Assistance for Disabled Single Mothers in North Dakota
Last Updated on September 18, 2025 by Rachel
Assistance for Disabled Single Mothers in North Dakota
Last updated: September 2025
This guide focuses on disability‑specific programs, waivers, legal protections, transportation, housing supports, and practical strategies that disabled single moms living in North Dakota can actually use. You’ll find direct contacts, realistic wait times when available, and concrete next steps. For broader benefits aimed at everyone, look elsewhere—this hub stays tightly focused on disability‑centered help. For urgent human support and referrals statewide, you can always call FirstLink’s 2‑1‑1 line at 1-701-235-7335 or simply dial 2‑1‑1; learn more at FirstLink 2‑1‑1 and browse their directory at FirstLink resources. (myfirstlink.org)
If You Only Do 3 Things – Emergency Actions to Take
- Stop a utility shutoff today: Call your electric or gas utility and state that there is a household member who is disabled or has a medical condition and request a “medical delay.” Under North Dakota rules, if you inform the utility within the 10‑day shutoff notice window, you can trigger up to a 30‑day stay while you set up a payment plan. Then, if needed, call the North Dakota Public Service Commission consumer line at 1-877-245-6685. Read the rule in N.D. Admin. Code 69‑09‑02‑05.1 and find PSC contacts at PSC Consumer Information. (law.cornell.edu)
- Protect essential health care: If you work or want to work, apply for North Dakota’s Medicaid Coverage for Workers with Disabilities (a Medicaid “buy‑in”) so income from a job doesn’t make you lose coverage; start at Workers with Disabilities and, if you’re unsure which Medicaid path fits, use ND Medicaid Eligibility to compare options and call 1-866-614-6005 for help. (hhs.nd.gov)
- Get fast, disability-priority housing pathways: If you’re non‑elderly with a disability (ages 18–61), check for “Mainstream” Housing Choice Vouchers (disability‑priority) through your local PHA. In Fargo the Mainstream list is currently closed, but Grand Forks is actively selecting and also flags Mainstream preference—apply at Fargo Housing – Mainstream and Grand Forks Housing – HCV & Mainstream. If you need supportive, project‑based units, learn how Section 811 supportive housing works at HUD Section 811 PRA. (fargohousing.org)
Quick Help Box – Keep These Five at Hand
- ND HHS Customer Support Center (benefits case help): Phone 1-866-614-6005; email applyforhelp@nd.gov; start at Apply for Help and see Customer Support contacts for fax and mailing details. (hhs.nd.gov)
- Aging & Disability Resource Link (HCBS, in‑home services): Phone 1-855-462-5465 (711 TTY); explore Home & Community‑Based Long‑Term Care and email carechoice@nd.gov for navigation help. (hhs.nd.gov)
- Protection & Advocacy (disability rights help, abuse/neglect, CAP): Phone 1-800-472-2670 (711 TTY); start at P&A Contact and learn about the Client Assistance Program for Vocational Rehabilitation disputes. (ndpanda.org)
- Legal Services of North Dakota (civil legal aid): Apply via 1-800-634-5263 (<60) or 1-866-621-9886 (60+), or online at LSND Get Help; offices and hotline details at LSND Contact. (lsnd.org)
- 2‑1‑1 and 9‑8‑8 (resources and crisis support): Call 2‑1‑1 or text your ZIP to 898‑211 to reach FirstLink 2‑1‑1; for mental health crises, call or text 9‑8‑8 via FirstLink Crisis Support. (myfirstlink.org)
How to Stop Utility Shutoff in North Dakota Today
Start by calling your utility immediately to request a medical delay if anyone in the home is disabled or has a serious medical condition. Under state rule, notifying the utility within your 10‑day notice period lets you delay disconnection up to 30 days while arranging a payment plan; read the specifics in N.D. Admin. Code 69‑09‑02‑05.1 and keep the PSC’s consumer line 1-877-245-6685 handy from PSC Consumer Information. (law.cornell.edu)
If you already have a shutoff notice and heat is at risk, apply for North Dakota’s LIHEAP (energy bill help) right away online or through your local Human Service Zone. Use LIHEAP – Apply & Checklist and ask about same‑day crisis help; if electricity isn’t your primary heat, ask Community Action about Energy Share emergency help listed on LIHEAP emergency guidance. (hhs.nd.gov)
If the utility won’t work with you or you disagree with the bill, call the PSC and ask staff to step in while you negotiate a plan; they can sometimes pause disconnections while a dispute is reviewed. Start at PSC Consumer Information and keep their TTY at 1-800-366-6888 noted from PSC Contact. (psc.nd.gov)
What to do if this doesn’t work: Ask a legal advocate to intervene—contact Legal Services of North Dakota and, if needed, request PSC complaint help from PSC Consumer Information. If you have LIHEAP approval but remain at risk, show your approval to Community Action for furnace or weatherization help via CAP ND and the LIHEAP furnace/weatherization notes. (lsnd.org)
Health Coverage and Cash Benefits That Are Built Around Disability
The single biggest stabilizer for many disabled single moms is the right health coverage. That often means pairing federal disability cash benefits with state Medicaid coverage paths designed specifically for disability.
- Supplemental Security Income (SSI) 2025: The federal SSI benefit is 967/monthforanindividualand967/month for an individual and 1,450/month for a couple, effective January 1, 2025. See SSI Federal Payment Amounts 2025 and the “Understanding SSI Benefits – 2025” page at SSA – SSI Benefits. (ssa.gov)
- Work incentives you should know: In 2025, Substantial Gainful Activity (SGA) is 1,620/monthfornon‑blindand1,620/month for non‑blind and 2,700/month for blind workers; Trial Work Period (TWP) months count at $1,160/month. Read the current figures in SSA Red Book – What’s New in 2025 and the ongoing updates in SSA Red Book (What’s New). (ssa.gov)
- Medicaid for people who are blind or disabled (ABD): ABD Medicaid uses strict income and asset rules and is different from expansion Medicaid. ND HHS shows ABD income levels (90% FPL) effective April 1, 2025, and explains asset rules and client‑share options at ND Medicaid Eligibility – ABD. For help, call 1-866-614-6005 or use Apply for Help. (hhs.nd.gov)
- Medicaid Coverage for Workers with Disabilities (MWD): If you can work (or want to try) without losing Medicaid, consider ND’s buy‑in coverage. As of April 1, 2025, MWD uses income levels up to 225% FPL (with a one‑time $100 fee and a monthly premium equal to 5% of gross income). Read the 2025 income chart at ND Medicaid – Workers with Disabilities and the program overview at Coverage for Workers with Disabilities. (hhs.nd.gov)
- Non‑Emergency Medical Transportation (NEMT): North Dakota Medicaid covers rides to covered medical services when you have no other option; find the rules and contacts in the member handbook section NEMT – ND Medicaid. If you’re on Medicaid Expansion, Blue Cross Blue Shield of North Dakota administers NEMT—use the Expansion line 1-833-777-5779 and see BCBSND Medicaid Expansion NEMT. (hhs.nd.gov)
- Disability determination in ND: If you file for SSI/SSDI, your medical decision is made by North Dakota Disability Determination Services (DDS). Contact DDS at 1-701-328-8700 for case questions and apply for benefits through Social Security at SSA Disability – Apply or learn how DDS works at ND DDS. (hhs.nd.gov)
What to do if this doesn’t work: If Social Security denies your claim, appeal quickly and keep medical records flowing. Ask Protection & Advocacy about legal rights and, if work is your goal, engage the Client Assistance Program to resolve problems with Vocational Rehabilitation services while you appeal. For Medicaid issues (coverage denials or termination), file a fair hearing—see Client Rights & Appeals and File a Medicaid Appeal. (ndpanda.org)
Home and Community‑Based Services (HCBS) That Help You Live at Home
Start by calling the Aging & Disability Resource Link (ADRL) at 1-855-462-5465 (711 TTY) to see which in‑home supports you can get. HCBS services (like personal care, homemaker, adult day services, or residential supports) keep disabled adults living safely at home; begin at Home & Community‑Based Long‑Term Care and browse Adult & Aging Services – Programs. (hhs.nd.gov)
ND is actively amending its 1915(c) waivers in 2025–2026 to improve access and update rates, including for adults with physical disabilities. Review the public notices and contacts at HHS seeks input – HCBS waiver amendment and see the waiver list at ND Medicaid Waivers. For help starting HCBS, contact carechoice@nd.gov via ADRL contact. (hhs.nd.gov)
If you’re eligible for nursing‑home level care, the HCBS Waiver can fund services like personal care, residential habilitation, environmental modifications, and equipment. Explore options in the member handbook at Medicaid Waivers – Member Guide and use the ADRL for case management and provider lists through Adult & Aging Services. (hhs.nd.gov)
What to do if this doesn’t work: If you’re told “no slots available,” ask to be placed on the waiver interest list and request interim State Plan Personal Care or the Ex‑SPED program through Adult & Aging Services. If delays affect your health, cite the U.S. DOJ Settlement Agreement that commits ND to expanding HCBS access and ask ADRL to escalate. (hhs.nd.gov)
Assistive Technology, Equipment Loans, and Home Modifications
Leverage statewide programs to get devices, loans, and low‑ or no‑cost equipment:
- ND Assistive offers device trials, loans, and funding help (including a 2% fixed‑rate financial loan program up to $50,000 and a last‑resort Possibilities Grant). Start at ND Assistive – Funding, see the Possibilities Grant, and try before you buy with the Short‑Term Equipment Trial. Call 1-800-895-4728. (ndassistive.org)
- Adaptive Equipment Services (Life Skills & Transition Center) can custom‑build supports and runs a free “Assistive Technology for All” loan closet for items like wheelchairs, standers, and hospital beds. Learn more at Adaptive Equipment Services and ask about delivery/pickup options. (hhs.nd.gov)
- Home accessibility: If you own your home and have a physical disability, ask about grants for ramps, roll‑in showers, or wider doors through the state housing agency’s Rehab Accessibility Program; see the note in ND Housing Finance FAQ and contact NDHFA at 1-800-292-8621 for current availability. (nd.gov)
- Mobility‑impaired parking: Apply for ND DOT permits or plates using the medical certification process outlined at Mobility‑Impaired Parking Permits; note the three permit types (temporary and two permanent categories) and that renewals differ. (dot.nd.gov)
What to do if this doesn’t work: If insurance denies a medically necessary device, ask your provider to resubmit with detailed justification and get a second quote. While appealing, pair a Short‑Term Equipment Trial with the Possibilities Grant, and request a home‑mod consult through ADRL to look for waiver funding or environmental modifications. (ndassistive.org)
Housing Help That Gives Disability Priority
Focus on disability‑priority vouchers and supportive housing—not general lists:
- Mainstream Housing Choice Vouchers (non‑elderly disabled 18–61): Check each PHA. Fargo’s Mainstream list is currently “waitlist closed,” but keep monitoring application status at Fargo Housing – Mainstream. Grand Forks is actively selecting and flags Mainstream on its HCV page—apply at GFHA – HCV & Mainstream and confirm preference criteria. (fargohousing.org)
- Section 811 Supportive Housing (project‑based units for people with disabilities): This is not the old capital program—it’s now PRA (project rental assistance) run through states with services partners. Learn how it works and new funding rounds at HUD – Section 811 PRA FY 2025, and find general ND HUD guidance at HUD North Dakota. (hud.gov)
- Rapid re‑housing note: The state’s re‑housing assistance stopped accepting applications on March 14, 2025; review details and alternatives at ND Re‑Housing Assistance updates and ask 2‑1‑1 to locate local stopgaps. (hhs.nd.gov)
- Reasonable accommodation: If your disability requires a policy or unit modification, ask your landlord in writing for a “reasonable accommodation” under the Fair Housing Act; you can connect with a HUD‑approved housing counselor via HUD Housing Counselors and seek legal help from Legal Services of ND. (hud.gov)
What to do if this doesn’t work: Ask your PHA whether “Mainstream” or set‑aside disability preferences exist even when the main HCV list is closed. If nothing is open, apply to multiple PHAs (where you can) and look for units tied to Section 811 or other supportive properties using HUD North Dakota resources, and get on property‑specific lists while you wait. (hud.gov)
Transportation You Can Count On When You Have a Disability
- Medicaid rides (NEMT): If you’re on Medicaid and have no other ride, ask for NEMT coverage through the ND Medicaid NEMT process. Medicaid Expansion members can confirm rides through BCBSND at 1-833-777-5779 as explained at BCBSND – NEMT. (hhs.nd.gov)
- City ADA paratransit:
- Fargo/West Fargo/Moorhead/Dilworth: MAT Paratransit is $3 per ride, PCA rides free; see eligibility and fares at MAT Paratransit – Cost and download the application via MAT Paratransit – Eligibility & Application; eligibility decisions are due within 21 days. (matbus.com)
- Bismarck/Mandan/Lincoln: Bis‑Man Transit paratransit serves certified riders; find the application and criteria at Bis‑Man Transit – Eligibility and call 1-701-258-6817 for help. (bismantransit.com)
- Grand Forks/East Grand Forks: Dial‑A‑Ride is $3 per trip and runs the same hours as fixed routes; apply from CAT – Dial‑A‑Ride and schedule at 1-701-787-9120. (grandforksgov.com)
- Minot: ADA paratransit operates through Souris Basin Public Transportation; review Minot ADA Paratransit or call 1-701-857-4148. (minotnd.gov)
What to do if this doesn’t work: If your ADA paratransit application is delayed past 21 days in Fargo, you’re entitled to temporary eligibility until a decision is made—cite the language in MAT Paratransit – Eligibility and request interim rides. If Medicaid NEMT is denied, ask the Customer Support Center at 1-866-614-6005 to review your eligibility, using NEMT rules as reference. (matbus.com)
If You Parent a Child With Disabilities or Complex Medical Needs
- Special Health Services (SHS) – Financial Coverage Program: This state “gap‑filler” helps pay for specialty care and items (dental, therapies, nutrition, equipment) for eligible children and young adults up to age 21. Income limits are set at up to 185% FPL (updated May 1, 2025). Start at SHS Financial Coverage Program and see the income update at Qualifying income levels change. Call 1-800-755-2714 (711 TTY). (hhs.nd.gov)
- Medicaid Children’s Waivers: ND is amending the Autism Spectrum Disorder (ASD) waiver to increase the age limit through age 20 and slots to 400, and increasing the medically fragile children waiver’s age to 21 (with more slots). Read the June 27, 2025 public notice at ASD Waiver amendments and see the official notice at Public Notice – ASD waiver amendments. (hhs.nd.gov)
- CHIP (children’s health coverage): For uninsured kids not on Medicaid, ND CHIP goes up to 205% FPL (effective April 1, 2025). Review the income table and apply via ND CHIP or call 1-866-614-6005. (hhs.nd.gov)
- Brain injury supports (kids and adults): The North Dakota Brain Injury Network provides free resource facilitation, screenings, peer support, and trainings for survivors and families statewide. Start at NDBIN About, request help via NDBIN Resource Facilitation, or call 1-855-866-1884. (ndbin.org)
What to do if this doesn’t work: If SHS turns you down, ask which documentation was missing, then reapply with added medical notes and an updated SHS diagnosis list reference from SHS Overview. If a waiver slot isn’t available, request case management through ADRL at 1-855-462-5465 and ask to stack State Plan services while you wait (see Adult & Aging Services for the intake path). (hhs.nd.gov)
Work, Training, and Advocacy Designed for Disability
- Vocational Rehabilitation (VR): VR helps disabled North Dakotans get and keep jobs, fund training, provide assistive tech, and coordinate supports. Connect at ND Vocational Rehabilitation or call 1-800-755-2745; if problems arise, ask the Client Assistance Program to advocate for you. (hhs.nd.gov)
- Centers for Independent Living (CILs): CILs teach self‑advocacy, skills, peer support, and transition from institutions. Find your center at ND HHS – Centers for Independent Living and the statewide network at North Dakota Independent Living Network. (hhs.nd.gov)
- ND Association for the Disabled (NDAD): NDAD provides direct financial help (e.g., prescriptions, equipment, travel to care), equipment loans, and adaptive recreation; see NDAD Services and contact your nearest office via NDAD Contact. (ndad.org)
What to do if this doesn’t work: If VR closes your case or denies a service, appeal with help from CAP at P&A; if a CIL waitlist exists, ask for interim peer support through ND HHS – CILs and check NDAD’s short‑term assistance at NDAD Services. (ndpanda.org)
Fargo Water Bill Help
If you’re falling behind, set up a payment arrangement with the City of Fargo Utility Billing and ask whether any medical hardship notes can be added to your account. Review rates and shutoff timelines (e.g., delinquent after 15 days) at Fargo Water & Sewer Rates and contact Fargo Utility Billing at 1-701-241-1324. If you face disconnection, combine a utility payment agreement with a PSC medical delay, using N.D. Admin. Code 69‑09‑02‑05.1. (fargond.gov)
What to do if this doesn’t work: Bring your LIHEAP approval to Community Action and ask about emergency electricity help and weatherization—see LIHEAP emergency notes and CAP ND. If a dispute remains, ask the PSC staff to mediate from PSC Consumer Information. (hhs.nd.gov)
Bismarck Water Bill Help
Call Bismarck Utility Billing at 1-701-355-1700 (option 1) to set up a plan promptly; find pay options and contacts at Bismarck Utility Billing and ask about any available hardship processes. If shutoff is imminent, use ND’s medical delay rule via N.D. Admin. Code 69‑09‑02‑05.1 and consider PSC assistance from PSC Consumer Information. (bismarcknd.gov)
What to do if this doesn’t work: Request emergency help through LIHEAP, and ask Community Action about Energy Share and weatherization via CAP ND; get legal help from LSND if you’re facing an improper disconnection. (hhs.nd.gov)
Local Organizations, Charities, Churches, and Support Groups
Use local, disability‑focused nonprofits for fast, practical help—grants, rides, equipment, peer support, and advocacy.
- ND Association for the Disabled (NDAD): One‑time aid for medical costs, equipment, in‑town accessible transport fees, and more; see NDAD Services and connect through NDAD Contact across Grand Forks, Fargo, Bismarck, Minot, Dickinson, Williston. (ndad.org)
- Centers for Independent Living: Contact Dakota CIL (Bismarck/Dickinson area) or Freedom Resource Center (Fargo region), or find your CIL via HHS – CILs for skills training and transition help. (hhs.nd.gov)
- Brain injury supports: Find peer groups in Bismarck, Fargo, Minot and more via NDBIN Support Groups; get one‑to‑one resource facilitation from NDBIN Resource Facilitation. (ndbin.org)
- Tribal Vocational Rehabilitation projects: If you are an enrolled tribal member living on or near reservation lands, see contacts for Spirit Lake, Standing Rock, and Turtle Mountain at ND American Indian VR, plus details for MHA Nation VR. (hhs.nd.gov)
- Immigrant and refugee supports: In Fargo, Global Refuge – Fargo Welcome Center connects New American families to services, including disability‑related navigation; for local integration help in Grand Forks, ask 2‑1‑1 to connect you with New American support groups listed in FirstLink’s directory. (globalrefuge.org)
What to do if this doesn’t work: Ask FirstLink 2‑1‑1 to search for parish‑based funds and disability‑friendly community microgrants—use FirstLink 2‑1‑1—and request advocacy help from Protection & Advocacy if you meet disability criteria. (myfirstlink.org)
Resources by Region
- Fargo/Cass County: Apply for disability‑priority housing at Fargo Housing – Mainstream; use MAT Paratransit application at MAT – Eligibility & Application; call FirstLink 2‑1‑1 at 1-701-235-7335 via FirstLink 2‑1‑1. (fargohousing.org)
- Bismarck/Burleigh–Mandan/Morton: Set paratransit service with Bis‑Man Transit – Eligibility; water billing help at Bismarck Utility Billing; statewide HCBS entry point via ADRL. (bismantransit.com)
- Grand Forks/Grand Forks County: Apply for HCV/Mainstream at GFHA – HCV; use CAT Dial‑A‑Ride; disability supports through NDBIN. (thegfha.org)
- Minot/Ward County: ADA paratransit via Minot ADA Paratransit; call ADRL 1-855-462-5465 via Home & Community‑Based Long‑Term Care; VR services at ND VR. (minotnd.gov)
- Williston/Williams County: Ask ADRL for local HCBS providers at 1-855-462-5465 via ADRL Homecare and explore NDAD Williston office at NDAD Contact. (hhs.nd.gov)
- On or near reservations (Spirit Lake, Standing Rock, Turtle Mountain, MHA Nation): Call your Tribal VR program via ND American Indian VR contacts and ask ADRL for HCBS options at 1-855-462-5465 using ADRL. (hhs.nd.gov)
Diverse Communities
- LGBTQ+ single mothers: ND law and policies continue to shift, but you can still access disability benefits, HCBS, and legal protections the same as anyone else; reach supportive civil rights help at ACLU of North Dakota – LGBTQ+ & Two‑Spirit Rights and inclusive community connections through the ND LGBTQIA2S+ Summit (next statewide event October 3–5, 2025 in Fargo). For statewide resource navigation, use FirstLink 2‑1‑1. (aclund.org)
- Veteran single mothers: Enroll in VA care and connect to women’s health, caregiver supports, and mental health services. Call the Fargo VA main line 1-800-410-9723 and the Women Veterans Program at the VA Fargo Health Care System via VA Fargo – Contact; to book or manage appointments see VA Fargo – Make an Appointment. For housing, ask about HUD‑VASH through HUD North Dakota and your VA social worker. (va.gov)
- Immigrant/refugee single moms: In Fargo, Global Refuge – Fargo Welcome Center links New Americans to health coverage, disability help, ESL, and employment; for local resource navigation anywhere statewide, call FirstLink 2‑1‑1 and request interpretation (free). (globalrefuge.org)
- Tribal‑specific resources: Use Tribal VR for disability employment supports and equipment, and ask ADRL for HCBS navigation. Find contacts at ND American Indian VR and MHA Nation’s program at MHA Nation VR; for legal advocacy, call Protection & Advocacy. (hhs.nd.gov)
- Rural single moms with limited access: Ask about telehealth coverage through Medicaid and request mileage reimbursement (NEMT) if you must travel for care; start at ND Medicaid NEMT and use ADRL to find local HCBS providers willing to travel. For crisis support in rural areas, use FirstLink 9‑8‑8. (hhs.nd.gov)
- Single fathers: If you’re a single dad with a disability, these same disability‑specific programs apply. Connect with ND VR for employment, ND Assistive for devices, and ADRL for in‑home supports. (hhs.nd.gov)
- Language access: When contacting ND HHS, ask for interpreter services or TTY 711 at every call. You can request translations and auxiliary aids through the contacts on HHS Contact and civil rights accommodations via HHS Nondiscrimination Policy. (hhs.nd.gov)
- Accessibility notes: Ask agencies for “large‑print applications” and TTY services (711) in all programs. Start with Apply for Help – HHS and ND DDS for disability applications that may require special formats. (hhs.nd.gov)
Common Mistakes to Avoid
- Assuming expansion Medicaid covers disability needs: If you get SSI or meet disability standards, apply for ABD or MWD instead of expansion; compare at ND Medicaid Eligibility and Workers with Disabilities. (hhs.nd.gov)
- Ignoring PSC rights on shutoff notices: Always tell your utility you’re disabled or have a medical risk; a 30‑day stay may apply. See N.D. Admin. Code 69‑09‑02‑05.1 and PSC Consumer Info. (law.cornell.edu)
- Not applying for Mainstream vouchers: Even when HCV is closed, Mainstream (disability) might open separately; monitor Fargo Housing and GFHA HCV/Mainstream. (fargohousing.org)
Reality Check
Funding runs dry: Some programs (waivers, emergency funds, vouchers) have limited slots or seasonal pauses. Always ask to join waitlists and request interim services while you wait through ADRL and ND VR. (hhs.nd.gov)
Timelines vary: For ADA paratransit, Fargo must decide within 21 days of a complete application; use temporary eligibility if late via MAT Paratransit – Eligibility. Utility shutoffs require a 10‑day notice and allow a 30‑day medical delay—see N.D. Admin. Code 69‑09‑02‑05.1. (matbus.com)
Verification matters: Disability programs require documentation. Keep digital scans ready and ask agencies about acceptable proofs via Apply for Help – HHS and appeal instructions at Client Rights & Appeals. (hhs.nd.gov)
Quick Reference Cheat Sheet
| Program (disability‑specific) | Who It Helps | Key Benefit | Where to Start |
|---|---|---|---|
| Medicaid Coverage for Workers with Disabilities (MWD) | Disabled adults 16–65 who work | Medicaid with 5% income premium; 225% FPL limits (Apr 1, 2025) | ND Medicaid – MWD and Coverage for Workers with Disabilities (hhs.nd.gov) |
| ABD Medicaid | Blind/disabled, strict income/assets | Full Medicaid or client‑share coverage | ND Medicaid Eligibility (hhs.nd.gov) |
| SSI | Very low income/asset disabled | $967/month (2025) federal benefit | SSI 2025 Amounts and SSI Benefits 2025 (ssa.gov) |
| ND Medicaid Waivers (HCBS) | Adults with disabilities at risk of facility placement | In‑home care, equipment, mods, respite | ND Medicaid Waivers and ADRL (hhs.nd.gov) |
| Mainstream Vouchers | Non‑elderly disabled households | Rent subsidy with disability preference | Fargo Mainstream and GFHA HCV (fargohousing.org) |
| ADA Paratransit | Riders who can’t use fixed route due to disability | Door‑to‑door rides (typically $3 each way) | MAT Paratransit and CAT Dial‑A‑Ride (matbus.com) |
| ND Assistive | Any ND resident with a disability | Device loans/trials, funding help | ND Assistive – Funding and Trial Program (ndassistive.org) |
| Special Health Services (kids/young adults) | Children/youth with special health needs | “Gap‑filler” coverage for specialty care | SHS Financial Coverage (hhs.nd.gov) |
Application Checklist (print/screenshot‑friendly)
- Photo ID: State ID or Tribal ID; if none, ask ND VR for help with documents and use Apply for Help to confirm acceptable alternatives. (hhs.nd.gov)
- Social Security card(s): For SSI/SSDI, follow SSA – Replace Card; for state benefits, upload to ND Self‑Service Portal via Apply for Help. (hhs.nd.gov)
- Proof of disability: Doctor notes, hospital records, disability determinations; ask ND DDS what records help. (hhs.nd.gov)
- Income proof: Pay stubs, SSI/SSDI letters, child support; for ND Medicaid and LIHEAP, see ND Medicaid Eligibility and LIHEAP checklist. (hhs.nd.gov)
- Rent/utility bills: Lease, utility statements, and shutoff/eviction notices; keep for PSC help and LIHEAP crisis. (psc.nd.gov)
- Banking/asset info: Needed for ABD Medicaid; verify limits at ND Medicaid Eligibility – ABD. (hhs.nd.gov)
- Transportation/medical appointment info: For NEMT mileage or lodging; see ND Medicaid NEMT. (hhs.nd.gov)
If Your Application Gets Denied (Troubleshooting)
- Read the notice: Mark the appeal deadline and reason. For Medicaid/LIHEAP/TANF/SNAP, use Client Rights & Appeals and file SFN 162 (you can appeal by phone or email—30‑day window). For Medicaid specifics, see File a Medicaid Appeal. (hhs.nd.gov)
- Get help fast: Call Legal Services of ND (under 60: 1-800-634-5263; 60+: 1-866-621-9886) and request representation. Ask Protection & Advocacy for disability‑related rights or service denials. (lsnd.org)
- Ask for interim services: If you appealed a cut in medical or in‑home services, request continued benefits pending appeal where allowed. Use ADRL to identify stopgap services. (hhs.nd.gov)
Tables You Can Use
Disability Cash & Work Incentives (2025)
| Item | 2025 Amount/Note | Source |
|---|---|---|
| SSI Federal Benefit Rate (individual) | $967/month | SSA – SSI 2025 Amounts (ssa.gov) |
| SSI Federal Benefit Rate (couple) | $1,450/month | SSA – SSI 2025 Amounts (ssa.gov) |
| SGA – non‑blind | $1,620/month | SSA Red Book – 2025 (ssa.gov) |
| SGA – blind | $2,700/month | SSA Red Book – 2025 (ssa.gov) |
| Trial Work Period | $1,160/month counts | SSA Red Book – 2025 (ssa.gov) |
Medicaid Disability Pathways (ND, 2025)
| Path | Key Features | Where to Learn/Apply |
|---|---|---|
| ABD Medicaid | 90% FPL limits (4/1/2025), asset limits; client‑share option if over | ND Medicaid Eligibility – ABD and Apply for Help (hhs.nd.gov) |
| Workers with Disabilities | 225% FPL income levels (4/1/2025); 5% premium; $100 one‑time fee | Workers with Disabilities – Eligibility and Coverage for Workers with Disabilities (hhs.nd.gov) |
| NEMT (Medicaid) | Rides to covered care when no other option | ND Medicaid – NEMT (hhs.nd.gov) |
ADA Paratransit At‑a‑Glance
| City | Fare | Apply/Contact |
|---|---|---|
| Fargo/West Fargo/Moorhead/Dilworth | $3.00 per ride; PCA free | MAT Paratransit – Cost; Eligibility & Application (21‑day decision) (matbus.com) |
| Bismarck/Mandan/Lincoln | See local info; application required | Bis‑Man Transit – Eligibility; reservations 1-701-223-9001 (bismantransit.com) |
| Grand Forks/East Grand Forks | $3 per trip | CAT Dial‑A‑Ride; scheduling 1-701-787-9120 (grandforksgov.com) |
| Minot | Door‑to‑door ADA and demand response | Minot ADA Paratransit; 1-701-857-4148 (minotnd.gov) |
Energy Emergency Shortcuts
| Situation | First Call | Backup |
|---|---|---|
| Shutoff notice received | Your utility (ask for medical delay) using Admin Code 69‑09‑02‑05.1 | PSC Consumer Line 1-877-245-6685 (law.cornell.edu) |
| Out of deliverable fuel | LIHEAP Crisis | CAP ND (hhs.nd.gov) |
| Furnace failure | LIHEAP – Furnace Help | CAP ND – Weatherization (hhs.nd.gov) |
Disability Advocacy & Legal
| Need | Contact | Notes |
|---|---|---|
| Benefits/rights advocacy | Protection & Advocacy | Also runs Client Assistance Program for VR disputes. (ndpanda.org) |
| Civil legal help (non‑criminal) | LSND – Get Help | Hotlines for <60 and 60+; utility, housing, benefits. (lsnd.org) |
| Device funding and trials | ND Assistive | Grants, loans, and short‑term device trials. (ndassistive.org) |
FAQs (North Dakota‑specific)
- What disability income counts for ABD Medicaid in North Dakota: ABD Medicaid looks at gross monthly income and assets, then may establish a client‑share if you’re over the income level. See details and the April 1, 2025 limits at ND Medicaid Eligibility – ABD and call 1-866-614-6005 for a screening through Apply for Help. (hhs.nd.gov)
- How can I work without losing health coverage: Use the Workers with Disabilities buy‑in. You pay a small premium (5%) and keep Medicaid while earning. Verify current income thresholds (225% FPL as of 4/1/2025) at ND Medicaid – Workers with Disabilities and read the overview at Coverage for Workers with Disabilities. (hhs.nd.gov)
- Is SSI enough to qualify me for Medicaid automatically in ND: Yes—SSI recipients qualify for Medicaid, but you still file an application with the state. See ND Medicaid Eligibility – SSI Path and apply via Apply for Help. (hhs.nd.gov)
- Can I get a ride to medical appointments: If you have Medicaid and no other ride, ask for NEMT coverage. Learn the rules at ND Medicaid – NEMT; Medicaid Expansion members can call 1-833-777-5779 per BCBSND NEMT. (hhs.nd.gov)
- What if my paratransit application is pending too long: In Fargo, if no determination is made within 21 days after receiving your complete application, you should get temporary eligibility until the final decision—see MAT Paratransit – Eligibility and call 1-701-241-8140. (matbus.com)
- Does ND have disability‑priority housing: Yes—ask about Mainstream vouchers for non‑elderly disabled. Check Fargo Housing – Mainstream (closed as of now) and GFHA – HCV/Mainstream (actively selecting). (fargohousing.org)
- Who helps if my disability rights are violated: Contact Protection & Advocacy for disability rights, abuse/neglect issues, and access problems; they also run CAP for VR program disputes. (ndpanda.org)
- Where can I try assistive tech before I buy: Use ND Assistive’s Short‑Term Equipment Trial and ask about funding via the ND Assistive Funding page. (ndassistive.org)
- Are there grant funds to make my home more accessible: If you’re low income with a physical disability, ask ND Housing Finance Agency about the Rehab Accessibility Program referenced in ND Housing Finance FAQ and see if local nonprofits like NDAD can bridge costs. (nd.gov)
- How do I pause a utility shutoff for medical reasons: Tell your utility within the 10‑day notice period that a disabled or medically at‑risk person lives there and request a 30‑day stay; verify your eligibility in N.D. Admin. Code 69‑09‑02‑05.1 and call PSC Consumer Affairs at 1-877-245-6685 via PSC Consumer Information. (law.cornell.edu)
Spanish Summary / Resumen en Español
Este resumen en español fue producido con herramientas de traducción por IA. Verifique todos los detalles con las oficinas oficiales enlazadas.
- Medicaid para personas con discapacidad: Revise ND Medicaid – ABD y Medicaid para trabajadores con discapacidad; para ayuda, llame 1-866-614-6005. (hhs.nd.gov)
- Transporte médico (NEMT): Si tiene Medicaid y no tiene otro transporte, consulte NEMT – ND Medicaid; para Medicaid de Expansión, llame 1-833-777-5779 según BCBSND – NEMT. (hhs.nd.gov)
- Vivienda con prioridad por discapacidad: Pregunte por vales Mainstream en Fargo Housing y GFHA; explore HUD – Sección 811.
- Demora de cortes de servicios públicos por razones médicas: Solicite una demora de 30 días según N.D. Admin. Code 69‑09‑02‑05.1 y pida apoyo a la Comisión de Servicios Públicos al 1-877-245-6685.
- Asistencia para tecnología asistiva: Use ND Assistive y el Programa de Préstamo de Equipos; llame 1-800-895-4728.
About This Guide
Compiled by the ASingleMother.org Editorial Team.
This guide uses official sources including:
- North Dakota Health & Human Services (ND HHS) and ND HHS – Medicaid Eligibility for ABD/MWD, waivers, and appeals.
- Social Security Administration and SSA Red Book – What’s New 2025 for 2025 SSI, SGA, and TWP figures.
- North Dakota Public Service Commission and N.D. Admin. Code 69‑09‑02‑05.1 for utility disconnection protections.
- ND Assistive and Adaptive Equipment Services (LSTC) for assistive technology and equipment loans.
- FirstLink 2‑1‑1 and Legal Services of North Dakota for statewide navigation and legal aid.
Last verified September 2025, next review April January 2026.
This guide is produced based on our Editorial Standards using only official sources, regularly updated and monitored, but not affiliated with any government agency and not a substitute for official agency guidance. Individual eligibility outcomes cannot be guaranteed. Please note that despite our careful verification process, errors may still occur—email info@asinglemother.org with corrections and we respond within 72 hours.
Disclaimer
This article provides general information for educational purposes. It is not legal, financial, or medical advice. Always verify current program rules, amounts, and availability directly with the agencies linked here, and call to confirm current availability before applying. For emergencies, dial 9‑1‑1; for mental health crises, call or text 9‑8‑8 as shown at FirstLink Crisis Support.
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