Credit Repair & Financial Recovery for Single Mothers in Connecticut

Last updated: September 2025

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Quick Help Box

• Emergency money for heat or utilities (today): Call your utility and ask for the Matching Payment/arrearage forgiveness program. Eversource: 800-286-2828 (electric) / 800-438-2278 (gas). United Illuminating (UI): 800-722-5584. Then contact your local Community Action Agency via 2-1-1 to apply for CEAP heating help. (eversource.com, uinet.com, uwc.211ct.org, portal.ct.gov)
• Food today / this week: Apply for SNAP online at ConneCT (state portal). If you have little to no money, you may qualify for expedited SNAP in 7 days. DSS Benefits Center: 1-855-626-6632. (portal.ct.gov)
• Medical coverage right now: Check HUSKY A/D monthly income limits effective March 1, 2025 and apply through HUSKY Health. Access Health CT call center: 1-855-805-4325. (portal.ct.gov)
• **Student loan relief (cash back up to $5,000\ast \ast /year):\ast \ast CT’sStudentLoanReimbursementProgramisopenviatheCTScholarsportalwithacapof\ast \ast$20,000 over four years; first‑come, first‑served. (ctinsider.com)
• Credit report or debt collector problem: File a complaint with the CT Department of Banking. Consumer line: 860-240-8170 or 1-800-831-7225 (option 2). (portal.ct.gov)

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Emergency First: Keep Heat, Lights, Food, and Medical Coverage Protected

Start with what protects your kids and your home this week. Then we’ll build your 60‑day recovery plan.

Heat and Utilities

• Most urgent action: Call your utility and ask for the arrearage forgiveness program.
  • Eversource: 800-286-2828 (electric) or 800-438-2278 (gas). Ask to enroll in the Matching Payment Program (MPP). Each $1\ast \ast youpay(andeach\ast \ast$1 of CEAP benefit) can knock $1 off your arrears. Stay current and they keep forgiving. (eversource.com)
  • United Illuminating (UI): 800-722-5584. Ask for the Bill Forgiveness Program: if you pay the budget amount each month, UI applies a 100% dollar‑for‑dollar match toward your past‑due balance (12–36 months). (uinet.com)
  • If you can’t get through: Call 2-1-1 and ask for utility hardship enrollment and CEAP help.
• Apply for CEAP (heating help): For the 2025–2026 season, basic benefits generally range $295–$645 based on income, household size, and heat type, with different add‑ons for deliverable fuels. Apply online or through your local CAA; deadlines run through late spring 2026. (portal.ct.gov, uwc.211ct.org)
• What to do if this doesn’t work: Ask PURA Consumer Services for help with a payment arrangement or dispute. See numbers under “Utility & Heating Help” below. (portal.ct.gov)

Food

• Apply for SNAP now at ConneCT: If your case is urgent, DSS can process within 7 days. Maximum monthly SNAP for FY 2025 is $292\ast \ast (1person),\ast \ast$536 (2), $768\ast \ast (3),\ast \ast$975 (4). CT uses up to 200% FPL for gross income screening under expanded categorical eligibility. (portal.ct.gov, fns.usda.gov, portaldir.ct.gov)
• WIC for pregnant/postpartum moms and kids under 5: Monthly fruit & veggie benefit (CVB) is $26\ast \ast perchild,\ast \ast$47 for pregnant or postpartum adults, $52 for fully/mostly breastfeeding adults in FY2025. Income limits follow federal WIC guidelines updated July 1, 2025. Apply through your local WIC clinic. (fns.usda.gov)
• What to do if this doesn’t work: Call 2-1-1 for local food pantries and free community meals.

Health Coverage

• HUSKY A (parents/caretakers): As of Oct 1, 2024, the parent/caretaker income limit is aligned to 138% FPL. Current monthly HUSKY income charts (effective Mar 1, 2025): examples for HUSKY A parents/caretakers show thresholds like “Under $2,433\ast \ast (2-person),\ast \ast$3,065 (3-person), $3,698 (4-person).” Check the full PDF and apply. (portal.ct.gov)
• HUSKY D (adults 19–64 without minor children): Monthly limits (effective Mar 1, 2025) include “Under $1,800\ast \ast (1-person),\ast \ast$2,433 (2-person).” (portal.ct.gov)
• What to do if this doesn’t work: Ask about Covered Connecticut (state‑paid marketplace plan for qualifying families) through Access Health CT at 1-855-805-4325. (portal.ct.gov)

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Quick Reference Cheat Sheet

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How To Triage Your Credit This Month (Free and Legit)

Step 1 — Pull all three credit reports (free every week)

• Action: Get your Equifax, Experian, and TransUnion reports free at AnnualCreditReport.com. Weekly access is now permanent. (consumerfinance.gov, money.com)
• Tip: Download PDFs and save them. Highlight anything that’s not yours or that looks wrong (wrong balance, dates, status).
• What to do if this doesn’t work: Order by phone at 1-877-322-8228. (consumerfinance.gov)

Step 2 — Dispute real errors the right way (no paid “magic letters”)

• Action: Dispute directly with the bureau(s). They have 30 days to investigate, 45 days if you add new info during the review. Accurate negatives cannot be removed early. (consumerfinance.gov)
• Fact check: The so‑called “609 dispute letter” is often misrepresented. Section 609 is about disclosures; disputes fall under Section 611. You can absolutely fix errors yourself for $0. (experian.com, bankrate.com)
• What to do if this doesn’t work: File a credit reporting complaint with CFPB at (855) 411-2372.

Step 3 — Stop collection harassment and force details of a debt

• Action: When a collector first contacts you, you must get a “validation notice” with itemization and your 30‑day dispute window. If you dispute within that window, they must stop collecting until they verify. Use certified mail. (consumerfinance.gov)
• What to do if this doesn’t work: Complain to CT Department of Banking (DOB) Consumer Credit Division: 860-240-8170 or 1-800-831-7225 (option 2). (portal.ct.gov)

Step 4 — Freeze your credit and set fraud alerts if needed

• Action: Place free freezes at all three bureaus. Then add a 1‑year fraud alert if you suspect ID theft at IdentityTheft.gov for a full recovery plan. (consumerfinance.gov)

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Your Rights in Connecticut That Improve Real‑World Outcomes

Use these state‑specific protections strategically when talking with creditors and collectors.

• Wage garnishment limits: Maximum is the lesser of 25% of disposable weekly earnings or the amount over 40× the higher of the federal or CT minimum wage. With CT’s $16.35\ast \ast minimumwagein2025,youmustbeleftwithatleast\ast \ast$654 per week before any garnishment above that threshold. Some debts (child support, taxes, federal student loans) follow different rules. (portal.ct.gov)
• Small claims cap: Most claims are capped at $5,000\ast \ast (home‑improvementcasesupto\ast \ast$15,000). This limits a collector’s leverage in many cases. (jud.ct.gov)
• Bank account protections: At least $1,000 in a bank account is automatically protected from execution, and certain direct deposits (Social Security, unemployment, IV‑D child support) are fully protected. (cga.ct.gov, cga.ct.gov)
• Statute of limitations (how long you can be sued): Generally 6 years for written contracts in CT (credit cards often treated as written/open accounts; check your circumstances). Importantly, for purchased debts, making a small payment or “acknowledging” the debt does not restart the clock on lawsuits. (cga.ct.gov, law.justia.com)
• What to do if this doesn’t work: Talk to legal aid about defenses (time‑barred debt, improper service, identity theft) before you agree to anything.

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Table: CT Debt & Credit Rights Snapshot

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Build a 60‑Day Recovery Plan (Connecticut‑Specific)

Week 1–2: Stabilize cash flow and essentials

• File your CEAP application and enroll in utility arrearage forgiveness.
  • Expect 30–45 minutes for CEAP. Benefit amounts for 2025–2026 are generally $295–$645 (basic), with add‑ons for deliverable fuel and crisis assistance. Deadlines run through spring 2026. (portal.ct.gov, uwc.211ct.org)
  • Ask Eversource/UI for hardship status, medical protection (if applicable), and the Matching Payment/Bill Forgiveness program. (eversource.com, uinet.com, portal.ct.gov)
• Apply for SNAP and WIC if eligible; WIC CVB is $26/$47/$52 monthly depending on participant category for FY2025. (portal.ct.gov, fns.usda.gov)
• Pull all three credit reports and list debts by type: federal student loans, medical, utilities, credit cards, auto, etc. Note accounts to dispute.
• If you have medical debt: CT is canceling qualifying medical debts via its partnership with Undue Medical Debt—no application required. Watch your mail for official notices; income up to 400% FPL or debt ≥ 5% of income can qualify. (ctinsider.com, apnews.com)
• What to do if this doesn’t work: Call 2-1-1 for local emergency grants (town social services, Salvation Army vouchers) to bridge rent/utility gaps while plans activate.

Week 3–4: Fix errors and set up affordable payments

• Send disputes on clear errors; collectors must pause collection during the 30‑day validation period if you dispute timely. (consumerfinance.gov)
• Student loans: If you meet CT’s Student Loan Reimbursement rules, submit now (portal reopened August 15, 2025). You can receive up to $5,000/year\ast \ast withacapof\ast \ast$20,000 over 4 years in exchange for approved community service. Funds are limited; first‑come. (ctinsider.com)
• For credit cards/auto: Ask creditors for hardship plans: reduced APR, interest freeze, or term extension. Pair with the CT utility programs so you’re not over‑promising.
• What to do if this doesn’t work: Talk to a licensed, nonprofit credit counseling agency (ask DOB for licensed “debt adjusters” in CT) to set up a Debt Management Plan (DMP). (portal.ct.gov)

Week 5–8: Boost income and lock in protections

• CT Paid Leave: If you’re missing work for a qualifying reason, you may receive up to $981/week\ast \ast in2025.Formulapays\ast \ast 95$654 then 60% of the rest, capped at $981. Contribution rate is 0.5% of wages. (ctpaidleave.org, nfp.com, ppibenefits.com)
• File taxes early to capture both federal EITC and CT EITC. CT’s EITC is 40% of your federal credit (e.g., federal $7,830\ast \ast with3+children\to CTadds\ast \ast$3,132). Use free VITA help. (portal.ct.gov)
• What to do if this doesn’t work: If your budget still doesn’t balance, consider negotiating settlements (get it in writing that it will report “paid/settled” and forgive the remainder). If sued, respond on time; explore legal aid.

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Table: CT Benefit Programs — Key Numbers You Can Use Now

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Utility & Heating Help — Details That Save You Hundreds

• Eversource Matching Payment Program (MPP): For each $1\ast \ast youpay(andeach\ast \ast$1 of CEAP assistance), Eversource deducts $1 from arrears. Must make required monthly payments. Call 800-286-2828 (electric) / 800-438-2278 (gas). (eversource.com)
• UI Bill Forgiveness Program: Make your budgeted payment on time and UI applies a 100% dollar‑for‑dollar match to reduce/eliminate arrears within 12–36 months. Call 800-722-5584. (uinet.com)
• CEAP 2025–2026 season: Basic benefit $295–$645; added help for deliverable fuels (oil/kerosene/propane). Timetable runs from September 1, 2025 application opening through May 29, 2026 (application deadline), with fuel delivery authorizations through early spring. Apply via Heating Help or your CAA. (portal.ct.gov, uwc.211ct.org)
• What to do if this doesn’t work: PURA Consumer Services can step in on disputes, medical protection, and hardship protections. See agency phone list (PURA page) including water utilities if applicable. (portal.ct.gov)

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Credit Repair That Actually Works (Connecticut Edition)

What to dispute vs. what to negotiate

• Dispute only what’s wrong: Wrong person, wrong dates, wrong balance, paid account showing open, duplicate collections. Accurate negatives stay up to 7 years (bankruptcy up to 10 years). (consumerfinance.gov)
• Negotiate the rest: For valid debts, ask for lower APRs, settlement with “paid/settled” reporting, or long‑term payment plans. Get everything in writing.

Medical debt updates you should know

• No application debt relief: Connecticut is actively canceling qualifying medical debts via Undue Medical Debt. Notices arrive by mail; forgiven amounts are not taxable to you. To qualify, households are typically ≤ 400% FPL or debt ≥ 5% of annual income. (ctinsider.com, apnews.com)

Student loans — state help

• CT Student Loan Reimbursement Program: Up to $5,000\ast \ast peryear(max\ast \ast$20,000 over four years) for eligible residents who complete service requirements; the CT Scholars portal reopened Aug 15, 2025 with expanded eligibility. Prepare proof of 2024 payments and 50 volunteer hours. (ctinsider.com)

When to get free expert help

• Credit counseling: Use agencies licensed/recognized by the CT Department of Banking; avoid large upfront fees. (portal.ct.gov)
• Legal help: If sued, don’t ignore it. Check small claims caps ($5,000\ast \ast general;\ast \ast$15,000 for some home‑improvement disputes) and whether a debt is time‑barred. (jud.ct.gov, cga.ct.gov)

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Table: Timelines and What to Expect

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Common Mistakes to Avoid

• Paying a time‑barred “zombie” debt: In CT, especially for purchased debt, a small “good‑faith” payment doesn’t restart the lawsuit clock—but don’t accidentally confirm identity or give bank info over the phone. Ask for the validation notice first. (law.justia.com, consumerfinance.gov)
• Not using utility forgiveness programs: Many moms miss arrearage matching and pay old balances slowly without forgiveness. Call your utility and say you need the Matching Payment/Bill Forgiveness program.
• Falling for paid “609 letter” kits: You don’t need to buy templates. Use the bureau’s online dispute tools or a simple letter; focus on verifiable errors. (experian.com, bankrate.com)
• Missing HUSKY transitions: As of Oct 1, 2024, HUSKY A parent/caretaker limits aligned to 138% FPL. If you lost coverage, re‑screen via Access Health CT. (portal.ct.gov)
• Assuming WIC CVB went back down: The FY2025 amounts remain $26/$47/$52 per USDA guidance. (fns.usda.gov)

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Application Checklist (Have These Ready)

• Identity and residency: Photo ID, SSNs (if available), lease or utility bill.
• Income: Last 4 weeks of pay stubs, self‑employment ledger, unemployment letter, child support order.
• Expenses: Rent/mortgage statement, utility bills, child care invoices.
• Programs: For CEAP, past heating bills/fuel delivery invoices. For CT Paid Leave, employer and earnings info. For student loan reimbursement, 2024 payment history and notarized proof of 50 volunteer hours. (ctmirror.org)

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Diverse Communities

• LGBTQ+ single mothers: Action: Ask caseworkers to flag name/gender mismatches early so your HUSKY/SNAP files align with your legal documents. For complaints about treatment by debt collectors or providers, file with CT DOB and the CFPB. Plan B: Seek help from statewide legal organizations experienced with name/gender marker issues.
• Single mothers with disabilities or with disabled children: Action: Apply for CEAP as a “vulnerable household” to unlock higher‑tier fuel help; ask utilities for medical protection from shut‑off with a doctor’s note. Plan B: If HUSKY C rules keep you out, review options like MED‑Connect and monitor ongoing legal challenges to HUSKY C limits. (portal.ct.gov)
• Veteran single mothers: Action: Use HUSKY income disregards for certain VA Aid & Attendance; contact VA and CT DOL veterans reps for priority support in training and jobs. Plan B: If a collector is contacting you about a debt incurred during deployment, demand itemization under the CFPB rule and request hardship options. (consumerfinance.gov)
• Immigrant/refugee single moms: Action: Check HUSKY B and HUSKY B‑Prenatal (non‑citizen pregnant coverage) and WIC regardless of immigration status for kids; SNAP has specific rules—apply and let DSS decide. Plan B: If language is a barrier, ask DSS for VRI (Video Remote Interpreting) services. (portal.ct.gov)
• Tribal citizens: Action: Pair state benefits with tribal services and Indian Health Service when available. Plan B: Request DSS case conferencing to coordinate supports.
• Rural single moms with limited access: Action: Use phone appointments with CAAs for CEAP; request homebound application options if necessary. Plan B: Ask utilities for medical or hardship protections to avoid unnecessary trips.
• Single fathers: Action: All programs above are gender‑neutral; apply if eligible. Plan B: Seek child support order review if income changed.
• Language access: Action: DSS and many utilities offer interpreter services. Ask for it up front and note your preferred language on every form. (portal.ct.gov)

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Resources by Region (Find Your Local Point Person Fast)

• Community Action Agencies (CEAP, SNAP help): Find your nearest CAA by calling 2‑1‑1 or using the statewide Heating Help page to connect to your regional office. This is the fastest route to CEAP and energy matches. (portal.ct.gov)
• Utilities:
  • Eversource: 800-286-2828 (electric), 800-438-2278 (gas) — ask for Matching Payment Program. (eversource.com)
  • United Illuminating: 800-722-5584 — ask for the Bill Forgiveness Program. (uinet.com)
• DSS Benefits Center (SNAP/TFA/Medicaid): 1-855-626-6632; online at ConneCT. (portal.ct.gov)
• PURA Consumer Services (escalations for utilities): See payment assistance page and utility contact list. (portal.ct.gov)
• CT Department of Banking (debt collection complaints/credit counseling info): 860-240-8170; 1-800-831-7225 (option 2). (portal.ct.gov)

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Tables: Utility & Heating Programs (At‑a‑Glance)

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Real‑World Example (What This Looks Like)

• Scenario: Maya in Hartford is 2 months behind on UI, owes $850\ast \ast ,rentsanoil‑heatedapartment,hastake‑homepayof\ast \ast$700/week, and one toddler.
  • She calls 800-722-5584 and enrolls in UI Bill Forgiveness. Her budget amount is $120\ast \ast /mo;everyon‑timepaymentearnsa\ast \ast$120 match against the $850 arrears. (uinet.com)
  • She applies for CEAP via her CAA. Her household is “vulnerable” (child under 6), so her basic benefit falls in the $295–$645 range, plus eligibility for crisis deliveries if needed. (portal.ct.gov)
  • She pulls her credit reports, disputes a duplicate collection, and sets a $50 settlement for a small, valid medical bill—while watching for any Undue Medical Debt letter. (ctinsider.com)
  • She checks HUSKY A for both of them and qualifies under monthly limits effective Mar 1, 2025. (portal.ct.gov)

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Frequently Asked Questions (Connecticut‑Specific)

1. What is the maximum weekly benefit for CT Paid Leave in 2025: Up to $981/week\ast \ast ;theformulapays\ast \ast 95$654 then 60% of the rest. (ctpaidleave.org)
2. How fast can I get SNAP if I have no money: DSS can issue expedited benefits in 7 days if you meet emergency criteria. Apply at ConneCT. (portal.ct.gov)
3. Are free credit reports really weekly now: Yes—get them at AnnualCreditReport.com; phone 1-877-322-8228. (consumerfinance.gov)
4. What’s the CT EITC amount: Connecticut’s EITC equals 40% of your federal EITC (Tax Year 2024 filed in 2025), per DRS. (portal.ct.gov)
5. Do tiny payments restart old debts in CT: For purchased debts, state law says a later payment or “affirmation” does not extend the lawsuit time limit once the statute of limitations has expired. (law.justia.com)
6. What’s protected in my bank account if a creditor wins a judgment: At least $1,000 is automatically protected; federal benefits and recent wages by direct deposit have added protections. (cga.ct.gov, cga.ct.gov)
7. How much can a creditor take from my paycheck in CT: The lesser of 25% of disposable weekly earnings or the amount over 40× the higher of CT or federal minimum wage. (portal.ct.gov)
8. Can I still get CEAP if heat is included in rent: Yes; renters’ benefits exist (smaller amounts), and you may still qualify for other protections. Check your CAA. (uwc.211ct.org)
9. What are the current HUSKY A parent limits: As of Oct 1, 2024, parents/caretakers are at 138% FPL; see the monthly chart effective Mar 1, 2025. (portal.ct.gov)
10. Is CT really canceling medical debt: Yes—the state is partnering with Undue Medical Debt; households under 400% FPL or with debt at least 5% of income can qualify automatically; watch for a letter. No application. (ctinsider.com, apnews.com)

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What This Guide Adds Beyond the Top Search Results

• State‑specific numbers and contacts: Exact CT thresholds, phone numbers, and program dollar amounts (SNAP, CEAP, HUSKY, CT Paid Leave, EITC).
• Integrated plan: Credit repair steps paired with CT utility arrearage forgiveness and heating aid to free cash flow.
• Legal guardrails that matter: CT wage garnishment math, bank levy protections, small claims cap, statute‑of‑limitations traps.
• Plan B after every section: No dead ends—alternate routes and escalation contacts.

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About This Guide

Compiled by the ASingleMother.org Editorial Team: Dedicated benefits researchers focused on clear, accurate steps for families.

Methodology: We use only primary sources—official Connecticut agencies and federal sites—and link directly to applications, calculators, and hotlines. Guides are reviewed on a rolling basis and comprehensively every 8 months.

Accuracy checks: Income limits and maximum benefits are taken from current state/federal documents: SNAP FY2025 COLA; HUSKY monthly charts effective March 1, 2025; CT Paid Leave cap effective January 1, 2025; CEAP 2025–2026 announcements; CT EITC from DRS; and CT statutes/regulations on collections. If you spot an error, email info@asinglemother.org. (fns.usda.gov, portal.ct.gov, ctpaidleave.org)

Editorial standards: See our full Editorial Policy. Last verified September 2025, next review April 2026.

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Disclaimer

Important: Program amounts, eligibility rules, and timelines change. Always verify details with the relevant agency before making decisions. This guide is informational and not legal, tax, or financial advice. For case‑specific advice, consult a qualified professional or a legal aid organization.

Security note: Do not email Social Security numbers, bank info, or full account numbers to unverified recipients. Use official portals and phone numbers listed above whenever possible.

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Sources (selected)

• SNAP FY2025 COLA & maximums: USDA FNS memo (family of 4 $975 max). (fns.usda.gov)
• SNAP CT apply/timelines: DSS SNAP portal. (portal.ct.gov)
• HUSKY A transition to 138% FPL and monthly charts (3/1/2025): DSS HUSKY updates and income chart PDF. (portal.ct.gov)
• CT Paid Leave max $981/0.5% contributions: CT Paid Leave site; employer notices. (ctpaidleave.org, nfp.com)
• CEAP 2025–2026 benefits and timetable: Heating Help (DSS) and 211 CT CEAP page. (portal.ct.gov, uwc.211ct.org)
• CT EITC rate 40% and example amounts: DRS CT EITC page. (portal.ct.gov)
• CT wage garnishment math: Nolo summary citing Conn. Gen. Stat. § 52‑361a. (nolo.com)
• Bank account execution protections: Conn. Gen. Stat. Chapter 906 (post‑judgment procedures). (cga.ct.gov, cga.ct.gov)
• Time‑barred “zombie debt” rule for purchased debt: Conn. Gen. Stat. § 36a‑814. (law.justia.com)
• Debt validation and 30‑day window: CFPB Regulation F (12 CFR 1006.34). (consumerfinance.gov)
• Weekly credit reports: CFPB guidance. (consumerfinance.gov)
• Medical debt relief in CT (Undue Medical Debt partnership): CT Insider/AP coverage. (ctinsider.com, apnews.com)

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What to Do If You Need Hands‑On Help Today

• Call 2‑1‑1: Ask for your nearest Community Action Agency to apply for CEAP, SNAP help, and utility matching enrollment.
• DSS Benefits Center: 1-855-626-6632 for SNAP/Medicaid/TFA issues.
• Utilities: Eversource 800-286-2828 (electric) / 800-438-2278 (gas); UI 800-722-5584.
• CT Department of Banking (debt collectors/credit counseling): 860-240-8170 or 1-800-831-7225 (option 2).
• Access Health CT (HUSKY/marketplace): 1-855-805-4325.

All phone numbers and amounts above are current as of September 2025—verify if reading later.

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🏛️More Connecticut Resources for Single Mothers

Explore all assistance programs in 34 categories available in Connecticut

• 📋 Assistance Programs
• 💰 Benefits and Grants
• 👨‍👩‍👧 Child Support
• 🌾 Rural Single Mothers Assistance
• ♿ Disabled Single Mothers Assistance
• 🎖️ Veteran Single Mothers Benefits
• 🦷 Dental Care Assistance
• 🎓 Education Grants
• 📊 EITC and Tax Credits
• 🍎 SNAP and Food Assistance
• 🔧 Job Training
• ⚖️ Legal Help
• 🧠 Mental Health Resources
• 🚗 Transportation Assistance
• 💼 Job Loss Support & Unemployment
• ⚡ Utility Assistance
• 🥛 WIC Benefits
• 🏦 TANF Assistance
• 🏠 Housing Assistance
• 👶 Childcare Assistance
• 🏥 Healthcare Assistance
• 🚨 Emergency Assistance
• 🤝 Community Support
• 🎯 Disability & Special Needs Support
• 🛋️ Free Furniture & Household Items
• 🏫 Afterschool & Summer Programs
• 🍼 Free Baby Gear & Children's Items
• 🎒 Free School Supplies & Backpacks
• 🏡 Home Buyer Down Payment Grants
• 🤱 Postpartum Health & Maternity Support
• 👩‍💼 Workplace Rights & Pregnancy Protection
• 💼 Business Grants & Assistance
• 🛡️ Domestic Violence Resources & Safety
• 💻 Digital Literacy & Technology Assistance
• 🤱 Free Breast Pumps & Maternity Support