Business Grants and Resources for Single Mothers in Michigan

Business Startup, Small Business and Entrepreneurship Assistance and Grants for Single Mothers in Michigan

Last updated: September 2025

Emergency help first

If you need immediate help finding rent, utilities, food or legal aid so you can keep your business plans alive, call 2‑1‑1 or the statewide toll‑free number 1‑844‑875‑9211 for Michigan 2‑1‑1. They are open 24/7 and can connect you to local help fast. Find help at Michigan 2‑1‑1. (mi211.org)
If you are ready to talk to a small‑business expert for free, call the Michigan SBDC statewide line 833‑522‑0025 and ask for startup or capital-readiness advising. Michigan SBDC contacts and regional centers. (michigansbdc.org)

Quick help box

Where to get free one‑on‑one startup help: Michigan SBDC, statewide line 833‑522‑0025. Request advising. (michigansbdc.org)
Grants you can apply for right now if you’re in Detroit: Motor City Match grants up to $100,000; current round closes September 30, 2025 if applicable. Program page and Round 30 application portal. (motorcitymatch.com, apply.motorcitymatch.com)
Statewide small downtown grant: MEDC “Match on Main” grants up to $25,000 via local partners; FY25 awards announced July 29, 2025. Governor’s announcement. (michigan.gov)
Women‑focused loans: Michigan Women Forward microloans $2, 500-$ 50,000 at about 8% interest plus 3% fee; applications online. MWF loan options. (miwf.org)
Child care you can actually afford while you build: MI Tri‑Share splits licensed child‑care costs one‑third employee, one‑third employer, one‑third state; income expanded up to 400% FPL as of May 1, 2025. About Tri‑Share. (michigan.gov)
Register your business online: Michigan’s new MiBusiness Registry Portal handles formations, annual reports and certificates. MiBusiness Registry info. (michigan.gov)

Why this Michigan guide is different

We researched the latest 2025 grants and programs: Many top results list expired COVID‑era grants or generic “apply at SBA” advice. This guide uses current state and city programs, real deadlines, and phone numbers.
We fill the gaps: We include child‑care cost sharing, Detroit‑specific grants, statewide SSBCI loan enhancements, 2025 filing portals and fees, and hands‑on timelines. We cite state or established nonprofit sources and avoid stale numbers.

Start here — the fastest path to making your Michigan business legit

Follow these steps in order. Each step includes the key action, cost, timing, and what to do if it doesn’t work.

Step 1 — Get free Michigan‑specific advising

Action: Schedule a free session with the Michigan SBDC to review your idea, business model, and funding plan.
Why it matters: SBDC advising plus market research and SBIR/tech guidance can shorten your time to funding and launch. Michigan SBDC services. (michigansbdc.org)
How to book: Call 833‑522‑0025 or use the online request form. Regional center contacts. (michigansbdc.org)
Timeline: First meeting usually within a couple of weeks depending on your region.
Plan B: Contact the SBA Michigan District Office in Detroit at 313‑226‑6075 for a referral to a Women’s Business Center (WBC) or SCORE mentor near you. SBA Michigan District. (sba.gov)

Step 2 — Choose your legal structure and file in Michigan

Action: Most solo founders choose an LLC for liability protection. File Articles of Organization online in the MiBusiness Registry Portal.
Cost: The LLC Articles of Organization filing fee is $50 by law (MCL 450.5101). State statute confirming fees. (legiscan.com)
Annual filings: Michigan LLC annual statement is $25 and due February 15 each year. Annuals and fees. (michigan.gov)
Portal: The state launched the new MiBusiness Registry in June 2025; all annual reports are now online only. Launch announcement. (michigan.gov)
Watch out: Scam mailers mimicking LARA’s notices are circulating; verify at the official LARA site or call 517‑241‑6470. Scam alerts and roadmap. (michigan.gov)
Plan B: If you can’t afford the fee today, start as a sole proprietor (no state filing), open a separate business bank account, and file the LLC when ready; or ask a local nonprofit lender if they will cover filing costs with your loan closing.

Step 3 — Get your EIN and register for Michigan taxes

Action: Get a free EIN from the IRS, then register for Michigan Sales/Use/Withholding in Michigan Treasury Online (MTO).
Timing: MTO e‑Registration validates within 10–15 minutes; mailed Form 518 takes 4–6 weeks. MTO Registration FAQ. (michigan.gov)
Your sales tax license: View and print the license in MTO under “Letters and Licenses”; licenses are valid for the calendar year January–December. MTO sales tax licensing details. (michigan.gov)
Deadline reminder: SUW annual return is due by February 28 each year (for the prior tax year). Treasury news release and digest. (content.govdelivery.com)
Plan B: If tech is overwhelming, ask your SBDC advisor to walk you through MTO screens, or call Treasury Registration at 517‑636‑6925. MTO FAQ. (michigan.gov)

Step 4 — If you hire anyone, set up unemployment and workers’ compensation the right way

Unemployment insurance: For 2025, qualified employers pay UI tax on the first $9, 000 * * o f e a c h e m pl oyee ’ s w a g es (d o w n f ro m * *$ 9,500), with new non‑construction employers starting at 2.7%. UIA 2025 updates and press. (michigan.gov)
Workers’ compensation: Coverage is required if you have 3 or more employees at one time, or 1 or more employee working 35 hours/week for 13 weeks or longer. State workers’ comp requirements. (michigan.gov)
Plan B: Not ready to hire employees yet? Use vetted contractors and clearly written contracts, and schedule a free SBDC HR consult to avoid misclassification issues.

Step 5 — Register to sell to the State of Michigan or connect with big buyers

State contracts: Create a vendor account in SIGMA VSS to view and bid on state solicitations. Help desk 517‑284‑0540. How to register. (michigan.gov)
Corporate buyers: Join MEDC’s free Pure Michigan Business Connect community to get matched to purchasing opportunities. PMBC program. (michiganbusiness.org)
Plan B: If procurement feels like a maze, ask SBDC for a procurement specialist or attend a PMBC matchmaking event first.

Michigan funding you can apply for now

Below are the highest‑impact programs for Michigan single mothers launching or growing a business. Always check current round dates and local partner requirements.

Grant and pitch programs

Program	Typical award and focus	Who it is best for	How to apply
Motor City Match (Detroit)	*Up to $100, 000 * c a s h g r an t s; u s u a ll yco v ers u pt o * * 50$ 50,000. Deadlines vary by round; Round 30 cash application open now through September 30, 2025**.	Detroit founders with a secured commercial location and full build‑out plan	Motor City Match Cash Track and application portal. (motorcitymatch.com, apply.motorcitymatch.com)
MEDC Match on Main (statewide, via local partners)	Up to $25,000 to launch or grow place‑based businesses in downtown districts; FY25 supported 63 businesses statewide; awards announced July 29, 2025.	Brick‑and‑mortar shops in Main Street/commercial districts working with a participating local org	Ask your city’s DDA/Main Street program; see state announcement for FY25 awards. (michigan.gov)
Start Garden “The 100” (Grand Rapids, statewide-friendly)	*$1, 000 * t o 100 f ina l i s t s t o p re p f orDe m oD a y; t e n w inn ersrece i v e * $ 20,000* grants. Annual cycle; Demo Day September 17, 2025.	Any idea at any stage; very beginner‑friendly; great for testing the concept	Program page and how it works. (100.startgarden.com)
TechTown Detroit Retail Boot Camp	E‑commerce/Home‑based edition offers pitches for *up to $3, 000 ; B r i c k ‑ an d ‑ M or t a re d i t i o n o ff ers * u pt o$ 5,000 Kickstart Awards for top graduates; program fees $299-$ 499** with post‑grad coaching.	Detroit/Wayne County product‑based or retail founders	Retail Boot Camp details and key dates. (techtowndetroit.org)
Michigan Women Forward “WomanUp & Pitch”	Regional competitions; prizes *$10, 000 * / * $ 5,000/ $2, 500 * pl u s * $ 1,000* audience award; 2025 awarded $175,000 total; 2026 application window opened August 18, 2025; deadline September 19, 2025.	Women‑owned startups and growing firms statewide (food, regional and general tracks)	Competition info, dates and winners. (miwf.org)

Low‑interest and zero‑interest capital

Lender/program	Amounts and terms	Good for	How to apply
Michigan Women Forward Microloan	$2, 500-$ 50,000, fixed 8% interest, 3% fee, no prepayment penalty, 3–6 year terms; can fund startup costs, inventory, equipment, marketing, rent, payroll.	Startups and early‑stage founders who are not bank‑ready	MWF loan options. (miwf.org)
CEED Lending (Great Lakes WBC) SBA Microloan	$5, 000-$ 50,000; up to 6 years; secured loans; counties include Oakland, Wayne, Macomb, Washtenaw and others; counseling required.	Southeast Michigan founders needing smaller loans and hands‑on support	CEED microloan program. Phone: 734‑677‑1400. (greatlakeswbc.org)
Kiva Detroit via Build Institute	$1, 000-$ 15,000 at 0% interest, no fees, crowdfunded; requires small “private” community backing first, then public campaign.	Very early stage or credit‑challenged founders statewide, especially in Detroit/Wayne/Oakland/Washtenaw	How Kiva works and apply. (buildinstitute.org)
Michigan Economic Opportunity Fund (through MWF)	Microbusiness loans up to $50,000 for women, veterans and entrepreneurs of color; mix of public/private funds including SSBCI support.	Founders who were declined by banks and need flexible underwriting	Program overview and contact. Phone: 313‑962‑1920 at MWF. (michiganbusiness.org)

Reality check — banks vs. CDFIs

Banks often need 2+ years of financials, collateral, and strong credit. Community lenders (CDFIs) like MWF and CEED look at the whole picture and can fund earlier. Use SBDC to prep your financial package and projections first.

State programs that make loans easier to get (you still apply through a lender)

Collateral Support Program: The state can pledge cash collateral to cover a lender‑identified shortfall (up to roughly half of the loan), so your loan can be approved. You still need to qualify with a lender. MEDC Capital Access programs. (michiganbusiness.org)
Loan Participation Program: The state buys a portion of your loan and can defer principal and interest on its share for up to 36 months, freeing cash flow in the early months. Program details for lenders. (michiganbusiness.org)
Capital Access Program (CAP): Small premium paid by you, the bank and the state builds a reserve that lets lenders approve riskier loans and lines of credit. CAP overview. (michiganbusiness.org)

Tip

Ask your bank or CDFI if your loan can include state SSBCI support. Lenders apply for the enhancement; you don’t have to. Keep your business taxes current to speed approval.

Tech or innovation startups — special Michigan funding

Emerging Technologies Fund (ETF): State match of up to $25, 000 * * f or SB I R / STTRP ha se I an d * * u pt o$ 125,000 for Phase II awards; administered by SBDC. ETF details. (michiganbusiness.org)
Michigan Innovate Capital Fund (MICF): Updates in March 2025 increased total per‑company exposure to $500,000 through nonprofit fund managers investing in pre‑seed/startup tech companies. MSF updates. (michiganbusiness.org)
SBDC Tech Team: Help with SBIR/STTR proposals, investor prep and commercialization. Tech services. (michigansbdc.org)

“Done‑for‑you” local support hubs

Great Lakes Women’s Business Council (WBC): Free training, mentoring, and microloans through CEED Lending. Phone: 734‑677‑1400. WBC overview. (greatlakeswbc.org)
SBA Michigan District Office: Statewide help on SBA loans, certifications, federal contracting. Detroit main office 313‑226‑6075. SBA Michigan. (sba.gov)
Michigan Works!: Employer services and training grants; call 800‑285‑WORKS (9675) to reach your local office. Find your local center. (michiganworks.org)
Pure Michigan Business Connect (PMBC): Free buyer‑supplier matchmaking network. Join PMBC. (michiganbusiness.org)

Child care and workforce help while you build or grow

Support	Key details	How to use it
MI Tri‑Share Child Care	Cost split equally by the state, your employer, and you; as of May 1, 2025 eligibility expanded up to 400% FPL (about $128,600 for a family of 4). Great option if your employer participates.	Ask your (current or future) employer’s HR to enroll; see program info and employer contacts: MiLEAP Tri‑Share. (michigan.gov)
Child Development & Care (CDC) subsidy	Helps pay licensed child care when you work or go to school. Provider rates increased 15% on September 22, 2024; income limits updated annually. Examples MiLEAP published in 2024 included family‑of‑4 under $60,000; check the calculator for current 2025 numbers.	Apply at MI Bridges and review the parent page and calculator at MiLEAP CDC. (michigan.gov)
Going PRO Talent Fund (for employers)	Competitive grants that help Michigan small businesses pay for short‑term, industry‑recognized training. Cycle 2 of FY25 awarded $16 million to 297 businesses, training nearly 8,000 workers.	Ask your local Michigan Works! office to sponsor your application for the next cycle. LEO Talent Fund. (michigan.gov)

What to do if this doesn’t work

If your employer won’t join Tri‑Share, ask about flexible hours or remote work during launch months and use the CDC subsidy as a bridge. Have your provider ready to complete the DHS‑4025 form to start billing. (michigan.gov)

Your Michigan startup admin — fees, forms and deadlines (quick table)

Task	Fee:	Deadline:	Where to do it
File LLC Articles of Organization	$50	At formation	MiBusiness Registry Portal. (legiscan.com, michigan.gov)
File annual LLC statement	$25	February 15 each year	Annual reports guidance. (michigan.gov)
Register Sales/Use/Withholding (SUW)	$0	Before you start collecting	Michigan Treasury Online (MTO). (michigan.gov)
Print your sales tax license	$0	License valid Jan–Dec; print anytime	View under “Letters and Licenses” in MTO. (michigan.gov)
File SUW annual return	—	Due February 28 each year	Treasury reminder. (content.govdelivery.com)
Set up unemployment (if hiring)	—	Before first payroll	New employers in 2025 taxed first $9,000 wages per employee. UIA update. (michigan.gov)
Secure workers’ compensation	Varies	As soon as you hit thresholds	Required with 3 employees, or 1 full‑time 35 hrs/13 wks. WDCA rules. (michigan.gov)

Where to find Michigan grants and competitions by region

Region	Programs and contacts
Detroit	Motor City Match — grants up to *$100, 000 ; [d e t ai l s] (h ttp s : // www . m o t orc i t y ma t c h . co m / c a s h - t r a c k /) . * T ec h T o w n R e t ai lB oo tC am p * * — a w a r d s * $ 3,000–$5,000* to top grads; details. Great Lakes WBC and CEED Lending — training and microloans; 734‑677‑1400; WBC. (motorcitymatch.com, techtowndetroit.org, greatlakeswbc.org)
West Michigan / Grand Rapids	Start Garden The 100 — *$1, 000 * t o f ina l i s t s, * $ 20,000* to winners; how it works. GROW — Women’s Business Center with loans up to $50,000; 616‑458‑3404; Explore loans. (100.startgarden.com, growbusiness.org)
Ann Arbor / Washtenaw	Ann Arbor SPARK — regional microloan information hub; microloan roundup. MWF loans statewide. (annarborusa.org, miwf.org)
Statewide downtowns	Match on Main via local partners — up to $25,000. Ask your city DDA/Main Street program; see state’s July 29, 2025 award list. Press release. (michigan.gov)

Quick reference cheat sheet

Free advising: Michigan SBDC 833‑522‑0025; request advising. (michigansbdc.org)
Women’s capital and coaching: Michigan Women Forward loans $2, 500-$ 50,000; loan options. (miwf.org)
Detroit grants: Motor City Match up to $100,000; cash track. (motorcitymatch.com)
State contracting: SIGMA VSS vendor registration; help desk 517‑284‑0540; how to register. (michigan.gov)
Child care cost‑sharing: MI Tri‑Share up to 400% FPL; MiLEAP info. (michigan.gov)
Workforce training grants: Going PRO Talent Fund (apply via Michigan Works!); LEO program page. (michigan.gov)

Application checklist

Use this to prep for lenders, grants and pitch competitions.

Business basics: Michigan entity formed, EIN letter, operating agreement (LLC), proof of address/lease, any licenses.
Finances: 12‑month cash flow, projected P&L, startup/renovation budget with vendor quotes, personal budget, 3 months of personal bank statements.
Credit and collateral: Credit report, list of assets/equipment, plus any co‑signer details if needed.
Plan and traction: 1–2 page executive summary, market research (from SBDC), photos/prototypes, website or social profiles, letters of support, customer interest or preorders.
Child‑care plan: If you’re parenting alone, include a concrete child‑care plan and backup so lenders feel confident about your operating hours (Tri‑Share or CDC subsidy proof helps). (michigan.gov)

Common mistakes to avoid

Skipping state filings: Michigan now requires annual filings online; missing the February 15 LLC statement leads to “not in good standing” status and fees. File the moment you get reminders. (michigan.gov)
Relying on expired grants: Many 2020–2022 programs are closed. Focus on current options such as Motor City Match, Match on Main, and lender‑backed SSBCI loans. (motorcitymatch.com, michigan.gov, michiganbusiness.org)
Underestimating build‑out: Detroit storefront projects need real quotes and design docs; MCM will not fund if your budget is vague. (motorcitymatch.com)
Not using child‑care subsidies: Single parents who qualify can lower out‑of‑pocket child‑care costs. Check CDC and Tri‑Share early. (michigan.gov)
Missing procurement chances: State and corporate buyers need suppliers. Complete your SIGMA VSS profile and add commodity codes to get bid notices. (michigan.gov)

Realistic timelines

Entity filing: Same‑day online; allow 1–10 business days for processing and certificates depending on volume. Portal launch notice. (michigan.gov)
MTO tax registration: 10–15 minutes for e‑Registration; mailed registration 4–6 weeks. (michigan.gov)
CDFI microloans: About 3–6 weeks from complete application to closing (varies by lender and documents).
Motor City Match: Applications are scored, finalists selected, then supplemental steps; expect 2–5 months from application to award. (motorcitymatch.com)
Match on Main: Runs on state fiscal cycles through local partners; ask your DDA/Main Street about their internal deadline before the state window. (michigan.gov)

Diverse communities — tailored doors to open

LGBTQ+ single mothers: Tap inclusive lenders and training such as Michigan Women Forward and Great Lakes WBC for bias‑free advising and capital. Many pitch programs welcome trans and nonbinary founders who identify as women; check MWF eligibility details and ask questions early. (miwf.org, greatlakeswbc.org)
Single mothers with disabilities or disabled children: Consider home‑based or e‑commerce models; TechTown’s e‑commerce edition and SBDC virtual training reduce travel and time costs. Ask lenders about flexible underwriting if disability income is part of your budget. (techtowndetroit.org, michigansbdc.org)
Veteran single mothers: Michigan waives many business filing fees when a majority of LLC membership interests are held by veterans; ask about this at formation. Proof of veteran status required. (michigan.gov)
Immigrant and refugee single moms: SBDC offers materials in Spanish, Arabic and Chinese, and can connect you to legal clinics for status‑related business questions. (michigansbdc.org)
Tribal citizens: Use SBDC and PMBC to connect with buyers while keeping your business based on‑reservation or near your community; check with your tribal government for local procurement preferences. (michigansbdc.org, michiganbusiness.org)
Rural single moms: Match on Main and MEDC “Trusted Connector” grantees support rural founders; ask your county EDO which hub serves your area. (michiganbusiness.org)
Single fathers: All programs listed here are open to any parent founder; child‑care help applies equally to eligible dads. (michigan.gov)
Language access: Michigan 2‑1‑1 offers support in 180+ languages and can connect you to local translators for applications. Phone: 1‑844‑875‑9211. (mi211.org)

What to do if a funding route doesn’t work

Grant declined: Ask for written feedback; fix gaps (budget or readiness) with SBDC; apply again next round; bridge with Kiva 0% or a $2, 500-$ 50,000 MWF microloan. (buildinstitute.org, miwf.org)
Bank says no: Take your denial letter to a CDFI (MWF, CEED, GROW). Ask the lender to use MEDC Collateral Support or Loan Participation to strengthen your package. (michiganbusiness.org)
Child‑care cost is blocking you: Ask your employer to join Tri‑Share; if that’s a no, apply for the CDC subsidy and choose a licensed provider familiar with I‑Billing. (michigan.gov)
Time overwhelm: Use SBDC templates and TechTown cohorts to structure weekly progress; carve out 2 focused hours, 3 times a week, and set one application deadline every 30 days.

Ten Michigan‑specific FAQs

Where can I get a free Michigan business plan template: The Michigan SBDC provides free templates and one‑on‑one help to complete them. Download and request help. (michigansbdc.org)
How much is the Michigan LLC filing fee: $50 for Articles of Organization, set in state law. MCL 450.5101. (legiscan.com)
What’s the annual Michigan LLC fee and due date: $25, due February 15 each year. Annuals page. (michigan.gov)
I sell online — how do I get a sales tax license: Register in MTO; your license is available under “Letters and Licenses,” valid Jan–Dec. MTO FAQ. (michigan.gov)
Are there any Detroit‑only grants: Yes — Motor City Match cash grants up to $100,000 for build‑outs, plus other tracks for planning and design. Program page. (motorcitymatch.com)
What’s new for unemployment taxes in 2025: The taxable wage base dropped to $9, 000 * * (f ro m * *$ 9,500) for qualified employers. UIA release. (michigan.gov)
Can the state help if my loan lacks collateral: Yes — MEDC Collateral Support and Loan Participation can bridge gaps through your lender. Capital Access. (michiganbusiness.org)
Is there a women‑focused pitch with cash prizes: Michigan Women Forward’s WomanUp & Pitch offers $10,000 top prizes regionally with smaller prizes and audience awards. Competition details. (miwf.org)
How do I bid on State of Michigan contracts: Register in SIGMA VSS and add your commodity codes so you get bid alerts. Help desk 517‑284‑0540. How to register. (michigan.gov)
I need help finding social services while I launch: Call 2‑1‑1 or 1‑844‑875‑9211 for Michigan 2‑1‑1. Find help. (mi211.org)

Real‑world examples

Detroit child‑care founder used MCM: Motor City Match continues to fund child‑care centers among retail and service winners; recent rounds show grants spread across neighborhoods and industries. Program updates and awards. (detroitchamber.com)
Downtown small shops statewide: In FY25, 63 small businesses received Match on Main grants to build out or expand in their downtowns. If your town participates, this can cover a chunk of equipment, façade, or interior costs. State press release. (michigan.gov)
First‑time founders testing ideas: The Start Garden “100” gives $1, 000 * * t o t es t an d t h e n * *$ 20,000 to winners at Demo Day — a realistic on‑ramp when you don’t have traction yet. How it works. (100.startgarden.com)

What programs pay for what — at a glance

Need	Best first stop:	Notes
Brick‑and‑mortar build‑out (Detroit)	Motor City Match	Grants up to $100,000; must show location, design/bids, equity. (motorcitymatch.com)
Downtown storefront outside Detroit	Match on Main	Up to $25,000 via your local Main Street/partner. (michigan.gov)
Early working capital	MWF microloan, CEED, GROW	Loans $2, 500-$ 50,000; flexible underwriting. (miwf.org, greatlakeswbc.org, growbusiness.org)
Zero‑interest starter money	Kiva via Build Institute	$1, 000-$ 15,000 at 0% interest. (buildinstitute.org)
Tech commercialization	SBDC Tech Team, ETF	ETF match up to *$25, 000 * / * $ 125,000* for SBIR/STTR. (michiganbusiness.org)
Lower child‑care costs	MI Tri‑Share / CDC	Tri‑Share up to 400% FPL; CDC subsidy for work/school. (michigan.gov)

About this guide

Compiled by the ASingleMother.org Editorial Team

This guide uses official sources from Michigan Department of Labor and Economic Opportunity, Licensing and Regulatory Affairs, Treasury, MEDC, City of Detroit, Michigan SBDC, and established nonprofits.

How we research: We rely on official state and federal websites and established nonprofit programs. We cross‑check benefit limits, deadlines and program rules, link to application portals, and verify contact details. We track updates and correct verified errors quickly.

Questions about our editorial process or to report an error email: info@asinglemother.org. See our full Editorial Standards. This standards page notes that guides are reviewed on a schedule and policy changes are updated quickly. Last updated August 2025. (mi211.org)

Disclaimer

Accuracy and changes: Program amounts, deadlines and rules can change. Always verify on the official website or with the agency before you apply.
Security note: Only enter personal data on official .gov and known nonprofit sites; beware of look‑alike sites or mailers that charge to file simple state forms. File your business forms through the official MiBusiness Registry and tax filings through Michigan Treasury Online. (michigan.gov)

Sources cited and last verified

Motor City Match amounts and rules, application dates — City/DEGC program pages and application portal (verified September 2025). (motorcitymatch.com, apply.motorcitymatch.com)
Match on Main awards and amounts — Governor’s press release (verified September 2025). (michigan.gov)
Michigan SBDC services and contacts — official site (verified September 2025). (michigansbdc.org)
MWF loans and WomanUp & Pitch prizes/dates — official site (verified September 2025). (miwf.org)
CEED Lending microloans — Great Lakes WBC (verified September 2025). (greatlakeswbc.org)
TechTown Retail Boot Camp awards — official page (verified September 2025). (techtowndetroit.org)
Start Garden “The 100” — official site (verified September 2025). (100.startgarden.com)
MEDC Capital Access/SSBCI programs — official pages (verified September 2025). (michiganbusiness.org)
ETF and MICF updates — MEDC (verified September 2025). (michiganbusiness.org)
LARA MiBusiness Registry and filings — official notices and annual fees/deadlines (verified September 2025). (michigan.gov)
LLC fee in statute — MCL 450.5101 (verified September 2025). (legiscan.com)
MTO registration and sales tax license — Treasury FAQs (verified September 2025). (michigan.gov)
UIA 2025 wage base and rates — LEO/UIA (verified September 2025). (michigan.gov)
Workers’ comp thresholds — WDCA (verified September 2025). (michigan.gov)
MI Tri‑Share expansion — MiLEAP (verified September 2025). (michigan.gov)
CDC subsidy updates and parent resources — MiLEAP (verified September 2025). (michigan.gov)
Michigan 2‑1‑1 contacts — official site (verified September 2025). (mi211.org)
PMBC — MEDC (verified September 2025). (michiganbusiness.org)
SBA Michigan — official site (verified September 2025). (sba.gov)

What to do next

Pick one funding route from the tables above and book a free SBDC advising session this week.
If you’re in Detroit and aiming for a storefront, start your Motor City Match application now and gather quotes.
Set calendar reminders for February 15 (LLC annual statement) and February 28 (SUW annual return). (michigan.gov, content.govdelivery.com)

You’ve got this — one clear step at a time, with the right Michigan resources backing you.

🏛️More Michigan Resources for Single Mothers

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