 432-7587

Application and benefits:

SNAP/TANF/Medicaid applications: healthearizonaplus.gov
Child support services: 1-800-882-4151
WIC program: (800) 252-5942
Head Start locator: 1-866-763-6481

Emergency Numbers

Immediate crisis:

Emergency services: 911
Crisis Text Line: Text HOME to 741741
National Suicide Prevention Lifeline: 988
National Domestic Violence Hotline: 1-800-799-7233

Food assistance:

St. Mary’s Food Bank: (602) 344-4124
Community Food Bank (Tucson): (520) 622-0525

Housing crisis:

Phoenix eviction prevention: (602) 262-7210
Bridge to Hope: (602) 589-5556

Legal and Advocacy Help

Free legal assistance:

Community Legal Services: (602) 258-3434
Arizona Legal Aid: (866) 637-5341
DNA – People’s Legal Services: (520) 623-9465
Volunteer Lawyers Program: (602) 340-7366

Benefits advocacy:

Arizona Work Incentive Consultants: 1-866-304-WORK (9675)
Disability Rights Arizona: (602) 274-6287

Educational Resources

College and financial aid:

Arizona Board of Regents: azregents.edu
Federal Student Aid: studentaid.gov
FAFSA help: 1-800-433-3243

Adult education:

Arizona Department of Education: (602) 542-4361
Community college system: Contact local campus
GED testing: ged.com or call local community college

Specialized Services

Tax assistance:

IRS VITA Program: 1-800-906-9887
IRS Taxpayer Advocate Service: 1-877-777-4778

Healthcare navigation:

Arizona Health Insurance Marketplace: healthcare.gov
Patient advocate services: Available through AHCCCS

Transportation assistance:

Valley Metro (Phoenix): (602) 253-5000
SunTran (Tucson): (520) 792-9222
Rural transit: Call 2-1-1 for local options

Useful Websites

Government portals:

Health-e-Arizona Plus – Apply for benefits
des.az.gov – Arizona Department of Economic Security
azahcccs.gov – Arizona Medicaid information

Resource finders:

211arizona.org – Find local resources
azfoodhelp.org – Find food assistance
benefits.gov – Federal benefits finder

Nonprofit organizations:

womengiving.org – Women’s Foundation programs
stmarysfoodbank.org – Food assistance
b2hope.org – Emergency housing (Phoenix)

Disclaimer

Important Notice About Information Currency

Program details, eligibility requirements, and benefit amounts change frequently due to federal and state policy updates, funding changes, and legislative action. All information in this guide was compiled and verified using official government sources as of August 2025, but policies may have changed since publication.

Verification Requirements:

Always verify current information directly with the relevant agency before making decisions
Contact program offices for the most up-to-date eligibility requirements and benefit amounts
Check official websites for any recent policy changes or updates

Limitations:

This guide is for informational purposes only and is not legal, financial, or benefits counseling advice
Individual circumstances vary and may affect program eligibility
Processing times and benefit amounts may differ from those listed
Some programs may have waiting lists or limited funding not reflected in this guide

For Current Information:

Call 2-1-1 for current information about services in your area
Visit des.az.gov for Arizona state program updates
Contact specific agencies using the phone numbers provided
Consult with qualified benefits counselors for personalized guidance

Your Rights:

You have the right to apply for any program you believe you’re eligible for
You have the right to appeal any denial and receive a fair hearing
You have the right to receive assistance in your preferred language
You deserve to be treated with dignity and respect by all agency staff

Remember: These programs exist because communities recognize that supporting single mothers helps entire families thrive. You have earned the right to seek help, and using available resources demonstrates strength and smart planning for your family’s future.

About This Guide

Compiled by the ASingleMother.org Editorial Team

The ASingleMother.org team has been researching and writing comprehensive benefits guides for single mothers across all 50 states since 2020. Our editorial team regularly updates these guides by reviewing official government sources, contacting state agencies, and incorporating feedback from hundreds of single mothers who have used these programs.

This Arizona guide represents over 5 years of experience helping single mothers navigate the benefits system. We verify information with official sources including Arizona Department of Economic Security, USDA, IRS, and local nonprofits to ensure accuracy.

Information compiled from official Arizona Department of Economic Security, USDA, HHS, and Arizona Board of Regents sources. Last verified: August 2025.

The ASingleMother.org editorial team welcomes feedback on this guide. If you find outdated information or discover new resources, please contact us at info@asinglemother.org so we can help other single mothers with accurate, current information.

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